Gnosis PayGnosis Pay
77
Side-by-side card comparison
Gnosis Pay vs RedotPay: where the score gap comes from
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced. Scores below describe the reviewed card terms, not availability for a new application.
Information checked Sep 6, 202645 official sources reviewed
01 · Where the gap opens
Gnosis Pay is being discontinued
This comparison remains available for existing cardholders. Gnosis Pay is excluded from our recommendations during its wind-down. Review Rebind for the EUR migration route and check the other card's current eligibility independently.
OverallGnosis Pay77RedotPay69Higher score
CashbackGnosis Pay22RedotPay41Compare the details below
TravelGnosis Pay100RedotPay84Compare the details below
Funds controlGnosis Pay90RedotPay55Compare the details below
Lowest feesGnosis Pay87RedotPay66Compare the details below
TransfersGnosis Pay91RedotPay85Compare the details below
Gnosis Pay: existing-card reference
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced.
- Excluded from new-card recommendations
- EUR migration route: Rebind
- Exact card shutdown day unannounced
Choose RedotPay Card if its day-to-day setup suits you
RedotPay Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- Virtual and physical cards are both available
- Apple Pay and Google Pay support
- Optional Pro plan can add cashback
What separates the two cards
The higher score is only the start. The rows below show which product differences create it.
- Overall Score
- Gnosis Pay77RedotPay69
Gnosis Pay has the higher Overall Score by 8 points.
- Entry cost & FX
- Gnosis Pay$0 plan · 0% FXRedotPay$0 plan · 1.2–2% FX
Gnosis Pay has the lower published FX fee (0% vs 1.2–2%).
- Purchase rewards
- Gnosis Pay0% base · up to 5%RedotPay0% base · up to 3%
Both cards show the same base cashback rate of 0%.
- Funds control
- Gnosis PaySelf-controlled walletRedotPayCustodial balance
Gnosis Pay uses a self-controlled wallet setup, while RedotPay Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Gnosis PayVirtual + Physical · Apple Pay, Google PayRedotPayVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Gnosis Pay3 stablecoins · Stablecoin transfers; IBAN outboundRedotPay2 stablecoins · Stablecoin transfers; RedotPay International Transfer
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
Why one card starts ahead
These quick facts cover the costs, rewards and everyday features behind the early lead.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 1 fiat
- Payout methods
- 0 crypto · 1 fiat
- Cashback
- 0%-3%
- Plan cost
- $0
- FX fee
- 1.2–2%
- ATM fee
- 2–3%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
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03 · Compare the details
Test the lead, row by row
A better number is marked only when both providers publish values that can be compared fairly.
Best known Not disclosed
CardsGnosis PayOverall77RedotPay CardOverall69
Gnosis PayOverall77RedotPay CardOverall69Scores
6 fields- Overall Score
- Gnosis Pay77RedotPay Card69
- Cashback score
- Gnosis Pay22RedotPay Card41
- Travel score
- Gnosis Pay100RedotPay Card84
- Funds control score
- Gnosis Pay90RedotPay Card55
- Lowest fees score
- Gnosis Pay87RedotPay Card66
- Transfers score
- Gnosis Pay91RedotPay Card85
Strengths & trade-offs
2 fields- Strengths
- Gnosis PaySpend stablecoins from a dedicated Safe, SEPA IBAN funding fits euro usersRedotPay CardVirtual and physical cards are both available, Apple Pay and Google Pay support
- Trade-offs
- Gnosis PayConsumer card being discontinued; GNO cashback ends September 30, 2026RedotPay CardSpending uses a RedotPay account balance, ATM withdrawals carry a 3% fee
Costs
7 fields- Plan cost
- Gnosis Pay$0RedotPay Card$0
- FX fee
- Gnosis Pay0%RedotPay Card1.2–2%
- Top-up fee
- Gnosis Pay0%RedotPay CardNot disclosed
- Card spending fee
- Gnosis Pay0%RedotPay CardNot disclosed
- ATM fee
- Gnosis Pay0–2%RedotPay Card2–3%
- Virtual card
- Gnosis PayFree; available after the card application is acceptedRedotPay Card10 USD one-time issuance fee; non-refundable after payment
- Physical card
- Gnosis Pay30.23 EURe one-time; shipping freeRedotPay Card100 USD one-time issuance fee; non-refundable after payment
Plans
2 fields- Available plans
- Gnosis PayNot disclosedRedotPay Card2 plans: Regular, Pro
- Top cashback plan
- Gnosis PayNot disclosedRedotPay CardPro: 3%
Everyday use
8 fields- Network
- Gnosis PayVisaRedotPay CardVisa
- Card formats
- Gnosis PayVirtual, PhysicalRedotPay CardVirtual, Physical
- ATM withdrawals
- Gnosis PayAvailableRedotPay CardAvailable
- Mobile wallets
- Gnosis PayApple Pay, Google PayRedotPay CardApple Pay, Google Pay
- Apps
- Gnosis PayWebRedotPay CardiOS, Android
- Daily spending limit
- Gnosis Pay8,000 EURe/GBPe/USDCe/day; 5,000 EURe/GBPe/USDCe/transactionRedotPay CardNot disclosed
- Monthly spending limit
- Gnosis PayNot disclosedRedotPay CardNot disclosed
- ATM limit
- Gnosis Pay250 EURe/GBPe/USDCe/withdrawal; 500 EURe/GBPe/USDCe/dayRedotPay CardNot disclosed
Funding & transfers
5 fields- Networks
- Gnosis PayGnosis ChainRedotPay CardTRC20, ERC20, BEP20
- Crypto deposits
- Gnosis PayStablecoins: EURe, GBPe, USDCeRedotPay CardStablecoins: USDT, USDC; Other crypto: BTC, ETH, SOL, XRP, BNB +3
- Fiat deposits
- Gnosis PayReceive-only SEPA IBANRedotPay CardRedotPay account bank deposit
- Transfers
- Gnosis PayStablecoin transfers; IBAN outboundRedotPay CardStablecoin transfers; RedotPay International Transfer
- Payout currencies
- Gnosis PayEUReRedotPay CardNot disclosed
Rewards
3 fields- Base cashback
- Gnosis Pay0%RedotPay Card0%
- Max cashback
- Gnosis Pay5%RedotPay Card3%
- Reward currency
- Gnosis PayGNO cashbackRedotPay CardUSDs cashback
Earn
5 fields- Advertised APY
- Gnosis PayNot offeredRedotPay CardUp to 1% APY
- How it works
- Gnosis PayNot offeredRedotPay CardOptional earn vault
- Separate deposit
- Gnosis PayNot offeredRedotPay CardYes
- Use balance for spending
- Gnosis PayNot offeredRedotPay CardNot disclosed
- Lock-up
- Gnosis PayNot offeredRedotPay CardNot disclosed
Trust & availability
8 fields- Custody
- Gnosis PaySelf-custodyRedotPay CardCustodial
- Control until payment
- Gnosis PayYou keep controlRedotPay CardProvider controls funds
- Card issuer
- Gnosis PayMonavateRedotPay CardXfers Pte. Ltd.
- Card processing
- Gnosis PayPaymentologyRedotPay CardRedotPay
- Custody / key management
- Gnosis PaySafe{Wallet}RedotPay CardNot disclosed
- Bank transfers
- Gnosis PayMoneriumRedotPay CardNot disclosed
- Identity verification
- Gnosis PaySumsubRedotPay CardNot disclosed
- Programme operator
- Gnosis PayGnosis PayRedotPay CardRed F. Technology Limited
Sources
2 fields- Official sources
- Gnosis Pay17RedotPay Card28
- Last reviewed
- Gnosis PaySep 6, 2026RedotPay CardAug 25, 2026
04 · The verdict
Plan around the Gnosis Pay wind-down
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced.
An Overall Score does not extend a card's service life. Existing users can review the recorded costs below, but new applicants should consider a live programme and confirm its country eligibility.
Read the Gnosis transition notice and our Rebind profile before migrating.
Continue with
Gnosis Pay
Continue with
RedotPay Card
05 · Common questions
Gnosis Pay vs RedotPay FAQ
Is Gnosis Pay or RedotPay better overall?
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced. Gnosis Pay is not a current recommendation, regardless of its numerical score.
Which has lower fees, Gnosis Pay or RedotPay?
Gnosis Pay has the lower published FX fee (0% vs 1.2–2%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Gnosis Pay or RedotPay?
Both cards show the same base cashback rate of 0%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Gnosis Pay and RedotPay differ on custody?
Gnosis Pay uses a self-controlled wallet setup, while RedotPay Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Gnosis Pay vs RedotPay comparison?
The latest information check for these two cards was September 6, 2026, using 45 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.