JupiterJupiter
81
Side-by-side card comparison
Jupiter vs XPlace: overall score versus use-case fit
Jupiter Card has the higher Overall Score by 13 points (81 vs 68). Jupiter Card looks stronger for Cashback, Lowest fees, and Transfers, while XPlace Card comes out ahead for Travel and Funds control.
Information checked Aug 27, 202651 official sources reviewed
01 · Overall score versus use-case fit
Jupiter Card is the better all-round starting point
Jupiter Card has the higher Overall Score in this comparison. XPlace Card may be the better fit for Travel and Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallJupiter81XPlace68Higher score
CashbackJupiter87XPlace49Higher score
TravelJupiter52XPlace61Higher score
Funds controlJupiter54XPlace67Higher score
Lowest feesJupiter79XPlace69Higher score
TransfersJupiter76XPlace62Higher score
Choose Jupiter Card if cashback and lowest fees matter most
Jupiter Card comes out ahead for Cashback, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- 2% base cashback in USDC
- No annual or USD spend fee
- Apple Pay and Google Pay ready
Choose XPlace Card if travel and funds control matter most
XPlace Card comes out ahead for Travel and Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Two distinct USDC spending modes
- Tiered USDC cashback with published caps
- Phone wallets and non-custodial collateral
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Jupiter81XPlace68
Jupiter Card has the higher Overall Score by 13 points.
- Entry cost & FX
- Jupiter$0 plan · 1–1.8% FXXPlace$0 plan · 0–1% FX
XPlace Card has the lower published FX fee (0–1% vs 1–1.8%).
- Purchase rewards
- Jupiter2% base · up to 4%XPlace0.5% base · up to 4%
Jupiter Card has the higher published base cashback rate (2% vs 0.5%).
- Funds control
- JupiterCustodial balanceXPlaceHybrid custody
Jupiter Card uses a custodial balance setup, while XPlace Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- JupiterVirtual · Apple Pay, Google PayXPlaceVirtual + Physical · Apple Pay, Google Pay
XPlace Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Jupiter2 stablecoins · Noah local and SWIFT payoutsXPlace2 stablecoins · Stablecoin transfers
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-4%
- Plan cost
- $0
- FX fee
- 1–1.8%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 20 fiat
- Cashback
- 0.5%-4%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- Not available
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Jupiter Card
Get $20
$20 after qualifying Jupiter Card spend
- Activate the Jupiter Card.
- Spend $1,000 on qualifying card purchases within 30 days of activation.
Jupiter Card promo codeZEJ8C4ZS
Offer terms can change. Check the current Jupiter Spend referral programme before applying.
XPlace Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsJupiter CardOverall81XPlace CardOverall68
Jupiter CardOverall81XPlace CardOverall68Scores
6 fields- Overall Score
- Jupiter Card81XPlace Card68
- Cashback score
- Jupiter Card87XPlace Card49
- Travel score
- Jupiter Card52XPlace Card61
- Funds control score
- Jupiter Card54XPlace Card67
- Lowest fees score
- Jupiter Card79XPlace Card69
- Transfers score
- Jupiter Card76XPlace Card62
Strengths & trade-offs
2 fields- Strengths
- Jupiter Card2% base cashback in USDC, No annual or USD spend feeXPlace CardTwo distinct USDC spending modes, Tiered USDC cashback with published caps
- Trade-offs
- Jupiter Card4% requires fresh referrals, FX depends on your issuerXPlace CardNo live physical card or ATM access, Higher tiers cost more and FX has layers
Costs
7 fields- Plan cost
- Jupiter Card$0XPlace Card$0
- FX fee
- Jupiter Card1–1.8%XPlace Card0–1%
- Top-up fee
- Jupiter Card0%XPlace CardProvider fee not published; external network or bridge costs may apply and are not card fees
- Card spending fee
- Jupiter Card0%XPlace Card0%
- ATM fee
- Jupiter CardNot availableXPlace CardNot available
- Virtual card
- Jupiter CardNot disclosedXPlace CardNot disclosed
- Physical card
- Jupiter CardPlanned by the end of 2026; not currently availableXPlace CardSilver physical card: $99 with courier delivery included; estimated delivery 3-12 days. Other tier pricing remains unclear.
Plans
2 fields- Available plans
- Jupiter CardNot disclosedXPlace Card4 plans: Basic, Silver, Gold, Platinum
- Top cashback plan
- Jupiter CardNot disclosedXPlace CardPlatinum: 2%
Everyday use
8 fields- Network
- Jupiter CardVisaXPlace CardVisa
- Card formats
- Jupiter CardVirtualXPlace CardVirtual, Physical
- ATM withdrawals
- Jupiter CardNot availableXPlace CardNot available
- Mobile wallets
- Jupiter CardApple Pay, Google PayXPlace CardApple Pay, Google Pay
- Apps
- Jupiter CardiOS, AndroidXPlace CardiOS, Android
- Daily spending limit
- Jupiter CardDCS: $50,000/day; Rain: no disclosed daily limitXPlace CardNo provider-set daily amount published; users can set their own daily, weekly and monthly controls
- Monthly spending limit
- Jupiter CardMonthly limit not disclosed; DCS lists $990,000/year and Rain no disclosed annual limitXPlace CardBasic $2,000; Silver $10,000; Gold $50,000; Platinum $750,000 per month
- ATM limit
- Jupiter CardNot available on the current digital-only cardXPlace CardNot available while only the virtual card is live
Funding & transfers
5 fields- Networks
- Jupiter CardSolana, Sui, Arbitrum, BaseXPlace CardSolana
- Crypto deposits
- Jupiter CardStablecoins: USDC, USDTXPlace CardStablecoins: USDC
- Fiat deposits
- Jupiter CardUSD virtual account receive, EUR virtual account receiveXPlace CardNot disclosed
- Transfers
- Jupiter CardNoah local and SWIFT payoutsXPlace CardStablecoin transfers
- Payout currencies
- Jupiter CardAED, BRL, CAD, EUR, GBP, IDR, INR, JPY +12XPlace CardNot disclosed
Rewards
3 fields- Base cashback
- Jupiter Card2%XPlace Card0.5%
- Max cashback
- Jupiter Card4%XPlace Card4%
- Reward currency
- Jupiter CardUSDCXPlace CardUSDC
Earn
5 fields- Advertised APY
- Jupiter CardNot disclosedXPlace CardUp to 6.15% APY
- How it works
- Jupiter CardOptional earn vaultXPlace CardBorrow against collateral, Optional earn vault
- Separate deposit
- Jupiter CardYesXPlace CardYes
- Use balance for spending
- Jupiter CardNoXPlace CardNo
- Lock-up
- Jupiter CardNoXPlace CardNo
Trust & availability
6 fields- Custody
- Jupiter CardCustodialXPlace CardHybrid custody
- Control until payment
- Jupiter CardProvider controls fundsXPlace CardProvider controls funds
- Card issuer
- Jupiter CardRain, DCSXPlace CardThird National
- Card processing
- Jupiter CardNot disclosedXPlace CardSignify Holdings, Inc. (Rain)
- Deposits & withdrawals
- Jupiter CardNoahXPlace CardNot disclosed
- Identity verification
- Jupiter CardSumsubXPlace CardSumsub
Sources
2 fields- Official sources
- Jupiter Card25XPlace Card26
- Last reviewed
- Jupiter CardAug 12, 2026XPlace CardAug 27, 2026
04 · The trade-off
Jupiter Card is the stronger all-round choice
Jupiter Card finishes ahead with an Overall Score of 81 versus 68 for XPlace Card. XPlace Card has the lower published FX fee (0–1% vs 1–1.8%). Jupiter Card has the higher published base cashback rate (2% vs 0.5%).
XPlace Card still comes out ahead for Travel and Funds control, which may matter more than the overall result if that is how you plan to use the card. Jupiter Card uses a custodial balance setup, while XPlace Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Jupiter Card and XPlace Card reviews first.
Continue with
Jupiter Card
Continue with
XPlace Card
05 · Common questions
Jupiter vs XPlace FAQ
Is Jupiter or XPlace better overall?
Jupiter Card has the higher Overall Score (81 vs 68). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Jupiter or XPlace?
XPlace Card has the lower published FX fee (0–1% vs 1–1.8%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Jupiter or XPlace?
Jupiter Card has the higher published base cashback rate (2% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Jupiter and XPlace differ on custody?
Jupiter Card uses a custodial balance setup, while XPlace Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Jupiter vs XPlace comparison?
The latest information check for these two cards was August 27, 2026, using 51 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.