Side-by-side card comparison

KAST vs Oobit: overall score versus use-case fit

KAST Card has the higher Overall Score by 12 points (84 vs 72). KAST Card looks stronger for Cashback, Travel, Lowest fees, and Transfers, while Oobit Card comes out ahead for Funds control.

Information checked Aug 28, 202636 official sources reviewed

01 · Overall score versus use-case fit

KAST Card is the better all-round starting point

KAST Card has the higher Overall Score in this comparison. Oobit Card may be the better fit for Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallKAST84Oobit72Higher score
CashbackKAST75Oobit68Higher score
TravelKAST92Oobit45Higher score
Funds controlKAST71Oobit77Higher score
Lowest feesKAST81Oobit51Higher score
TransfersKAST100Oobit64Higher score

Choose KAST Card if cashback and travel matter most

KAST Card comes out ahead for Cashback, Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Transfers span crypto, Tag and bank payouts
  • Physical, virtual and phone-wallet card access
  • Free tier starts with cashback

Choose Oobit Card if funds control matters most

Oobit Card comes out ahead for Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Connected-wallet spending
  • Phone wallets and contactless ATM
  • Stablecoin cashback and points

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
KAST84
Oobit72

KAST Card has the higher Overall Score by 12 points.

Entry cost & FX
KAST$0 plan · 0.5–1.75% FX
Oobit$0 plan · 3% FX

KAST Card has the lower published FX fee (0.5–1.75% vs 3%).

Purchase rewards
KAST1.5% base · up to 3%
Oobit5% base · up to 10%

Oobit Card has the higher published base cashback rate (5% vs 1.5%).

Funds control
KASTCustodial balance
OobitHybrid custody

KAST Card uses a custodial balance setup, while Oobit Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
KASTVirtual + Physical · Apple Pay, Google Pay
OobitVirtual · Apple Pay, Google Pay

KAST Card lists more card formats and phone-wallet options (4 vs 3).

Money movement
KAST5 stablecoins · Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts
Oobit4 stablecoins · Oobit Pay Friends; Crypto-to-bank payout

KAST Card lists more stablecoins and ways to send money out (12 vs 6).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
1.5%-3%
Plan cost
$0
FX fee
0.5–1.75%
ATM fee
$3 + 2%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
32 crypto · 6 fiat
Payout methods
2 crypto · 13 fiat
Cashback
5%-10%
Plan cost
$0
FX fee
3%
ATM fee
2.5% Oobit fee plus any contactless ATM operator surcharge
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
0 crypto · 0 fiat
Payout methods
0 crypto · 12 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

KAST Card

20% off

20% off your first subscription

  • Discount is automatically applied at checkout.

Offer terms can change. Check the current KAST referral programme before signing up.

Oobit Card

No active signup offer listed

We do not currently list an active signup offer for this card.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
KAST CardOverall84
Oobit CardOverall72
01

Scores

6 fields
Overall Score
KAST Card
84
Oobit Card
72
Cashback score
KAST Card
75
Oobit Card
68
Travel score
KAST Card
92
Oobit Card
45
Funds control score
KAST Card
71
Oobit Card
77
Lowest fees score
KAST Card
81
Oobit Card
51
Transfers score
KAST Card
100
Oobit Card
64
02

Strengths & trade-offs

2 fields
Strengths
KAST Card
Transfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card access
Oobit Card
Connected-wallet spending, Phone wallets and contactless ATM
Trade-offs
KAST Card
Non-USD FX can exceed entry cashback, ATM use adds two charges
Oobit Card
Every payment carries a provider fee, Physical card is unclear
03

Costs

7 fields
Plan cost
KAST Card
$0
Oobit Card
$0
FX fee
KAST Card
0.5–1.75%
Oobit Card
3%
Top-up fee
KAST Card
0%
Oobit Card
Connected-wallet spending needs no prefunding; account-balance top-up pricing varies by route
Card spending fee
KAST Card
0%
Oobit Card
$0.25 + 1%
ATM fee
KAST Card
$3 + 2%
Oobit Card
2.5% Oobit fee plus any contactless ATM operator surcharge
Virtual card
KAST Card
Free first two
Oobit Card
Free
Physical card
KAST Card
Free; $40 shipping
Oobit Card
Not disclosed
04

Plans

2 fields
Available plans
KAST Card
3 plans: Standard, Premium, Private
Oobit Card
Not disclosed
Top cashback plan
KAST Card
Private: 3%
Oobit Card
Not disclosed
05

Everyday use

8 fields
Network
KAST Card
Visa
Oobit Card
Visa
Card formats
KAST Card
Virtual, Physical
Oobit Card
Virtual
ATM withdrawals
KAST Card
Available
Oobit Card
Available
Mobile wallets
KAST Card
Apple Pay, Google Pay
Oobit Card
Apple Pay, Google Pay
Apps
KAST Card
iOS, Android
Oobit Card
iOS, Android
Daily spending limit
KAST Card
No cap
Oobit Card
$10,000 daily card-spend limit; account-specific controls may be lower
Monthly spending limit
KAST Card
No cap
Oobit Card
No universal monthly card-spend limit published
ATM limit
KAST Card
Limits shown in app
Oobit Card
$250 maximum per contactless ATM withdrawal; up to three attempts per rolling 24 hours
06

Funding & transfers

5 fields
Networks
KAST Card
Solana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7
Oobit Card
Ethereum, BNB Smart Chain, Solana, Polygon, Optimism, Arbitrum
Crypto deposits
KAST Card
Stablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22
Oobit Card
Not disclosed
Fiat deposits
KAST Card
USD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2
Oobit Card
Not disclosed
Transfers
KAST Card
Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts
Oobit Card
Oobit Pay Friends; Crypto-to-bank payout
Payout currencies
KAST Card
USD, EUR, AED, SAR, JPY, INR, PHP, THB +4
Oobit Card
USD, EUR, GBP, INR, TRY, NGN, IDR, PHP +4
07

Rewards

3 fields
Base cashback
KAST Card
1.5%
Oobit Card
5%
Max cashback
KAST Card
3%
Oobit Card
10%
Reward currency
KAST Card
USD cashback
Oobit Card
Stablecoin rewards or OOB token
08

Earn

5 fields
Advertised APY
KAST Card
Up to 7% APY
Oobit Card
Not offered
How it works
KAST Card
Optional earn vault
Oobit Card
Not offered
Separate deposit
KAST Card
Yes
Oobit Card
Not offered
Use balance for spending
KAST Card
No
Oobit Card
Not offered
Lock-up
KAST Card
No
Oobit Card
Not offered
09

Trust & availability

6 fields
Custody
KAST Card
Custodial
Oobit Card
Hybrid custody
Control until payment
KAST Card
Provider controls funds
Oobit Card
You keep control
Card issuer
KAST Card
Third National
Oobit Card
ThirdNational
Card processing
KAST Card
Tazapay
Oobit Card
Not disclosed
Custody / key management
KAST Card
BitGo
Oobit Card
Not disclosed
Programme operator
KAST Card
Troia Corp
Oobit Card
Not disclosed
10

Sources

2 fields
Official sources
KAST Card
20
Oobit Card
16
Last reviewed
KAST Card
Aug 28, 2026
Oobit Card
Aug 12, 2026

04 · The trade-off

KAST Card is the stronger all-round choice

KAST Card finishes ahead with an Overall Score of 84 versus 72 for Oobit Card. KAST Card has the lower published FX fee (0.5–1.75% vs 3%). Oobit Card has the higher published base cashback rate (5% vs 1.5%).

Oobit Card still comes out ahead for Funds control, which may matter more than the overall result if that is how you plan to use the card. KAST Card uses a custodial balance setup, while Oobit Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

KAST Card lists more stablecoins and ways to send money out (12 vs 6). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full KAST Card and Oobit Card reviews first.

05 · Common questions

KAST vs Oobit FAQ

Is KAST or Oobit better overall?

KAST Card has the higher Overall Score (84 vs 72). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, KAST or Oobit?

KAST Card has the lower published FX fee (0.5–1.75% vs 3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, KAST or Oobit?

Oobit Card has the higher published base cashback rate (5% vs 1.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do KAST and Oobit differ on custody?

KAST Card uses a custodial balance setup, while Oobit Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this KAST vs Oobit comparison?

The latest information check for these two cards was August 28, 2026, using 36 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace