JupiterJupiter
81
Side-by-side card comparison
Jupiter vs Whop: overall score versus use-case fit
Jupiter Card has the higher Overall Score by 14 points (81 vs 67). Jupiter Card looks stronger for Cashback and Lowest fees, while Whop Card comes out ahead for Travel, Funds control, and Transfers.
Information checked Aug 12, 202645 official sources reviewed
01 · Overall score versus use-case fit
Jupiter Card is the better all-round starting point
Jupiter Card has the higher Overall Score in this comparison. Whop Card may be the better fit for Travel, Funds control, and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallJupiter81Whop67Higher score
CashbackJupiter87Whop39Higher score
TravelJupiter52Whop57Higher score
Funds controlJupiter54Whop74Higher score
Lowest feesJupiter79Whop56Higher score
TransfersJupiter76Whop92Higher score
Choose Jupiter Card if cashback and lowest fees matter most
Jupiter Card comes out ahead for Cashback and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- 2% base cashback in USDC
- No annual or USD spend fee
- Apple Pay and Google Pay ready
Choose Whop Card if travel and funds control matter most
Whop Card comes out ahead for Travel, Funds control, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend Whop revenue before bank payout
- Five percent in three business categories
- Team controls and phone-wallet support
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Jupiter81Whop67
Jupiter Card has the higher Overall Score by 14 points.
- Entry cost & FX
- Jupiter$0 plan · 1–1.8% FXWhopNot verified plan · 1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed FX
Whop Card has the lower published FX fee (1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed vs 1–1.8%).
- Purchase rewards
- Jupiter2% base · up to 4%Whop0% base · up to 5%
Jupiter Card has the higher published base cashback rate (2% vs 0%).
- Funds control
- JupiterCustodial balanceWhopHybrid custody
Jupiter Card uses a custodial balance setup, while Whop Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- JupiterVirtual · Apple Pay, Google PayWhopVirtual + Physical · Apple Pay, Google Pay
Whop Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Jupiter2 stablecoins · Noah local and SWIFT payoutsWhop2 stablecoins · Stablecoin transfers; Next-day ACH payout, Instant bank RTP payout, Venmo payout, Bank wire payout +1
Whop Card lists more stablecoins and ways to send money out (8 vs 3).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-4%
- Plan cost
- $0
- FX fee
- 1–1.8%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 20 fiat
- Cashback
- 0%-5%
- Plan cost
- Not disclosed
- FX fee
- 1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed
- ATM fee
- ATM access, issuer fee and limit are not separately confirmed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 2 fiat
- Payout methods
- 1 crypto · 1 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Jupiter Card
Get $20
$20 after qualifying Jupiter Card spend
- Activate the Jupiter Card.
- Spend $1,000 on qualifying card purchases within 30 days of activation.
Jupiter Card promo codeZEJ8C4ZS
Offer terms can change. Check the current Jupiter Spend referral programme before applying.
Whop Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsJupiter CardOverall81Whop CardOverall67
Jupiter CardOverall81Whop CardOverall67Scores
6 fields- Overall Score
- Jupiter Card81Whop Card67
- Cashback score
- Jupiter Card87Whop Card39
- Travel score
- Jupiter Card52Whop Card57
- Funds control score
- Jupiter Card54Whop Card74
- Lowest fees score
- Jupiter Card79Whop Card56
- Transfers score
- Jupiter Card76Whop Card92
Strengths & trade-offs
2 fields- Strengths
- Jupiter Card2% base cashback in USDC, No annual or USD spend feeWhop CardSpend Whop revenue before bank payout, Five percent in three business categories
- Trade-offs
- Jupiter Card4% requires fresh referrals, FX depends on your issuerWhop CardBusiness-only with strict country exclusions, Several costs and the foreign stack remain unclear
Costs
7 fields- Plan cost
- Jupiter Card$0Whop CardNot disclosed
- FX fee
- Jupiter Card1–1.8%Whop Card1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed
- Top-up fee
- Jupiter Card0%Whop CardDirect card top-up fee unknown; a provider-account stored-payment-method top-up is 0%
- Card spending fee
- Jupiter Card0%Whop Card0%
- ATM fee
- Jupiter CardNot availableWhop CardATM access, issuer fee and limit are not separately confirmed
- Virtual card
- Jupiter CardNot disclosedWhop CardNot disclosed
- Physical card
- Jupiter CardPlanned by the end of 2026; not currently availableWhop CardNot disclosed
Plans
2 fields- Available plans
- Jupiter CardNot disclosedWhop CardNot disclosed
- Top cashback plan
- Jupiter CardNot disclosedWhop CardNot disclosed
Everyday use
8 fields- Network
- Jupiter CardVisaWhop CardVisa
- Card formats
- Jupiter CardVirtualWhop CardVirtual, Physical
- ATM withdrawals
- Jupiter CardNot availableWhop CardNot disclosed
- Mobile wallets
- Jupiter CardApple Pay, Google PayWhop CardApple Pay, Google Pay
- Apps
- Jupiter CardiOS, AndroidWhop CardiOS, Android
- Daily spending limit
- Jupiter CardDCS: $50,000/day; Rain: no disclosed daily limitWhop CardDynamic and collateral-dependent; users can set per-card controls, but no universal provider amount is published
- Monthly spending limit
- Jupiter CardMonthly limit not disclosed; DCS lists $990,000/year and Rain no disclosed annual limitWhop CardDynamic and collateral-dependent; Whop or issuer can change the aggregate or per-card limit
- ATM limit
- Jupiter CardNot available on the current digital-only cardWhop CardATM access and numeric withdrawal limits are unclear
Funding & transfers
5 fields- Networks
- Jupiter CardSolana, Sui, Arbitrum, BaseWhop CardEthereum, Polygon, Optimism, Arbitrum
- Crypto deposits
- Jupiter CardStablecoins: USDC, USDTWhop CardStablecoins: USDT
- Fiat deposits
- Jupiter CardUSD virtual account receive, EUR virtual account receiveWhop CardStored payment method top-up, Dynamic bank deposit instructions
- Transfers
- Jupiter CardNoah local and SWIFT payoutsWhop CardStablecoin transfers; Next-day ACH payout, Instant bank RTP payout, Venmo payout, Bank wire payout +1
- Payout currencies
- Jupiter CardAED, BRL, CAD, EUR, GBP, IDR, INR, JPY +12Whop CardUSD
Rewards
3 fields- Base cashback
- Jupiter Card2%Whop Card0%
- Max cashback
- Jupiter Card4%Whop Card5%
- Reward currency
- Jupiter CardUSDCWhop CardWhop account cash-back credit
Earn
5 fields- Advertised APY
- Jupiter CardNot disclosedWhop CardUp to 6% APY
- How it works
- Jupiter CardOptional earn vaultWhop CardOptional earn vault
- Separate deposit
- Jupiter CardYesWhop CardNo
- Use balance for spending
- Jupiter CardNoWhop CardNot disclosed
- Lock-up
- Jupiter CardNoWhop CardNo
Trust & availability
6 fields- Custody
- Jupiter CardCustodialWhop CardHybrid custody
- Control until payment
- Jupiter CardProvider controls fundsWhop CardProvider controls funds
- Card issuer
- Jupiter CardRain, DCSWhop CardThird National
- Custody / key management
- Jupiter CardNot disclosedWhop CardPrivy
- Deposits & withdrawals
- Jupiter CardNoahWhop CardNot disclosed
- Identity verification
- Jupiter CardSumsubWhop CardNot disclosed
Sources
2 fields- Official sources
- Jupiter Card25Whop Card20
- Last reviewed
- Jupiter CardAug 12, 2026Whop CardAug 11, 2026
04 · The trade-off
Jupiter Card is the stronger all-round choice
Jupiter Card finishes ahead with an Overall Score of 81 versus 67 for Whop Card. Whop Card has the lower published FX fee (1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed vs 1–1.8%). Jupiter Card has the higher published base cashback rate (2% vs 0%).
Whop Card still comes out ahead for Travel, Funds control, and Transfers, which may matter more than the overall result if that is how you plan to use the card. Jupiter Card uses a custodial balance setup, while Whop Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Whop Card lists more stablecoins and ways to send money out (8 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Jupiter Card and Whop Card reviews first.
Continue with
Jupiter Card
Continue with
Whop Card
05 · Common questions
Jupiter vs Whop FAQ
Is Jupiter or Whop better overall?
Jupiter Card has the higher Overall Score (81 vs 67). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Jupiter or Whop?
Whop Card has the lower published FX fee (1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed vs 1–1.8%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Jupiter or Whop?
Jupiter Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Jupiter and Whop differ on custody?
Jupiter Card uses a custodial balance setup, while Whop Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Jupiter vs Whop comparison?
The latest information check for these two cards was August 12, 2026, using 45 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.