Side-by-side card comparison

KAST vs Nexo: fees, rewards and account setup

KAST Card has the higher Overall Score by 19 points (84 vs 65). KAST Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Nexo Card may still be the better personal fit.

Information checked Aug 28, 202633 official sources reviewed

01 · Make the first cut

KAST Card is the better all-round starting point

KAST Card has the higher Overall Score in this comparison. Nexo Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallKAST84Nexo65Higher score
CashbackKAST75Nexo41Higher score
TravelKAST92Nexo65Higher score
Funds controlKAST71Nexo52Higher score
Lowest feesKAST81Nexo57Higher score
TransfersKAST100Nexo91Higher score

Choose KAST Card if cashback and travel matter most

KAST Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Transfers span crypto, Tag and bank payouts
  • Physical, virtual and phone-wallet card access
  • Free tier starts with cashback

Choose Nexo Card if its day-to-day setup suits you

Nexo Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.

  • Choose debit spend or credit-line use
  • No base monthly or annual card fee
  • Virtual card works with phone wallets

The differences that could change the result

The overall score points one way, but a specific use case or product condition may point another.

Overall Score
KAST84
Nexo65

KAST Card has the higher Overall Score by 19 points.

Entry cost & FX
KAST$0 plan · 0.5–1.75% FX
Nexo$0 plan · 0.2–2.5% FX

KAST Card has the lower published FX fee (0.5–1.75% vs 0.2–2.5%).

Purchase rewards
KAST1.5% base · up to 3%
Nexo0.5% base · up to 2%

KAST Card has the higher published base cashback rate (1.5% vs 0.5%).

Funds control
KASTCustodial balance
NexoCustodial balance

KAST Card and Nexo Card use the same custodial balance setup.

Everyday access
KASTVirtual + Physical · Apple Pay, Google Pay
NexoVirtual + Physical · Apple Pay, Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
KAST5 stablecoins · Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts
Nexo2 stablecoins · Stablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawal

KAST Card lists more stablecoins and ways to send money out (12 vs 5).

02 · Read the shortlist

A closer look at the two cards

These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.

2 cards compared
Cashback
1.5%-3%
Plan cost
$0
FX fee
0.5–1.75%
ATM fee
$3 + 2%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
32 crypto · 6 fiat
Payout methods
2 crypto · 13 fiat
Cashback
0.5%-2%
Plan cost
$0
FX fee
0.2–2.5%
ATM fee
0–2%; minimum 1.99 EUR/GBP
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
10 crypto · 1 fiat
Payout methods
4 crypto · 3 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

KAST Card

20% off

20% off your first subscription

  • Discount is automatically applied at checkout.

Offer terms can change. Check the current KAST referral programme before signing up.

Nexo Card

No active signup offer listed

We do not currently list an active signup offer for this card.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

Compare the details side by side

We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.

Best known Not disclosed
Cards
KAST CardOverall84
Nexo CardOverall65
01

Scores

6 fields
Overall Score
KAST Card
84
Nexo Card
65
Cashback score
KAST Card
75
Nexo Card
41
Travel score
KAST Card
92
Nexo Card
65
Funds control score
KAST Card
71
Nexo Card
52
Lowest fees score
KAST Card
81
Nexo Card
57
Transfers score
KAST Card
100
Nexo Card
91
02

Strengths & trade-offs

2 fields
Strengths
KAST Card
Transfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card access
Nexo Card
Choose debit spend or credit-line use, No base monthly or annual card fee
Trade-offs
KAST Card
Non-USD FX can exceed entry cashback, ATM use adds two charges
Nexo Card
Spending follows the Nexo account model, Credit Mode adds collateral risk
03

Costs

7 fields
Plan cost
KAST Card
$0
Nexo Card
$0
FX fee
KAST Card
0.5–1.75%
Nexo Card
0.2–2.5%
Top-up fee
KAST Card
0%
Nexo Card
Not disclosed
Card spending fee
KAST Card
0%
Nexo Card
Not disclosed
ATM fee
KAST Card
$3 + 2%
Nexo Card
0–2%; minimum 1.99 EUR/GBP
Virtual card
KAST Card
Free first two
Nexo Card
Available from $50 account balance
Physical card
KAST Card
Free; $40 shipping
Nexo Card
Free shipping; requires more than $5,000 account balance and at least Gold tier
04

Plans

2 fields
Available plans
KAST Card
3 plans: Standard, Premium, Private
Nexo Card
4 plans: Base, Silver, Gold, Platinum
Top cashback plan
KAST Card
Private: 3%
Nexo Card
Platinum: 2%
05

Everyday use

8 fields
Network
KAST Card
Visa
Nexo Card
Mastercard
Card formats
KAST Card
Virtual, Physical
Nexo Card
Virtual, Physical
ATM withdrawals
KAST Card
Available
Nexo Card
Available
Mobile wallets
KAST Card
Apple Pay, Google Pay
Nexo Card
Apple Pay, Google Pay
Apps
KAST Card
iOS, Android
Nexo Card
iOS, Android, Web
Daily spending limit
KAST Card
No cap
Nexo Card
€10,000 / £9,000/day; €10,000 / £9,000/transaction
Monthly spending limit
KAST Card
No cap
Nexo Card
€60,000 / £54,000/month
ATM limit
KAST Card
Limits shown in app
Nexo Card
€600 / £540/withdrawal; €2,000 / £1,800/day; €10,000 / £9,000/month
06

Funding & transfers

5 fields
Networks
KAST Card
Solana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7
Nexo Card
Not disclosed
Crypto deposits
KAST Card
Stablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22
Nexo Card
Stablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL, XRP, ADA +3
Fiat deposits
KAST Card
USD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2
Nexo Card
Nexo account bank deposit
Transfers
KAST Card
Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts
Nexo Card
Stablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawal
Payout currencies
KAST Card
USD, EUR, AED, SAR, JPY, INR, PHP, THB +4
Nexo Card
EUR, GBP, USD
07

Rewards

3 fields
Base cashback
KAST Card
1.5%
Nexo Card
0.5%
Max cashback
KAST Card
3%
Nexo Card
2%
Reward currency
KAST Card
USD cashback
Nexo Card
NEXO Tokens or BTC cashback
08

Earn

5 fields
Advertised APY
KAST Card
Up to 7% APY
Nexo Card
Up to 13% APY
How it works
KAST Card
Optional earn vault
Nexo Card
Earn on spending balance
Separate deposit
KAST Card
Yes
Nexo Card
Not disclosed
Use balance for spending
KAST Card
No
Nexo Card
Yes
Lock-up
KAST Card
No
Nexo Card
No
09

Trust & availability

6 fields
Custody
KAST Card
Custodial
Nexo Card
Custodial
Control until payment
KAST Card
Provider controls funds
Nexo Card
Provider controls funds
Card issuer
KAST Card
Third National
Nexo Card
DiPocket UAB
Card processing
KAST Card
Tazapay
Nexo Card
Not disclosed
Custody / key management
KAST Card
BitGo
Nexo Card
Not disclosed
Programme operator
KAST Card
Troia Corp
Nexo Card
Nexo Services Sp. z o.o.
10

Sources

2 fields
Official sources
KAST Card
20
Nexo Card
13
Last reviewed
KAST Card
Aug 28, 2026
Nexo Card
Aug 5, 2026

04 · The takeaway

KAST Card is the stronger all-round choice

KAST Card finishes ahead with an Overall Score of 84 versus 65 for Nexo Card. KAST Card has the lower published FX fee (0.5–1.75% vs 0.2–2.5%). KAST Card has the higher published base cashback rate (1.5% vs 0.5%).

Nexo Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. KAST Card and Nexo Card use the same custodial balance setup.

KAST Card lists more stablecoins and ways to send money out (12 vs 5). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full KAST Card and Nexo Card reviews first.

05 · Common questions

KAST vs Nexo FAQ

Is KAST or Nexo better overall?

KAST Card has the higher Overall Score (84 vs 65). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, KAST or Nexo?

KAST Card has the lower published FX fee (0.5–1.75% vs 0.2–2.5%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, KAST or Nexo?

KAST Card has the higher published base cashback rate (1.5% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do KAST and Nexo differ on custody?

KAST Card and Nexo Card use the same custodial balance setup.

How current is this KAST vs Nexo comparison?

The latest information check for these two cards was August 28, 2026, using 33 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Keep comparing

See how each card compares with other close alternatives, or choose a different pair yourself.

Open the comparison workspace