KASTKAST
84
Side-by-side card comparison
KAST vs Whop: overall score versus use-case fit
KAST Card has the higher Overall Score by 17 points (84 vs 67). KAST Card looks stronger for Cashback, Travel, Lowest fees, and Transfers, while Whop Card comes out ahead for Funds control.
Information checked Aug 28, 202640 official sources reviewed
01 · Overall score versus use-case fit
KAST Card is the better all-round starting point
KAST Card has the higher Overall Score in this comparison. Whop Card may be the better fit for Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallKAST84Whop67Higher score
CashbackKAST75Whop39Higher score
TravelKAST92Whop57Higher score
Funds controlKAST71Whop74Higher score
Lowest feesKAST81Whop56Higher score
TransfersKAST100Whop92Higher score
Choose KAST Card if cashback and travel matter most
KAST Card comes out ahead for Cashback, Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Transfers span crypto, Tag and bank payouts
- Physical, virtual and phone-wallet card access
- Free tier starts with cashback
Choose Whop Card if funds control matters most
Whop Card comes out ahead for Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend Whop revenue before bank payout
- Five percent in three business categories
- Team controls and phone-wallet support
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- KAST84Whop67
KAST Card has the higher Overall Score by 17 points.
- Entry cost & FX
- KAST$0 plan · 0.5–1.75% FXWhopNot verified plan · 1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed FX
Whop Card has the lower published FX fee (1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed vs 0.5–1.75%).
- Purchase rewards
- KAST1.5% base · up to 3%Whop0% base · up to 5%
KAST Card has the higher published base cashback rate (1.5% vs 0%).
- Funds control
- KASTCustodial balanceWhopHybrid custody
KAST Card uses a custodial balance setup, while Whop Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- KASTVirtual + Physical · Apple Pay, Google PayWhopVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- KAST5 stablecoins · Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsWhop2 stablecoins · Stablecoin transfers; Next-day ACH payout, Instant bank RTP payout, Venmo payout, Bank wire payout +1
KAST Card lists more stablecoins and ways to send money out (12 vs 8).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1.5%-3%
- Plan cost
- $0
- FX fee
- 0.5–1.75%
- ATM fee
- $3 + 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 32 crypto · 6 fiat
- Payout methods
- 2 crypto · 13 fiat
- Cashback
- 0%-5%
- Plan cost
- Not disclosed
- FX fee
- 1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed
- ATM fee
- ATM access, issuer fee and limit are not separately confirmed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 2 fiat
- Payout methods
- 1 crypto · 1 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
KAST Card
20% off
20% off your first subscription
- Discount is automatically applied at checkout.
Offer terms can change. Check the current KAST referral programme before signing up.
Whop Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsKAST CardOverall84Whop CardOverall67
KAST CardOverall84Whop CardOverall67Scores
6 fields- Overall Score
- KAST Card84Whop Card67
- Cashback score
- KAST Card75Whop Card39
- Travel score
- KAST Card92Whop Card57
- Funds control score
- KAST Card71Whop Card74
- Lowest fees score
- KAST Card81Whop Card56
- Transfers score
- KAST Card100Whop Card92
Strengths & trade-offs
2 fields- Strengths
- KAST CardTransfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card accessWhop CardSpend Whop revenue before bank payout, Five percent in three business categories
- Trade-offs
- KAST CardNon-USD FX can exceed entry cashback, ATM use adds two chargesWhop CardBusiness-only with strict country exclusions, Several costs and the foreign stack remain unclear
Costs
7 fields- Plan cost
- KAST Card$0Whop CardNot disclosed
- FX fee
- KAST Card0.5–1.75%Whop Card1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed
- Top-up fee
- KAST Card0%Whop CardDirect card top-up fee unknown; a provider-account stored-payment-method top-up is 0%
- Card spending fee
- KAST Card0%Whop Card0%
- ATM fee
- KAST Card$3 + 2%Whop CardATM access, issuer fee and limit are not separately confirmed
- Virtual card
- KAST CardFree first twoWhop CardNot disclosed
- Physical card
- KAST CardFree; $40 shippingWhop CardNot disclosed
Plans
2 fields- Available plans
- KAST Card3 plans: Standard, Premium, PrivateWhop CardNot disclosed
- Top cashback plan
- KAST CardPrivate: 3%Whop CardNot disclosed
Everyday use
8 fields- Network
- KAST CardVisaWhop CardVisa
- Card formats
- KAST CardVirtual, PhysicalWhop CardVirtual, Physical
- ATM withdrawals
- KAST CardAvailableWhop CardNot disclosed
- Mobile wallets
- KAST CardApple Pay, Google PayWhop CardApple Pay, Google Pay
- Apps
- KAST CardiOS, AndroidWhop CardiOS, Android
- Daily spending limit
- KAST CardNo capWhop CardDynamic and collateral-dependent; users can set per-card controls, but no universal provider amount is published
- Monthly spending limit
- KAST CardNo capWhop CardDynamic and collateral-dependent; Whop or issuer can change the aggregate or per-card limit
- ATM limit
- KAST CardLimits shown in appWhop CardATM access and numeric withdrawal limits are unclear
Funding & transfers
5 fields- Networks
- KAST CardSolana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7Whop CardEthereum, Polygon, Optimism, Arbitrum
- Crypto deposits
- KAST CardStablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22Whop CardStablecoins: USDT
- Fiat deposits
- KAST CardUSD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2Whop CardStored payment method top-up, Dynamic bank deposit instructions
- Transfers
- KAST CardStablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsWhop CardStablecoin transfers; Next-day ACH payout, Instant bank RTP payout, Venmo payout, Bank wire payout +1
- Payout currencies
- KAST CardUSD, EUR, AED, SAR, JPY, INR, PHP, THB +4Whop CardUSD
Rewards
3 fields- Base cashback
- KAST Card1.5%Whop Card0%
- Max cashback
- KAST Card3%Whop Card5%
- Reward currency
- KAST CardUSD cashbackWhop CardWhop account cash-back credit
Earn
5 fields- Advertised APY
- KAST CardUp to 7% APYWhop CardUp to 6% APY
- How it works
- KAST CardOptional earn vaultWhop CardOptional earn vault
- Separate deposit
- KAST CardYesWhop CardNo
- Use balance for spending
- KAST CardNoWhop CardNot disclosed
- Lock-up
- KAST CardNoWhop CardNo
Trust & availability
6 fields- Custody
- KAST CardCustodialWhop CardHybrid custody
- Control until payment
- KAST CardProvider controls fundsWhop CardProvider controls funds
- Card issuer
- KAST CardThird NationalWhop CardThird National
- Card processing
- KAST CardTazapayWhop CardNot disclosed
- Custody / key management
- KAST CardBitGoWhop CardPrivy
- Programme operator
- KAST CardTroia CorpWhop CardNot disclosed
Sources
2 fields- Official sources
- KAST Card20Whop Card20
- Last reviewed
- KAST CardAug 28, 2026Whop CardAug 11, 2026
04 · The trade-off
KAST Card is the stronger all-round choice
KAST Card finishes ahead with an Overall Score of 84 versus 67 for Whop Card. Whop Card has the lower published FX fee (1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed vs 0.5–1.75%). KAST Card has the higher published base cashback rate (1.5% vs 0%).
Whop Card still comes out ahead for Funds control, which may matter more than the overall result if that is how you plan to use the card. KAST Card uses a custodial balance setup, while Whop Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
KAST Card lists more stablecoins and ways to send money out (12 vs 8). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full KAST Card and Whop Card reviews first.
Continue with
KAST Card
Continue with
Whop Card
05 · Common questions
KAST vs Whop FAQ
Is KAST or Whop better overall?
KAST Card has the higher Overall Score (84 vs 67). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, KAST or Whop?
Whop Card has the lower published FX fee (1% FX and 1% cross-border are separate contractual layers; universal stacking is not confirmed vs 0.5–1.75%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, KAST or Whop?
KAST Card has the higher published base cashback rate (1.5% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do KAST and Whop differ on custody?
KAST Card uses a custodial balance setup, while Whop Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this KAST vs Whop comparison?
The latest information check for these two cards was August 28, 2026, using 40 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.