KASTKAST
84
Side-by-side card comparison
KAST vs Coin98 Fusion: fees, rewards and account setup
KAST Card has the higher Overall Score by 24 points (84 vs 60). KAST Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Coin98 Fusion Card may still be the better personal fit.
Information checked Aug 28, 202643 official sources reviewed
01 · Make the first cut
KAST Card is the better all-round starting point
KAST Card has the higher Overall Score in this comparison. Coin98 Fusion Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallKAST84Coin98 Fusion60Higher score
CashbackKAST75Coin98 Fusion17Higher score
TravelKAST92Coin98 Fusion65Higher score
Funds controlKAST71Coin98 Fusion64Higher score
Lowest feesKAST81Coin98 Fusion72Higher score
TransfersKAST100Coin98 Fusion39Higher score
Choose KAST Card if cashback and travel matter most
KAST Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Transfers span crypto, Tag and bank payouts
- Physical, virtual and phone-wallet card access
- Free tier starts with cashback
Choose Coin98 Fusion Card if its day-to-day setup suits you
Coin98 Fusion Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Virtual Visa with both phone wallets
- USDC and USDT top-ups on five networks
- No monthly or annual card fee
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- KAST84Coin98 Fusion60
KAST Card has the higher Overall Score by 24 points.
- Entry cost & FX
- KAST$0 plan · 0.5–1.75% FXCoin98 Fusion$0 plan · 1.7% foreign-currency conversion FX
Coin98 Fusion Card has the lower published FX fee (1.7% foreign-currency conversion vs 0.5–1.75%).
- Purchase rewards
- KAST1.5% base · up to 3%Coin98 Fusion0% cashback
KAST Card has the higher published base cashback rate (1.5% vs 0%).
- Funds control
- KASTCustodial balanceCoin98 FusionHybrid custody
KAST Card uses a custodial balance setup, while Coin98 Fusion Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- KASTVirtual + Physical · Apple Pay, Google PayCoin98 FusionVirtual · Apple Pay, Google Pay
KAST Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- KAST5 stablecoins · Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsCoin98 Fusion2 stablecoins · Not modeled
KAST Card lists more stablecoins and ways to send money out (12 vs 2).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 1.5%-3%
- Plan cost
- $0
- FX fee
- 0.5–1.75%
- ATM fee
- $3 + 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 32 crypto · 6 fiat
- Payout methods
- 2 crypto · 13 fiat
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 1.7% foreign-currency conversion
- ATM fee
- 1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
KAST Card
20% off
20% off your first subscription
- Discount is automatically applied at checkout.
Offer terms can change. Check the current KAST referral programme before signing up.
Coin98 Fusion Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsKAST CardOverall84Coin98 Fusion CardOverall60
KAST CardOverall84Coin98 Fusion CardOverall60Scores
6 fields- Overall Score
- KAST Card84Coin98 Fusion Card60
- Cashback score
- KAST Card75Coin98 Fusion Card17
- Travel score
- KAST Card92Coin98 Fusion Card65
- Funds control score
- KAST Card71Coin98 Fusion Card64
- Lowest fees score
- KAST Card81Coin98 Fusion Card72
- Transfers score
- KAST Card100Coin98 Fusion Card39
Strengths & trade-offs
2 fields- Strengths
- KAST CardTransfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card accessCoin98 Fusion CardVirtual Visa with both phone wallets, USDC and USDT top-ups on five networks
- Trade-offs
- KAST CardNon-USD FX can exceed entry cashback, ATM use adds two chargesCoin98 Fusion CardEvergreen rewards are not verified, Top-up, FX and ATM fees apply
Costs
7 fields- Plan cost
- KAST Card$0Coin98 Fusion Card$0
- FX fee
- KAST Card0.5–1.75%Coin98 Fusion Card1.7% foreign-currency conversion
- Top-up fee
- KAST Card0%Coin98 Fusion Card1%
- Card spending fee
- KAST Card0%Coin98 Fusion CardNot disclosed
- ATM fee
- KAST Card$3 + 2%Coin98 Fusion Card1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
- Virtual card
- KAST CardFree first twoCoin98 Fusion CardUSD 9 issuance/activation fee
- Physical card
- KAST CardFree; $40 shippingCoin98 Fusion CardNot applicable while the physical card is under development
Plans
2 fields- Available plans
- KAST Card3 plans: Standard, Premium, PrivateCoin98 Fusion CardNot disclosed
- Top cashback plan
- KAST CardPrivate: 3%Coin98 Fusion CardNot disclosed
Everyday use
8 fields- Network
- KAST CardVisaCoin98 Fusion CardVisa
- Card formats
- KAST CardVirtual, PhysicalCoin98 Fusion CardVirtual
- ATM withdrawals
- KAST CardAvailableCoin98 Fusion CardAvailable
- Mobile wallets
- KAST CardApple Pay, Google PayCoin98 Fusion CardApple Pay, Google Pay
- Apps
- KAST CardiOS, AndroidCoin98 Fusion CardiOS, Android
- Daily spending limit
- KAST CardNo capCoin98 Fusion CardNo daily card-spend limit published; SGD 200,000 rolling 12-month spending limit
- Monthly spending limit
- KAST CardNo capCoin98 Fusion CardNo monthly card-spend limit published; SGD 200,000 rolling 12-month spending limit
- ATM limit
- KAST CardLimits shown in appCoin98 Fusion CardSGD 10,000 per day and SGD 100,000 per month; per-transaction cap unclear
Funding & transfers
5 fields- Networks
- KAST CardSolana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7Coin98 Fusion CardEthereum, Solana, Polygon, Base, Tron
- Crypto deposits
- KAST CardStablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22Coin98 Fusion CardStablecoins: USDC, USDT
- Fiat deposits
- KAST CardUSD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2Coin98 Fusion CardNot disclosed
- Transfers
- KAST CardStablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsCoin98 Fusion CardNot disclosed
- Payout currencies
- KAST CardUSD, EUR, AED, SAR, JPY, INR, PHP, THB +4Coin98 Fusion CardNot disclosed
Rewards
3 fields- Base cashback
- KAST Card1.5%Coin98 Fusion Card0%
- Max cashback
- KAST Card3%Coin98 Fusion Card0%
- Reward currency
- KAST CardUSD cashbackCoin98 Fusion CardNot applicable
Earn
5 fields- Advertised APY
- KAST CardUp to 7% APYCoin98 Fusion CardNot offered
- How it works
- KAST CardOptional earn vaultCoin98 Fusion CardNot offered
- Separate deposit
- KAST CardYesCoin98 Fusion CardNot offered
- Use balance for spending
- KAST CardNoCoin98 Fusion CardNot offered
- Lock-up
- KAST CardNoCoin98 Fusion CardNot offered
Trust & availability
6 fields- Custody
- KAST CardCustodialCoin98 Fusion CardHybrid custody
- Control until payment
- KAST CardProvider controls fundsCoin98 Fusion CardProvider controls funds
- Card issuer
- KAST CardThird NationalCoin98 Fusion CardDCS Card Centre Pte. Ltd.
- Card processing
- KAST CardTazapayCoin98 Fusion CardNot disclosed
- Custody / key management
- KAST CardBitGoCoin98 Fusion CardNot disclosed
- Programme operator
- KAST CardTroia CorpCoin98 Fusion CardNot disclosed
Sources
2 fields- Official sources
- KAST Card20Coin98 Fusion Card23
- Last reviewed
- KAST CardAug 28, 2026Coin98 Fusion CardAug 5, 2026
04 · The takeaway
KAST Card is the stronger all-round choice
KAST Card finishes ahead with an Overall Score of 84 versus 60 for Coin98 Fusion Card. Coin98 Fusion Card has the lower published FX fee (1.7% foreign-currency conversion vs 0.5–1.75%). KAST Card has the higher published base cashback rate (1.5% vs 0%).
Coin98 Fusion Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. KAST Card uses a custodial balance setup, while Coin98 Fusion Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
KAST Card lists more stablecoins and ways to send money out (12 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full KAST Card and Coin98 Fusion Card reviews first.
Continue with
KAST Card
Continue with
Coin98 Fusion Card
05 · Common questions
KAST vs Coin98 Fusion FAQ
Is KAST or Coin98 Fusion better overall?
KAST Card has the higher Overall Score (84 vs 60). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, KAST or Coin98 Fusion?
Coin98 Fusion Card has the lower published FX fee (1.7% foreign-currency conversion vs 0.5–1.75%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, KAST or Coin98 Fusion?
KAST Card has the higher published base cashback rate (1.5% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do KAST and Coin98 Fusion differ on custody?
KAST Card uses a custodial balance setup, while Coin98 Fusion Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this KAST vs Coin98 Fusion comparison?
The latest information check for these two cards was August 28, 2026, using 43 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.