Side-by-side card comparison

Jupiter vs Oobit: overall score versus use-case fit

Jupiter Card has the higher Overall Score by 9 points (81 vs 72). Jupiter Card looks stronger for Cashback, Travel, Lowest fees, and Transfers, while Oobit Card comes out ahead for Funds control.

Information checked Aug 12, 202641 official sources reviewed

01 · Overall score versus use-case fit

Jupiter Card is the better all-round starting point

Jupiter Card has the higher Overall Score in this comparison. Oobit Card may be the better fit for Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallJupiter81Oobit72Higher score
CashbackJupiter87Oobit68Higher score
TravelJupiter52Oobit45Higher score
Funds controlJupiter54Oobit77Higher score
Lowest feesJupiter79Oobit51Higher score
TransfersJupiter76Oobit64Higher score

Choose Jupiter Card if cashback and travel matter most

Jupiter Card comes out ahead for Cashback, Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • 2% base cashback in USDC
  • No annual or USD spend fee
  • Apple Pay and Google Pay ready

Choose Oobit Card if funds control matters most

Oobit Card comes out ahead for Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Connected-wallet spending
  • Phone wallets and contactless ATM
  • Stablecoin cashback and points

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Jupiter81
Oobit72

Jupiter Card has the higher Overall Score by 9 points.

Entry cost & FX
Jupiter$0 plan · 1–1.8% FX
Oobit$0 plan · 3% FX

Jupiter Card has the lower published FX fee (1–1.8% vs 3%).

Purchase rewards
Jupiter2% base · up to 4%
Oobit5% base · up to 10%

Oobit Card has the higher published base cashback rate (5% vs 2%).

Funds control
JupiterCustodial balance
OobitHybrid custody

Jupiter Card uses a custodial balance setup, while Oobit Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
JupiterVirtual · Apple Pay, Google Pay
OobitVirtual · Apple Pay, Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
Jupiter2 stablecoins · Noah local and SWIFT payouts
Oobit4 stablecoins · Oobit Pay Friends; Crypto-to-bank payout

Oobit Card lists more stablecoins and ways to send money out (6 vs 3).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
2%-4%
Plan cost
$0
FX fee
1–1.8%
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
2 crypto · 2 fiat
Payout methods
0 crypto · 20 fiat
Cashback
5%-10%
Plan cost
$0
FX fee
3%
ATM fee
2.5% Oobit fee plus any contactless ATM operator surcharge
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
0 crypto · 0 fiat
Payout methods
0 crypto · 12 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

Jupiter Card

Get $20

$20 after qualifying Jupiter Card spend

  • Activate the Jupiter Card.
  • Spend $1,000 on qualifying card purchases within 30 days of activation.

Jupiter Card promo codeZEJ8C4ZS

Offer terms can change. Check the current Jupiter Spend referral programme before applying.

Oobit Card

No active signup offer listed

We do not currently list an active signup offer for this card.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Jupiter CardOverall81
Oobit CardOverall72
01

Scores

6 fields
Overall Score
Jupiter Card
81
Oobit Card
72
Cashback score
Jupiter Card
87
Oobit Card
68
Travel score
Jupiter Card
52
Oobit Card
45
Funds control score
Jupiter Card
54
Oobit Card
77
Lowest fees score
Jupiter Card
79
Oobit Card
51
Transfers score
Jupiter Card
76
Oobit Card
64
02

Strengths & trade-offs

2 fields
Strengths
Jupiter Card
2% base cashback in USDC, No annual or USD spend fee
Oobit Card
Connected-wallet spending, Phone wallets and contactless ATM
Trade-offs
Jupiter Card
4% requires fresh referrals, FX depends on your issuer
Oobit Card
Every payment carries a provider fee, Physical card is unclear
03

Costs

7 fields
Plan cost
Jupiter Card
$0
Oobit Card
$0
FX fee
Jupiter Card
1–1.8%
Oobit Card
3%
Top-up fee
Jupiter Card
0%
Oobit Card
Connected-wallet spending needs no prefunding; account-balance top-up pricing varies by route
Card spending fee
Jupiter Card
0%
Oobit Card
$0.25 + 1%
ATM fee
Jupiter Card
Not available
Oobit Card
2.5% Oobit fee plus any contactless ATM operator surcharge
Virtual card
Jupiter Card
Not disclosed
Oobit Card
Free
Physical card
Jupiter Card
Planned by the end of 2026; not currently available
Oobit Card
Not disclosed
04

Plans

2 fields
Available plans
Jupiter Card
Not disclosed
Oobit Card
Not disclosed
Top cashback plan
Jupiter Card
Not disclosed
Oobit Card
Not disclosed
05

Everyday use

8 fields
Network
Jupiter Card
Visa
Oobit Card
Visa
Card formats
Jupiter Card
Virtual
Oobit Card
Virtual
ATM withdrawals
Jupiter Card
Not available
Oobit Card
Available
Mobile wallets
Jupiter Card
Apple Pay, Google Pay
Oobit Card
Apple Pay, Google Pay
Apps
Jupiter Card
iOS, Android
Oobit Card
iOS, Android
Daily spending limit
Jupiter Card
DCS: $50,000/day; Rain: no disclosed daily limit
Oobit Card
$10,000 daily card-spend limit; account-specific controls may be lower
Monthly spending limit
Jupiter Card
Monthly limit not disclosed; DCS lists $990,000/year and Rain no disclosed annual limit
Oobit Card
No universal monthly card-spend limit published
ATM limit
Jupiter Card
Not available on the current digital-only card
Oobit Card
$250 maximum per contactless ATM withdrawal; up to three attempts per rolling 24 hours
06

Funding & transfers

5 fields
Networks
Jupiter Card
Solana, Sui, Arbitrum, Base
Oobit Card
Ethereum, BNB Smart Chain, Solana, Polygon, Optimism, Arbitrum
Crypto deposits
Jupiter Card
Stablecoins: USDC, USDT
Oobit Card
Not disclosed
Fiat deposits
Jupiter Card
USD virtual account receive, EUR virtual account receive
Oobit Card
Not disclosed
Transfers
Jupiter Card
Noah local and SWIFT payouts
Oobit Card
Oobit Pay Friends; Crypto-to-bank payout
Payout currencies
Jupiter Card
AED, BRL, CAD, EUR, GBP, IDR, INR, JPY +12
Oobit Card
USD, EUR, GBP, INR, TRY, NGN, IDR, PHP +4
07

Rewards

3 fields
Base cashback
Jupiter Card
2%
Oobit Card
5%
Max cashback
Jupiter Card
4%
Oobit Card
10%
Reward currency
Jupiter Card
USDC
Oobit Card
Stablecoin rewards or OOB token
08

Earn

5 fields
Advertised APY
Jupiter Card
Not disclosed
Oobit Card
Not offered
How it works
Jupiter Card
Optional earn vault
Oobit Card
Not offered
Separate deposit
Jupiter Card
Yes
Oobit Card
Not offered
Use balance for spending
Jupiter Card
No
Oobit Card
Not offered
Lock-up
Jupiter Card
No
Oobit Card
Not offered
09

Trust & availability

5 fields
Custody
Jupiter Card
Custodial
Oobit Card
Hybrid custody
Control until payment
Jupiter Card
Provider controls funds
Oobit Card
You keep control
Card issuer
Jupiter Card
Rain, DCS
Oobit Card
ThirdNational
Deposits & withdrawals
Jupiter Card
Noah
Oobit Card
Not disclosed
Identity verification
Jupiter Card
Sumsub
Oobit Card
Not disclosed
10

Sources

2 fields
Official sources
Jupiter Card
25
Oobit Card
16
Last reviewed
Jupiter Card
Aug 12, 2026
Oobit Card
Aug 12, 2026

04 · The trade-off

Jupiter Card is the stronger all-round choice

Jupiter Card finishes ahead with an Overall Score of 81 versus 72 for Oobit Card. Jupiter Card has the lower published FX fee (1–1.8% vs 3%). Oobit Card has the higher published base cashback rate (5% vs 2%).

Oobit Card still comes out ahead for Funds control, which may matter more than the overall result if that is how you plan to use the card. Jupiter Card uses a custodial balance setup, while Oobit Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

Oobit Card lists more stablecoins and ways to send money out (6 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Jupiter Card and Oobit Card reviews first.

05 · Common questions

Jupiter vs Oobit FAQ

Is Jupiter or Oobit better overall?

Jupiter Card has the higher Overall Score (81 vs 72). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Jupiter or Oobit?

Jupiter Card has the lower published FX fee (1–1.8% vs 3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Jupiter or Oobit?

Oobit Card has the higher published base cashback rate (5% vs 2%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Jupiter and Oobit differ on custody?

Jupiter Card uses a custodial balance setup, while Oobit Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Jupiter vs Oobit comparison?

The latest information check for these two cards was August 12, 2026, using 41 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace