JupiterJupiter
84
Side-by-side card comparison
Jupiter vs Decaf
Jupiter Card has the higher Overall Score by 20 points (84 vs 64). Jupiter Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Decaf Card may still be the better personal fit.
Latest check Oct 19, 202649 official sources reviewed
Jupiter Card
Best fit
- Spending USDC from Solana, Sui, Arbitrum or Base through Jupiter Spend.
- Earning 2% in USDC on eligible purchases, capped at $100/month.
- Sending Spend funds to a Solana wallet or eligible local bank accounts.
Before you choose
- Residence determines the issuer: Rain charges 1% FX, while DCS charges 1.8%.
- Rewards can fund purchases, but external withdrawals from rewards are disabled.
- Physical cards cost $13.13 plus shipping; rollout and ATM access vary by issuer.
Decaf Card
Best fit
- Spending USDC received on Solana or Stellar through a separate card load.
- Using the virtual Visa for Apple Pay and Google Pay purchases.
- Receiving bank payments as USDC before allocating funds to the card.
Before you choose
- Virtual issuance costs $5; physical cards cost $10–$90 by region.
- US international fees are 1%; the non-USD international FX ceiling is 2%.
- Card collateral can be liquidated; US withdrawals require prior notice.
Current signup offers
Signup offers
Signup offers are excluded from card scores.
Jupiter Card
Get $20
$20 after qualifying Jupiter Card spend
- Activate the Jupiter Card.
- Spend $1,000 on qualifying card purchases within 30 days of activation.
Jupiter Card promo codeZEJ8C4ZS
Offer terms can change. Check the current Jupiter Spend referral programme before applying.
Decaf Card
No active signup offer listed
Partner links may earn us a commission. Affiliate disclosure
Fees & features
Compare the details
Best markers compare published, comparable values. Unknown values never win a row.
Best known Not disclosed
CardsJupiter CardOverall84Decaf CardOverall64
Jupiter CardOverall84Decaf CardOverall64Scores
- Overall Score
- Jupiter Card84Decaf Card64
- Cashback score
- Jupiter Card88Decaf Card29
- Travel score
- Jupiter Card75Decaf Card60
- Funds control score
- Jupiter Card64Decaf Card63
- Lowest fees score
- Jupiter Card80Decaf Card57
- Transfers score
- Jupiter Card93Decaf Card70
Costs
- Plan cost
- Jupiter Card$0Decaf Card$0
- FX fee
- Jupiter Card1–1.8%Decaf Card1–2%
- Top-up fee
- Jupiter CardNo Jupiter deposit fee. External GUM bridge: max($0.30, 0.02%) for stablecoins from other networks; non-stablecoin routes add bridge and swap costs. Source-network gas is separateDecaf CardCard-load fee unknown; parent-account bank deposits have separate charges
- Card spending fee
- Jupiter Card0%Decaf CardNot disclosed
- ATM fee
- Jupiter CardNot availableDecaf Card0% Decaf markup
- Virtual card
- Jupiter CardNot disclosedDecaf Card$5
- Physical card
- Jupiter Card$13.13 plus destination-dependent shippingDecaf Card$90 international / $10 US
Plans
- Available plans
- Jupiter CardNot disclosedDecaf CardNot disclosed
- Top cashback plan
- Jupiter CardNot disclosedDecaf CardNot disclosed
Everyday use
- Network
- Jupiter CardVisaDecaf CardVisa
- Card formats
- Jupiter CardVirtual, PhysicalDecaf CardVirtual, Physical
- ATM withdrawals
- Jupiter CardNot disclosedDecaf CardNot disclosed
- Mobile wallets
- Jupiter CardApple Pay, Google PayDecaf CardApple Pay, Google Pay
- Apps
- Jupiter CardiOS, AndroidDecaf CardiOS, Android, Web
- Daily spending limit
- Jupiter CardDCS: $50,000/day; Rain: no disclosed daily limitDecaf CardNot disclosed
- Monthly spending limit
- Jupiter CardMonthly limit not disclosed; DCS lists $990,000/year and Rain no disclosed annual limitDecaf CardNot disclosed
- ATM limit
- Jupiter CardRegion-dependent; no reusable public ATM limitDecaf Card$250 per withdrawal; up to 3 withdrawals daily
Funding & transfers
- Networks
- Jupiter CardSolana, Sui, Arbitrum, Base, EthereumDecaf CardSolana, Stellar
- Crypto deposits
- Jupiter CardStablecoins: USDC, USDTDecaf CardStablecoins: USDC
- Fiat deposits
- Jupiter CardUSD virtual account receive, EUR virtual account receiveDecaf CardUSD, EUR and MXN account receipts
- Transfers
- Jupiter CardStablecoin transfers; Noah local and SWIFT payoutsDecaf CardParent-account bank withdrawals, MoneyGram cash pickup
- Payout currencies
- Jupiter CardAED, BRL, CAD, EUR, GBP, IDR, INR, MYR +7Decaf CardUSD, EUR, MXN, COP, BRL, ARS, VES
Rewards
- Base cashback
- Jupiter Card2%Decaf CardNot disclosed
- Max cashback
- Jupiter Card4%Decaf CardNot disclosed
- Reward currency
- Jupiter CardUSDCDecaf CardNot disclosed
Earn
- Advertised APY
- Jupiter CardNot disclosedDecaf CardNot disclosed
- How it works
- Jupiter CardOptional earn vaultDecaf CardOptional earn vault
- Separate deposit
- Jupiter CardYesDecaf CardYes
- Use balance for spending
- Jupiter CardNoDecaf CardNot disclosed
- Lock-up
- Jupiter CardNoDecaf CardNot disclosed
Trust & availability
- Custody
- Jupiter CardCustodialDecaf CardNon-custodial
- Control until payment
- Jupiter CardProvider controls fundsDecaf CardNot disclosed
- Card issuer
- Jupiter CardRain, DCSDecaf CardThird National, Inc.
- Card processing
- Jupiter CardNot disclosedDecaf CardRain
- Deposits & withdrawals
- Jupiter CardNoahDecaf CardMoneyGram
- Identity verification
- Jupiter CardSumsubDecaf CardNot disclosed
Sources
- Official sources
- Jupiter Card28Decaf Card21
- Last reviewed
- Jupiter CardOct 14, 2026Decaf CardOct 19, 2026
Choosing between these cards
When to choose Jupiter or Decaf
Spending in foreign currencies
For FX on foreign-currency purchases, Jupiter lists 1–1.8%, versus 1–2% at Decaf. Use the tariff for your country and plan; conversion fees can add to these figures.
Sending money to a bank
For bank payouts, Jupiter has reviewed routes in AED, BRL, CAD, EUR and other currencies; Decaf has routes in ARS, BRL, COP, EUR and other currencies. Choose the route for your destination currency and check its country coverage and fee.
Using the crypto you already hold
Jupiter's reviewed deposit assets include USDT; Decaf's include USDC. If you already hold one of these assets, compare its deposit network and conversion route before moving funds.
Common questions
Jupiter vs Decaf FAQ
Is Jupiter or Decaf better overall?
Jupiter Card has the higher Overall Score (84 vs 64). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Jupiter or Decaf?
Jupiter Card has the lower published FX fee (1–1.8% vs 1–2%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Jupiter or Decaf?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Jupiter and Decaf differ on custody?
Jupiter Card uses a custodial balance setup, while Decaf Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Jupiter vs Decaf comparison?
The latest information check for these two cards was October 19, 2026, using 49 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.