JupiterJupiter
81
Side-by-side card comparison
Jupiter vs Exa: overall score versus use-case fit
Jupiter Card has the higher Overall Score by 15 points (81 vs 66). Jupiter Card looks stronger for Cashback and Lowest fees, while Exa Card comes out ahead for Travel, Funds control, and Transfers.
Information checked Aug 23, 202656 official sources reviewed
01 · Overall score versus use-case fit
Jupiter Card is the better all-round starting point
Jupiter Card has the higher Overall Score in this comparison. Exa Card may be the better fit for Travel, Funds control, and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallJupiter81Exa66Higher score
CashbackJupiter87Exa19Higher score
TravelJupiter52Exa61Higher score
Funds controlJupiter54Exa88Higher score
Lowest feesJupiter79Exa67Higher score
TransfersJupiter76Exa97Higher score
Choose Jupiter Card if cashback and lowest fees matter most
Jupiter Card comes out ahead for Cashback and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- 2% base cashback in USDC
- No annual or USD spend fee
- Apple Pay and Google Pay ready
Choose Exa Card if travel and funds control matter most
Exa Card comes out ahead for Travel, Funds control, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Deposited assets can earn yield
- Spend balance or borrow USDC
- Self-custody on Exactly Protocol
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Jupiter81Exa66
Jupiter Card has the higher Overall Score by 15 points.
- Entry cost & FX
- Jupiter$0 plan · 1–1.8% FXExa$0 plan · 1.5% FX
Exa Card has the lower published FX fee (1.5% vs 1–1.8%).
- Purchase rewards
- Jupiter2% base · up to 4%Exa0% cashback
Jupiter Card has the higher published base cashback rate (2% vs 0%).
- Funds control
- JupiterCustodial balanceExaSelf-controlled wallet
Jupiter Card uses a custodial balance setup, while Exa Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- JupiterVirtual · Apple Pay, Google PayExaVirtual · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Jupiter2 stablecoins · Noah local and SWIFT payoutsExa1 stablecoin · Stablecoin transfers; USD ACH bank payout, USD domestic wire payout, EUR SEPA bank payout
Exa Card lists more stablecoins and ways to send money out (5 vs 3).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-4%
- Plan cost
- $0
- FX fee
- 1–1.8%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 20 fiat
66
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 1.5%
- ATM fee
- $1 + 0.65%
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 5 crypto · 4 fiat
- Payout methods
- 1 crypto · 2 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Jupiter Card
Get $20
$20 after qualifying Jupiter Card spend
- Activate the Jupiter Card.
- Spend $1,000 on qualifying card purchases within 30 days of activation.
Jupiter Card promo codeZEJ8C4ZS
Offer terms can change. Check the current Jupiter Spend referral programme before applying.
Exa Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsJupiter CardOverall81Exa CardOverall66
Jupiter CardOverall81Exa CardOverall66Scores
6 fields- Overall Score
- Jupiter Card81Exa Card66
- Cashback score
- Jupiter Card87Exa Card19
- Travel score
- Jupiter Card52Exa Card61
- Funds control score
- Jupiter Card54Exa Card88
- Lowest fees score
- Jupiter Card79Exa Card67
- Transfers score
- Jupiter Card76Exa Card97
Strengths & trade-offs
2 fields- Strengths
- Jupiter Card2% base cashback in USDC, No annual or USD spend feeExa CardDeposited assets can earn yield, Spend balance or borrow USDC
- Trade-offs
- Jupiter Card4% requires fresh referrals, FX depends on your issuerExa CardHeavy Exactly Protocol dependency, Pay Later needs DeFi literacy
Costs
7 fields- Plan cost
- Jupiter Card$0Exa Card$0
- FX fee
- Jupiter Card1–1.8%Exa Card1.5%
- Top-up fee
- Jupiter Card0%Exa Card1%
- Card spending fee
- Jupiter Card0%Exa CardNot disclosed
- ATM fee
- Jupiter CardNot availableExa Card$1 + 0.65%
- Virtual card
- Jupiter CardNot disclosedExa CardFree with Exa Wallet
- Physical card
- Jupiter CardPlanned by the end of 2026; not currently availableExa CardNot available
Plans
2 fields- Available plans
- Jupiter CardNot disclosedExa CardNot disclosed
- Top cashback plan
- Jupiter CardNot disclosedExa CardNot disclosed
Everyday use
8 fields- Network
- Jupiter CardVisaExa CardVisa
- Card formats
- Jupiter CardVirtualExa CardVirtual
- ATM withdrawals
- Jupiter CardNot availableExa CardAvailable
- Mobile wallets
- Jupiter CardApple Pay, Google PayExa CardApple Pay, Google Pay
- Apps
- Jupiter CardiOS, AndroidExa CardiOS, Android, Web
- Daily spending limit
- Jupiter CardDCS: $50,000/day; Rain: no disclosed daily limitExa CardDynamic / collateral-based; exact Exa App limit shown in app
- Monthly spending limit
- Jupiter CardMonthly limit not disclosed; DCS lists $990,000/year and Rain no disclosed annual limitExa CardDynamic / collateral-based; exact Exa App limit shown in app
- ATM limit
- Jupiter CardNot available on the current digital-only cardExa Card$250/withdrawal; $1000/day
Funding & transfers
5 fields- Networks
- Jupiter CardSolana, Sui, Arbitrum, BaseExa CardOptimism
- Crypto deposits
- Jupiter CardStablecoins: USDC, USDTExa CardStablecoins: USDC; Other crypto: ETH, OP, WBTC, wstETH
- Fiat deposits
- Jupiter CardUSD virtual account receive, EUR virtual account receiveExa CardUSD ACH deposit, USD wire deposit, EUR SEPA deposit, Local currency deposit
- Transfers
- Jupiter CardNoah local and SWIFT payoutsExa CardStablecoin transfers; USD ACH bank payout, USD domestic wire payout, EUR SEPA bank payout
- Payout currencies
- Jupiter CardAED, BRL, CAD, EUR, GBP, IDR, INR, JPY +12Exa CardUSD, EUR
Rewards
3 fields- Base cashback
- Jupiter Card2%Exa Card0%
- Max cashback
- Jupiter Card4%Exa Card0%
- Reward currency
- Jupiter CardUSDCExa CardNo cashback
Earn
5 fields- Advertised APY
- Jupiter CardNot disclosedExa CardUp to 0.99776% APY
- How it works
- Jupiter CardOptional earn vaultExa CardEarn on spending balance, Borrow against collateral
- Separate deposit
- Jupiter CardYesExa CardNo
- Use balance for spending
- Jupiter CardNoExa CardYes
- Lock-up
- Jupiter CardNoExa CardNo
Trust & availability
7 fields- Custody
- Jupiter CardCustodialExa CardSelf-custody
- Control until payment
- Jupiter CardProvider controls fundsExa CardYou keep control
- Card issuer
- Jupiter CardRain, DCSExa CardThird National Bank, Third National
- Card processing
- Jupiter CardNot disclosedExa CardExa Labs SAS
- Deposits & withdrawals
- Jupiter CardNoahExa CardBridge, Manteca
- Identity verification
- Jupiter CardSumsubExa CardNot disclosed
- Programme operator
- Jupiter CardNot disclosedExa CardExa Labs SAS
Sources
2 fields- Official sources
- Jupiter Card25Exa Card31
- Last reviewed
- Jupiter CardAug 12, 2026Exa CardAug 23, 2026
04 · The trade-off
Jupiter Card is the stronger all-round choice
Jupiter Card finishes ahead with an Overall Score of 81 versus 66 for Exa Card. Exa Card has the lower published FX fee (1.5% vs 1–1.8%). Jupiter Card has the higher published base cashback rate (2% vs 0%).
Exa Card still comes out ahead for Travel, Funds control, and Transfers, which may matter more than the overall result if that is how you plan to use the card. Jupiter Card uses a custodial balance setup, while Exa Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
Exa Card lists more stablecoins and ways to send money out (5 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Jupiter Card and Exa Card reviews first.
Continue with
Jupiter Card
Continue with
Exa Card
05 · Common questions
Jupiter vs Exa FAQ
Is Jupiter or Exa better overall?
Jupiter Card has the higher Overall Score (81 vs 66). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Jupiter or Exa?
Exa Card has the lower published FX fee (1.5% vs 1–1.8%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Jupiter or Exa?
Jupiter Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Jupiter and Exa differ on custody?
Jupiter Card uses a custodial balance setup, while Exa Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Jupiter vs Exa comparison?
The latest information check for these two cards was August 23, 2026, using 56 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.