JupiterJupiter
84
Side-by-side card comparison
Jupiter vs Gemini Credit: overall score versus use-case fit
Jupiter Card has the higher Overall Score by 15 points (84 vs 69). Jupiter Card looks stronger for Cashback, Funds control, Lowest fees, and Transfers, while Gemini Credit Card comes out ahead for Travel.
Information checked Oct 14, 202651 official sources reviewed
01 · Overall score versus use-case fit
Jupiter Card is the better all-round starting point
Jupiter Card has the higher Overall Score in this comparison. Gemini Credit Card may be the better fit for Travel. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallJupiter84Gemini Credit69Higher score
CashbackJupiter88Gemini Credit60Higher score
TravelJupiter75Gemini Credit80Higher score
Funds controlJupiter64Gemini Credit39Higher score
Lowest feesJupiter80Gemini Credit45Higher score
TransfersJupiter93Gemini Credit26Higher score
Choose Jupiter Card if cashback and funds control matter most
Jupiter Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- 2% base cashback in USDC
- No annual or USD spend fee
- Apple Pay and Google Pay ready
Choose Gemini Credit Card if travel matters most
Gemini Credit Card comes out ahead for Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- No annual or foreign transaction fee
- A 1%-4% crypto reward schedule
- Metal card and three phone wallets
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Jupiter84Gemini Credit69
Jupiter Card has the higher Overall Score by 15 points.
- Entry cost & FX
- Jupiter$0 plan · 1–1.8% FXGemini Credit$0 plan · $0 foreign transaction fee; Mastercard exchange rates and credit interest remain separate FX
Gemini Credit Card has the lower published FX fee ($0 foreign transaction fee; Mastercard exchange rates and credit interest remain separate vs 1–1.8%).
- Purchase rewards
- Jupiter2% base · up to 4%Gemini Credit1% base · up to 4%
Jupiter Card has the higher published base cashback rate (2% vs 1%).
- Funds control
- JupiterCustodial balanceGemini CreditCustodial balance
Jupiter Card and Gemini Credit Card use the same custodial balance setup.
- Everyday access
- JupiterVirtual + Physical · Apple Pay, Google PayGemini CreditVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Jupiter2 stablecoins · Stablecoin transfers; Noah local and SWIFT payoutsGemini Credit0 stablecoins · Not modeled
Jupiter Card lists more stablecoins and ways to send money out (4 vs 0).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-4%
- Plan cost
- $0
- FX fee
- 1–1.8%
- ATM fee
- Not available
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 2 crypto · 15 fiat
- Cashback
- 1%-4%
- Plan cost
- $0
- FX fee
- $0 foreign transaction fee; Mastercard exchange rates and credit interest remain separate
- ATM fee
- 3–29.49%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Jupiter Card
Get $20
$20 after qualifying Jupiter Card spend
- Activate the Jupiter Card.
- Spend $1,000 on qualifying card purchases within 30 days of activation.
Jupiter Card promo codeZEJ8C4ZS
Offer terms can change. Check the current Jupiter Spend referral programme before applying.
Gemini Credit Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsJupiter CardOverall84Gemini Credit CardOverall69
Jupiter CardOverall84Gemini Credit CardOverall69Scores
6 fields- Overall Score
- Jupiter Card84Gemini Credit Card69
- Cashback score
- Jupiter Card88Gemini Credit Card60
- Travel score
- Jupiter Card75Gemini Credit Card80
- Funds control score
- Jupiter Card64Gemini Credit Card39
- Lowest fees score
- Jupiter Card80Gemini Credit Card45
- Transfers score
- Jupiter Card93Gemini Credit Card26
Strengths & trade-offs
2 fields- Strengths
- Jupiter Card2% base cashback in USDC, No annual or USD spend feeGemini Credit CardNo annual or foreign transaction fee, A 1%-4% crypto reward schedule
- Trade-offs
- Jupiter Card4% requires fresh referrals, FX depends on your issuerGemini Credit CardVariable APR and costly cash advances, Applications are limited to the United States
Costs
7 fields- Plan cost
- Jupiter Card$0Gemini Credit Card$0
- FX fee
- Jupiter Card1–1.8%Gemini Credit Card$0 foreign transaction fee; Mastercard exchange rates and credit interest remain separate
- Top-up fee
- Jupiter CardNo Jupiter deposit fee. External GUM bridge: max($0.30, 0.02%) for stablecoins from other networks; non-stablecoin routes add bridge and swap costs. Source-network gas is separateGemini Credit CardNot applicable; linked-bank and check routes repay the credit account
- Card spending fee
- Jupiter Card0%Gemini Credit Card0%
- ATM fee
- Jupiter CardNot availableGemini Credit Card3–29.49%
- Virtual card
- Jupiter CardNot disclosedGemini Credit CardNot disclosed
- Physical card
- Jupiter Card$13.13 plus destination-dependent shippingGemini Credit CardNot disclosed
Plans
2 fields- Available plans
- Jupiter CardNot disclosedGemini Credit CardNot disclosed
- Top cashback plan
- Jupiter CardNot disclosedGemini Credit CardNot disclosed
Everyday use
8 fields- Network
- Jupiter CardVisaGemini Credit CardMastercard
- Card formats
- Jupiter CardVirtual, PhysicalGemini Credit CardVirtual, Physical
- ATM withdrawals
- Jupiter CardNot disclosedGemini Credit CardAvailable
- Mobile wallets
- Jupiter CardApple Pay, Google PayGemini Credit CardApple Pay, Google Pay
- Apps
- Jupiter CardiOS, AndroidGemini Credit CardiOS, Android, Web
- Daily spending limit
- Jupiter CardDCS: $50,000/day; Rain: no disclosed daily limitGemini Credit CardApplicant-specific credit limit; no reusable daily purchase limit is published
- Monthly spending limit
- Jupiter CardMonthly limit not disclosed; DCS lists $990,000/year and Rain no disclosed annual limitGemini Credit CardApplicant-specific credit limit; no reusable monthly purchase limit is published
- ATM limit
- Jupiter CardRegion-dependent; no reusable public ATM limitGemini Credit Card$1,000 daily and no more than 10% of the total credit limit
Funding & transfers
5 fields- Networks
- Jupiter CardSolana, Sui, Arbitrum, Base, EthereumGemini Credit CardNot disclosed
- Crypto deposits
- Jupiter CardStablecoins: USDC, USDTGemini Credit CardNot disclosed
- Fiat deposits
- Jupiter CardUSD virtual account receive, EUR virtual account receiveGemini Credit CardNot disclosed
- Transfers
- Jupiter CardStablecoin transfers; Noah local and SWIFT payoutsGemini Credit CardNot disclosed
- Payout currencies
- Jupiter CardAED, BRL, CAD, EUR, GBP, IDR, INR, MYR +7Gemini Credit CardNot disclosed
Rewards
3 fields- Base cashback
- Jupiter Card2%Gemini Credit Card1%
- Max cashback
- Jupiter Card4%Gemini Credit Card4%
- Reward currency
- Jupiter CardUSDCGemini Credit CardSelected eligible crypto asset
Earn
5 fields- Advertised APY
- Jupiter CardNot disclosedGemini Credit CardUp to 2.1% APY
- How it works
- Jupiter CardOptional earn vaultGemini Credit CardOptional earn vault
- Separate deposit
- Jupiter CardYesGemini Credit CardNo
- Use balance for spending
- Jupiter CardNoGemini Credit CardNo
- Lock-up
- Jupiter CardNoGemini Credit CardNot disclosed
Trust & availability
7 fields- Custody
- Jupiter CardCustodialGemini Credit CardCustodial
- Control until payment
- Jupiter CardProvider controls fundsGemini Credit CardProvider controls funds
- Card issuer
- Jupiter CardRain, DCSGemini Credit CardWebBank
- Card processing
- Jupiter CardNot disclosedGemini Credit CardGemini Constellation, LLC
- Custody / key management
- Jupiter CardNot disclosedGemini Credit CardGemini Trust Company, LLC / Gemini Moonbase, LLC
- Deposits & withdrawals
- Jupiter CardNoahGemini Credit CardNot disclosed
- Identity verification
- Jupiter CardSumsubGemini Credit CardNot disclosed
Sources
2 fields- Official sources
- Jupiter Card28Gemini Credit Card23
- Last reviewed
- Jupiter CardOct 14, 2026Gemini Credit CardAug 30, 2026
04 · The trade-off
Jupiter Card is the stronger all-round choice
Jupiter Card finishes ahead with an Overall Score of 84 versus 69 for Gemini Credit Card. Gemini Credit Card has the lower published FX fee ($0 foreign transaction fee; Mastercard exchange rates and credit interest remain separate vs 1–1.8%). Jupiter Card has the higher published base cashback rate (2% vs 1%).
Gemini Credit Card still comes out ahead for Travel, which may matter more than the overall result if that is how you plan to use the card. Jupiter Card and Gemini Credit Card use the same custodial balance setup.
Jupiter Card lists more stablecoins and ways to send money out (4 vs 0). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Jupiter Card and Gemini Credit Card reviews first.
Continue with
Jupiter Card
Continue with
Gemini Credit Card
05 · Common questions
Jupiter vs Gemini Credit FAQ
Is Jupiter or Gemini Credit better overall?
Jupiter Card has the higher Overall Score (84 vs 69). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Jupiter or Gemini Credit?
Gemini Credit Card has the lower published FX fee ($0 foreign transaction fee; Mastercard exchange rates and credit interest remain separate vs 1–1.8%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Jupiter or Gemini Credit?
Jupiter Card has the higher published base cashback rate (2% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Jupiter and Gemini Credit differ on custody?
Jupiter Card and Gemini Credit Card use the same custodial balance setup.
How current is this Jupiter vs Gemini Credit comparison?
The latest information check for these two cards was October 14, 2026, using 51 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.