Gnosis PayGnosis Pay
77
Side-by-side card comparison
Gnosis Pay vs Tria: where the score gap comes from
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced. Scores below describe the reviewed card terms, not availability for a new application.
Information checked Sep 30, 202638 official sources reviewed
01 · Where the gap opens
Gnosis Pay is being discontinued
This comparison remains available for existing cardholders. Gnosis Pay is excluded from our recommendations during its wind-down. Review Rebind for the EUR migration route and check the other card's current eligibility independently.
OverallGnosis Pay77Tria67Higher score
CashbackGnosis Pay22Tria45Compare the details below
TravelGnosis Pay100Tria63Compare the details below
Funds controlGnosis Pay90Tria91Compare the details below
Lowest feesGnosis Pay87Tria51Compare the details below
TransfersGnosis Pay91Tria63Compare the details below
Gnosis Pay: existing-card reference
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced.
- Excluded from new-card recommendations
- EUR migration route: Rebind
- Exact card shutdown day unannounced
Choose Tria Card if its day-to-day setup suits you
Tria Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- Self-custody wallet linked to card spend
- Physical, virtual and phone-wallet access
- Higher tiers raise caps and perks
What separates the two cards
The higher score is only the start. The rows below show which product differences create it.
- Overall Score
- Gnosis Pay77Tria67
Gnosis Pay has the higher Overall Score by 10 points.
- Entry cost & FX
- Gnosis Pay$0 plan · 0% FXTria$20/year plan · 0–3% FX
Gnosis Pay has the lower starting plan cost ($0 vs $20/year).
- Purchase rewards
- Gnosis Pay0% base · up to 5%Tria1.5% base · up to 6%
Tria Card has the higher published base cashback rate (1.5% vs 0%).
- Funds control
- Gnosis PaySelf-controlled walletTriaSelf-controlled wallet
Gnosis Pay and Tria Card use the same self-controlled wallet setup.
- Everyday access
- Gnosis PayVirtual + Physical · Apple Pay, Google PayTriaVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Gnosis Pay3 stablecoins · Stablecoin transfers; IBAN outboundTria2 stablecoins · Stablecoin transfers
Gnosis Pay lists more stablecoins and ways to send money out (4 vs 3).
02 · Read the shortlist
Why one card starts ahead
These quick facts cover the costs, rewards and everyday features behind the early lead.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 1 fiat
- Payout methods
- 0 crypto · 1 fiat
- Cashback
- 1.5%-6%
- Plan cost
- $20/year
- FX fee
- 0–3%
- ATM fee
- Up to $2 + 3%; inquiry/decline up to $2
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 5 crypto · 0 fiat
- Payout methods
- 5 crypto · 0 fiat
03 · Compare the details
Test the lead, row by row
A better number is marked only when both providers publish values that can be compared fairly.
Best known Not disclosed
CardsGnosis PayOverall77Tria CardOverall67
Gnosis PayOverall77Tria CardOverall67Scores
6 fields- Overall Score
- Gnosis Pay77Tria Card67
- Cashback score
- Gnosis Pay22Tria Card45
- Travel score
- Gnosis Pay100Tria Card63
- Funds control score
- Gnosis Pay90Tria Card91
- Lowest fees score
- Gnosis Pay87Tria Card51
- Transfers score
- Gnosis Pay91Tria Card63
Strengths & trade-offs
2 fields- Strengths
- Gnosis PaySpend stablecoins from a dedicated Safe, SEPA IBAN funding fits euro usersTria CardSelf-custody wallet linked to card spend, Physical, virtual and phone-wallet access
- Trade-offs
- Gnosis PayConsumer card being discontinued; GNO cashback ends September 30, 2026Tria CardEntry tier is paid, Funding and FX use separate fee layers
Costs
7 fields- Plan cost
- Gnosis Pay$0Tria Card$20/year
- FX fee
- Gnosis Pay0%Tria Card0–3%
- Top-up fee
- Gnosis Pay0%Tria Card1%
- Card spending fee
- Gnosis Pay0%Tria CardNot disclosed
- ATM fee
- Gnosis Pay0–2%Tria CardUp to $2 + 3%; inquiry/decline up to $2
- Virtual card
- Gnosis PayFree; available after the card application is acceptedTria Card$20/year Lite membership; issued after payment and KYC
- Physical card
- Gnosis Pay30.23 EURe one-time; shipping freeTria CardPro $109/year PVC card + virtual; Max $250/year metal card + virtual; shipping is country/batch gated
Plans
2 fields- Available plans
- Gnosis PayNot disclosedTria Card3 plans: Lite, Pro, Max
- Top cashback plan
- Gnosis PayNot disclosedTria CardMax: 6%
Everyday use
8 fields- Network
- Gnosis PayVisaTria CardVisa
- Card formats
- Gnosis PayVirtual, PhysicalTria CardVirtual, Physical
- ATM withdrawals
- Gnosis PayAvailableTria CardAvailable
- Mobile wallets
- Gnosis PayApple Pay, Google PayTria CardApple Pay, Google Pay
- Apps
- Gnosis PayWebTria CardiOS, Android, Web
- Daily spending limit
- Gnosis Pay8,000 EURe/GBPe/USDCe/day; 5,000 EURe/GBPe/USDCe/transactionTria CardDynamic / collateral-based; marketing claims up to $1,000,000/day
- Monthly spending limit
- Gnosis PayNot disclosedTria CardDynamic / collateral-based; marketing claims up to $1,000,000/day
- ATM limit
- Gnosis Pay250 EURe/GBPe/USDCe/withdrawal; 500 EURe/GBPe/USDCe/dayTria Card$750/withdrawal; 3 withdrawals/24h
Funding & transfers
5 fields- Networks
- Gnosis PayGnosis ChainTria CardEthereum, Polygon, Base, Arbitrum, Optimism, BSC +2
- Crypto deposits
- Gnosis PayStablecoins: EURe, GBPe, USDCeTria CardStablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL
- Fiat deposits
- Gnosis PayReceive-only SEPA IBANTria CardNot disclosed
- Transfers
- Gnosis PayStablecoin transfers; IBAN outboundTria CardStablecoin transfers
- Payout currencies
- Gnosis PayEUReTria CardNot disclosed
Rewards
3 fields- Base cashback
- Gnosis Pay0%Tria Card1.5%
- Max cashback
- Gnosis Pay5%Tria Card6%
- Reward currency
- Gnosis PayGNO cashbackTria CardUSDC and/or USDT stablecoins cashback
Earn
5 fields- Advertised APY
- Gnosis PayNot offeredTria CardUp to 15% APY
- How it works
- Gnosis PayNot offeredTria CardOptional earn vault
- Separate deposit
- Gnosis PayNot offeredTria CardNot disclosed
- Use balance for spending
- Gnosis PayNot offeredTria CardNot disclosed
- Lock-up
- Gnosis PayNot offeredTria CardNo
Trust & availability
8 fields- Custody
- Gnosis PaySelf-custodyTria CardSelf-custody
- Control until payment
- Gnosis PayYou keep controlTria CardYou keep control
- Card issuer
- Gnosis PayMonavateTria CardNimbus, LLC, Third National
- Card processing
- Gnosis PayPaymentologyTria CardNot disclosed
- Custody / key management
- Gnosis PaySafe{Wallet}Tria CardNot disclosed
- Bank transfers
- Gnosis PayMoneriumTria CardNot disclosed
- Identity verification
- Gnosis PaySumsubTria CardNot disclosed
- Programme operator
- Gnosis PayGnosis PayTria CardThreely Dimensions Inc.
Sources
2 fields- Official sources
- Gnosis Pay17Tria Card21
- Last reviewed
- Gnosis PaySep 6, 2026Tria CardSep 30, 2026
04 · The verdict
Plan around the Gnosis Pay wind-down
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced.
An Overall Score does not extend a card's service life. Existing users can review the recorded costs below, but new applicants should consider a live programme and confirm its country eligibility.
Read the Gnosis transition notice and our Rebind profile before migrating.
Continue with
Gnosis Pay
Continue with
Tria Card
05 · Common questions
Gnosis Pay vs Tria FAQ
Is Gnosis Pay or Tria better overall?
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced. Gnosis Pay is not a current recommendation, regardless of its numerical score.
Which has lower fees, Gnosis Pay or Tria?
Gnosis Pay has the lower starting plan cost ($0 vs $20/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Gnosis Pay or Tria?
Tria Card has the higher published base cashback rate (1.5% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Gnosis Pay and Tria differ on custody?
Gnosis Pay and Tria Card use the same self-controlled wallet setup.
How current is this Gnosis Pay vs Tria comparison?
The latest information check for these two cards was September 30, 2026, using 38 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.