MetaMaskMetaMask
76
Side-by-side card comparison
MetaMask vs Nexo: overall score versus use-case fit
MetaMask Card has the higher Overall Score by 11 points (76 vs 65). MetaMask Card looks stronger for Cashback, Travel, Funds control, and Lowest fees, while Nexo Card comes out ahead for Transfers.
Information checked Aug 12, 202625 official sources reviewed
01 · Overall score versus use-case fit
MetaMask Card is the better all-round starting point
MetaMask Card has the higher Overall Score in this comparison. Nexo Card may be the better fit for Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallMetaMask76Nexo65Higher score
CashbackMetaMask49Nexo41Higher score
TravelMetaMask91Nexo65Higher score
Funds controlMetaMask87Nexo52Higher score
Lowest feesMetaMask82Nexo57Higher score
TransfersMetaMask59Nexo91Higher score
Choose MetaMask Card if cashback and travel matter most
MetaMask Card comes out ahead for Cashback, Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend enabled MetaMask wallet assets
- Self-custody spend model
- Free Virtual tier includes mUSD cashback
Choose Nexo Card if transfers matters most
Nexo Card comes out ahead for Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Choose debit spend or credit-line use
- No base monthly or annual card fee
- Virtual card works with phone wallets
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- MetaMask76Nexo65
MetaMask Card has the higher Overall Score by 11 points.
- Entry cost & FX
- MetaMask$0 plan · 0–1% FXNexo$0 plan · 0.2–2.5% FX
MetaMask Card has the lower published FX fee (0–1% vs 0.2–2.5%).
- Purchase rewards
- MetaMask1% base · up to 3%Nexo0.5% base · up to 2%
MetaMask Card has the higher published base cashback rate (1% vs 0.5%).
- Funds control
- MetaMaskSelf-controlled walletNexoCustodial balance
MetaMask Card uses a self-controlled wallet setup, while Nexo Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- MetaMaskVirtual + Physical · Apple Pay, Google PayNexoVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- MetaMask5 stablecoins · Stablecoin transfersNexo2 stablecoins · Stablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawal
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1%-3%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0.5%-2%
- Plan cost
- $0
- FX fee
- 0.2–2.5%
- ATM fee
- 0–2%; minimum 1.99 EUR/GBP
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 1 fiat
- Payout methods
- 4 crypto · 3 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsMetaMask CardOverall76Nexo CardOverall65
MetaMask CardOverall76Nexo CardOverall65Scores
6 fields- Overall Score
- MetaMask Card76Nexo Card65
- Cashback score
- MetaMask Card49Nexo Card41
- Travel score
- MetaMask Card91Nexo Card65
- Funds control score
- MetaMask Card87Nexo Card52
- Lowest fees score
- MetaMask Card82Nexo Card57
- Transfers score
- MetaMask Card59Nexo Card91
Strengths & trade-offs
2 fields- Strengths
- MetaMask CardSpend enabled MetaMask wallet assets, Self-custody spend modelNexo CardChoose debit spend or credit-line use, No base monthly or annual card fee
- Trade-offs
- MetaMask CardToken and network support is restricted, Fees can offset cashbackNexo CardSpending follows the Nexo account model, Credit Mode adds collateral risk
Costs
7 fields- Plan cost
- MetaMask Card$0Nexo Card$0
- FX fee
- MetaMask Card0–1%Nexo Card0.2–2.5%
- Top-up fee
- MetaMask Card0%Nexo CardNot disclosed
- Card spending fee
- MetaMask CardNot disclosedNexo CardNot disclosed
- ATM fee
- MetaMask Card0–2%Nexo Card0–2%; minimum 1.99 EUR/GBP
- Virtual card
- MetaMask CardUp to 1 free virtual cards by tierNexo CardAvailable from $50 account balance
- Physical card
- MetaMask CardMetal tier $199/year; orders temporarily paused as of June 2, 2026Nexo CardFree shipping; requires more than $5,000 account balance and at least Gold tier
Plans
2 fields- Available plans
- MetaMask Card2 plans: Virtual, MetalNexo Card4 plans: Base, Silver, Gold, Platinum
- Top cashback plan
- MetaMask CardMetal: 3%Nexo CardPlatinum: 2%
Everyday use
8 fields- Network
- MetaMask CardMastercardNexo CardMastercard
- Card formats
- MetaMask CardVirtual, PhysicalNexo CardVirtual, Physical
- ATM withdrawals
- MetaMask CardAvailableNexo CardAvailable
- Mobile wallets
- MetaMask CardApple Pay, Google PayNexo CardApple Pay, Google Pay
- Apps
- MetaMask CardiOS, Android, WebNexo CardiOS, Android, Web
- Daily spending limit
- MetaMask CardNot disclosedNexo Card€10,000 / £9,000/day; €10,000 / £9,000/transaction
- Monthly spending limit
- MetaMask CardNot disclosedNexo Card€60,000 / £54,000/month
- ATM limit
- MetaMask CardLimits shown in appNexo Card€600 / £540/withdrawal; €2,000 / £1,800/day; €10,000 / £9,000/month
Funding & transfers
5 fields- Networks
- MetaMask CardLinea, Solana, Base, MonadNexo CardNot disclosed
- Crypto deposits
- MetaMask CardNot disclosedNexo CardStablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL, XRP, ADA +3
- Fiat deposits
- MetaMask CardNot disclosedNexo CardNexo account bank deposit
- Transfers
- MetaMask CardStablecoin transfersNexo CardStablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawal
- Payout currencies
- MetaMask CardNot disclosedNexo CardEUR, GBP, USD
Rewards
3 fields- Base cashback
- MetaMask Card1%Nexo Card0.5%
- Max cashback
- MetaMask Card3%Nexo Card2%
- Reward currency
- MetaMask CardmUSD cashbackNexo CardNEXO Tokens or BTC cashback
Earn
5 fields- Advertised APY
- MetaMask CardUp to 6% APYNexo CardUp to 13% APY
- How it works
- MetaMask CardEarn on spending balance, Optional earn vaultNexo CardEarn on spending balance
- Separate deposit
- MetaMask CardYesNexo CardNot disclosed
- Use balance for spending
- MetaMask CardYesNexo CardYes
- Lock-up
- MetaMask CardNoNexo CardNo
Trust & availability
5 fields- Custody
- MetaMask CardSelf-custodyNexo CardCustodial
- Control until payment
- MetaMask CardYou keep controlNexo CardProvider controls funds
- Card issuer
- MetaMask CardCross River BankNexo CardDiPocket UAB
- Identity verification
- MetaMask CardCrypto LifeNexo CardNot disclosed
- Programme operator
- MetaMask CardNot disclosedNexo CardNexo Services Sp. z o.o.
Sources
2 fields- Official sources
- MetaMask Card12Nexo Card13
- Last reviewed
- MetaMask CardAug 12, 2026Nexo CardAug 5, 2026
04 · The trade-off
MetaMask Card is the stronger all-round choice
MetaMask Card finishes ahead with an Overall Score of 76 versus 65 for Nexo Card. MetaMask Card has the lower published FX fee (0–1% vs 0.2–2.5%). MetaMask Card has the higher published base cashback rate (1% vs 0.5%).
Nexo Card still comes out ahead for Transfers, which may matter more than the overall result if that is how you plan to use the card. MetaMask Card uses a self-controlled wallet setup, while Nexo Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full MetaMask Card and Nexo Card reviews first.
Continue with
MetaMask Card
Continue with
Nexo Card
05 · Common questions
MetaMask vs Nexo FAQ
Is MetaMask or Nexo better overall?
MetaMask Card has the higher Overall Score (76 vs 65). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, MetaMask or Nexo?
MetaMask Card has the lower published FX fee (0–1% vs 0.2–2.5%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, MetaMask or Nexo?
MetaMask Card has the higher published base cashback rate (1% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do MetaMask and Nexo differ on custody?
MetaMask Card uses a self-controlled wallet setup, while Nexo Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this MetaMask vs Nexo comparison?
The latest information check for these two cards was August 12, 2026, using 25 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.