Side-by-side card comparison

Jupiter vs Coin98 Fusion: overall score versus use-case fit

Jupiter Card has the higher Overall Score by 21 points (81 vs 60). Jupiter Card looks stronger for Cashback, Lowest fees, and Transfers, while Coin98 Fusion Card comes out ahead for Travel and Funds control.

Information checked Aug 12, 202648 official sources reviewed

01 · Overall score versus use-case fit

Jupiter Card is the better all-round starting point

Jupiter Card has the higher Overall Score in this comparison. Coin98 Fusion Card may be the better fit for Travel and Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallJupiter81Coin98 Fusion60Higher score
CashbackJupiter87Coin98 Fusion17Higher score
TravelJupiter52Coin98 Fusion65Higher score
Funds controlJupiter54Coin98 Fusion64Higher score
Lowest feesJupiter79Coin98 Fusion72Higher score
TransfersJupiter76Coin98 Fusion39Higher score

Choose Jupiter Card if cashback and lowest fees matter most

Jupiter Card comes out ahead for Cashback, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • 2% base cashback in USDC
  • No annual or USD spend fee
  • Apple Pay and Google Pay ready

Choose Coin98 Fusion Card if travel and funds control matter most

Coin98 Fusion Card comes out ahead for Travel and Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Virtual Visa with both phone wallets
  • USDC and USDT top-ups on five networks
  • No monthly or annual card fee

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Jupiter81
Coin98 Fusion60

Jupiter Card has the higher Overall Score by 21 points.

Entry cost & FX
Jupiter$0 plan · 1–1.8% FX
Coin98 Fusion$0 plan · 1.7% foreign-currency conversion FX

Coin98 Fusion Card has the lower published FX fee (1.7% foreign-currency conversion vs 1–1.8%).

Purchase rewards
Jupiter2% base · up to 4%
Coin98 Fusion0% cashback

Jupiter Card has the higher published base cashback rate (2% vs 0%).

Funds control
JupiterCustodial balance
Coin98 FusionHybrid custody

Jupiter Card uses a custodial balance setup, while Coin98 Fusion Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
JupiterVirtual · Apple Pay, Google Pay
Coin98 FusionVirtual · Apple Pay, Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
Jupiter2 stablecoins · Noah local and SWIFT payouts
Coin98 Fusion2 stablecoins · Not modeled

Jupiter Card lists more stablecoins and ways to send money out (3 vs 2).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
2%-4%
Plan cost
$0
FX fee
1–1.8%
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
2 crypto · 2 fiat
Payout methods
0 crypto · 20 fiat
Cashback
0%
Plan cost
$0
FX fee
1.7% foreign-currency conversion
ATM fee
1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
2 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

Jupiter Card

Get $20

$20 after qualifying Jupiter Card spend

  • Activate the Jupiter Card.
  • Spend $1,000 on qualifying card purchases within 30 days of activation.

Jupiter Card promo codeZEJ8C4ZS

Offer terms can change. Check the current Jupiter Spend referral programme before applying.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Jupiter CardOverall81
Coin98 Fusion CardOverall60
01

Scores

6 fields
Overall Score
Jupiter Card
81
Coin98 Fusion Card
60
Cashback score
Jupiter Card
87
Coin98 Fusion Card
17
Travel score
Jupiter Card
52
Coin98 Fusion Card
65
Funds control score
Jupiter Card
54
Coin98 Fusion Card
64
Lowest fees score
Jupiter Card
79
Coin98 Fusion Card
72
Transfers score
Jupiter Card
76
Coin98 Fusion Card
39
02

Strengths & trade-offs

2 fields
Strengths
Jupiter Card
2% base cashback in USDC, No annual or USD spend fee
Coin98 Fusion Card
Virtual Visa with both phone wallets, USDC and USDT top-ups on five networks
Trade-offs
Jupiter Card
4% requires fresh referrals, FX depends on your issuer
Coin98 Fusion Card
Evergreen rewards are not verified, Top-up, FX and ATM fees apply
03

Costs

7 fields
Plan cost
Jupiter Card
$0
Coin98 Fusion Card
$0
FX fee
Jupiter Card
1–1.8%
Coin98 Fusion Card
1.7% foreign-currency conversion
Top-up fee
Jupiter Card
0%
Coin98 Fusion Card
1%
Card spending fee
Jupiter Card
0%
Coin98 Fusion Card
Not disclosed
ATM fee
Jupiter Card
Not available
Coin98 Fusion Card
1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
Virtual card
Jupiter Card
Not disclosed
Coin98 Fusion Card
USD 9 issuance/activation fee
Physical card
Jupiter Card
Planned by the end of 2026; not currently available
Coin98 Fusion Card
Not applicable while the physical card is under development
04

Plans

2 fields
Available plans
Jupiter Card
Not disclosed
Coin98 Fusion Card
Not disclosed
Top cashback plan
Jupiter Card
Not disclosed
Coin98 Fusion Card
Not disclosed
05

Everyday use

8 fields
Network
Jupiter Card
Visa
Coin98 Fusion Card
Visa
Card formats
Jupiter Card
Virtual
Coin98 Fusion Card
Virtual
ATM withdrawals
Jupiter Card
Not available
Coin98 Fusion Card
Available
Mobile wallets
Jupiter Card
Apple Pay, Google Pay
Coin98 Fusion Card
Apple Pay, Google Pay
Apps
Jupiter Card
iOS, Android
Coin98 Fusion Card
iOS, Android
Daily spending limit
Jupiter Card
DCS: $50,000/day; Rain: no disclosed daily limit
Coin98 Fusion Card
No daily card-spend limit published; SGD 200,000 rolling 12-month spending limit
Monthly spending limit
Jupiter Card
Monthly limit not disclosed; DCS lists $990,000/year and Rain no disclosed annual limit
Coin98 Fusion Card
No monthly card-spend limit published; SGD 200,000 rolling 12-month spending limit
ATM limit
Jupiter Card
Not available on the current digital-only card
Coin98 Fusion Card
SGD 10,000 per day and SGD 100,000 per month; per-transaction cap unclear
06

Funding & transfers

5 fields
Networks
Jupiter Card
Solana, Sui, Arbitrum, Base
Coin98 Fusion Card
Ethereum, Solana, Polygon, Base, Tron
Crypto deposits
Jupiter Card
Stablecoins: USDC, USDT
Coin98 Fusion Card
Stablecoins: USDC, USDT
Fiat deposits
Jupiter Card
USD virtual account receive, EUR virtual account receive
Coin98 Fusion Card
Not disclosed
Transfers
Jupiter Card
Noah local and SWIFT payouts
Coin98 Fusion Card
Not disclosed
Payout currencies
Jupiter Card
AED, BRL, CAD, EUR, GBP, IDR, INR, JPY +12
Coin98 Fusion Card
Not disclosed
07

Rewards

3 fields
Base cashback
Jupiter Card
2%
Coin98 Fusion Card
0%
Max cashback
Jupiter Card
4%
Coin98 Fusion Card
0%
Reward currency
Jupiter Card
USDC
Coin98 Fusion Card
Not applicable
08

Earn

5 fields
Advertised APY
Jupiter Card
Not disclosed
Coin98 Fusion Card
Not offered
How it works
Jupiter Card
Optional earn vault
Coin98 Fusion Card
Not offered
Separate deposit
Jupiter Card
Yes
Coin98 Fusion Card
Not offered
Use balance for spending
Jupiter Card
No
Coin98 Fusion Card
Not offered
Lock-up
Jupiter Card
No
Coin98 Fusion Card
Not offered
09

Trust & availability

5 fields
Custody
Jupiter Card
Custodial
Coin98 Fusion Card
Hybrid custody
Control until payment
Jupiter Card
Provider controls funds
Coin98 Fusion Card
Provider controls funds
Card issuer
Jupiter Card
Rain, DCS
Coin98 Fusion Card
DCS Card Centre Pte. Ltd.
Deposits & withdrawals
Jupiter Card
Noah
Coin98 Fusion Card
Not disclosed
Identity verification
Jupiter Card
Sumsub
Coin98 Fusion Card
Not disclosed
10

Sources

2 fields
Official sources
Jupiter Card
25
Coin98 Fusion Card
23
Last reviewed
Jupiter Card
Aug 12, 2026
Coin98 Fusion Card
Aug 5, 2026

04 · The trade-off

Jupiter Card is the stronger all-round choice

Jupiter Card finishes ahead with an Overall Score of 81 versus 60 for Coin98 Fusion Card. Coin98 Fusion Card has the lower published FX fee (1.7% foreign-currency conversion vs 1–1.8%). Jupiter Card has the higher published base cashback rate (2% vs 0%).

Coin98 Fusion Card still comes out ahead for Travel and Funds control, which may matter more than the overall result if that is how you plan to use the card. Jupiter Card uses a custodial balance setup, while Coin98 Fusion Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

Jupiter Card lists more stablecoins and ways to send money out (3 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Jupiter Card and Coin98 Fusion Card reviews first.

05 · Common questions

Jupiter vs Coin98 Fusion FAQ

Is Jupiter or Coin98 Fusion better overall?

Jupiter Card has the higher Overall Score (81 vs 60). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Jupiter or Coin98 Fusion?

Coin98 Fusion Card has the lower published FX fee (1.7% foreign-currency conversion vs 1–1.8%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Jupiter or Coin98 Fusion?

Jupiter Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Jupiter and Coin98 Fusion differ on custody?

Jupiter Card uses a custodial balance setup, while Coin98 Fusion Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Jupiter vs Coin98 Fusion comparison?

The latest information check for these two cards was August 12, 2026, using 48 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace