JupiterJupiter
80
Side-by-side card comparison
Jupiter vs Bitpanda: overall score versus use-case fit
Jupiter Card has the higher Overall Score by 7 points (80 vs 73). Jupiter Card looks stronger for Cashback, Funds control, and Lowest fees, while Bitpanda Card comes out ahead for Travel and Transfers.
Information checked Oct 7, 202644 official sources reviewed
01 · Overall score versus use-case fit
Jupiter Card is the better all-round starting point
Jupiter Card has the higher Overall Score in this comparison. Bitpanda Card may be the better fit for Travel and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallJupiter80Bitpanda73Higher score
CashbackJupiter85Bitpanda60Higher score
TravelJupiter71Bitpanda79Higher score
Funds controlJupiter59Bitpanda56Higher score
Lowest feesJupiter70Bitpanda67Higher score
TransfersJupiter83Bitpanda85Higher score
Choose Jupiter Card if cashback and funds control matter most
Jupiter Card comes out ahead for Cashback, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- 2% base cashback in USDC
- No annual or USD spend fee
- Apple Pay and Google Pay ready
Choose Bitpanda Card if travel and transfers matter most
Bitpanda Card comes out ahead for Travel and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- No monthly fee
- Apple Pay and Google Pay
- Crypto and metals payments
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Jupiter80Bitpanda73
Jupiter Card has the higher Overall Score by 7 points.
- Entry cost & FX
- Jupiter$0 plan · 1–1.8% FXBitpanda$0 plan · 0% Bitpanda FX markup on non-EUR transactions; Visa mark-up may apply. Asset sale fees remain payable FX
Bitpanda Card has the lower published FX fee (0% Bitpanda FX markup on non-EUR transactions; Visa mark-up may apply. Asset sale fees remain payable vs 1–1.8%).
- Purchase rewards
- Jupiter2% base · up to 4%Bitpanda1% cashback
Jupiter Card has the higher published base cashback rate (2% vs 1%).
- Funds control
- JupiterCustodial balanceBitpandaCustodial balance
Jupiter Card and Bitpanda Card use the same custodial balance setup.
- Everyday access
- JupiterVirtual + Physical · Apple Pay, Google PayBitpandaVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Jupiter2 stablecoins · Noah local and SWIFT payoutsBitpanda2 stablecoins · Stablecoin transfers; EUR SEPA withdrawal
Bitpanda Card lists more stablecoins and ways to send money out (4 vs 3).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-4%
- Plan cost
- $0
- FX fee
- 1–1.8%
- ATM fee
- Not available
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 15 fiat
- Cashback
- 1%
- Plan cost
- $0
- FX fee
- 0% Bitpanda FX markup on non-EUR transactions; Visa mark-up may apply. Asset sale fees remain payable
- ATM fee
- 2%; min €2
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 1 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Jupiter Card
Get $20
$20 after qualifying Jupiter Card spend
- Activate the Jupiter Card.
- Spend $1,000 on qualifying card purchases within 30 days of activation.
Jupiter Card promo codeZEJ8C4ZS
Offer terms can change. Check the current Jupiter Spend referral programme before applying.
Bitpanda Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsJupiter CardOverall80Bitpanda CardOverall73
Jupiter CardOverall80Bitpanda CardOverall73Scores
6 fields- Overall Score
- Jupiter Card80Bitpanda Card73
- Cashback score
- Jupiter Card85Bitpanda Card60
- Travel score
- Jupiter Card71Bitpanda Card79
- Funds control score
- Jupiter Card59Bitpanda Card56
- Lowest fees score
- Jupiter Card70Bitpanda Card67
- Transfers score
- Jupiter Card83Bitpanda Card85
Strengths & trade-offs
2 fields- Strengths
- Jupiter Card2% base cashback in USDC, No annual or USD spend feeBitpanda CardNo monthly fee, Apple Pay and Google Pay
- Trade-offs
- Jupiter Card4% requires fresh referrals, FX depends on your issuerBitpanda CardAsset sale fees on payments, Limited cashback eligibility
Costs
7 fields- Plan cost
- Jupiter Card$0Bitpanda Card$0
- FX fee
- Jupiter Card1–1.8%Bitpanda Card0% Bitpanda FX markup on non-EUR transactions; Visa mark-up may apply. Asset sale fees remain payable
- Top-up fee
- Jupiter CardSolana: no processing fee. Ethereum, Base, Arbitrum and Sui: higher of $0.30 or 0.02%; network gas is separateBitpanda CardEUR SEPA deposits and withdrawals: no Bitpanda fee. PayPal deposit: 1.49%. Bank charges and other methods may differ. These fund the provider account
- Card spending fee
- Jupiter Card0%Bitpanda CardNot disclosed
- ATM fee
- Jupiter CardNot availableBitpanda Card2%; min €2
- Virtual card
- Jupiter CardNot disclosedBitpanda CardNot disclosed
- Physical card
- Jupiter Card$13.13 plus destination-dependent shippingBitpanda CardFirst card free. One active physical card per user.
Plans
2 fields- Available plans
- Jupiter CardNot disclosedBitpanda Card1 plans: Standard
- Top cashback plan
- Jupiter CardNot disclosedBitpanda CardStandard: 1%
Everyday use
8 fields- Network
- Jupiter CardVisaBitpanda CardVisa
- Card formats
- Jupiter CardVirtual, PhysicalBitpanda CardVirtual, Physical
- ATM withdrawals
- Jupiter CardNot disclosedBitpanda CardAvailable
- Mobile wallets
- Jupiter CardApple Pay, Google PayBitpanda CardApple Pay, Google Pay
- Apps
- Jupiter CardiOS, AndroidBitpanda CardiOS, Android, Web
- Daily spending limit
- Jupiter CardDCS: $50,000/day; Rain: no disclosed daily limitBitpanda Card€10,000 per day; €70,000 per week. Minimum card payment €1.
- Monthly spending limit
- Jupiter CardMonthly limit not disclosed; DCS lists $990,000/year and Rain no disclosed annual limitBitpanda Card€280,000 per month
- ATM limit
- Jupiter CardRegion-dependent; no reusable public ATM limitBitpanda Card€500 per day
Funding & transfers
5 fields- Networks
- Jupiter CardSolana, Sui, Arbitrum, Base, EthereumBitpanda CardNot disclosed
- Crypto deposits
- Jupiter CardStablecoins: USDC, USDTBitpanda CardStablecoins: USDC
- Fiat deposits
- Jupiter CardUSD virtual account receive, EUR virtual account receiveBitpanda CardEUR SEPA deposit
- Transfers
- Jupiter CardNoah local and SWIFT payoutsBitpanda CardStablecoin transfers; EUR SEPA withdrawal
- Payout currencies
- Jupiter CardAED, BRL, CAD, EUR, GBP, IDR, INR, MYR +7Bitpanda CardEUR
Rewards
3 fields- Base cashback
- Jupiter Card2%Bitpanda Card1%
- Max cashback
- Jupiter Card4%Bitpanda Card1%
- Reward currency
- Jupiter CardUSDCBitpanda CardSame eligible cryptocurrency used for payment
Earn
5 fields- Advertised APY
- Jupiter CardNot disclosedBitpanda CardNot disclosed
- How it works
- Jupiter CardOptional earn vaultBitpanda CardEarn on spending balance
- Separate deposit
- Jupiter CardYesBitpanda CardNo
- Use balance for spending
- Jupiter CardNoBitpanda CardYes
- Lock-up
- Jupiter CardNoBitpanda CardNo
Trust & availability
6 fields- Custody
- Jupiter CardCustodialBitpanda CardCustodial
- Control until payment
- Jupiter CardProvider controls fundsBitpanda CardProvider controls funds
- Card issuer
- Jupiter CardRain, DCSBitpanda CardTransact Payments Malta Limited
- Card processing
- Jupiter CardNot disclosedBitpanda CardMarqeta
- Deposits & withdrawals
- Jupiter CardNoahBitpanda CardNot disclosed
- Identity verification
- Jupiter CardSumsubBitpanda CardNot disclosed
Sources
2 fields- Official sources
- Jupiter Card28Bitpanda Card16
- Last reviewed
- Jupiter CardOct 7, 2026Bitpanda CardOct 6, 2026
04 · The trade-off
Jupiter Card is the stronger all-round choice
Jupiter Card finishes ahead with an Overall Score of 80 versus 73 for Bitpanda Card. Bitpanda Card has the lower published FX fee (0% Bitpanda FX markup on non-EUR transactions; Visa mark-up may apply. Asset sale fees remain payable vs 1–1.8%). Jupiter Card has the higher published base cashback rate (2% vs 1%).
Bitpanda Card still comes out ahead for Travel and Transfers, which may matter more than the overall result if that is how you plan to use the card. Jupiter Card and Bitpanda Card use the same custodial balance setup.
Bitpanda Card lists more stablecoins and ways to send money out (4 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Jupiter Card and Bitpanda Card reviews first.
Continue with
Jupiter Card
Continue with
Bitpanda Card
05 · Common questions
Jupiter vs Bitpanda FAQ
Is Jupiter or Bitpanda better overall?
Jupiter Card has the higher Overall Score (80 vs 73). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Jupiter or Bitpanda?
Bitpanda Card has the lower published FX fee (0% Bitpanda FX markup on non-EUR transactions; Visa mark-up may apply. Asset sale fees remain payable vs 1–1.8%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Jupiter or Bitpanda?
Jupiter Card has the higher published base cashback rate (2% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Jupiter and Bitpanda differ on custody?
Jupiter Card and Bitpanda Card use the same custodial balance setup.
How current is this Jupiter vs Bitpanda comparison?
The latest information check for these two cards was October 7, 2026, using 44 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.