KASTKAST
84
Side-by-side card comparison
KAST vs Bitpanda: fees, rewards and account setup
KAST Card has the higher Overall Score by 11 points (84 vs 73). KAST Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Bitpanda Card may still be the better personal fit.
Information checked Oct 6, 202636 official sources reviewed
01 · Make the first cut
KAST Card is the better all-round starting point
KAST Card has the higher Overall Score in this comparison. Bitpanda Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallKAST84Bitpanda73Higher score
CashbackKAST75Bitpanda60Higher score
TravelKAST93Bitpanda79Higher score
Funds controlKAST71Bitpanda56Higher score
Lowest feesKAST82Bitpanda67Higher score
TransfersKAST100Bitpanda85Higher score
Choose KAST Card if cashback and travel matter most
KAST Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Transfers span crypto, Tag and bank payouts
- Physical, virtual and phone-wallet card access
- Free tier starts with cashback
Choose Bitpanda Card if its day-to-day setup suits you
Bitpanda Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- No monthly fee
- Apple Pay and Google Pay
- Crypto and metals payments
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- KAST84Bitpanda73
KAST Card has the higher Overall Score by 11 points.
- Entry cost & FX
- KAST$0 plan · 0.5–1.75% FXBitpanda$0 plan · 0% Bitpanda FX markup on non-EUR transactions; Visa mark-up may apply. Asset sale fees remain payable FX
Bitpanda Card has the lower published FX fee (0% Bitpanda FX markup on non-EUR transactions; Visa mark-up may apply. Asset sale fees remain payable vs 0.5–1.75%).
- Purchase rewards
- KAST1.5% base · up to 3%Bitpanda1% cashback
KAST Card has the higher published base cashback rate (1.5% vs 1%).
- Funds control
- KASTCustodial balanceBitpandaCustodial balance
KAST Card and Bitpanda Card use the same custodial balance setup.
- Everyday access
- KASTVirtual + Physical · Apple Pay, Google PayBitpandaVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- KAST5 stablecoins · Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsBitpanda2 stablecoins · Stablecoin transfers; EUR SEPA withdrawal
KAST Card lists more stablecoins and ways to send money out (12 vs 4).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 1.5%-3%
- Plan cost
- $0
- FX fee
- 0.5–1.75%
- ATM fee
- $3 + 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 32 crypto · 6 fiat
- Payout methods
- 2 crypto · 13 fiat
- Cashback
- 1%
- Plan cost
- $0
- FX fee
- 0% Bitpanda FX markup on non-EUR transactions; Visa mark-up may apply. Asset sale fees remain payable
- ATM fee
- 2%; min €2
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 1 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
KAST Card
20% off
20% off your first subscription
- Discount is automatically applied at checkout.
Offer terms can change. Check the current KAST referral programme before signing up.
Bitpanda Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsKAST CardOverall84Bitpanda CardOverall73
KAST CardOverall84Bitpanda CardOverall73Scores
6 fields- Overall Score
- KAST Card84Bitpanda Card73
- Cashback score
- KAST Card75Bitpanda Card60
- Travel score
- KAST Card93Bitpanda Card79
- Funds control score
- KAST Card71Bitpanda Card56
- Lowest fees score
- KAST Card82Bitpanda Card67
- Transfers score
- KAST Card100Bitpanda Card85
Strengths & trade-offs
2 fields- Strengths
- KAST CardTransfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card accessBitpanda CardNo monthly fee, Apple Pay and Google Pay
- Trade-offs
- KAST CardNon-USD FX can exceed entry cashback, ATM use adds two chargesBitpanda CardAsset sale fees on payments, Limited cashback eligibility
Costs
7 fields- Plan cost
- KAST Card$0Bitpanda Card$0
- FX fee
- KAST Card0.5–1.75%Bitpanda Card0% Bitpanda FX markup on non-EUR transactions; Visa mark-up may apply. Asset sale fees remain payable
- Top-up fee
- KAST Card0%Bitpanda CardEUR SEPA deposits and withdrawals: no Bitpanda fee. PayPal deposit: 1.49%. Bank charges and other methods may differ. These fund the provider account
- Card spending fee
- KAST Card0%Bitpanda CardNot disclosed
- ATM fee
- KAST Card$3 + 2%Bitpanda Card2%; min €2
- Virtual card
- KAST CardFree first twoBitpanda CardNot disclosed
- Physical card
- KAST CardFree; $40 shippingBitpanda CardFirst card free. One active physical card per user.
Plans
2 fields- Available plans
- KAST Card3 plans: Standard, Premium, PrivateBitpanda Card1 plans: Standard
- Top cashback plan
- KAST CardPrivate: 3%Bitpanda CardStandard: 1%
Everyday use
8 fields- Network
- KAST CardVisaBitpanda CardVisa
- Card formats
- KAST CardVirtual, PhysicalBitpanda CardVirtual, Physical
- ATM withdrawals
- KAST CardAvailableBitpanda CardAvailable
- Mobile wallets
- KAST CardApple Pay, Google PayBitpanda CardApple Pay, Google Pay
- Apps
- KAST CardiOS, AndroidBitpanda CardiOS, Android, Web
- Daily spending limit
- KAST CardNo capBitpanda Card€10,000 per day; €70,000 per week. Minimum card payment €1.
- Monthly spending limit
- KAST CardNo capBitpanda Card€280,000 per month
- ATM limit
- KAST CardLimits shown in appBitpanda Card€500 per day
Funding & transfers
5 fields- Networks
- KAST CardSolana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7Bitpanda CardNot disclosed
- Crypto deposits
- KAST CardStablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22Bitpanda CardStablecoins: USDC
- Fiat deposits
- KAST CardUSD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2Bitpanda CardEUR SEPA deposit
- Transfers
- KAST CardStablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsBitpanda CardStablecoin transfers; EUR SEPA withdrawal
- Payout currencies
- KAST CardUSD, EUR, AED, SAR, JPY, INR, PHP, THB +4Bitpanda CardEUR
Rewards
3 fields- Base cashback
- KAST Card1.5%Bitpanda Card1%
- Max cashback
- KAST Card3%Bitpanda Card1%
- Reward currency
- KAST CardUSD cashbackBitpanda CardSame eligible cryptocurrency used for payment
Earn
5 fields- Advertised APY
- KAST CardUp to 7% APYBitpanda CardNot disclosed
- How it works
- KAST CardOptional earn vaultBitpanda CardEarn on spending balance
- Separate deposit
- KAST CardYesBitpanda CardNo
- Use balance for spending
- KAST CardNoBitpanda CardYes
- Lock-up
- KAST CardNoBitpanda CardNo
Trust & availability
6 fields- Custody
- KAST CardCustodialBitpanda CardCustodial
- Control until payment
- KAST CardProvider controls fundsBitpanda CardProvider controls funds
- Card issuer
- KAST CardThird NationalBitpanda CardTransact Payments Malta Limited
- Card processing
- KAST CardTazapayBitpanda CardMarqeta
- Custody / key management
- KAST CardBitGoBitpanda CardNot disclosed
- Programme operator
- KAST CardTroia CorpBitpanda CardNot disclosed
Sources
2 fields- Official sources
- KAST Card20Bitpanda Card16
- Last reviewed
- KAST CardOct 6, 2026Bitpanda CardOct 6, 2026
04 · The takeaway
KAST Card is the stronger all-round choice
KAST Card finishes ahead with an Overall Score of 84 versus 73 for Bitpanda Card. Bitpanda Card has the lower published FX fee (0% Bitpanda FX markup on non-EUR transactions; Visa mark-up may apply. Asset sale fees remain payable vs 0.5–1.75%). KAST Card has the higher published base cashback rate (1.5% vs 1%).
Bitpanda Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. KAST Card and Bitpanda Card use the same custodial balance setup.
KAST Card lists more stablecoins and ways to send money out (12 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full KAST Card and Bitpanda Card reviews first.
Continue with
KAST Card
Continue with
Bitpanda Card
05 · Common questions
KAST vs Bitpanda FAQ
Is KAST or Bitpanda better overall?
KAST Card has the higher Overall Score (84 vs 73). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, KAST or Bitpanda?
Bitpanda Card has the lower published FX fee (0% Bitpanda FX markup on non-EUR transactions; Visa mark-up may apply. Asset sale fees remain payable vs 0.5–1.75%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, KAST or Bitpanda?
KAST Card has the higher published base cashback rate (1.5% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do KAST and Bitpanda differ on custody?
KAST Card and Bitpanda Card use the same custodial balance setup.
How current is this KAST vs Bitpanda comparison?
The latest information check for these two cards was October 6, 2026, using 36 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.