KrakKrak
74
Side-by-side card comparison
Krak vs Bitget Wallet: overall score versus use-case fit
Krak Card has the higher Overall Score by 5 points (74 vs 69). Krak Card looks stronger for Travel, Lowest fees, and Transfers, while Bitget Wallet Card comes out ahead for Cashback and Funds control.
Information checked Aug 28, 202673 official sources reviewed
01 · Overall score versus use-case fit
Krak Card is the better all-round starting point
Krak Card has the higher Overall Score in this comparison. Bitget Wallet Card may be the better fit for Cashback and Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallKrak74Bitget Wallet69Higher score
CashbackKrak40Bitget Wallet66Higher score
TravelKrak83Bitget Wallet44Higher score
Funds controlKrak56Bitget Wallet64Higher score
Lowest feesKrak72Bitget Wallet45Higher score
TransfersKrak97Bitget Wallet56Higher score
Choose Krak Card if travel and lowest fees matter most
Krak Card comes out ahead for Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- No monthly, FX or Krak ATM fee
- Both card formats and phone wallets
- Automatic cashback up to 2%
Choose Bitget Wallet Card if cashback and funds control matter most
Bitget Wallet Card comes out ahead for Cashback and Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Current 2%-3% Assetback
- Several crypto funding assets
- Live APAC physical card
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Krak74Bitget Wallet69
Krak Card has the higher Overall Score by 5 points.
- Entry cost & FX
- Krak$0 plan · 0–1% FXBitget WalletNot verified plan · 1.7% in reviewed APAC and Immersve routes; other regional rates unknown FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Krak0% base · up to 2%Bitget Wallet2% base · up to 3%
Bitget Wallet Card has the higher published base cashback rate (2% vs 0%).
- Funds control
- KrakCustodial balanceBitget WalletHybrid custody
Krak Card uses a custodial balance setup, while Bitget Wallet Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- KrakVirtual + Physical · Apple Pay, Google PayBitget WalletVirtual + Physical · Google Pay
Krak Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Krak0 stablecoins · Stablecoin transfers; Krak internal send, Krak ↔ Kraken balance transfer; GBP Faster Payments, EUR SEPABitget Wallet2 stablecoins · Regional card-balance return, Support-assisted balance recovery
Krak Card lists more stablecoins and ways to send money out (5 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%-2%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0% Krak fee; ATM operator may charge
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 3 fiat
- Payout methods
- 1 crypto · 2 fiat
- Cashback
- 2%-3%
- Plan cost
- Not disclosed
- FX fee
- 1.7% in reviewed APAC and Immersve routes; other regional rates unknown
- ATM fee
- APAC physical: higher of 1% or $5 plus operator fee; other routes vary or do not support ATM
- Card formats
- Virtual, Physical
- Wallet payments
- Google Pay
- Receive methods
- 4 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Krak Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Bitget Wallet Card
Up to $20
Up to $20 for invited Bitget Wallet users
- Bind this promo code in Bitget Wallet.
Bitget Wallet Card promo codeRwG3wJg6
The exact reward and qualification conditions are not shown in the approved screenshot. Offer terms can change; check the current Bitget Wallet referral flow before signing up.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsKrak CardOverall74Bitget Wallet CardOverall69
Krak CardOverall74Bitget Wallet CardOverall69Scores
6 fields- Overall Score
- Krak Card74Bitget Wallet Card69
- Cashback score
- Krak Card40Bitget Wallet Card66
- Travel score
- Krak Card83Bitget Wallet Card44
- Funds control score
- Krak Card56Bitget Wallet Card64
- Lowest fees score
- Krak Card72Bitget Wallet Card45
- Transfers score
- Krak Card97Bitget Wallet Card56
Strengths & trade-offs
2 fields- Strengths
- Krak CardNo monthly, FX or Krak ATM fee, Both card formats and phone walletsBitget Wallet CardCurrent 2%-3% Assetback, Several crypto funding assets
- Trade-offs
- Krak CardCrypto conversion spread is variable, The 2% tier needs a large balanceBitget Wallet CardRegional programmes differ materially, Assetback spend cap unclear
Costs
7 fields- Plan cost
- Krak Card$0Bitget Wallet CardNot disclosed
- FX fee
- Krak Card0–1%Bitget Wallet Card1.7% in reviewed APAC and Immersve routes; other regional rates unknown
- Top-up fee
- Krak CardNot disclosedBitget Wallet Card0% in reviewed APAC, Immersve and Pakistan base schedules; Reap/Express variable rates unknown
- Card spending fee
- Krak Card0%Bitget Wallet CardNot disclosed
- ATM fee
- Krak Card0% Krak fee; ATM operator may chargeBitget Wallet CardAPAC physical: higher of 1% or $5 plus operator fee; other routes vary or do not support ATM
- Virtual card
- Krak CardFreeBitget Wallet CardFree in APAC and Pakistan; Immersve activation is 0.1 USDC within 72h or 10 USDC later; other routes vary
- Physical card
- Krak CardPlastic £0/€0/$0; US plastic requires $200 over 30 days; first eligible metal card £0/€0/$0Bitget Wallet Card$49 in APAC; other regions unavailable or unclear
Plans
2 fields- Available plans
- Krak Card5 plans: Starter, Lite, Pro, Elite +1Bitget Wallet CardNot disclosed
- Top cashback plan
- Krak CardMax: 2%Bitget Wallet CardNot disclosed
Everyday use
8 fields- Network
- Krak CardMastercard/VisaBitget Wallet CardVisa/Mastercard
- Card formats
- Krak CardVirtual, PhysicalBitget Wallet CardVirtual, Physical
- ATM withdrawals
- Krak CardAvailableBitget Wallet CardNot disclosed
- Mobile wallets
- Krak CardApple Pay, Google PayBitget Wallet CardGoogle Pay
- Apps
- Krak CardiOS, AndroidBitget Wallet CardiOS, Android
- Daily spending limit
- Krak CardUK: £22,000/day; EEA: €12,000/day; US: $12,000/dayBitget Wallet CardRegional: APAC $50,000; Europe/Africa/LATAM $5,000; Pakistan $20,000; other routes undisclosed
- Monthly spending limit
- Krak CardUK: £22,000/month; EEA: €12,000/month; US: $22,000/monthBitget Wallet CardNot published as one global or regional monthly schedule
- ATM limit
- Krak CardUK: £250/withdrawal, £750/day, £4,000/month; EEA: €300/withdrawal, €900/day, €4,800/month; US: $250/withdrawal, $1,000/day, $5,000/monthBitget Wallet CardAPAC physical: $3,000 per withdrawal, $10,000/day and $100,000/month; other routes unavailable
Funding & transfers
5 fields- Networks
- Krak CardNot disclosedBitget Wallet CardBNB Chain, Ethereum, Base
- Crypto deposits
- Krak CardOther crypto: Supported cryptoBitget Wallet CardStablecoins: USDC, USDT; Other crypto: ETH, SOL
- Fiat deposits
- Krak CardGBP bank transfer, EUR bank transfer, USD bank transferBitget Wallet CardNot disclosed
- Transfers
- Krak CardStablecoin transfers; Krak internal send, Krak ↔ Kraken balance transfer; GBP Faster Payments, EUR SEPABitget Wallet CardRegional card-balance return, Support-assisted balance recovery
- Payout currencies
- Krak CardGBP, EURBitget Wallet CardNot disclosed
Rewards
3 fields- Base cashback
- Krak Card0%Bitget Wallet Card2%
- Max cashback
- Krak Card2%Bitget Wallet Card3%
- Reward currency
- Krak CardGBP, EUR, USD or BTCBitget Wallet CardSelected Assetback asset
Earn
5 fields- Advertised APY
- Krak CardUp to 3.6% APYBitget Wallet CardNot offered
- How it works
- Krak CardOptional earn vaultBitget Wallet CardNot offered
- Separate deposit
- Krak CardYesBitget Wallet CardNot offered
- Use balance for spending
- Krak CardNoBitget Wallet CardNot offered
- Lock-up
- Krak CardNot disclosedBitget Wallet CardNot offered
Trust & availability
5 fields- Custody
- Krak CardCustodialBitget Wallet CardHybrid custody
- Control until payment
- Krak CardProvider controls fundsBitget Wallet CardProvider controls funds
- Card issuer
- Krak CardMonavate Limited, Lead Bank, UAB MonavateBitget Wallet CardDCS Card Centre, Monavate, Fiat24
- Card processing
- Krak CardStripeBitget Wallet CardNot disclosed
- Programme operator
- Krak CardPayward Wallet, Inc.Bitget Wallet CardBTG Technology Holdings Limited
Sources
2 fields- Official sources
- Krak Card26Bitget Wallet Card47
- Last reviewed
- Krak CardAug 27, 2026Bitget Wallet CardAug 28, 2026
04 · The trade-off
Krak Card is the stronger all-round choice
Krak Card finishes ahead with an Overall Score of 74 versus 69 for Bitget Wallet Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Bitget Wallet Card has the higher published base cashback rate (2% vs 0%).
Bitget Wallet Card still comes out ahead for Cashback and Funds control, which may matter more than the overall result if that is how you plan to use the card. Krak Card uses a custodial balance setup, while Bitget Wallet Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Krak Card lists more stablecoins and ways to send money out (5 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Krak Card and Bitget Wallet Card reviews first.
Continue with
Krak Card
Continue with
Bitget Wallet Card
05 · Common questions
Krak vs Bitget Wallet FAQ
Is Krak or Bitget Wallet better overall?
Krak Card has the higher Overall Score (74 vs 69). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Krak or Bitget Wallet?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Krak or Bitget Wallet?
Bitget Wallet Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Krak and Bitget Wallet differ on custody?
Krak Card uses a custodial balance setup, while Bitget Wallet Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Krak vs Bitget Wallet comparison?
The latest information check for these two cards was August 28, 2026, using 73 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.