MetaMaskMetaMask
76
Side-by-side card comparison
MetaMask vs Coin98 Fusion: fees, rewards and account setup
MetaMask Card has the higher Overall Score by 16 points (76 vs 60). MetaMask Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Coin98 Fusion Card may still be the better personal fit.
Information checked Aug 12, 202635 official sources reviewed
01 · Make the first cut
MetaMask Card is the better all-round starting point
MetaMask Card has the higher Overall Score in this comparison. Coin98 Fusion Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallMetaMask76Coin98 Fusion60Higher score
CashbackMetaMask49Coin98 Fusion17Higher score
TravelMetaMask91Coin98 Fusion65Higher score
Funds controlMetaMask87Coin98 Fusion64Higher score
Lowest feesMetaMask82Coin98 Fusion72Higher score
TransfersMetaMask59Coin98 Fusion39Higher score
Choose MetaMask Card if cashback and travel matter most
MetaMask Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend enabled MetaMask wallet assets
- Self-custody spend model
- Free Virtual tier includes mUSD cashback
Choose Coin98 Fusion Card if its day-to-day setup suits you
Coin98 Fusion Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Virtual Visa with both phone wallets
- USDC and USDT top-ups on five networks
- No monthly or annual card fee
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- MetaMask76Coin98 Fusion60
MetaMask Card has the higher Overall Score by 16 points.
- Entry cost & FX
- MetaMask$0 plan · 0–1% FXCoin98 Fusion$0 plan · 1.7% foreign-currency conversion FX
MetaMask Card has the lower published FX fee (0–1% vs 1.7% foreign-currency conversion).
- Purchase rewards
- MetaMask1% base · up to 3%Coin98 Fusion0% cashback
MetaMask Card has the higher published base cashback rate (1% vs 0%).
- Funds control
- MetaMaskSelf-controlled walletCoin98 FusionHybrid custody
MetaMask Card uses a self-controlled wallet setup, while Coin98 Fusion Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- MetaMaskVirtual + Physical · Apple Pay, Google PayCoin98 FusionVirtual · Apple Pay, Google Pay
MetaMask Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- MetaMask5 stablecoins · Stablecoin transfersCoin98 Fusion2 stablecoins · Not modeled
MetaMask Card lists more stablecoins and ways to send money out (5 vs 2).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 1%-3%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 1.7% foreign-currency conversion
- ATM fee
- 1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
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03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsMetaMask CardOverall76Coin98 Fusion CardOverall60
MetaMask CardOverall76Coin98 Fusion CardOverall60Scores
6 fields- Overall Score
- MetaMask Card76Coin98 Fusion Card60
- Cashback score
- MetaMask Card49Coin98 Fusion Card17
- Travel score
- MetaMask Card91Coin98 Fusion Card65
- Funds control score
- MetaMask Card87Coin98 Fusion Card64
- Lowest fees score
- MetaMask Card82Coin98 Fusion Card72
- Transfers score
- MetaMask Card59Coin98 Fusion Card39
Strengths & trade-offs
2 fields- Strengths
- MetaMask CardSpend enabled MetaMask wallet assets, Self-custody spend modelCoin98 Fusion CardVirtual Visa with both phone wallets, USDC and USDT top-ups on five networks
- Trade-offs
- MetaMask CardToken and network support is restricted, Fees can offset cashbackCoin98 Fusion CardEvergreen rewards are not verified, Top-up, FX and ATM fees apply
Costs
7 fields- Plan cost
- MetaMask Card$0Coin98 Fusion Card$0
- FX fee
- MetaMask Card0–1%Coin98 Fusion Card1.7% foreign-currency conversion
- Top-up fee
- MetaMask Card0%Coin98 Fusion Card1%
- Card spending fee
- MetaMask CardNot disclosedCoin98 Fusion CardNot disclosed
- ATM fee
- MetaMask Card0–2%Coin98 Fusion Card1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
- Virtual card
- MetaMask CardUp to 1 free virtual cards by tierCoin98 Fusion CardUSD 9 issuance/activation fee
- Physical card
- MetaMask CardMetal tier $199/year; orders temporarily paused as of June 2, 2026Coin98 Fusion CardNot applicable while the physical card is under development
Plans
2 fields- Available plans
- MetaMask Card2 plans: Virtual, MetalCoin98 Fusion CardNot disclosed
- Top cashback plan
- MetaMask CardMetal: 3%Coin98 Fusion CardNot disclosed
Everyday use
8 fields- Network
- MetaMask CardMastercardCoin98 Fusion CardVisa
- Card formats
- MetaMask CardVirtual, PhysicalCoin98 Fusion CardVirtual
- ATM withdrawals
- MetaMask CardAvailableCoin98 Fusion CardAvailable
- Mobile wallets
- MetaMask CardApple Pay, Google PayCoin98 Fusion CardApple Pay, Google Pay
- Apps
- MetaMask CardiOS, Android, WebCoin98 Fusion CardiOS, Android
- Daily spending limit
- MetaMask CardNot disclosedCoin98 Fusion CardNo daily card-spend limit published; SGD 200,000 rolling 12-month spending limit
- Monthly spending limit
- MetaMask CardNot disclosedCoin98 Fusion CardNo monthly card-spend limit published; SGD 200,000 rolling 12-month spending limit
- ATM limit
- MetaMask CardLimits shown in appCoin98 Fusion CardSGD 10,000 per day and SGD 100,000 per month; per-transaction cap unclear
Funding & transfers
5 fields- Networks
- MetaMask CardLinea, Solana, Base, MonadCoin98 Fusion CardEthereum, Solana, Polygon, Base, Tron
- Crypto deposits
- MetaMask CardNot disclosedCoin98 Fusion CardStablecoins: USDC, USDT
- Fiat deposits
- MetaMask CardNot disclosedCoin98 Fusion CardNot disclosed
- Transfers
- MetaMask CardStablecoin transfersCoin98 Fusion CardNot disclosed
- Payout currencies
- MetaMask CardNot disclosedCoin98 Fusion CardNot disclosed
Rewards
3 fields- Base cashback
- MetaMask Card1%Coin98 Fusion Card0%
- Max cashback
- MetaMask Card3%Coin98 Fusion Card0%
- Reward currency
- MetaMask CardmUSD cashbackCoin98 Fusion CardNot applicable
Earn
5 fields- Advertised APY
- MetaMask CardUp to 6% APYCoin98 Fusion CardNot offered
- How it works
- MetaMask CardEarn on spending balance, Optional earn vaultCoin98 Fusion CardNot offered
- Separate deposit
- MetaMask CardYesCoin98 Fusion CardNot offered
- Use balance for spending
- MetaMask CardYesCoin98 Fusion CardNot offered
- Lock-up
- MetaMask CardNoCoin98 Fusion CardNot offered
Trust & availability
4 fields- Custody
- MetaMask CardSelf-custodyCoin98 Fusion CardHybrid custody
- Control until payment
- MetaMask CardYou keep controlCoin98 Fusion CardProvider controls funds
- Card issuer
- MetaMask CardCross River BankCoin98 Fusion CardDCS Card Centre Pte. Ltd.
- Identity verification
- MetaMask CardCrypto LifeCoin98 Fusion CardNot disclosed
Sources
2 fields- Official sources
- MetaMask Card12Coin98 Fusion Card23
- Last reviewed
- MetaMask CardAug 12, 2026Coin98 Fusion CardAug 5, 2026
04 · The takeaway
MetaMask Card is the stronger all-round choice
MetaMask Card finishes ahead with an Overall Score of 76 versus 60 for Coin98 Fusion Card. MetaMask Card has the lower published FX fee (0–1% vs 1.7% foreign-currency conversion). MetaMask Card has the higher published base cashback rate (1% vs 0%).
Coin98 Fusion Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. MetaMask Card uses a self-controlled wallet setup, while Coin98 Fusion Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
MetaMask Card lists more stablecoins and ways to send money out (5 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full MetaMask Card and Coin98 Fusion Card reviews first.
Continue with
MetaMask Card
Continue with
Coin98 Fusion Card
05 · Common questions
MetaMask vs Coin98 Fusion FAQ
Is MetaMask or Coin98 Fusion better overall?
MetaMask Card has the higher Overall Score (76 vs 60). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, MetaMask or Coin98 Fusion?
MetaMask Card has the lower published FX fee (0–1% vs 1.7% foreign-currency conversion). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, MetaMask or Coin98 Fusion?
MetaMask Card has the higher published base cashback rate (1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do MetaMask and Coin98 Fusion differ on custody?
MetaMask Card uses a self-controlled wallet setup, while Coin98 Fusion Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this MetaMask vs Coin98 Fusion comparison?
The latest information check for these two cards was August 12, 2026, using 35 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.