Gnosis PayGnosis Pay
77
Side-by-side card comparison
Gnosis Pay vs Fuse: overall score versus use-case fit
Gnosis Pay has the higher Overall Score by 3 points (77 vs 74). Gnosis Pay looks stronger for Travel, while Fuse Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers.
Information checked Aug 12, 202632 official sources reviewed
01 · Overall score versus use-case fit
Gnosis Pay is the better all-round starting point
Gnosis Pay has the higher Overall Score in this comparison. Fuse Card may be the better fit for Cashback, Funds control, Lowest fees, and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallGnosis Pay77Fuse74Higher score
CashbackGnosis Pay22Fuse25Higher score
TravelGnosis Pay100Fuse65Higher score
Funds controlGnosis Pay89Fuse91Higher score
Lowest feesGnosis Pay87Fuse93Higher score
TransfersGnosis Pay91Fuse97Higher score
Choose Gnosis Pay if travel matters most
Gnosis Pay comes out ahead for Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend stablecoins from a dedicated Safe
- SEPA IBAN funding fits euro users
- Visa card with wallet support
Choose Fuse Card if cashback and funds control matter most
Fuse Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Separate USDC Card Account
- Apple Pay for in-person spend
- USD and EUR receive rails
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Gnosis Pay77Fuse74
Gnosis Pay has the higher Overall Score by 3 points.
- Entry cost & FX
- Gnosis Pay$0 plan · 0% FXFuse$0 plan · 0% FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Gnosis Pay0% base · up to 5%Fuse0% cashback
Both cards show the same base cashback rate of 0%.
- Funds control
- Gnosis PaySelf-controlled walletFuseSelf-controlled wallet
Gnosis Pay and Fuse Card use the same self-controlled wallet setup.
- Everyday access
- Gnosis PayVirtual + Physical · Apple Pay, Google PayFuseVirtual · Apple Pay
Gnosis Pay lists more card formats and phone-wallet options (4 vs 2).
- Money movement
- Gnosis Pay3 stablecoins · Stablecoin transfers; IBAN outboundFuse1 stablecoin · Stablecoin transfers; ACH / SEPA bank transfers
Gnosis Pay lists more stablecoins and ways to send money out (4 vs 3).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 1 fiat
- Payout methods
- 0 crypto · 1 fiat
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay
- Receive methods
- 3 crypto · 2 fiat
- Payout methods
- 1 crypto · 2 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsGnosis PayOverall77Fuse CardOverall74
Gnosis PayOverall77Fuse CardOverall74Scores
6 fields- Overall Score
- Gnosis Pay77Fuse Card74
- Cashback score
- Gnosis Pay22Fuse Card25
- Travel score
- Gnosis Pay100Fuse Card65
- Funds control score
- Gnosis Pay89Fuse Card91
- Lowest fees score
- Gnosis Pay87Fuse Card93
- Transfers score
- Gnosis Pay91Fuse Card97
Strengths & trade-offs
2 fields- Strengths
- Gnosis PaySpend stablecoins from a dedicated Safe, SEPA IBAN funding fits euro usersFuse CardSeparate USDC Card Account, Apple Pay for in-person spend
- Trade-offs
- Gnosis PaySetup is more complex than prepaid cards, Cashback depends on GNO programme rulesFuse CardiOS and virtual-only access, Receive rails convert incoming fiat
Costs
7 fields- Plan cost
- Gnosis Pay$0Fuse Card$0
- FX fee
- Gnosis Pay0%Fuse Card0%
- Top-up fee
- Gnosis Pay0%Fuse Card0%
- Card spending fee
- Gnosis Pay0%Fuse Card0%
- ATM fee
- Gnosis Pay0–2%Fuse CardNot available
- Virtual card
- Gnosis PayFree; available after the card application is acceptedFuse CardVirtual card purchase $0 after Bridge KYC
- Physical card
- Gnosis Pay30.23 EURe one-time; shipping freeFuse CardNot available in captured Fuse support page
Plans
2 fields- Available plans
- Gnosis PayNot disclosedFuse Card1 plans: Fuse Plus
- Top cashback plan
- Gnosis PayNot disclosedFuse CardNot disclosed
Everyday use
8 fields- Network
- Gnosis PayVisaFuse CardVisa
- Card formats
- Gnosis PayVirtual, PhysicalFuse CardVirtual
- ATM withdrawals
- Gnosis PayAvailableFuse CardNot available
- Mobile wallets
- Gnosis PayApple Pay, Google PayFuse CardApple Pay
- Apps
- Gnosis PayWebFuse CardiOS
- Daily spending limit
- Gnosis Pay8,000 EURe/GBPe/USDCe/day; 5,000 EURe/GBPe/USDCe/transactionFuse Card$2,000/day; $2,000/transaction
- Monthly spending limit
- Gnosis PayNot disclosedFuse CardMonthly cap not disclosed; daily and transaction caps are approved
- ATM limit
- Gnosis Pay250 EURe/GBPe/USDCe/withdrawal; 500 EURe/GBPe/USDCe/dayFuse CardNot available
Funding & transfers
5 fields- Networks
- Gnosis PayGnosis ChainFuse CardSolana
- Crypto deposits
- Gnosis PayStablecoins: EURe, GBPe, USDCeFuse CardStablecoins: USDC; Other crypto: SOL, SPL tokens
- Fiat deposits
- Gnosis PayReceive-only SEPA IBANFuse CardUSD virtual bank account, EUR virtual bank account
- Transfers
- Gnosis PayStablecoin transfers; IBAN outboundFuse CardStablecoin transfers; ACH / SEPA bank transfers
- Payout currencies
- Gnosis PayEUReFuse CardUSD, EUR
Rewards
3 fields- Base cashback
- Gnosis Pay0%Fuse Card0%
- Max cashback
- Gnosis Pay5%Fuse Card0%
- Reward currency
- Gnosis PayGNO cashbackFuse CardNo cashback
Earn
5 fields- Advertised APY
- Gnosis PayNot offeredFuse CardNot disclosed
- How it works
- Gnosis PayNot offeredFuse CardOptional earn vault
- Separate deposit
- Gnosis PayNot offeredFuse CardYes
- Use balance for spending
- Gnosis PayNot offeredFuse CardNo
- Lock-up
- Gnosis PayNot offeredFuse CardNot disclosed
Trust & availability
8 fields- Custody
- Gnosis PaySelf-custodyFuse CardSelf-custody
- Control until payment
- Gnosis PayYou keep controlFuse CardYou keep control
- Card issuer
- Gnosis PayMonavateFuse CardLead Bank
- Card processing
- Gnosis PayPaymentologyFuse CardBridge Ventures LLC, Squads Labs
- Custody / key management
- Gnosis PaySafe{Wallet}Fuse CardNot disclosed
- Bank transfers
- Gnosis PayMoneriumFuse CardNot disclosed
- Identity verification
- Gnosis PaySumsubFuse CardNot disclosed
- Programme operator
- Gnosis PayGnosis PayFuse CardBridge Ventures LLC
Sources
2 fields- Official sources
- Gnosis Pay17Fuse Card15
- Last reviewed
- Gnosis PayAug 6, 2026Fuse CardAug 12, 2026
04 · The trade-off
Gnosis Pay is the stronger all-round choice
Gnosis Pay finishes ahead with an Overall Score of 77 versus 74 for Fuse Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Both cards show the same base cashback rate of 0%.
Fuse Card still comes out ahead for Cashback, Funds control, Lowest fees, and Transfers, which may matter more than the overall result if that is how you plan to use the card. Gnosis Pay and Fuse Card use the same self-controlled wallet setup.
Gnosis Pay lists more stablecoins and ways to send money out (4 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Gnosis Pay and Fuse Card reviews first.
Continue with
Gnosis Pay
Continue with
Fuse Card
05 · Common questions
Gnosis Pay vs Fuse FAQ
Is Gnosis Pay or Fuse better overall?
Gnosis Pay has the higher Overall Score (77 vs 74). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Gnosis Pay or Fuse?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Gnosis Pay or Fuse?
Both cards show the same base cashback rate of 0%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Gnosis Pay and Fuse differ on custody?
Gnosis Pay and Fuse Card use the same self-controlled wallet setup.
How current is this Gnosis Pay vs Fuse comparison?
The latest information check for these two cards was August 12, 2026, using 32 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.