Side-by-side card comparison

Krak vs MEXC Global: overall score versus use-case fit

Krak Card has the higher Overall Score by 2 points (74 vs 72). Krak Card looks stronger for Travel, Funds control, and Transfers, while MEXC Global Card comes out ahead for Cashback and Lowest fees.

Information checked Oct 3, 202647 official sources reviewed

01 · Overall score versus use-case fit

Krak Card is the better all-round starting point

Krak Card has the higher Overall Score in this comparison. MEXC Global Card may be the better fit for Cashback and Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallKrak74MEXC Global72Higher score
CashbackKrak41MEXC Global64Higher score
TravelKrak83MEXC Global57Higher score
Funds controlKrak56MEXC Global46Higher score
Lowest feesKrak72MEXC Global78Higher score
TransfersKrak97MEXC Global83Higher score

Choose Krak Card if travel and funds control matter most

Krak Card comes out ahead for Travel, Funds control, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • No monthly, FX or Krak ATM fee
  • Both card formats and phone wallets
  • Automatic cashback up to 2%

Choose MEXC Global Card if cashback and lowest fees matter most

MEXC Global Card comes out ahead for Cashback and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Apple Pay and Google Pay
  • No provider FX or conversion markup
  • 4% promotional Standard cashback

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Krak74
MEXC Global72

Krak Card has the higher Overall Score by 2 points.

Entry cost & FX
Krak$0 plan · 0–1% FX
MEXC Global$0 plan · 0% FX

MEXC Global Card has the lower published FX fee (0% vs 0–1%).

Purchase rewards
Krak0% base · up to 2%
MEXC Global4% base · up to 10%

MEXC Global Card has the higher published base cashback rate (4% vs 0%).

Funds control
KrakCustodial balance
MEXC GlobalCustodial balance

Krak Card and MEXC Global Card use the same custodial balance setup.

Everyday access
KrakVirtual + Physical · Apple Pay, Google Pay
MEXC GlobalVirtual · Apple Pay, Google Pay

Krak Card lists more card formats and phone-wallet options (4 vs 3).

Money movement
Krak0 stablecoins · Stablecoin transfers; Krak internal send, Krak ↔ Kraken balance transfer; GBP Faster Payments, EUR SEPA
MEXC Global1 stablecoin · Stablecoin transfers; MEXC User internal transfer; MEXC account EUR SEPA withdrawal, MEXC account USD SWIFT withdrawal

Both cards list the same number of stablecoins and ways to send money out.

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
0%-2%
Plan cost
$0
FX fee
0–1%
ATM fee
0% Krak fee; ATM operator may charge
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 3 fiat
Payout methods
1 crypto · 2 fiat
Cashback
4%-10%
Plan cost
$0
FX fee
0%
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 2 fiat
Payout methods
1 crypto · 2 fiat

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Krak CardOverall74
MEXC Global CardOverall72
01

Scores

6 fields
Overall Score
Krak Card
74
MEXC Global Card
72
Cashback score
Krak Card
41
MEXC Global Card
64
Travel score
Krak Card
83
MEXC Global Card
57
Funds control score
Krak Card
56
MEXC Global Card
46
Lowest fees score
Krak Card
72
MEXC Global Card
78
Transfers score
Krak Card
97
MEXC Global Card
83
02

Strengths & trade-offs

2 fields
Strengths
Krak Card
No monthly, FX or Krak ATM fee, Both card formats and phone wallets
MEXC Global Card
Apple Pay and Google Pay, No provider FX or conversion markup
Trade-offs
Krak Card
Crypto conversion spread is variable, The 2% tier needs a large balance
MEXC Global Card
Opaque M-Score point accrual, Virtual card only
03

Costs

7 fields
Plan cost
Krak Card
$0
MEXC Global Card
$0
FX fee
Krak Card
0–1%
MEXC Global Card
0%
Top-up fee
Krak Card
Not disclosed
MEXC Global Card
0%
Card spending fee
Krak Card
0%
MEXC Global Card
1%
ATM fee
Krak Card
0% Krak fee; ATM operator may charge
MEXC Global Card
Not available
Virtual card
Krak Card
Free
MEXC Global Card
Currently free; standard advertised price USD 20. Offer expiry unclear.
Physical card
Krak Card
Plastic £0/€0/$0; US plastic requires $200 over 30 days; first eligible metal card £0/€0/$0
MEXC Global Card
Unavailable
04

Plans

2 fields
Available plans
Krak Card
5 plans: Starter, Lite, Pro, Elite +1
MEXC Global Card
3 plans: Standard, Premier, Elite
Top cashback plan
Krak Card
Max: 2%
MEXC Global Card
Elite: 10%
05

Everyday use

8 fields
Network
Krak Card
Mastercard/Visa
MEXC Global Card
Visa
Card formats
Krak Card
Virtual, Physical
MEXC Global Card
Virtual
ATM withdrawals
Krak Card
Available
MEXC Global Card
Not available
Mobile wallets
Krak Card
Apple Pay, Google Pay
MEXC Global Card
Apple Pay, Google Pay
Apps
Krak Card
iOS, Android
MEXC Global Card
iOS, Android, Web
Daily spending limit
Krak Card
UK: £22,000/day; EEA: €12,000/day; US: $12,000/day
MEXC Global Card
USD 1,000,000 per day
Monthly spending limit
Krak Card
UK: £22,000/month; EEA: €12,000/month; US: $22,000/month
MEXC Global Card
Monthly amount unclear; 2,500 transactions/month.
ATM limit
Krak Card
UK: £250/withdrawal, £750/day, £4,000/month; EEA: €300/withdrawal, €900/day, €4,800/month; US: $250/withdrawal, $1,000/day, $5,000/month
MEXC Global Card
Not available for current virtual card.
06

Funding & transfers

5 fields
Networks
Krak Card
Not disclosed
MEXC Global Card
Not disclosed
Crypto deposits
Krak Card
Other crypto: Supported crypto
MEXC Global Card
Stablecoins: USDT
Fiat deposits
Krak Card
GBP bank transfer, EUR bank transfer, USD bank transfer
MEXC Global Card
MEXC account EUR deposit, MEXC account USD deposit
Transfers
Krak Card
Stablecoin transfers; Krak internal send, Krak ↔ Kraken balance transfer; GBP Faster Payments, EUR SEPA
MEXC Global Card
Stablecoin transfers; MEXC User internal transfer; MEXC account EUR SEPA withdrawal, MEXC account USD SWIFT withdrawal
Payout currencies
Krak Card
GBP, EUR
MEXC Global Card
EUR, USD
07

Rewards

3 fields
Base cashback
Krak Card
0%
MEXC Global Card
4%
Max cashback
Krak Card
2%
MEXC Global Card
10%
Reward currency
Krak Card
GBP, EUR, USD or BTC
MEXC Global Card
USDT
08

Earn

5 fields
Advertised APY
Krak Card
Up to 3.6% APY
MEXC Global Card
Not disclosed
How it works
Krak Card
Optional earn vault
MEXC Global Card
Optional earn vault
Separate deposit
Krak Card
Yes
MEXC Global Card
Yes
Use balance for spending
Krak Card
No
MEXC Global Card
Not disclosed
Lock-up
Krak Card
Not disclosed
MEXC Global Card
Not disclosed
09

Trust & availability

5 fields
Custody
Krak Card
Custodial
MEXC Global Card
Custodial
Control until payment
Krak Card
Provider controls funds
MEXC Global Card
Provider controls funds
Card issuer
Krak Card
Monavate Limited, Lead Bank, UAB Monavate
MEXC Global Card
Not disclosed
Card processing
Krak Card
Stripe
MEXC Global Card
Not disclosed
Programme operator
Krak Card
Payward Wallet, Inc.
MEXC Global Card
Not disclosed
10

Sources

2 fields
Official sources
Krak Card
26
MEXC Global Card
21
Last reviewed
Krak Card
Aug 27, 2026
MEXC Global Card
Oct 3, 2026

04 · The trade-off

Krak Card is the stronger all-round choice

Krak Card finishes ahead with an Overall Score of 74 versus 72 for MEXC Global Card. MEXC Global Card has the lower published FX fee (0% vs 0–1%). MEXC Global Card has the higher published base cashback rate (4% vs 0%).

MEXC Global Card still comes out ahead for Cashback and Lowest fees, which may matter more than the overall result if that is how you plan to use the card. Krak Card and MEXC Global Card use the same custodial balance setup.

Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Krak Card and MEXC Global Card reviews first.

05 · Common questions

Krak vs MEXC Global FAQ

Is Krak or MEXC Global better overall?

Krak Card has the higher Overall Score (74 vs 72). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Krak or MEXC Global?

MEXC Global Card has the lower published FX fee (0% vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Krak or MEXC Global?

MEXC Global Card has the higher published base cashback rate (4% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Krak and MEXC Global differ on custody?

Krak Card and MEXC Global Card use the same custodial balance setup.

How current is this Krak vs MEXC Global comparison?

The latest information check for these two cards was October 3, 2026, using 47 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

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