MetaMaskMetaMask
76
Side-by-side card comparison
MetaMask vs Binance: overall score versus use-case fit
MetaMask Card has the higher Overall Score by 18 points (76 vs 58). MetaMask Card looks stronger for Cashback, Travel, Funds control, and Lowest fees, while Binance Card comes out ahead for Transfers.
Information checked Aug 12, 202624 official sources reviewed
01 · Overall score versus use-case fit
MetaMask Card is the better all-round starting point
MetaMask Card has the higher Overall Score in this comparison. Binance Card may be the better fit for Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallMetaMask76Binance58Higher score
CashbackMetaMask49Binance37Higher score
TravelMetaMask91Binance36Higher score
Funds controlMetaMask87Binance47Higher score
Lowest feesMetaMask82Binance56Higher score
TransfersMetaMask59Binance75Higher score
Choose MetaMask Card if cashback and travel matter most
MetaMask Card comes out ahead for Cashback, Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend enabled MetaMask wallet assets
- Self-custody spend model
- Free Virtual tier includes mUSD cashback
Choose Binance Card if transfers matters most
Binance Card comes out ahead for Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend supported Binance crypto balances
- Google Pay support
- Cashback can rise by tier
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- MetaMask76Binance58
MetaMask Card has the higher Overall Score by 18 points.
- Entry cost & FX
- MetaMask$0 plan · 0–1% FXBinance$0 plan · 2–3% FX
MetaMask Card has the lower published FX fee (0–1% vs 2–3%).
- Purchase rewards
- MetaMask1% base · up to 3%Binance1.5% base · up to 3%
Binance Card has the higher published base cashback rate (1.5% vs 1%).
- Funds control
- MetaMaskSelf-controlled walletBinanceCustodial balance
MetaMask Card uses a self-controlled wallet setup, while Binance Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- MetaMaskVirtual + Physical · Apple Pay, Google PayBinanceVirtual · Google Pay
MetaMask Card lists more card formats and phone-wallet options (4 vs 2).
- Money movement
- MetaMask5 stablecoins · Stablecoin transfersBinance3 stablecoins · Stablecoin transfers; Binance account fiat withdrawal
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1%-3%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 1.5%-3%
- Plan cost
- $0
- FX fee
- 2–3%
- ATM fee
- Not disclosed
- Card formats
- Virtual
- Wallet payments
- Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsMetaMask CardOverall76Binance CardOverall58
MetaMask CardOverall76Binance CardOverall58Scores
6 fields- Overall Score
- MetaMask Card76Binance Card58
- Cashback score
- MetaMask Card49Binance Card37
- Travel score
- MetaMask Card91Binance Card36
- Funds control score
- MetaMask Card87Binance Card47
- Lowest fees score
- MetaMask Card82Binance Card56
- Transfers score
- MetaMask Card59Binance Card75
Strengths & trade-offs
2 fields- Strengths
- MetaMask CardSpend enabled MetaMask wallet assets, Self-custody spend modelBinance CardSpend supported Binance crypto balances, Google Pay support
- Trade-offs
- MetaMask CardToken and network support is restricted, Fees can offset cashbackBinance CardSpending follows the Binance account model, Virtual-only card
Costs
7 fields- Plan cost
- MetaMask Card$0Binance Card$0
- FX fee
- MetaMask Card0–1%Binance Card2–3%
- Top-up fee
- MetaMask Card0%Binance CardNot disclosed
- Card spending fee
- MetaMask CardNot disclosedBinance CardNot disclosed
- ATM fee
- MetaMask Card0–2%Binance CardNot disclosed
- Virtual card
- MetaMask CardUp to 1 free virtual cards by tierBinance CardVirtual card up to 15 minutes after approval; 0 USD issuance fee
- Physical card
- MetaMask CardMetal tier $199/year; orders temporarily paused as of June 2, 2026Binance CardGlobal Program virtual-only; Brazil physical card is a separate regional branch
Plans
2 fields- Available plans
- MetaMask Card2 plans: Virtual, MetalBinance Card3 plans: Tier 1, Tier 2, Tier 3
- Top cashback plan
- MetaMask CardMetal: 3%Binance CardTier 3: 3%
Everyday use
8 fields- Network
- MetaMask CardMastercardBinance CardMastercard
- Card formats
- MetaMask CardVirtual, PhysicalBinance CardVirtual
- ATM withdrawals
- MetaMask CardAvailableBinance CardNot disclosed
- Mobile wallets
- MetaMask CardApple Pay, Google PayBinance CardGoogle Pay
- Apps
- MetaMask CardiOS, Android, WebBinance CardiOS, Android
- Daily spending limit
- MetaMask CardNot disclosedBinance CardShown in app
- Monthly spending limit
- MetaMask CardNot disclosedBinance CardShown in app
- ATM limit
- MetaMask CardLimits shown in appBinance CardNot disclosed
Funding & transfers
5 fields- Networks
- MetaMask CardLinea, Solana, Base, MonadBinance CardNot disclosed
- Crypto deposits
- MetaMask CardNot disclosedBinance CardOther crypto: Supported crypto
- Fiat deposits
- MetaMask CardNot disclosedBinance CardBinance account bank deposit
- Transfers
- MetaMask CardStablecoin transfersBinance CardStablecoin transfers; Binance account fiat withdrawal
- Payout currencies
- MetaMask CardNot disclosedBinance CardNot disclosed
Rewards
3 fields- Base cashback
- MetaMask Card1%Binance Card1.5%
- Max cashback
- MetaMask Card3%Binance Card3%
- Reward currency
- MetaMask CardmUSD cashbackBinance CardUSDC or BTC equivalent cashback (country-dependent)
Earn
5 fields- Advertised APY
- MetaMask CardUp to 6% APYBinance CardNot offered
- How it works
- MetaMask CardEarn on spending balance, Optional earn vaultBinance CardNot offered
- Separate deposit
- MetaMask CardYesBinance CardNot offered
- Use balance for spending
- MetaMask CardYesBinance CardNot offered
- Lock-up
- MetaMask CardNoBinance CardNot offered
Trust & availability
4 fields- Custody
- MetaMask CardSelf-custodyBinance CardCustodial
- Control until payment
- MetaMask CardYou keep controlBinance CardProvider controls funds
- Card issuer
- MetaMask CardCross River BankBinance CardImmersve Limited
- Identity verification
- MetaMask CardCrypto LifeBinance CardNot disclosed
Sources
2 fields- Official sources
- MetaMask Card12Binance Card12
- Last reviewed
- MetaMask CardAug 12, 2026Binance CardAug 5, 2026
04 · The trade-off
MetaMask Card is the stronger all-round choice
MetaMask Card finishes ahead with an Overall Score of 76 versus 58 for Binance Card. MetaMask Card has the lower published FX fee (0–1% vs 2–3%). Binance Card has the higher published base cashback rate (1.5% vs 1%).
Binance Card still comes out ahead for Transfers, which may matter more than the overall result if that is how you plan to use the card. MetaMask Card uses a self-controlled wallet setup, while Binance Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full MetaMask Card and Binance Card reviews first.
Continue with
MetaMask Card
Continue with
Binance Card
05 · Common questions
MetaMask vs Binance FAQ
Is MetaMask or Binance better overall?
MetaMask Card has the higher Overall Score (76 vs 58). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, MetaMask or Binance?
MetaMask Card has the lower published FX fee (0–1% vs 2–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, MetaMask or Binance?
Binance Card has the higher published base cashback rate (1.5% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do MetaMask and Binance differ on custody?
MetaMask Card uses a self-controlled wallet setup, while Binance Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this MetaMask vs Binance comparison?
The latest information check for these two cards was August 12, 2026, using 24 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.