JupiterJupiter
81
Side-by-side card comparison
Jupiter vs Krak: overall score versus use-case fit
Jupiter Card has the higher Overall Score by 7 points (81 vs 74). Jupiter Card looks stronger for Cashback and Lowest fees, while Krak Card comes out ahead for Travel, Funds control, and Transfers.
Information checked Aug 27, 202651 official sources reviewed
01 · Overall score versus use-case fit
Jupiter Card is the better all-round starting point
Jupiter Card has the higher Overall Score in this comparison. Krak Card may be the better fit for Travel, Funds control, and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallJupiter81Krak74Higher score
CashbackJupiter87Krak40Higher score
TravelJupiter52Krak83Higher score
Funds controlJupiter54Krak56Higher score
Lowest feesJupiter79Krak72Higher score
TransfersJupiter76Krak97Higher score
Choose Jupiter Card if cashback and lowest fees matter most
Jupiter Card comes out ahead for Cashback and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- 2% base cashback in USDC
- No annual or USD spend fee
- Apple Pay and Google Pay ready
Choose Krak Card if travel and funds control matter most
Krak Card comes out ahead for Travel, Funds control, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- No monthly, FX or Krak ATM fee
- Both card formats and phone wallets
- Automatic cashback up to 2%
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Jupiter81Krak74
Jupiter Card has the higher Overall Score by 7 points.
- Entry cost & FX
- Jupiter$0 plan · 1–1.8% FXKrak$0 plan · 0–1% FX
Krak Card has the lower published FX fee (0–1% vs 1–1.8%).
- Purchase rewards
- Jupiter2% base · up to 4%Krak0% base · up to 2%
Jupiter Card has the higher published base cashback rate (2% vs 0%).
- Funds control
- JupiterCustodial balanceKrakCustodial balance
Jupiter Card and Krak Card use the same custodial balance setup.
- Everyday access
- JupiterVirtual · Apple Pay, Google PayKrakVirtual + Physical · Apple Pay, Google Pay
Krak Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Jupiter2 stablecoins · Noah local and SWIFT payoutsKrak0 stablecoins · Stablecoin transfers; Krak internal send, Krak ↔ Kraken balance transfer; GBP Faster Payments, EUR SEPA
Krak Card lists more stablecoins and ways to send money out (5 vs 3).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-4%
- Plan cost
- $0
- FX fee
- 1–1.8%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 20 fiat
- Cashback
- 0%-2%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0% Krak fee; ATM operator may charge
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 3 fiat
- Payout methods
- 1 crypto · 2 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Jupiter Card
Get $20
$20 after qualifying Jupiter Card spend
- Activate the Jupiter Card.
- Spend $1,000 on qualifying card purchases within 30 days of activation.
Jupiter Card promo codeZEJ8C4ZS
Offer terms can change. Check the current Jupiter Spend referral programme before applying.
Krak Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsJupiter CardOverall81Krak CardOverall74
Jupiter CardOverall81Krak CardOverall74Scores
6 fields- Overall Score
- Jupiter Card81Krak Card74
- Cashback score
- Jupiter Card87Krak Card40
- Travel score
- Jupiter Card52Krak Card83
- Funds control score
- Jupiter Card54Krak Card56
- Lowest fees score
- Jupiter Card79Krak Card72
- Transfers score
- Jupiter Card76Krak Card97
Strengths & trade-offs
2 fields- Strengths
- Jupiter Card2% base cashback in USDC, No annual or USD spend feeKrak CardNo monthly, FX or Krak ATM fee, Both card formats and phone wallets
- Trade-offs
- Jupiter Card4% requires fresh referrals, FX depends on your issuerKrak CardCrypto conversion spread is variable, The 2% tier needs a large balance
Costs
7 fields- Plan cost
- Jupiter Card$0Krak Card$0
- FX fee
- Jupiter Card1–1.8%Krak Card0–1%
- Top-up fee
- Jupiter Card0%Krak CardNot disclosed
- Card spending fee
- Jupiter Card0%Krak Card0%
- ATM fee
- Jupiter CardNot availableKrak Card0% Krak fee; ATM operator may charge
- Virtual card
- Jupiter CardNot disclosedKrak CardFree
- Physical card
- Jupiter CardPlanned by the end of 2026; not currently availableKrak CardPlastic £0/€0/$0; US plastic requires $200 over 30 days; first eligible metal card £0/€0/$0
Plans
2 fields- Available plans
- Jupiter CardNot disclosedKrak Card5 plans: Starter, Lite, Pro, Elite +1
- Top cashback plan
- Jupiter CardNot disclosedKrak CardMax: 2%
Everyday use
8 fields- Network
- Jupiter CardVisaKrak CardMastercard/Visa
- Card formats
- Jupiter CardVirtualKrak CardVirtual, Physical
- ATM withdrawals
- Jupiter CardNot availableKrak CardAvailable
- Mobile wallets
- Jupiter CardApple Pay, Google PayKrak CardApple Pay, Google Pay
- Apps
- Jupiter CardiOS, AndroidKrak CardiOS, Android
- Daily spending limit
- Jupiter CardDCS: $50,000/day; Rain: no disclosed daily limitKrak CardUK: £22,000/day; EEA: €12,000/day; US: $12,000/day
- Monthly spending limit
- Jupiter CardMonthly limit not disclosed; DCS lists $990,000/year and Rain no disclosed annual limitKrak CardUK: £22,000/month; EEA: €12,000/month; US: $22,000/month
- ATM limit
- Jupiter CardNot available on the current digital-only cardKrak CardUK: £250/withdrawal, £750/day, £4,000/month; EEA: €300/withdrawal, €900/day, €4,800/month; US: $250/withdrawal, $1,000/day, $5,000/month
Funding & transfers
5 fields- Networks
- Jupiter CardSolana, Sui, Arbitrum, BaseKrak CardNot disclosed
- Crypto deposits
- Jupiter CardStablecoins: USDC, USDTKrak CardOther crypto: Supported crypto
- Fiat deposits
- Jupiter CardUSD virtual account receive, EUR virtual account receiveKrak CardGBP bank transfer, EUR bank transfer, USD bank transfer
- Transfers
- Jupiter CardNoah local and SWIFT payoutsKrak CardStablecoin transfers; Krak internal send, Krak ↔ Kraken balance transfer; GBP Faster Payments, EUR SEPA
- Payout currencies
- Jupiter CardAED, BRL, CAD, EUR, GBP, IDR, INR, JPY +12Krak CardGBP, EUR
Rewards
3 fields- Base cashback
- Jupiter Card2%Krak Card0%
- Max cashback
- Jupiter Card4%Krak Card2%
- Reward currency
- Jupiter CardUSDCKrak CardGBP, EUR, USD or BTC
Earn
5 fields- Advertised APY
- Jupiter CardNot disclosedKrak CardUp to 3.6% APY
- How it works
- Jupiter CardOptional earn vaultKrak CardOptional earn vault
- Separate deposit
- Jupiter CardYesKrak CardYes
- Use balance for spending
- Jupiter CardNoKrak CardNo
- Lock-up
- Jupiter CardNoKrak CardNot disclosed
Trust & availability
7 fields- Custody
- Jupiter CardCustodialKrak CardCustodial
- Control until payment
- Jupiter CardProvider controls fundsKrak CardProvider controls funds
- Card issuer
- Jupiter CardRain, DCSKrak CardMonavate Limited, Lead Bank, UAB Monavate
- Card processing
- Jupiter CardNot disclosedKrak CardStripe
- Deposits & withdrawals
- Jupiter CardNoahKrak CardNot disclosed
- Identity verification
- Jupiter CardSumsubKrak CardNot disclosed
- Programme operator
- Jupiter CardNot disclosedKrak CardPayward Wallet, Inc.
Sources
2 fields- Official sources
- Jupiter Card25Krak Card26
- Last reviewed
- Jupiter CardAug 12, 2026Krak CardAug 27, 2026
04 · The trade-off
Jupiter Card is the stronger all-round choice
Jupiter Card finishes ahead with an Overall Score of 81 versus 74 for Krak Card. Krak Card has the lower published FX fee (0–1% vs 1–1.8%). Jupiter Card has the higher published base cashback rate (2% vs 0%).
Krak Card still comes out ahead for Travel, Funds control, and Transfers, which may matter more than the overall result if that is how you plan to use the card. Jupiter Card and Krak Card use the same custodial balance setup.
Krak Card lists more stablecoins and ways to send money out (5 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Jupiter Card and Krak Card reviews first.
Continue with
Jupiter Card
Continue with
Krak Card
05 · Common questions
Jupiter vs Krak FAQ
Is Jupiter or Krak better overall?
Jupiter Card has the higher Overall Score (81 vs 74). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Jupiter or Krak?
Krak Card has the lower published FX fee (0–1% vs 1–1.8%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Jupiter or Krak?
Jupiter Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Jupiter and Krak differ on custody?
Jupiter Card and Krak Card use the same custodial balance setup.
How current is this Jupiter vs Krak comparison?
The latest information check for these two cards was August 27, 2026, using 51 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.