KASTKAST
84
Side-by-side card comparison
KAST vs Spritz: fees, rewards and account setup
KAST Card has the higher Overall Score by 22 points (84 vs 62). KAST Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Spritz Card may still be the better personal fit.
Information checked Aug 28, 202661 official sources reviewed
01 · Make the first cut
KAST Card is the better all-round starting point
KAST Card has the higher Overall Score in this comparison. Spritz Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallKAST84Spritz62Higher score
CashbackKAST75Spritz34Higher score
TravelKAST92Spritz46Higher score
Funds controlKAST71Spritz62Higher score
Lowest feesKAST81Spritz44Higher score
TransfersKAST100Spritz64Higher score
Choose KAST Card if cashback and travel matter most
KAST Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Transfers span crypto, Tag and bank payouts
- Physical, virtual and phone-wallet card access
- Free tier starts with cashback
Choose Spritz Card if its day-to-day setup suits you
Spritz Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Direct crypto card top-up
- Both major phone wallets
- 154-country virtual access
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- KAST84Spritz62
KAST Card has the higher Overall Score by 22 points.
- Entry cost & FX
- KAST$0 plan · 0.5–1.75% FXSpritz$0 plan · Exact Spritz markup not disclosed; local exchange and conversion rates may apply FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- KAST1.5% base · up to 3%Spritz0% base · up to 5%
KAST Card has the higher published base cashback rate (1.5% vs 0%).
- Funds control
- KASTCustodial balanceSpritzHybrid custody
KAST Card uses a custodial balance setup, while Spritz Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- KASTVirtual + Physical · Apple Pay, Google PaySpritzVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- KAST5 stablecoins · Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsSpritz0 stablecoins · Wallet-to-bank Off-Ramp
KAST Card lists more stablecoins and ways to send money out (12 vs 1).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 1.5%-3%
- Plan cost
- $0
- FX fee
- 0.5–1.75%
- ATM fee
- $3 + 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 32 crypto · 6 fiat
- Payout methods
- 2 crypto · 13 fiat
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- Exact Spritz markup not disclosed; local exchange and conversion rates may apply
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 4 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
KAST Card
20% off
20% off your first subscription
- Discount is automatically applied at checkout.
Offer terms can change. Check the current KAST referral programme before signing up.
Spritz Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsKAST CardOverall84Spritz CardOverall62
KAST CardOverall84Spritz CardOverall62Scores
6 fields- Overall Score
- KAST Card84Spritz Card62
- Cashback score
- KAST Card75Spritz Card34
- Travel score
- KAST Card92Spritz Card46
- Funds control score
- KAST Card71Spritz Card62
- Lowest fees score
- KAST Card81Spritz Card44
- Transfers score
- KAST Card100Spritz Card64
Strengths & trade-offs
2 fields- Strengths
- KAST CardTransfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card accessSpritz CardDirect crypto card top-up, Both major phone wallets
- Trade-offs
- KAST CardNon-USD FX can exceed entry cashback, ATM use adds two chargesSpritz CardATM use is not verified, Top-up fees vary by route
Costs
7 fields- Plan cost
- KAST Card$0Spritz Card$0
- FX fee
- KAST Card0.5–1.75%Spritz CardExact Spritz markup not disclosed; local exchange and conversion rates may apply
- Top-up fee
- KAST Card0%Spritz Card1–3%
- Card spending fee
- KAST Card0%Spritz Card0%
- ATM fee
- KAST Card$3 + 2%Spritz CardNot disclosed
- Virtual card
- KAST CardFree first twoSpritz CardNot disclosed
- Physical card
- KAST CardFree; $40 shippingSpritz CardNot disclosed
Plans
2 fields- Available plans
- KAST Card3 plans: Standard, Premium, PrivateSpritz CardNot disclosed
- Top cashback plan
- KAST CardPrivate: 3%Spritz CardNot disclosed
Everyday use
8 fields- Network
- KAST CardVisaSpritz CardVisa
- Card formats
- KAST CardVirtual, PhysicalSpritz CardVirtual, Physical
- ATM withdrawals
- KAST CardAvailableSpritz CardNot disclosed
- Mobile wallets
- KAST CardApple Pay, Google PaySpritz CardApple Pay, Google Pay
- Apps
- KAST CardiOS, AndroidSpritz CardiOS
- Daily spending limit
- KAST CardNo capSpritz CardNo provider-published daily spend cap
- Monthly spending limit
- KAST CardNo capSpritz CardNot disclosed
- ATM limit
- KAST CardLimits shown in appSpritz CardNot verified for the current no-PIN card
Funding & transfers
5 fields- Networks
- KAST CardSolana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7Spritz CardArbitrum, Avalanche, Base, Bitcoin, BNB Chain, Dash +6
- Crypto deposits
- KAST CardStablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22Spritz CardOther crypto: Crypto top-up
- Fiat deposits
- KAST CardUSD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2Spritz CardNot disclosed
- Transfers
- KAST CardStablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsSpritz CardWallet-to-bank Off-Ramp
- Payout currencies
- KAST CardUSD, EUR, AED, SAR, JPY, INR, PHP, THB +4Spritz CardUSD, CAD, GBP, EUR
Rewards
3 fields- Base cashback
- KAST Card1.5%Spritz Card0%
- Max cashback
- KAST Card3%Spritz Card5%
- Reward currency
- KAST CardUSD cashbackSpritz CardSpritz Credits
Earn
5 fields- Advertised APY
- KAST CardUp to 7% APYSpritz CardNot offered
- How it works
- KAST CardOptional earn vaultSpritz CardNot offered
- Separate deposit
- KAST CardYesSpritz CardNot offered
- Use balance for spending
- KAST CardNoSpritz CardNot offered
- Lock-up
- KAST CardNoSpritz CardNot offered
Trust & availability
6 fields- Custody
- KAST CardCustodialSpritz CardHybrid custody
- Control until payment
- KAST CardProvider controls fundsSpritz CardProvider controls funds
- Card issuer
- KAST CardThird NationalSpritz CardNot disclosed
- Card processing
- KAST CardTazapaySpritz CardRain
- Custody / key management
- KAST CardBitGoSpritz CardNot disclosed
- Programme operator
- KAST CardTroia CorpSpritz CardNot disclosed
Sources
2 fields- Official sources
- KAST Card20Spritz Card41
- Last reviewed
- KAST CardAug 28, 2026Spritz CardAug 28, 2026
04 · The takeaway
KAST Card is the stronger all-round choice
KAST Card finishes ahead with an Overall Score of 84 versus 62 for Spritz Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. KAST Card has the higher published base cashback rate (1.5% vs 0%).
Spritz Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. KAST Card uses a custodial balance setup, while Spritz Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
KAST Card lists more stablecoins and ways to send money out (12 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full KAST Card and Spritz Card reviews first.
Continue with
KAST Card
Continue with
Spritz Card
05 · Common questions
KAST vs Spritz FAQ
Is KAST or Spritz better overall?
KAST Card has the higher Overall Score (84 vs 62). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, KAST or Spritz?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, KAST or Spritz?
KAST Card has the higher published base cashback rate (1.5% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do KAST and Spritz differ on custody?
KAST Card uses a custodial balance setup, while Spritz Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this KAST vs Spritz comparison?
The latest information check for these two cards was August 28, 2026, using 61 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.