Gnosis PayGnosis Pay
77
Side-by-side card comparison
Gnosis Pay vs RedotPay: overall score versus use-case fit
Gnosis Pay has the higher Overall Score by 8 points (77 vs 69). Gnosis Pay looks stronger for Travel, Funds control, Lowest fees, and Transfers, while RedotPay Card comes out ahead for Cashback.
Information checked Aug 25, 202645 official sources reviewed
01 · Overall score versus use-case fit
Gnosis Pay is the better all-round starting point
Gnosis Pay has the higher Overall Score in this comparison. RedotPay Card may be the better fit for Cashback. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallGnosis Pay77RedotPay69Higher score
CashbackGnosis Pay22RedotPay41Higher score
TravelGnosis Pay100RedotPay83Higher score
Funds controlGnosis Pay89RedotPay55Higher score
Lowest feesGnosis Pay87RedotPay66Higher score
TransfersGnosis Pay91RedotPay85Higher score
Choose Gnosis Pay if travel and funds control matter most
Gnosis Pay comes out ahead for Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend stablecoins from a dedicated Safe
- SEPA IBAN funding fits euro users
- Visa card with wallet support
Choose RedotPay Card if cashback matters most
RedotPay Card comes out ahead for Cashback in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Virtual and physical cards are both available
- Apple Pay and Google Pay support
- Optional Pro plan can add cashback
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Gnosis Pay77RedotPay69
Gnosis Pay has the higher Overall Score by 8 points.
- Entry cost & FX
- Gnosis Pay$0 plan · 0% FXRedotPay$0 plan · 1.2–2% FX
Gnosis Pay has the lower published FX fee (0% vs 1.2–2%).
- Purchase rewards
- Gnosis Pay0% base · up to 5%RedotPay0% base · up to 3%
Both cards show the same base cashback rate of 0%.
- Funds control
- Gnosis PaySelf-controlled walletRedotPayCustodial balance
Gnosis Pay uses a self-controlled wallet setup, while RedotPay Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Gnosis PayVirtual + Physical · Apple Pay, Google PayRedotPayVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Gnosis Pay3 stablecoins · Stablecoin transfers; IBAN outboundRedotPay2 stablecoins · Stablecoin transfers; RedotPay International Transfer
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 1 fiat
- Payout methods
- 0 crypto · 1 fiat
- Cashback
- 0%-3%
- Plan cost
- $0
- FX fee
- 1.2–2%
- ATM fee
- 2–3%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
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03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsGnosis PayOverall77RedotPay CardOverall69
Gnosis PayOverall77RedotPay CardOverall69Scores
6 fields- Overall Score
- Gnosis Pay77RedotPay Card69
- Cashback score
- Gnosis Pay22RedotPay Card41
- Travel score
- Gnosis Pay100RedotPay Card83
- Funds control score
- Gnosis Pay89RedotPay Card55
- Lowest fees score
- Gnosis Pay87RedotPay Card66
- Transfers score
- Gnosis Pay91RedotPay Card85
Strengths & trade-offs
2 fields- Strengths
- Gnosis PaySpend stablecoins from a dedicated Safe, SEPA IBAN funding fits euro usersRedotPay CardVirtual and physical cards are both available, Apple Pay and Google Pay support
- Trade-offs
- Gnosis PaySetup is more complex than prepaid cards, Cashback depends on GNO programme rulesRedotPay CardSpending uses a RedotPay account balance, ATM withdrawals carry a 3% fee
Costs
7 fields- Plan cost
- Gnosis Pay$0RedotPay Card$0
- FX fee
- Gnosis Pay0%RedotPay Card1.2–2%
- Top-up fee
- Gnosis Pay0%RedotPay CardNot disclosed
- Card spending fee
- Gnosis Pay0%RedotPay CardNot disclosed
- ATM fee
- Gnosis Pay0–2%RedotPay Card2–3%
- Virtual card
- Gnosis PayFree; available after the card application is acceptedRedotPay Card10 USD one-time issuance fee; non-refundable after payment
- Physical card
- Gnosis Pay30.23 EURe one-time; shipping freeRedotPay Card100 USD one-time issuance fee; non-refundable after payment
Plans
2 fields- Available plans
- Gnosis PayNot disclosedRedotPay Card2 plans: Regular, Pro
- Top cashback plan
- Gnosis PayNot disclosedRedotPay CardPro: 3%
Everyday use
8 fields- Network
- Gnosis PayVisaRedotPay CardVisa
- Card formats
- Gnosis PayVirtual, PhysicalRedotPay CardVirtual, Physical
- ATM withdrawals
- Gnosis PayAvailableRedotPay CardAvailable
- Mobile wallets
- Gnosis PayApple Pay, Google PayRedotPay CardApple Pay, Google Pay
- Apps
- Gnosis PayWebRedotPay CardiOS, Android
- Daily spending limit
- Gnosis Pay8,000 EURe/GBPe/USDCe/day; 5,000 EURe/GBPe/USDCe/transactionRedotPay CardNot disclosed
- Monthly spending limit
- Gnosis PayNot disclosedRedotPay CardNot disclosed
- ATM limit
- Gnosis Pay250 EURe/GBPe/USDCe/withdrawal; 500 EURe/GBPe/USDCe/dayRedotPay CardNot disclosed
Funding & transfers
5 fields- Networks
- Gnosis PayGnosis ChainRedotPay CardTRC20, ERC20, BEP20
- Crypto deposits
- Gnosis PayStablecoins: EURe, GBPe, USDCeRedotPay CardStablecoins: USDT, USDC; Other crypto: BTC, ETH, SOL, XRP, BNB +3
- Fiat deposits
- Gnosis PayReceive-only SEPA IBANRedotPay CardRedotPay account bank deposit
- Transfers
- Gnosis PayStablecoin transfers; IBAN outboundRedotPay CardStablecoin transfers; RedotPay International Transfer
- Payout currencies
- Gnosis PayEUReRedotPay CardNot disclosed
Rewards
3 fields- Base cashback
- Gnosis Pay0%RedotPay Card0%
- Max cashback
- Gnosis Pay5%RedotPay Card3%
- Reward currency
- Gnosis PayGNO cashbackRedotPay CardUSDs cashback
Earn
5 fields- Advertised APY
- Gnosis PayNot offeredRedotPay CardUp to 1% APY
- How it works
- Gnosis PayNot offeredRedotPay CardOptional earn vault
- Separate deposit
- Gnosis PayNot offeredRedotPay CardYes
- Use balance for spending
- Gnosis PayNot offeredRedotPay CardNot disclosed
- Lock-up
- Gnosis PayNot offeredRedotPay CardNot disclosed
Trust & availability
8 fields- Custody
- Gnosis PaySelf-custodyRedotPay CardCustodial
- Control until payment
- Gnosis PayYou keep controlRedotPay CardProvider controls funds
- Card issuer
- Gnosis PayMonavateRedotPay CardXfers Pte. Ltd.
- Card processing
- Gnosis PayPaymentologyRedotPay CardRedotPay
- Custody / key management
- Gnosis PaySafe{Wallet}RedotPay CardNot disclosed
- Bank transfers
- Gnosis PayMoneriumRedotPay CardNot disclosed
- Identity verification
- Gnosis PaySumsubRedotPay CardNot disclosed
- Programme operator
- Gnosis PayGnosis PayRedotPay CardRed F. Technology Limited
Sources
2 fields- Official sources
- Gnosis Pay17RedotPay Card28
- Last reviewed
- Gnosis PayAug 6, 2026RedotPay CardAug 25, 2026
04 · The trade-off
Gnosis Pay is the stronger all-round choice
Gnosis Pay finishes ahead with an Overall Score of 77 versus 69 for RedotPay Card. Gnosis Pay has the lower published FX fee (0% vs 1.2–2%). Both cards show the same base cashback rate of 0%.
RedotPay Card still comes out ahead for Cashback, which may matter more than the overall result if that is how you plan to use the card. Gnosis Pay uses a self-controlled wallet setup, while RedotPay Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Gnosis Pay and RedotPay Card reviews first.
Continue with
Gnosis Pay
Continue with
RedotPay Card
05 · Common questions
Gnosis Pay vs RedotPay FAQ
Is Gnosis Pay or RedotPay better overall?
Gnosis Pay has the higher Overall Score (77 vs 69). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Gnosis Pay or RedotPay?
Gnosis Pay has the lower published FX fee (0% vs 1.2–2%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Gnosis Pay or RedotPay?
Both cards show the same base cashback rate of 0%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Gnosis Pay and RedotPay differ on custody?
Gnosis Pay uses a self-controlled wallet setup, while RedotPay Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Gnosis Pay vs RedotPay comparison?
The latest information check for these two cards was August 25, 2026, using 45 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.