KASTKAST
84
Side-by-side card comparison
KAST vs Exa: overall score versus use-case fit
KAST Card has the higher Overall Score by 18 points (84 vs 66). KAST Card looks stronger for Cashback, Travel, Lowest fees, and Transfers, while Exa Card comes out ahead for Funds control.
Information checked Aug 28, 202651 official sources reviewed
01 · Overall score versus use-case fit
KAST Card is the better all-round starting point
KAST Card has the higher Overall Score in this comparison. Exa Card may be the better fit for Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallKAST84Exa66Higher score
CashbackKAST75Exa19Higher score
TravelKAST92Exa61Higher score
Funds controlKAST71Exa88Higher score
Lowest feesKAST81Exa67Higher score
TransfersKAST100Exa97Higher score
Choose KAST Card if cashback and travel matter most
KAST Card comes out ahead for Cashback, Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Transfers span crypto, Tag and bank payouts
- Physical, virtual and phone-wallet card access
- Free tier starts with cashback
Choose Exa Card if funds control matters most
Exa Card comes out ahead for Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Deposited assets can earn yield
- Spend balance or borrow USDC
- Self-custody on Exactly Protocol
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- KAST84Exa66
KAST Card has the higher Overall Score by 18 points.
- Entry cost & FX
- KAST$0 plan · 0.5–1.75% FXExa$0 plan · 1.5% FX
Exa Card has the lower published FX fee (1.5% vs 0.5–1.75%).
- Purchase rewards
- KAST1.5% base · up to 3%Exa0% cashback
KAST Card has the higher published base cashback rate (1.5% vs 0%).
- Funds control
- KASTCustodial balanceExaSelf-controlled wallet
KAST Card uses a custodial balance setup, while Exa Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- KASTVirtual + Physical · Apple Pay, Google PayExaVirtual · Apple Pay, Google Pay
KAST Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- KAST5 stablecoins · Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsExa1 stablecoin · Stablecoin transfers; USD ACH bank payout, USD domestic wire payout, EUR SEPA bank payout
KAST Card lists more stablecoins and ways to send money out (12 vs 5).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1.5%-3%
- Plan cost
- $0
- FX fee
- 0.5–1.75%
- ATM fee
- $3 + 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 32 crypto · 6 fiat
- Payout methods
- 2 crypto · 13 fiat
66
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 1.5%
- ATM fee
- $1 + 0.65%
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 5 crypto · 4 fiat
- Payout methods
- 1 crypto · 2 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
KAST Card
20% off
20% off your first subscription
- Discount is automatically applied at checkout.
Offer terms can change. Check the current KAST referral programme before signing up.
Exa Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsKAST CardOverall84Exa CardOverall66
KAST CardOverall84Exa CardOverall66Scores
6 fields- Overall Score
- KAST Card84Exa Card66
- Cashback score
- KAST Card75Exa Card19
- Travel score
- KAST Card92Exa Card61
- Funds control score
- KAST Card71Exa Card88
- Lowest fees score
- KAST Card81Exa Card67
- Transfers score
- KAST Card100Exa Card97
Strengths & trade-offs
2 fields- Strengths
- KAST CardTransfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card accessExa CardDeposited assets can earn yield, Spend balance or borrow USDC
- Trade-offs
- KAST CardNon-USD FX can exceed entry cashback, ATM use adds two chargesExa CardHeavy Exactly Protocol dependency, Pay Later needs DeFi literacy
Costs
7 fields- Plan cost
- KAST Card$0Exa Card$0
- FX fee
- KAST Card0.5–1.75%Exa Card1.5%
- Top-up fee
- KAST Card0%Exa Card1%
- Card spending fee
- KAST Card0%Exa CardNot disclosed
- ATM fee
- KAST Card$3 + 2%Exa Card$1 + 0.65%
- Virtual card
- KAST CardFree first twoExa CardFree with Exa Wallet
- Physical card
- KAST CardFree; $40 shippingExa CardNot available
Plans
2 fields- Available plans
- KAST Card3 plans: Standard, Premium, PrivateExa CardNot disclosed
- Top cashback plan
- KAST CardPrivate: 3%Exa CardNot disclosed
Everyday use
8 fields- Network
- KAST CardVisaExa CardVisa
- Card formats
- KAST CardVirtual, PhysicalExa CardVirtual
- ATM withdrawals
- KAST CardAvailableExa CardAvailable
- Mobile wallets
- KAST CardApple Pay, Google PayExa CardApple Pay, Google Pay
- Apps
- KAST CardiOS, AndroidExa CardiOS, Android, Web
- Daily spending limit
- KAST CardNo capExa CardDynamic / collateral-based; exact Exa App limit shown in app
- Monthly spending limit
- KAST CardNo capExa CardDynamic / collateral-based; exact Exa App limit shown in app
- ATM limit
- KAST CardLimits shown in appExa Card$250/withdrawal; $1000/day
Funding & transfers
5 fields- Networks
- KAST CardSolana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7Exa CardOptimism
- Crypto deposits
- KAST CardStablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22Exa CardStablecoins: USDC; Other crypto: ETH, OP, WBTC, wstETH
- Fiat deposits
- KAST CardUSD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2Exa CardUSD ACH deposit, USD wire deposit, EUR SEPA deposit, Local currency deposit
- Transfers
- KAST CardStablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsExa CardStablecoin transfers; USD ACH bank payout, USD domestic wire payout, EUR SEPA bank payout
- Payout currencies
- KAST CardUSD, EUR, AED, SAR, JPY, INR, PHP, THB +4Exa CardUSD, EUR
Rewards
3 fields- Base cashback
- KAST Card1.5%Exa Card0%
- Max cashback
- KAST Card3%Exa Card0%
- Reward currency
- KAST CardUSD cashbackExa CardNo cashback
Earn
5 fields- Advertised APY
- KAST CardUp to 7% APYExa CardUp to 0.99776% APY
- How it works
- KAST CardOptional earn vaultExa CardEarn on spending balance, Borrow against collateral
- Separate deposit
- KAST CardYesExa CardNo
- Use balance for spending
- KAST CardNoExa CardYes
- Lock-up
- KAST CardNoExa CardNo
Trust & availability
7 fields- Custody
- KAST CardCustodialExa CardSelf-custody
- Control until payment
- KAST CardProvider controls fundsExa CardYou keep control
- Card issuer
- KAST CardThird NationalExa CardThird National Bank, Third National
- Card processing
- KAST CardTazapayExa CardExa Labs SAS
- Custody / key management
- KAST CardBitGoExa CardNot disclosed
- Deposits & withdrawals
- KAST CardNot disclosedExa CardBridge, Manteca
- Programme operator
- KAST CardTroia CorpExa CardExa Labs SAS
Sources
2 fields- Official sources
- KAST Card20Exa Card31
- Last reviewed
- KAST CardAug 28, 2026Exa CardAug 23, 2026
04 · The trade-off
KAST Card is the stronger all-round choice
KAST Card finishes ahead with an Overall Score of 84 versus 66 for Exa Card. Exa Card has the lower published FX fee (1.5% vs 0.5–1.75%). KAST Card has the higher published base cashback rate (1.5% vs 0%).
Exa Card still comes out ahead for Funds control, which may matter more than the overall result if that is how you plan to use the card. KAST Card uses a custodial balance setup, while Exa Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
KAST Card lists more stablecoins and ways to send money out (12 vs 5). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full KAST Card and Exa Card reviews first.
Continue with
KAST Card
Continue with
Exa Card
05 · Common questions
KAST vs Exa FAQ
Is KAST or Exa better overall?
KAST Card has the higher Overall Score (84 vs 66). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, KAST or Exa?
Exa Card has the lower published FX fee (1.5% vs 0.5–1.75%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, KAST or Exa?
KAST Card has the higher published base cashback rate (1.5% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do KAST and Exa differ on custody?
KAST Card uses a custodial balance setup, while Exa Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this KAST vs Exa comparison?
The latest information check for these two cards was August 28, 2026, using 51 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.