Gnosis PayGnosis Pay
77
Side-by-side card comparison
Gnosis Pay vs Bleap: fees, rewards and account setup
Bleap Card has the higher Overall Score by 17 points (94 vs 77). Bleap Card also looks stronger for Cashback, Funds control, Lowest fees, and Transfers. The details below show where Gnosis Pay may still be the better personal fit.
Information checked Aug 10, 202645 official sources reviewed
01 · Make the first cut
Bleap Card is the better all-round starting point
Bleap Card has the higher Overall Score in this comparison. Gnosis Pay may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallGnosis Pay77Bleap94Higher score
CashbackGnosis Pay22Bleap74Higher score
TravelGnosis Pay100Bleap100Same score
Funds controlGnosis Pay89Bleap100Higher score
Lowest feesGnosis Pay87Bleap95Higher score
TransfersGnosis Pay91Bleap100Higher score
Choose Gnosis Pay if its day-to-day setup suits you
Gnosis Pay does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Spend stablecoins from a dedicated Safe
- SEPA IBAN funding fits euro users
- Visa card with wallet support
Choose Bleap Card if cashback and funds control matter most
Bleap Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Self-custody with an independent exit
- Core card fees are listed at zero
- Both card formats and phone wallets
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Gnosis Pay77Bleap94
Bleap Card has the higher Overall Score by 17 points.
- Entry cost & FX
- Gnosis Pay$0 plan · 0% FXBleap$0 plan · Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Gnosis Pay0% base · up to 5%Bleap1% base · up to 20%
Bleap Card has the higher published base cashback rate (1% vs 0%).
- Funds control
- Gnosis PaySelf-controlled walletBleapSelf-controlled wallet
Gnosis Pay and Bleap Card use the same self-controlled wallet setup.
- Everyday access
- Gnosis PayVirtual + Physical · Apple Pay, Google PayBleapVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Gnosis Pay3 stablecoins · Stablecoin transfers; IBAN outboundBleap3 stablecoins · Stablecoin transfers; Bank transfer in, Bank cash-out
Bleap Card lists more stablecoins and ways to send money out (5 vs 4).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 1 fiat
- Payout methods
- 0 crypto · 1 fiat
- Cashback
- 1%-20%
- Plan cost
- $0
- FX fee
- Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply
- ATM fee
- Bleap fee: €0; up to 3 withdrawals and €400 per month; ATM operator surcharge can apply
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 1 fiat
- Payout methods
- 3 crypto · 1 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsGnosis PayOverall77Bleap CardOverall94
Gnosis PayOverall77Bleap CardOverall94Scores
6 fields- Overall Score
- Gnosis Pay77Bleap Card94
- Cashback score
- Gnosis Pay22Bleap Card74
- Travel score
- Gnosis Pay100Bleap Card100
- Funds control score
- Gnosis Pay89Bleap Card100
- Lowest fees score
- Gnosis Pay87Bleap Card95
- Transfers score
- Gnosis Pay91Bleap Card100
Strengths & trade-offs
2 fields- Strengths
- Gnosis PaySpend stablecoins from a dedicated Safe, SEPA IBAN funding fits euro usersBleap CardSelf-custody with an independent exit, Core card fees are listed at zero
- Trade-offs
- Gnosis PaySetup is more complex than prepaid cards, Cashback depends on GNO programme rulesBleap CardRollout remains account-gated, High cashback is category-specific
Costs
7 fields- Plan cost
- Gnosis Pay$0Bleap Card$0
- FX fee
- Gnosis Pay0%Bleap CardBleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply
- Top-up fee
- Gnosis Pay0%Bleap CardSEPA buy processing: 0%; other funding routes can include a spread or external network cost
- Card spending fee
- Gnosis Pay0%Bleap Card0%
- ATM fee
- Gnosis Pay0–2%Bleap CardBleap fee: €0; up to 3 withdrawals and €400 per month; ATM operator surcharge can apply
- Virtual card
- Gnosis PayFree; available after the card application is acceptedBleap Card€0
- Physical card
- Gnosis Pay30.23 EURe one-time; shipping freeBleap Card€0 issuance; €0 delivery
Plans
2 fields- Available plans
- Gnosis PayNot disclosedBleap CardNot disclosed
- Top cashback plan
- Gnosis PayNot disclosedBleap CardNot disclosed
Everyday use
8 fields- Network
- Gnosis PayVisaBleap CardMastercard
- Card formats
- Gnosis PayVirtual, PhysicalBleap CardVirtual, Physical
- ATM withdrawals
- Gnosis PayAvailableBleap CardAvailable
- Mobile wallets
- Gnosis PayApple Pay, Google PayBleap CardApple Pay, Google Pay
- Apps
- Gnosis PayWebBleap CardiOS, Android
- Daily spending limit
- Gnosis Pay8,000 EURe/GBPe/USDCe/day; 5,000 EURe/GBPe/USDCe/transactionBleap Card€15,000/day; €10,000 per transaction
- Monthly spending limit
- Gnosis PayNot disclosedBleap Card€30,000 rolling month
- ATM limit
- Gnosis Pay250 EURe/GBPe/USDCe/withdrawal; 500 EURe/GBPe/USDCe/dayBleap Card3 withdrawals and €400 per month
Funding & transfers
5 fields- Networks
- Gnosis PayGnosis ChainBleap CardBase, Arbitrum, Solana
- Crypto deposits
- Gnosis PayStablecoins: EURe, GBPe, USDCeBleap CardStablecoins: USDC, EURE, USDT
- Fiat deposits
- Gnosis PayReceive-only SEPA IBANBleap CardManual bank transfer
- Transfers
- Gnosis PayStablecoin transfers; IBAN outboundBleap CardStablecoin transfers; Bank transfer in, Bank cash-out
- Payout currencies
- Gnosis PayEUReBleap CardEUR, MXN
Rewards
3 fields- Base cashback
- Gnosis Pay0%Bleap Card1%
- Max cashback
- Gnosis Pay5%Bleap Card20%
- Reward currency
- Gnosis PayGNO cashbackBleap CardUSDC
Earn
5 fields- Advertised APY
- Gnosis PayNot offeredBleap CardNot disclosed
- How it works
- Gnosis PayNot offeredBleap CardOptional earn vault
- Separate deposit
- Gnosis PayNot offeredBleap CardYes
- Use balance for spending
- Gnosis PayNot offeredBleap CardNot disclosed
- Lock-up
- Gnosis PayNot offeredBleap CardNo
Trust & availability
8 fields- Custody
- Gnosis PaySelf-custodyBleap CardSelf-custody
- Control until payment
- Gnosis PayYou keep controlBleap CardYou keep control
- Card issuer
- Gnosis PayMonavateBleap CardUnlimit EU Ltd
- Card processing
- Gnosis PayPaymentologyBleap CardNot disclosed
- Custody / key management
- Gnosis PaySafe{Wallet}Bleap CardNot disclosed
- Bank transfers
- Gnosis PayMoneriumBleap CardNot disclosed
- Identity verification
- Gnosis PaySumsubBleap CardNot disclosed
- Programme operator
- Gnosis PayGnosis PayBleap CardNot disclosed
Sources
2 fields- Official sources
- Gnosis Pay17Bleap Card28
- Last reviewed
- Gnosis PayAug 6, 2026Bleap CardAug 10, 2026
04 · The takeaway
Bleap Card is the stronger all-round choice
Bleap Card finishes ahead with an Overall Score of 94 versus 77 for Gnosis Pay. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Bleap Card has the higher published base cashback rate (1% vs 0%).
Gnosis Pay can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Gnosis Pay and Bleap Card use the same self-controlled wallet setup.
Bleap Card lists more stablecoins and ways to send money out (5 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Gnosis Pay and Bleap Card reviews first.
Continue with
Gnosis Pay
Continue with
Bleap Card
05 · Common questions
Gnosis Pay vs Bleap FAQ
Is Gnosis Pay or Bleap better overall?
Bleap Card has the higher Overall Score (94 vs 77). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Gnosis Pay or Bleap?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Gnosis Pay or Bleap?
Bleap Card has the higher published base cashback rate (1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Gnosis Pay and Bleap differ on custody?
Gnosis Pay and Bleap Card use the same self-controlled wallet setup.
How current is this Gnosis Pay vs Bleap comparison?
The latest information check for these two cards was August 10, 2026, using 45 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.