JupiterJupiter
81
Side-by-side card comparison
Jupiter vs Kolo: overall score versus use-case fit
Jupiter Card has the higher Overall Score by 8 points (81 vs 73). Jupiter Card looks stronger for Cashback, while Kolo Card comes out ahead for Travel, Funds control, Lowest fees, and Transfers.
Information checked Aug 28, 202653 official sources reviewed
01 · Overall score versus use-case fit
Jupiter Card is the better all-round starting point
Jupiter Card has the higher Overall Score in this comparison. Kolo Card may be the better fit for Travel, Funds control, Lowest fees, and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallJupiter81Kolo73Higher score
CashbackJupiter87Kolo54Higher score
TravelJupiter52Kolo70Higher score
Funds controlJupiter54Kolo56Higher score
Lowest feesJupiter79Kolo83Higher score
TransfersJupiter76Kolo92Higher score
Choose Jupiter Card if cashback matters most
Jupiter Card comes out ahead for Cashback in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- 2% base cashback in USDC
- No annual or USD spend fee
- Apple Pay and Google Pay ready
Choose Kolo Card if travel and funds control matter most
Kolo Card comes out ahead for Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Free virtual Visa Platinum
- 2% BTC cashback for 30 days
- Several withdrawal routes
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Jupiter81Kolo73
Jupiter Card has the higher Overall Score by 8 points.
- Entry cost & FX
- Jupiter$0 plan · 1–1.8% FXKolo$0 plan · 1% FX
Kolo Card has the lower published FX fee (1% vs 1–1.8%).
- Purchase rewards
- Jupiter2% base · up to 4%Kolo1% base · up to 2%
Jupiter Card has the higher published base cashback rate (2% vs 1%).
- Funds control
- JupiterCustodial balanceKoloCustodial balance
Jupiter Card and Kolo Card use the same custodial balance setup.
- Everyday access
- JupiterVirtual · Apple Pay, Google PayKoloVirtual · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Jupiter2 stablecoins · Noah local and SWIFT payoutsKolo5 stablecoins · Stablecoin transfers; Kolo user transfers, Transfers between your Kolo wallets; Withdraw to an eligible card, EUR SEPA withdrawal
Kolo Card lists more stablecoins and ways to send money out (10 vs 3).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-4%
- Plan cost
- $0
- FX fee
- 1–1.8%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 20 fiat
- Cashback
- 1%-2%
- Plan cost
- $0
- FX fee
- 1%
- ATM fee
- $1 + 0.65%
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 20 crypto · 0 fiat
- Payout methods
- 20 crypto · 1 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Jupiter Card
Get $20
$20 after qualifying Jupiter Card spend
- Activate the Jupiter Card.
- Spend $1,000 on qualifying card purchases within 30 days of activation.
Jupiter Card promo codeZEJ8C4ZS
Offer terms can change. Check the current Jupiter Spend referral programme before applying.
Kolo Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsJupiter CardOverall81Kolo CardOverall73
Jupiter CardOverall81Kolo CardOverall73Scores
6 fields- Overall Score
- Jupiter Card81Kolo Card73
- Cashback score
- Jupiter Card87Kolo Card54
- Travel score
- Jupiter Card52Kolo Card70
- Funds control score
- Jupiter Card54Kolo Card56
- Lowest fees score
- Jupiter Card79Kolo Card83
- Transfers score
- Jupiter Card76Kolo Card92
Strengths & trade-offs
2 fields- Strengths
- Jupiter Card2% base cashback in USDC, No annual or USD spend feeKolo CardFree virtual Visa Platinum, 2% BTC cashback for 30 days
- Trade-offs
- Jupiter Card4% requires fresh referrals, FX depends on your issuerKolo CardConversion and FX fees can stack, Card spending uses a custodial wallet
Costs
7 fields- Plan cost
- Jupiter Card$0Kolo Card$0
- FX fee
- Jupiter Card1–1.8%Kolo Card1%
- Top-up fee
- Jupiter Card0%Kolo Card0%
- Card spending fee
- Jupiter Card0%Kolo CardNot disclosed
- ATM fee
- Jupiter CardNot availableKolo Card$1 + 0.65%
- Virtual card
- Jupiter CardNot disclosedKolo CardFree
- Physical card
- Jupiter CardPlanned by the end of 2026; not currently availableKolo CardPlanned for Q3 2026; not currently available
Plans
2 fields- Available plans
- Jupiter CardNot disclosedKolo CardNot disclosed
- Top cashback plan
- Jupiter CardNot disclosedKolo CardNot disclosed
Everyday use
8 fields- Network
- Jupiter CardVisaKolo CardVisa
- Card formats
- Jupiter CardVirtualKolo CardVirtual
- ATM withdrawals
- Jupiter CardNot availableKolo CardAvailable
- Mobile wallets
- Jupiter CardApple Pay, Google PayKolo CardApple Pay, Google Pay
- Apps
- Jupiter CardiOS, AndroidKolo CardiOS, Android
- Daily spending limit
- Jupiter CardDCS: $50,000/day; Rain: no disclosed daily limitKolo Card$9,000/day
- Monthly spending limit
- Jupiter CardMonthly limit not disclosed; DCS lists $990,000/year and Rain no disclosed annual limitKolo Card$9,000/month
- ATM limit
- Jupiter CardNot available on the current digital-only cardKolo Card$500/withdrawal; 3 withdrawals/24h
Funding & transfers
5 fields- Networks
- Jupiter CardSolana, Sui, Arbitrum, BaseKolo CardNot disclosed
- Crypto deposits
- Jupiter CardStablecoins: USDC, USDTKolo CardStablecoins: USDT, USDC, DAI, EURC, EURI; Other crypto: BTC, ETH, SOL, BNB, LTC +10
- Fiat deposits
- Jupiter CardUSD virtual account receive, EUR virtual account receiveKolo CardNot disclosed
- Transfers
- Jupiter CardNoah local and SWIFT payoutsKolo CardStablecoin transfers; Kolo user transfers, Transfers between your Kolo wallets; Withdraw to an eligible card, EUR SEPA withdrawal
- Payout currencies
- Jupiter CardAED, BRL, CAD, EUR, GBP, IDR, INR, JPY +12Kolo CardEUR
Rewards
3 fields- Base cashback
- Jupiter Card2%Kolo Card1%
- Max cashback
- Jupiter Card4%Kolo Card2%
- Reward currency
- Jupiter CardUSDCKolo CardBTC cashback
Earn
5 fields- Advertised APY
- Jupiter CardNot disclosedKolo CardNot offered
- How it works
- Jupiter CardOptional earn vaultKolo CardNot offered
- Separate deposit
- Jupiter CardYesKolo CardNot offered
- Use balance for spending
- Jupiter CardNoKolo CardNot offered
- Lock-up
- Jupiter CardNoKolo CardNot offered
Trust & availability
6 fields- Custody
- Jupiter CardCustodialKolo CardCustodial
- Control until payment
- Jupiter CardProvider controls fundsKolo CardProvider controls funds
- Card issuer
- Jupiter CardRain, DCSKolo CardBanco Popular de Puerto Rico, Wirex Limited
- Deposits & withdrawals
- Jupiter CardNoahKolo CardNot disclosed
- Identity verification
- Jupiter CardSumsubKolo CardSumSub
- Programme operator
- Jupiter CardNot disclosedKolo CardHardline Holding Limited
Sources
2 fields- Official sources
- Jupiter Card25Kolo Card28
- Last reviewed
- Jupiter CardAug 12, 2026Kolo CardAug 28, 2026
04 · The trade-off
Jupiter Card is the stronger all-round choice
Jupiter Card finishes ahead with an Overall Score of 81 versus 73 for Kolo Card. Kolo Card has the lower published FX fee (1% vs 1–1.8%). Jupiter Card has the higher published base cashback rate (2% vs 1%).
Kolo Card still comes out ahead for Travel, Funds control, Lowest fees, and Transfers, which may matter more than the overall result if that is how you plan to use the card. Jupiter Card and Kolo Card use the same custodial balance setup.
Kolo Card lists more stablecoins and ways to send money out (10 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Jupiter Card and Kolo Card reviews first.
Continue with
Jupiter Card
Continue with
Kolo Card
05 · Common questions
Jupiter vs Kolo FAQ
Is Jupiter or Kolo better overall?
Jupiter Card has the higher Overall Score (81 vs 73). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Jupiter or Kolo?
Kolo Card has the lower published FX fee (1% vs 1–1.8%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Jupiter or Kolo?
Jupiter Card has the higher published base cashback rate (2% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Jupiter and Kolo differ on custody?
Jupiter Card and Kolo Card use the same custodial balance setup.
How current is this Jupiter vs Kolo comparison?
The latest information check for these two cards was August 28, 2026, using 53 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.