Gnosis PayGnosis Pay
77
Side-by-side card comparison
Gnosis Pay vs Bleap: where the score gap comes from
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced. Scores below describe the reviewed card terms, not availability for a new application.
Information checked Oct 3, 202646 official sources reviewed
01 · Where the gap opens
Gnosis Pay is being discontinued
This comparison remains available for existing cardholders. Gnosis Pay is excluded from our recommendations during its wind-down. Review Rebind for the EUR migration route and check the other card's current eligibility independently.
OverallGnosis Pay77Bleap95Higher score
CashbackGnosis Pay22Bleap74Compare the details below
TravelGnosis Pay100Bleap100Compare the details below
Funds controlGnosis Pay90Bleap100Compare the details below
Lowest feesGnosis Pay87Bleap94Compare the details below
TransfersGnosis Pay91Bleap100Compare the details below
Gnosis Pay: existing-card reference
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced.
- Excluded from new-card recommendations
- EUR migration route: Rebind
- Exact card shutdown day unannounced
Choose Bleap Card if its day-to-day setup suits you
Bleap Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- Self-custody with an independent exit
- Core card fees are listed at zero
- Both card formats and phone wallets
What separates the two cards
The higher score is only the start. The rows below show which product differences create it.
- Overall Score
- Gnosis Pay77Bleap95
Bleap Card has the higher Overall Score by 18 points.
- Entry cost & FX
- Gnosis Pay$0 plan · 0% FXBleap$0 plan · Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Gnosis Pay0% base · up to 5%Bleap1% base · up to 20%
Bleap Card has the higher published base cashback rate (1% vs 0%).
- Funds control
- Gnosis PaySelf-controlled walletBleapSelf-controlled wallet
Gnosis Pay and Bleap Card use the same self-controlled wallet setup.
- Everyday access
- Gnosis PayVirtual + Physical · Apple Pay, Google PayBleapVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Gnosis Pay3 stablecoins · Stablecoin transfers; IBAN outboundBleap3 stablecoins · Stablecoin transfers; Bank transfer in, Bank cash-out
Bleap Card lists more stablecoins and ways to send money out (5 vs 4).
02 · Read the shortlist
Why one card starts ahead
These quick facts cover the costs, rewards and everyday features behind the early lead.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 1 fiat
- Payout methods
- 0 crypto · 1 fiat
- Cashback
- 1%-20%
- Plan cost
- $0
- FX fee
- Bleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply
- ATM fee
- Bleap fee: €0; up to 3 withdrawals and €400 per month; ATM operator surcharge can apply
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 1 fiat
- Payout methods
- 3 crypto · 2 fiat
03 · Compare the details
Test the lead, row by row
A better number is marked only when both providers publish values that can be compared fairly.
Best known Not disclosed
CardsGnosis PayOverall77Bleap CardOverall95
Gnosis PayOverall77Bleap CardOverall95Scores
6 fields- Overall Score
- Gnosis Pay77Bleap Card95
- Cashback score
- Gnosis Pay22Bleap Card74
- Travel score
- Gnosis Pay100Bleap Card100
- Funds control score
- Gnosis Pay90Bleap Card100
- Lowest fees score
- Gnosis Pay87Bleap Card94
- Transfers score
- Gnosis Pay91Bleap Card100
Strengths & trade-offs
2 fields- Strengths
- Gnosis PaySpend stablecoins from a dedicated Safe, SEPA IBAN funding fits euro usersBleap CardSelf-custody with an independent exit, Core card fees are listed at zero
- Trade-offs
- Gnosis PayConsumer card being discontinued; GNO cashback ends September 30, 2026Bleap CardRollout remains account-gated, High cashback is category-specific
Costs
7 fields- Plan cost
- Gnosis Pay$0Bleap Card$0
- FX fee
- Gnosis Pay0%Bleap CardBleap exchange fee and provider FX markup: 0%; Mastercard conversion and scheme charges can apply
- Top-up fee
- Gnosis Pay0%Bleap CardSEPA buy processing: 0%; other funding routes can include a spread or external network cost
- Card spending fee
- Gnosis Pay0%Bleap Card0%
- ATM fee
- Gnosis Pay0–2%Bleap CardBleap fee: €0; up to 3 withdrawals and €400 per month; ATM operator surcharge can apply
- Virtual card
- Gnosis PayFree; available after the card application is acceptedBleap Card€0
- Physical card
- Gnosis Pay30.23 EURe one-time; shipping freeBleap Card€0 issuance and delivery after completing an active referral programme
Plans
2 fields- Available plans
- Gnosis PayNot disclosedBleap CardNot disclosed
- Top cashback plan
- Gnosis PayNot disclosedBleap CardNot disclosed
Everyday use
8 fields- Network
- Gnosis PayVisaBleap CardMastercard
- Card formats
- Gnosis PayVirtual, PhysicalBleap CardVirtual, Physical
- ATM withdrawals
- Gnosis PayAvailableBleap CardAvailable
- Mobile wallets
- Gnosis PayApple Pay, Google PayBleap CardApple Pay, Google Pay
- Apps
- Gnosis PayWebBleap CardiOS, Android
- Daily spending limit
- Gnosis Pay8,000 EURe/GBPe/USDCe/day; 5,000 EURe/GBPe/USDCe/transactionBleap Card€15,000/day; €10,000 per transaction
- Monthly spending limit
- Gnosis PayNot disclosedBleap Card€30,000 rolling month
- ATM limit
- Gnosis Pay250 EURe/GBPe/USDCe/withdrawal; 500 EURe/GBPe/USDCe/dayBleap Card3 withdrawals and €400 per month
Funding & transfers
5 fields- Networks
- Gnosis PayGnosis ChainBleap CardBase, Arbitrum, Solana
- Crypto deposits
- Gnosis PayStablecoins: EURe, GBPe, USDCeBleap CardStablecoins: USDC, EURE, USDT
- Fiat deposits
- Gnosis PayReceive-only SEPA IBANBleap CardManual bank transfer
- Transfers
- Gnosis PayStablecoin transfers; IBAN outboundBleap CardStablecoin transfers; Bank transfer in, Bank cash-out
- Payout currencies
- Gnosis PayEUReBleap CardEUR, MXN, GBP
Rewards
3 fields- Base cashback
- Gnosis Pay0%Bleap Card1%
- Max cashback
- Gnosis Pay5%Bleap Card20%
- Reward currency
- Gnosis PayGNO cashbackBleap CardUSDC
Earn
5 fields- Advertised APY
- Gnosis PayNot offeredBleap CardUp to 3.83% APY
- How it works
- Gnosis PayNot offeredBleap CardOptional earn vault
- Separate deposit
- Gnosis PayNot offeredBleap CardYes
- Use balance for spending
- Gnosis PayNot offeredBleap CardNot disclosed
- Lock-up
- Gnosis PayNot offeredBleap CardNot disclosed
Trust & availability
8 fields- Custody
- Gnosis PaySelf-custodyBleap CardSelf-custody
- Control until payment
- Gnosis PayYou keep controlBleap CardYou keep control
- Card issuer
- Gnosis PayMonavateBleap CardUnlimit EU Ltd
- Card processing
- Gnosis PayPaymentologyBleap CardNot disclosed
- Custody / key management
- Gnosis PaySafe{Wallet}Bleap CardNot disclosed
- Bank transfers
- Gnosis PayMoneriumBleap CardNot disclosed
- Identity verification
- Gnosis PaySumsubBleap CardNot disclosed
- Programme operator
- Gnosis PayGnosis PayBleap CardNot disclosed
Sources
2 fields- Official sources
- Gnosis Pay17Bleap Card29
- Last reviewed
- Gnosis PaySep 6, 2026Bleap CardOct 3, 2026
04 · The verdict
Plan around the Gnosis Pay wind-down
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced.
An Overall Score does not extend a card's service life. Existing users can review the recorded costs below, but new applicants should consider a live programme and confirm its country eligibility.
Read the Gnosis transition notice and our Rebind profile before migrating.
Continue with
Gnosis Pay
Continue with
Bleap Card
05 · Common questions
Gnosis Pay vs Bleap FAQ
Is Gnosis Pay or Bleap better overall?
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced. Gnosis Pay is not a current recommendation, regardless of its numerical score.
Which has lower fees, Gnosis Pay or Bleap?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Gnosis Pay or Bleap?
Bleap Card has the higher published base cashback rate (1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Gnosis Pay and Bleap differ on custody?
Gnosis Pay and Bleap Card use the same self-controlled wallet setup.
How current is this Gnosis Pay vs Bleap comparison?
The latest information check for these two cards was October 3, 2026, using 46 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.