JupiterJupiter
81
Side-by-side card comparison
Jupiter vs Spritz: overall score versus use-case fit
Jupiter Card has the higher Overall Score by 19 points (81 vs 62). Jupiter Card looks stronger for Cashback, Travel, Lowest fees, and Transfers, while Spritz Card comes out ahead for Funds control.
Information checked Aug 28, 202666 official sources reviewed
01 · Overall score versus use-case fit
Jupiter Card is the better all-round starting point
Jupiter Card has the higher Overall Score in this comparison. Spritz Card may be the better fit for Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallJupiter81Spritz62Higher score
CashbackJupiter87Spritz34Higher score
TravelJupiter52Spritz46Higher score
Funds controlJupiter54Spritz62Higher score
Lowest feesJupiter79Spritz44Higher score
TransfersJupiter76Spritz64Higher score
Choose Jupiter Card if cashback and travel matter most
Jupiter Card comes out ahead for Cashback, Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- 2% base cashback in USDC
- No annual or USD spend fee
- Apple Pay and Google Pay ready
Choose Spritz Card if funds control matters most
Spritz Card comes out ahead for Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Direct crypto card top-up
- Both major phone wallets
- 154-country virtual access
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Jupiter81Spritz62
Jupiter Card has the higher Overall Score by 19 points.
- Entry cost & FX
- Jupiter$0 plan · 1–1.8% FXSpritz$0 plan · Exact Spritz markup not disclosed; local exchange and conversion rates may apply FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Jupiter2% base · up to 4%Spritz0% base · up to 5%
Jupiter Card has the higher published base cashback rate (2% vs 0%).
- Funds control
- JupiterCustodial balanceSpritzHybrid custody
Jupiter Card uses a custodial balance setup, while Spritz Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- JupiterVirtual · Apple Pay, Google PaySpritzVirtual + Physical · Apple Pay, Google Pay
Spritz Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Jupiter2 stablecoins · Noah local and SWIFT payoutsSpritz0 stablecoins · Wallet-to-bank Off-Ramp
Jupiter Card lists more stablecoins and ways to send money out (3 vs 1).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-4%
- Plan cost
- $0
- FX fee
- 1–1.8%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 20 fiat
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- Exact Spritz markup not disclosed; local exchange and conversion rates may apply
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 4 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Jupiter Card
Get $20
$20 after qualifying Jupiter Card spend
- Activate the Jupiter Card.
- Spend $1,000 on qualifying card purchases within 30 days of activation.
Jupiter Card promo codeZEJ8C4ZS
Offer terms can change. Check the current Jupiter Spend referral programme before applying.
Spritz Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsJupiter CardOverall81Spritz CardOverall62
Jupiter CardOverall81Spritz CardOverall62Scores
6 fields- Overall Score
- Jupiter Card81Spritz Card62
- Cashback score
- Jupiter Card87Spritz Card34
- Travel score
- Jupiter Card52Spritz Card46
- Funds control score
- Jupiter Card54Spritz Card62
- Lowest fees score
- Jupiter Card79Spritz Card44
- Transfers score
- Jupiter Card76Spritz Card64
Strengths & trade-offs
2 fields- Strengths
- Jupiter Card2% base cashback in USDC, No annual or USD spend feeSpritz CardDirect crypto card top-up, Both major phone wallets
- Trade-offs
- Jupiter Card4% requires fresh referrals, FX depends on your issuerSpritz CardATM use is not verified, Top-up fees vary by route
Costs
7 fields- Plan cost
- Jupiter Card$0Spritz Card$0
- FX fee
- Jupiter Card1–1.8%Spritz CardExact Spritz markup not disclosed; local exchange and conversion rates may apply
- Top-up fee
- Jupiter Card0%Spritz Card1–3%
- Card spending fee
- Jupiter Card0%Spritz Card0%
- ATM fee
- Jupiter CardNot availableSpritz CardNot disclosed
- Virtual card
- Jupiter CardNot disclosedSpritz CardNot disclosed
- Physical card
- Jupiter CardPlanned by the end of 2026; not currently availableSpritz CardNot disclosed
Plans
2 fields- Available plans
- Jupiter CardNot disclosedSpritz CardNot disclosed
- Top cashback plan
- Jupiter CardNot disclosedSpritz CardNot disclosed
Everyday use
8 fields- Network
- Jupiter CardVisaSpritz CardVisa
- Card formats
- Jupiter CardVirtualSpritz CardVirtual, Physical
- ATM withdrawals
- Jupiter CardNot availableSpritz CardNot disclosed
- Mobile wallets
- Jupiter CardApple Pay, Google PaySpritz CardApple Pay, Google Pay
- Apps
- Jupiter CardiOS, AndroidSpritz CardiOS
- Daily spending limit
- Jupiter CardDCS: $50,000/day; Rain: no disclosed daily limitSpritz CardNo provider-published daily spend cap
- Monthly spending limit
- Jupiter CardMonthly limit not disclosed; DCS lists $990,000/year and Rain no disclosed annual limitSpritz CardNot disclosed
- ATM limit
- Jupiter CardNot available on the current digital-only cardSpritz CardNot verified for the current no-PIN card
Funding & transfers
5 fields- Networks
- Jupiter CardSolana, Sui, Arbitrum, BaseSpritz CardArbitrum, Avalanche, Base, Bitcoin, BNB Chain, Dash +6
- Crypto deposits
- Jupiter CardStablecoins: USDC, USDTSpritz CardOther crypto: Crypto top-up
- Fiat deposits
- Jupiter CardUSD virtual account receive, EUR virtual account receiveSpritz CardNot disclosed
- Transfers
- Jupiter CardNoah local and SWIFT payoutsSpritz CardWallet-to-bank Off-Ramp
- Payout currencies
- Jupiter CardAED, BRL, CAD, EUR, GBP, IDR, INR, JPY +12Spritz CardUSD, CAD, GBP, EUR
Rewards
3 fields- Base cashback
- Jupiter Card2%Spritz Card0%
- Max cashback
- Jupiter Card4%Spritz Card5%
- Reward currency
- Jupiter CardUSDCSpritz CardSpritz Credits
Earn
5 fields- Advertised APY
- Jupiter CardNot disclosedSpritz CardNot offered
- How it works
- Jupiter CardOptional earn vaultSpritz CardNot offered
- Separate deposit
- Jupiter CardYesSpritz CardNot offered
- Use balance for spending
- Jupiter CardNoSpritz CardNot offered
- Lock-up
- Jupiter CardNoSpritz CardNot offered
Trust & availability
6 fields- Custody
- Jupiter CardCustodialSpritz CardHybrid custody
- Control until payment
- Jupiter CardProvider controls fundsSpritz CardProvider controls funds
- Card issuer
- Jupiter CardRain, DCSSpritz CardNot disclosed
- Card processing
- Jupiter CardNot disclosedSpritz CardRain
- Deposits & withdrawals
- Jupiter CardNoahSpritz CardNot disclosed
- Identity verification
- Jupiter CardSumsubSpritz CardNot disclosed
Sources
2 fields- Official sources
- Jupiter Card25Spritz Card41
- Last reviewed
- Jupiter CardAug 12, 2026Spritz CardAug 28, 2026
04 · The trade-off
Jupiter Card is the stronger all-round choice
Jupiter Card finishes ahead with an Overall Score of 81 versus 62 for Spritz Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Jupiter Card has the higher published base cashback rate (2% vs 0%).
Spritz Card still comes out ahead for Funds control, which may matter more than the overall result if that is how you plan to use the card. Jupiter Card uses a custodial balance setup, while Spritz Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Jupiter Card lists more stablecoins and ways to send money out (3 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Jupiter Card and Spritz Card reviews first.
Continue with
Jupiter Card
Continue with
Spritz Card
05 · Common questions
Jupiter vs Spritz FAQ
Is Jupiter or Spritz better overall?
Jupiter Card has the higher Overall Score (81 vs 62). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Jupiter or Spritz?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Jupiter or Spritz?
Jupiter Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Jupiter and Spritz differ on custody?
Jupiter Card uses a custodial balance setup, while Spritz Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Jupiter vs Spritz comparison?
The latest information check for these two cards was August 28, 2026, using 66 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.