Gnosis PayGnosis Pay
77
Side-by-side card comparison
Gnosis Pay vs Fuse: where the score gap comes from
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced. Scores below describe the reviewed card terms, not availability for a new application.
Information checked Sep 6, 202632 official sources reviewed
01 · Where the gap opens
Gnosis Pay is being discontinued
This comparison remains available for existing cardholders. Gnosis Pay is excluded from our recommendations during its wind-down. Review Rebind for the EUR migration route and check the other card's current eligibility independently.
OverallGnosis Pay77Fuse74Higher score
CashbackGnosis Pay22Fuse25Compare the details below
TravelGnosis Pay100Fuse65Compare the details below
Funds controlGnosis Pay90Fuse91Compare the details below
Lowest feesGnosis Pay87Fuse93Compare the details below
TransfersGnosis Pay91Fuse97Compare the details below
Gnosis Pay: existing-card reference
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced.
- Excluded from new-card recommendations
- EUR migration route: Rebind
- Exact card shutdown day unannounced
Choose Fuse Card if its day-to-day setup suits you
Fuse Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- Separate USDC Card Account
- Apple Pay for in-person spend
- USD and EUR receive rails
What separates the two cards
The higher score is only the start. The rows below show which product differences create it.
- Overall Score
- Gnosis Pay77Fuse74
Gnosis Pay has the higher Overall Score by 3 points.
- Entry cost & FX
- Gnosis Pay$0 plan · 0% FXFuse$0 plan · 0% FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Gnosis Pay0% base · up to 5%Fuse0% cashback
Both cards show the same base cashback rate of 0%.
- Funds control
- Gnosis PaySelf-controlled walletFuseSelf-controlled wallet
Gnosis Pay and Fuse Card use the same self-controlled wallet setup.
- Everyday access
- Gnosis PayVirtual + Physical · Apple Pay, Google PayFuseVirtual · Apple Pay
Gnosis Pay lists more card formats and phone-wallet options (4 vs 2).
- Money movement
- Gnosis Pay3 stablecoins · Stablecoin transfers; IBAN outboundFuse1 stablecoin · Stablecoin transfers; ACH / SEPA bank transfers
Gnosis Pay lists more stablecoins and ways to send money out (4 vs 3).
02 · Read the shortlist
Why one card starts ahead
These quick facts cover the costs, rewards and everyday features behind the early lead.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 1 fiat
- Payout methods
- 0 crypto · 1 fiat
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay
- Receive methods
- 3 crypto · 2 fiat
- Payout methods
- 1 crypto · 2 fiat
03 · Compare the details
Test the lead, row by row
A better number is marked only when both providers publish values that can be compared fairly.
Best known Not disclosed
CardsGnosis PayOverall77Fuse CardOverall74
Gnosis PayOverall77Fuse CardOverall74Scores
6 fields- Overall Score
- Gnosis Pay77Fuse Card74
- Cashback score
- Gnosis Pay22Fuse Card25
- Travel score
- Gnosis Pay100Fuse Card65
- Funds control score
- Gnosis Pay90Fuse Card91
- Lowest fees score
- Gnosis Pay87Fuse Card93
- Transfers score
- Gnosis Pay91Fuse Card97
Strengths & trade-offs
2 fields- Strengths
- Gnosis PaySpend stablecoins from a dedicated Safe, SEPA IBAN funding fits euro usersFuse CardSeparate USDC Card Account, Apple Pay for in-person spend
- Trade-offs
- Gnosis PayConsumer card being discontinued; GNO cashback ends September 30, 2026Fuse CardiOS and virtual-only access, Receive rails convert incoming fiat
Costs
7 fields- Plan cost
- Gnosis Pay$0Fuse Card$0
- FX fee
- Gnosis Pay0%Fuse Card0%
- Top-up fee
- Gnosis Pay0%Fuse Card0%
- Card spending fee
- Gnosis Pay0%Fuse Card0%
- ATM fee
- Gnosis Pay0–2%Fuse CardNot available
- Virtual card
- Gnosis PayFree; available after the card application is acceptedFuse CardVirtual card purchase $0 after Bridge KYC
- Physical card
- Gnosis Pay30.23 EURe one-time; shipping freeFuse CardNot available in captured Fuse support page
Plans
2 fields- Available plans
- Gnosis PayNot disclosedFuse Card1 plans: Fuse Plus
- Top cashback plan
- Gnosis PayNot disclosedFuse CardNot disclosed
Everyday use
8 fields- Network
- Gnosis PayVisaFuse CardVisa
- Card formats
- Gnosis PayVirtual, PhysicalFuse CardVirtual
- ATM withdrawals
- Gnosis PayAvailableFuse CardNot available
- Mobile wallets
- Gnosis PayApple Pay, Google PayFuse CardApple Pay
- Apps
- Gnosis PayWebFuse CardiOS
- Daily spending limit
- Gnosis Pay8,000 EURe/GBPe/USDCe/day; 5,000 EURe/GBPe/USDCe/transactionFuse Card$2,000/day; $2,000/transaction
- Monthly spending limit
- Gnosis PayNot disclosedFuse CardMonthly cap not disclosed; daily and transaction caps are approved
- ATM limit
- Gnosis Pay250 EURe/GBPe/USDCe/withdrawal; 500 EURe/GBPe/USDCe/dayFuse CardNot available
Funding & transfers
5 fields- Networks
- Gnosis PayGnosis ChainFuse CardSolana
- Crypto deposits
- Gnosis PayStablecoins: EURe, GBPe, USDCeFuse CardStablecoins: USDC; Other crypto: SOL, SPL tokens
- Fiat deposits
- Gnosis PayReceive-only SEPA IBANFuse CardUSD virtual bank account, EUR virtual bank account
- Transfers
- Gnosis PayStablecoin transfers; IBAN outboundFuse CardStablecoin transfers; ACH / SEPA bank transfers
- Payout currencies
- Gnosis PayEUReFuse CardUSD, EUR
Rewards
3 fields- Base cashback
- Gnosis Pay0%Fuse Card0%
- Max cashback
- Gnosis Pay5%Fuse Card0%
- Reward currency
- Gnosis PayGNO cashbackFuse CardNo cashback
Earn
5 fields- Advertised APY
- Gnosis PayNot offeredFuse CardNot disclosed
- How it works
- Gnosis PayNot offeredFuse CardOptional earn vault
- Separate deposit
- Gnosis PayNot offeredFuse CardYes
- Use balance for spending
- Gnosis PayNot offeredFuse CardNo
- Lock-up
- Gnosis PayNot offeredFuse CardNot disclosed
Trust & availability
8 fields- Custody
- Gnosis PaySelf-custodyFuse CardSelf-custody
- Control until payment
- Gnosis PayYou keep controlFuse CardYou keep control
- Card issuer
- Gnosis PayMonavateFuse CardLead Bank
- Card processing
- Gnosis PayPaymentologyFuse CardBridge Ventures LLC, Squads Labs
- Custody / key management
- Gnosis PaySafe{Wallet}Fuse CardNot disclosed
- Bank transfers
- Gnosis PayMoneriumFuse CardNot disclosed
- Identity verification
- Gnosis PaySumsubFuse CardNot disclosed
- Programme operator
- Gnosis PayGnosis PayFuse CardBridge Ventures LLC
Sources
2 fields- Official sources
- Gnosis Pay17Fuse Card15
- Last reviewed
- Gnosis PaySep 6, 2026Fuse CardAug 29, 2026
04 · The verdict
Plan around the Gnosis Pay wind-down
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced.
An Overall Score does not extend a card's service life. Existing users can review the recorded costs below, but new applicants should consider a live programme and confirm its country eligibility.
Read the Gnosis transition notice and our Rebind profile before migrating.
Continue with
Gnosis Pay
Continue with
Fuse Card
05 · Common questions
Gnosis Pay vs Fuse FAQ
Is Gnosis Pay or Fuse better overall?
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced. Gnosis Pay is not a current recommendation, regardless of its numerical score.
Which has lower fees, Gnosis Pay or Fuse?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Gnosis Pay or Fuse?
Both cards show the same base cashback rate of 0%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Gnosis Pay and Fuse differ on custody?
Gnosis Pay and Fuse Card use the same self-controlled wallet setup.
How current is this Gnosis Pay vs Fuse comparison?
The latest information check for these two cards was September 6, 2026, using 32 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.