KASTKAST
84
Side-by-side card comparison
KAST vs Gemini Credit: fees, rewards and account setup
KAST Card has the higher Overall Score by 10 points (84 vs 74). KAST Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Gemini Credit Card may still be the better personal fit.
Information checked Aug 31, 202643 official sources reviewed
01 · Make the first cut
KAST Card is the better all-round starting point
KAST Card has the higher Overall Score in this comparison. Gemini Credit Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallKAST84Gemini Credit74Higher score
CashbackKAST75Gemini Credit61Higher score
TravelKAST93Gemini Credit82Higher score
Funds controlKAST71Gemini Credit57Higher score
Lowest feesKAST82Gemini Credit45Higher score
TransfersKAST100Gemini Credit92Higher score
Choose KAST Card if cashback and travel matter most
KAST Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Transfers span crypto, Tag and bank payouts
- Physical, virtual and phone-wallet card access
- Free tier starts with cashback
Choose Gemini Credit Card if its day-to-day setup suits you
Gemini Credit Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- No annual or foreign transaction fee
- A 1%-4% crypto reward schedule
- Metal card and three phone wallets
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- KAST84Gemini Credit74
KAST Card has the higher Overall Score by 10 points.
- Entry cost & FX
- KAST$0 plan · 0.5–1.75% FXGemini Credit$0 plan · $0 foreign transaction fee; Mastercard exchange rates and credit interest remain separate FX
Gemini Credit Card has the lower published FX fee ($0 foreign transaction fee; Mastercard exchange rates and credit interest remain separate vs 0.5–1.75%).
- Purchase rewards
- KAST1.5% base · up to 3%Gemini Credit1% base · up to 4%
KAST Card has the higher published base cashback rate (1.5% vs 1%).
- Funds control
- KASTCustodial balanceGemini CreditCustodial balance
KAST Card and Gemini Credit Card use the same custodial balance setup.
- Everyday access
- KASTVirtual + Physical · Apple Pay, Google PayGemini CreditVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- KAST5 stablecoins · Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsGemini Credit4 stablecoins · Stablecoin transfers; Gemini USD bank transfer
KAST Card lists more stablecoins and ways to send money out (12 vs 6).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 1.5%-3%
- Plan cost
- $0
- FX fee
- 0.5–1.75%
- ATM fee
- $3 + 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 32 crypto · 6 fiat
- Payout methods
- 2 crypto · 13 fiat
- Cashback
- 1%-4%
- Plan cost
- $0
- FX fee
- $0 foreign transaction fee; Mastercard exchange rates and credit interest remain separate
- ATM fee
- 3–29.49%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 1 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
KAST Card
20% off
20% off your first subscription
- Discount is automatically applied at checkout.
Offer terms can change. Check the current KAST referral programme before signing up.
Gemini Credit Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsKAST CardOverall84Gemini Credit CardOverall74
KAST CardOverall84Gemini Credit CardOverall74Scores
6 fields- Overall Score
- KAST Card84Gemini Credit Card74
- Cashback score
- KAST Card75Gemini Credit Card61
- Travel score
- KAST Card93Gemini Credit Card82
- Funds control score
- KAST Card71Gemini Credit Card57
- Lowest fees score
- KAST Card82Gemini Credit Card45
- Transfers score
- KAST Card100Gemini Credit Card92
Strengths & trade-offs
2 fields- Strengths
- KAST CardTransfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card accessGemini Credit CardNo annual or foreign transaction fee, A 1%-4% crypto reward schedule
- Trade-offs
- KAST CardNon-USD FX can exceed entry cashback, ATM use adds two chargesGemini Credit CardVariable APR and costly cash advances, Applications are limited to the United States
Costs
7 fields- Plan cost
- KAST Card$0Gemini Credit Card$0
- FX fee
- KAST Card0.5–1.75%Gemini Credit Card$0 foreign transaction fee; Mastercard exchange rates and credit interest remain separate
- Top-up fee
- KAST Card0%Gemini Credit CardNot applicable; linked-bank and check routes repay the credit account
- Card spending fee
- KAST Card0%Gemini Credit Card0%
- ATM fee
- KAST Card$3 + 2%Gemini Credit Card3–29.49%
- Virtual card
- KAST CardFree first twoGemini Credit CardNot disclosed
- Physical card
- KAST CardFree; $40 shippingGemini Credit CardNot disclosed
Plans
2 fields- Available plans
- KAST Card3 plans: Standard, Premium, PrivateGemini Credit CardNot disclosed
- Top cashback plan
- KAST CardPrivate: 3%Gemini Credit CardNot disclosed
Everyday use
8 fields- Network
- KAST CardVisaGemini Credit CardMastercard
- Card formats
- KAST CardVirtual, PhysicalGemini Credit CardVirtual, Physical
- ATM withdrawals
- KAST CardAvailableGemini Credit CardAvailable
- Mobile wallets
- KAST CardApple Pay, Google PayGemini Credit CardApple Pay, Google Pay
- Apps
- KAST CardiOS, AndroidGemini Credit CardiOS, Android, Web
- Daily spending limit
- KAST CardNo capGemini Credit CardApplicant-specific credit limit; no reusable daily purchase limit is published
- Monthly spending limit
- KAST CardNo capGemini Credit CardApplicant-specific credit limit; no reusable monthly purchase limit is published
- ATM limit
- KAST CardLimits shown in appGemini Credit Card$1,000 daily and no more than 10% of the total credit limit
Funding & transfers
5 fields- Networks
- KAST CardSolana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7Gemini Credit CardBitcoin, Ethereum, Solana, Arbitrum, Avalanche, Base +2
- Crypto deposits
- KAST CardStablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22Gemini Credit CardOther crypto: Supported Gemini crypto and stablecoins
- Fiat deposits
- KAST CardUSD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2Gemini Credit CardUSD bank transfer
- Transfers
- KAST CardStablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsGemini Credit CardStablecoin transfers; Gemini USD bank transfer
- Payout currencies
- KAST CardUSD, EUR, AED, SAR, JPY, INR, PHP, THB +4Gemini Credit CardUSD
Rewards
3 fields- Base cashback
- KAST Card1.5%Gemini Credit Card1%
- Max cashback
- KAST Card3%Gemini Credit Card4%
- Reward currency
- KAST CardUSD cashbackGemini Credit CardSelected eligible crypto asset
Earn
5 fields- Advertised APY
- KAST CardUp to 7% APYGemini Credit CardUp to 2.1% APY
- How it works
- KAST CardOptional earn vaultGemini Credit CardOptional earn vault
- Separate deposit
- KAST CardYesGemini Credit CardNo
- Use balance for spending
- KAST CardNoGemini Credit CardNo
- Lock-up
- KAST CardNoGemini Credit CardNot disclosed
Trust & availability
6 fields- Custody
- KAST CardCustodialGemini Credit CardCustodial
- Control until payment
- KAST CardProvider controls fundsGemini Credit CardProvider controls funds
- Card issuer
- KAST CardThird NationalGemini Credit CardWebBank
- Card processing
- KAST CardTazapayGemini Credit CardGemini Constellation, LLC
- Custody / key management
- KAST CardBitGoGemini Credit CardGemini Trust Company, LLC / Gemini Moonbase, LLC
- Programme operator
- KAST CardTroia CorpGemini Credit CardNot disclosed
Sources
2 fields- Official sources
- KAST Card20Gemini Credit Card23
- Last reviewed
- KAST CardAug 31, 2026Gemini Credit CardAug 30, 2026
04 · The takeaway
KAST Card is the stronger all-round choice
KAST Card finishes ahead with an Overall Score of 84 versus 74 for Gemini Credit Card. Gemini Credit Card has the lower published FX fee ($0 foreign transaction fee; Mastercard exchange rates and credit interest remain separate vs 0.5–1.75%). KAST Card has the higher published base cashback rate (1.5% vs 1%).
Gemini Credit Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. KAST Card and Gemini Credit Card use the same custodial balance setup.
KAST Card lists more stablecoins and ways to send money out (12 vs 6). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full KAST Card and Gemini Credit Card reviews first.
Continue with
KAST Card
Continue with
Gemini Credit Card
05 · Common questions
KAST vs Gemini Credit FAQ
Is KAST or Gemini Credit better overall?
KAST Card has the higher Overall Score (84 vs 74). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, KAST or Gemini Credit?
Gemini Credit Card has the lower published FX fee ($0 foreign transaction fee; Mastercard exchange rates and credit interest remain separate vs 0.5–1.75%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, KAST or Gemini Credit?
KAST Card has the higher published base cashback rate (1.5% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do KAST and Gemini Credit differ on custody?
KAST Card and Gemini Credit Card use the same custodial balance setup.
How current is this KAST vs Gemini Credit comparison?
The latest information check for these two cards was August 31, 2026, using 43 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.