MetaMaskMetaMask
76
Side-by-side card comparison
MetaMask vs Tuyo: overall score versus use-case fit
MetaMask Card has the higher Overall Score by 2 points (76 vs 74). MetaMask Card looks stronger for Cashback, Travel, and Lowest fees, while Tuyo Card comes out ahead for Funds control and Transfers.
Information checked Aug 12, 202624 official sources reviewed
01 · Overall score versus use-case fit
MetaMask Card is the better all-round starting point
MetaMask Card has the higher Overall Score in this comparison. Tuyo Card may be the better fit for Funds control and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallMetaMask76Tuyo74Higher score
CashbackMetaMask49Tuyo39Higher score
TravelMetaMask91Tuyo42Higher score
Funds controlMetaMask87Tuyo100Higher score
Lowest feesMetaMask82Tuyo71Higher score
TransfersMetaMask59Tuyo72Higher score
Choose MetaMask Card if cashback and travel matter most
MetaMask Card comes out ahead for Cashback, Travel, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend enabled MetaMask wallet assets
- Self-custody spend model
- Free Virtual tier includes mUSD cashback
Choose Tuyo Card if funds control and transfers matter most
Tuyo Card comes out ahead for Funds control and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Self-custody wallet control
- Virtual Visa with both phone wallets
- Multichain USDC funding and spendable Earn
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- MetaMask76Tuyo74
MetaMask Card has the higher Overall Score by 2 points.
- Entry cost & FX
- MetaMask$0 plan · 0–1% FXTuyo$0 plan · 1–3% FX
MetaMask Card has the lower published FX fee (0–1% vs 1–3%).
- Purchase rewards
- MetaMask1% base · up to 3%Tuyo0% base · up to 100%
MetaMask Card has the higher published base cashback rate (1% vs 0%).
- Funds control
- MetaMaskSelf-controlled walletTuyoSelf-controlled wallet
MetaMask Card and Tuyo Card use the same self-controlled wallet setup.
- Everyday access
- MetaMaskVirtual + Physical · Apple Pay, Google PayTuyoVirtual · Apple Pay, Google Pay
MetaMask Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- MetaMask5 stablecoins · Stablecoin transfersTuyo1 stablecoin · Stablecoin transfers
MetaMask Card lists more stablecoins and ways to send money out (5 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1%-3%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0%-100%
- Plan cost
- $0
- FX fee
- 1–3%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsMetaMask CardOverall76Tuyo CardOverall74
MetaMask CardOverall76Tuyo CardOverall74Scores
6 fields- Overall Score
- MetaMask Card76Tuyo Card74
- Cashback score
- MetaMask Card49Tuyo Card39
- Travel score
- MetaMask Card91Tuyo Card42
- Funds control score
- MetaMask Card87Tuyo Card100
- Lowest fees score
- MetaMask Card82Tuyo Card71
- Transfers score
- MetaMask Card59Tuyo Card72
Strengths & trade-offs
2 fields- Strengths
- MetaMask CardSpend enabled MetaMask wallet assets, Self-custody spend modelTuyo CardSelf-custody wallet control, Virtual Visa with both phone wallets
- Trade-offs
- MetaMask CardToken and network support is restricted, Fees can offset cashbackTuyo CardReward value is unpredictable, Virtual-only with no ATM access
Costs
7 fields- Plan cost
- MetaMask Card$0Tuyo Card$0
- FX fee
- MetaMask Card0–1%Tuyo Card1–3%
- Top-up fee
- MetaMask Card0%Tuyo CardNot disclosed
- Card spending fee
- MetaMask CardNot disclosedTuyo Card0%
- ATM fee
- MetaMask Card0–2%Tuyo CardNot available
- Virtual card
- MetaMask CardUp to 1 free virtual cards by tierTuyo CardFree
- Physical card
- MetaMask CardMetal tier $199/year; orders temporarily paused as of June 2, 2026Tuyo CardComing soon; not currently available
Plans
2 fields- Available plans
- MetaMask Card2 plans: Virtual, MetalTuyo CardNot disclosed
- Top cashback plan
- MetaMask CardMetal: 3%Tuyo CardNot disclosed
Everyday use
8 fields- Network
- MetaMask CardMastercardTuyo CardVisa
- Card formats
- MetaMask CardVirtual, PhysicalTuyo CardVirtual
- ATM withdrawals
- MetaMask CardAvailableTuyo CardNot available
- Mobile wallets
- MetaMask CardApple Pay, Google PayTuyo CardApple Pay, Google Pay
- Apps
- MetaMask CardiOS, Android, WebTuyo CardiOS, Android
- Daily spending limit
- MetaMask CardNot disclosedTuyo CardUp to $10,000 per day; limits can change with usage and account history.
- Monthly spending limit
- MetaMask CardNot disclosedTuyo CardNo fixed monthly card-spend limit is publicly disclosed.
- ATM limit
- MetaMask CardLimits shown in appTuyo CardATM withdrawals are not currently supported.
Funding & transfers
5 fields- Networks
- MetaMask CardLinea, Solana, Base, MonadTuyo CardEthereum, Base, Arbitrum, Optimism, Polygon
- Crypto deposits
- MetaMask CardNot disclosedTuyo CardStablecoins: USDC
- Fiat deposits
- MetaMask CardNot disclosedTuyo CardVirtual-account receiving
- Transfers
- MetaMask CardStablecoin transfersTuyo CardStablecoin transfers
- Payout currencies
- MetaMask CardNot disclosedTuyo CardNot disclosed
Rewards
3 fields- Base cashback
- MetaMask Card1%Tuyo Card0%
- Max cashback
- MetaMask Card3%Tuyo Card100%
- Reward currency
- MetaMask CardmUSD cashbackTuyo CardUSD
Earn
5 fields- Advertised APY
- MetaMask CardUp to 6% APYTuyo CardUp to 11% APY
- How it works
- MetaMask CardEarn on spending balance, Optional earn vaultTuyo CardEarn on spending balance, Optional earn vault
- Separate deposit
- MetaMask CardYesTuyo CardYes
- Use balance for spending
- MetaMask CardYesTuyo CardYes
- Lock-up
- MetaMask CardNoTuyo CardNot disclosed
Trust & availability
7 fields- Custody
- MetaMask CardSelf-custodyTuyo CardSelf-custody
- Control until payment
- MetaMask CardYou keep controlTuyo CardYou keep control
- Card issuer
- MetaMask CardCross River BankTuyo CardThird National
- Card processing
- MetaMask CardNot disclosedTuyo CardSignify Holdings, Inc. (Rain)
- Deposits & withdrawals
- MetaMask CardNot disclosedTuyo CardBridge Ventures, Inc. (Bridge)
- Bank transfers
- MetaMask CardNot disclosedTuyo CardBANEX Microfinance Bank Limited
- Identity verification
- MetaMask CardCrypto LifeTuyo CardNot disclosed
Sources
2 fields- Official sources
- MetaMask Card12Tuyo Card12
- Last reviewed
- MetaMask CardAug 12, 2026Tuyo CardAug 5, 2026
04 · The trade-off
MetaMask Card is the stronger all-round choice
MetaMask Card finishes ahead with an Overall Score of 76 versus 74 for Tuyo Card. MetaMask Card has the lower published FX fee (0–1% vs 1–3%). MetaMask Card has the higher published base cashback rate (1% vs 0%).
Tuyo Card still comes out ahead for Funds control and Transfers, which may matter more than the overall result if that is how you plan to use the card. MetaMask Card and Tuyo Card use the same self-controlled wallet setup.
MetaMask Card lists more stablecoins and ways to send money out (5 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full MetaMask Card and Tuyo Card reviews first.
Continue with
MetaMask Card
Continue with
Tuyo Card
05 · Common questions
MetaMask vs Tuyo FAQ
Is MetaMask or Tuyo better overall?
MetaMask Card has the higher Overall Score (76 vs 74). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, MetaMask or Tuyo?
MetaMask Card has the lower published FX fee (0–1% vs 1–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, MetaMask or Tuyo?
MetaMask Card has the higher published base cashback rate (1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do MetaMask and Tuyo differ on custody?
MetaMask Card and Tuyo Card use the same self-controlled wallet setup.
How current is this MetaMask vs Tuyo comparison?
The latest information check for these two cards was August 12, 2026, using 24 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.