JupiterJupiter
81
Side-by-side card comparison
Jupiter vs Holyheld: overall score versus use-case fit
Jupiter Card has the higher Overall Score by 6 points (81 vs 75). Jupiter Card looks stronger for Cashback and Lowest fees, while Holyheld Card comes out ahead for Travel, Funds control, and Transfers.
Information checked Aug 12, 202653 official sources reviewed
01 · Overall score versus use-case fit
Jupiter Card is the better all-round starting point
Jupiter Card has the higher Overall Score in this comparison. Holyheld Card may be the better fit for Travel, Funds control, and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallJupiter81Holyheld75Higher score
CashbackJupiter87Holyheld64Higher score
TravelJupiter52Holyheld68Higher score
Funds controlJupiter54Holyheld74Higher score
Lowest feesJupiter79Holyheld67Higher score
TransfersJupiter76Holyheld81Higher score
Choose Jupiter Card if cashback and lowest fees matter most
Jupiter Card comes out ahead for Cashback and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- 2% base cashback in USDC
- No annual or USD spend fee
- Apple Pay and Google Pay ready
Choose Holyheld Card if travel and funds control matter most
Holyheld Card comes out ahead for Travel, Funds control, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Self-custody crypto before card top-up
- Virtual, physical and metal Mastercard
- Personal IBAN and SEPA transfers
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Jupiter81Holyheld75
Jupiter Card has the higher Overall Score by 6 points.
- Entry cost & FX
- Jupiter$0 plan · 1–1.8% FXHolyheld$0 plan · Up to 5.5% + EUR 1; actual pricing depends on transaction geography and currency FX
Jupiter Card has the lower published FX fee (1–1.8% vs Up to 5.5% + EUR 1; actual pricing depends on transaction geography and currency).
- Purchase rewards
- Jupiter2% base · up to 4%Holyheld0.5% base · up to 1%
Jupiter Card has the higher published base cashback rate (2% vs 0.5%).
- Funds control
- JupiterCustodial balanceHolyheldHybrid custody
Jupiter Card uses a custodial balance setup, while Holyheld Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- JupiterVirtual · Apple Pay, Google PayHolyheldVirtual + Physical · Apple Pay, Google Pay
Holyheld Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Jupiter2 stablecoins · Noah local and SWIFT payoutsHolyheld2 stablecoins · Stablecoin transfers; Outgoing SEPA transfer
Holyheld Card lists more stablecoins and ways to send money out (4 vs 3).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-4%
- Plan cost
- $0
- FX fee
- 1–1.8%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 20 fiat
- Cashback
- 0.5%-1%
- Plan cost
- $0
- FX fee
- Up to 5.5% + EUR 1; actual pricing depends on transaction geography and currency
- ATM fee
- Up to EUR 2 + 2.5%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 1 fiat
- Payout methods
- 3 crypto · 1 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Jupiter Card
Get $20
$20 after qualifying Jupiter Card spend
- Activate the Jupiter Card.
- Spend $1,000 on qualifying card purchases within 30 days of activation.
Jupiter Card promo codeZEJ8C4ZS
Offer terms can change. Check the current Jupiter Spend referral programme before applying.
Holyheld Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsJupiter CardOverall81Holyheld CardOverall75
Jupiter CardOverall81Holyheld CardOverall75Scores
6 fields- Overall Score
- Jupiter Card81Holyheld Card75
- Cashback score
- Jupiter Card87Holyheld Card64
- Travel score
- Jupiter Card52Holyheld Card68
- Funds control score
- Jupiter Card54Holyheld Card74
- Lowest fees score
- Jupiter Card79Holyheld Card67
- Transfers score
- Jupiter Card76Holyheld Card81
Strengths & trade-offs
2 fields- Strengths
- Jupiter Card2% base cashback in USDC, No annual or USD spend feeHolyheld CardSelf-custody crypto before card top-up, Virtual, physical and metal Mastercard
- Trade-offs
- Jupiter Card4% requires fresh referrals, FX depends on your issuerHolyheld CardCountry eligibility is incomplete, Foreign spend can be expensive
Costs
7 fields- Plan cost
- Jupiter Card$0Holyheld Card$0
- FX fee
- Jupiter Card1–1.8%Holyheld CardUp to 5.5% + EUR 1; actual pricing depends on transaction geography and currency
- Top-up fee
- Jupiter Card0%Holyheld Card0%
- Card spending fee
- Jupiter Card0%Holyheld Card€0.50
- ATM fee
- Jupiter CardNot availableHolyheld CardUp to EUR 2 + 2.5%
- Virtual card
- Jupiter CardNot disclosedHolyheld CardLimited Edition virtual card: EUR 99; Classic includes virtual access
- Physical card
- Jupiter CardPlanned by the end of 2026; not currently availableHolyheld CardClassic: EUR 29; Metal: EUR 199
Plans
2 fields- Available plans
- Jupiter CardNot disclosedHolyheld Card3 plans: Classic, Limited Edition, Metal
- Top cashback plan
- Jupiter CardNot disclosedHolyheld CardMetal: 1%
Everyday use
8 fields- Network
- Jupiter CardVisaHolyheld CardMastercard
- Card formats
- Jupiter CardVirtualHolyheld CardVirtual, Physical
- ATM withdrawals
- Jupiter CardNot availableHolyheld CardAvailable
- Mobile wallets
- Jupiter CardApple Pay, Google PayHolyheld CardApple Pay, Google Pay
- Apps
- Jupiter CardiOS, AndroidHolyheld CardiOS, Android, Web
- Daily spending limit
- Jupiter CardDCS: $50,000/day; Rain: no disclosed daily limitHolyheld CardEUR 10,000 daily
- Monthly spending limit
- Jupiter CardMonthly limit not disclosed; DCS lists $990,000/year and Rain no disclosed annual limitHolyheld CardEUR 25,000 monthly; EUR 250,000 annually
- ATM limit
- Jupiter CardNot available on the current digital-only cardHolyheld CardEUR 1,000 per 24 hours; EUR 5,000 per 30 days
Funding & transfers
5 fields- Networks
- Jupiter CardSolana, Sui, Arbitrum, BaseHolyheld CardEthereum, Arbitrum, Base, Optimism, Polygon, Gnosis +2
- Crypto deposits
- Jupiter CardStablecoins: USDC, USDTHolyheld CardStablecoins: USDC, USDT
- Fiat deposits
- Jupiter CardUSD virtual account receive, EUR virtual account receiveHolyheld CardPersonal EUR IBAN
- Transfers
- Jupiter CardNoah local and SWIFT payoutsHolyheld CardStablecoin transfers; Outgoing SEPA transfer
- Payout currencies
- Jupiter CardAED, BRL, CAD, EUR, GBP, IDR, INR, JPY +12Holyheld CardEUR
Rewards
3 fields- Base cashback
- Jupiter Card2%Holyheld Card0.5%
- Max cashback
- Jupiter Card4%Holyheld Card1%
- Reward currency
- Jupiter CardUSDCHolyheld CardUSDC
Earn
5 fields- Advertised APY
- Jupiter CardNot disclosedHolyheld CardNot disclosed
- How it works
- Jupiter CardOptional earn vaultHolyheld CardOptional earn vault
- Separate deposit
- Jupiter CardYesHolyheld CardYes
- Use balance for spending
- Jupiter CardNoHolyheld CardNot disclosed
- Lock-up
- Jupiter CardNoHolyheld CardNo
Trust & availability
6 fields- Custody
- Jupiter CardCustodialHolyheld CardHybrid custody
- Control until payment
- Jupiter CardProvider controls fundsHolyheld CardProvider controls funds
- Card issuer
- Jupiter CardRain, DCSHolyheld CardUnlimit EU Ltd
- Deposits & withdrawals
- Jupiter CardNoahHolyheld CardNot disclosed
- Identity verification
- Jupiter CardSumsubHolyheld CardSumsub / Idenfy
- Programme operator
- Jupiter CardNot disclosedHolyheld CardHolyheld Labs AG
Sources
2 fields- Official sources
- Jupiter Card25Holyheld Card28
- Last reviewed
- Jupiter CardAug 12, 2026Holyheld CardAug 12, 2026
04 · The trade-off
Jupiter Card is the stronger all-round choice
Jupiter Card finishes ahead with an Overall Score of 81 versus 75 for Holyheld Card. Jupiter Card has the lower published FX fee (1–1.8% vs Up to 5.5% + EUR 1; actual pricing depends on transaction geography and currency). Jupiter Card has the higher published base cashback rate (2% vs 0.5%).
Holyheld Card still comes out ahead for Travel, Funds control, and Transfers, which may matter more than the overall result if that is how you plan to use the card. Jupiter Card uses a custodial balance setup, while Holyheld Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Holyheld Card lists more stablecoins and ways to send money out (4 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Jupiter Card and Holyheld Card reviews first.
Continue with
Jupiter Card
Continue with
Holyheld Card
05 · Common questions
Jupiter vs Holyheld FAQ
Is Jupiter or Holyheld better overall?
Jupiter Card has the higher Overall Score (81 vs 75). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Jupiter or Holyheld?
Jupiter Card has the lower published FX fee (1–1.8% vs Up to 5.5% + EUR 1; actual pricing depends on transaction geography and currency). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Jupiter or Holyheld?
Jupiter Card has the higher published base cashback rate (2% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Jupiter and Holyheld differ on custody?
Jupiter Card uses a custodial balance setup, while Holyheld Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Jupiter vs Holyheld comparison?
The latest information check for these two cards was August 12, 2026, using 53 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.