MetaMaskMetaMask
76
Side-by-side card comparison
MetaMask vs Oobit: overall score versus use-case fit
MetaMask Card has the higher Overall Score by 4 points (76 vs 72). MetaMask Card looks stronger for Travel, Funds control, and Lowest fees, while Oobit Card comes out ahead for Cashback and Transfers.
Information checked Aug 12, 202628 official sources reviewed
01 · Overall score versus use-case fit
MetaMask Card is the better all-round starting point
MetaMask Card has the higher Overall Score in this comparison. Oobit Card may be the better fit for Cashback and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallMetaMask76Oobit72Higher score
CashbackMetaMask49Oobit68Higher score
TravelMetaMask91Oobit45Higher score
Funds controlMetaMask87Oobit77Higher score
Lowest feesMetaMask82Oobit51Higher score
TransfersMetaMask59Oobit64Higher score
Choose MetaMask Card if travel and funds control matter most
MetaMask Card comes out ahead for Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend enabled MetaMask wallet assets
- Self-custody spend model
- Free Virtual tier includes mUSD cashback
Choose Oobit Card if cashback and transfers matter most
Oobit Card comes out ahead for Cashback and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Connected-wallet spending
- Phone wallets and contactless ATM
- Stablecoin cashback and points
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- MetaMask76Oobit72
MetaMask Card has the higher Overall Score by 4 points.
- Entry cost & FX
- MetaMask$0 plan · 0–1% FXOobit$0 plan · 3% FX
MetaMask Card has the lower published FX fee (0–1% vs 3%).
- Purchase rewards
- MetaMask1% base · up to 3%Oobit5% base · up to 10%
Oobit Card has the higher published base cashback rate (5% vs 1%).
- Funds control
- MetaMaskSelf-controlled walletOobitHybrid custody
MetaMask Card uses a self-controlled wallet setup, while Oobit Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- MetaMaskVirtual + Physical · Apple Pay, Google PayOobitVirtual · Apple Pay, Google Pay
MetaMask Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- MetaMask5 stablecoins · Stablecoin transfersOobit4 stablecoins · Oobit Pay Friends; Crypto-to-bank payout
Oobit Card lists more stablecoins and ways to send money out (6 vs 5).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1%-3%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 5%-10%
- Plan cost
- $0
- FX fee
- 3%
- ATM fee
- 2.5% Oobit fee plus any contactless ATM operator surcharge
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 12 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsMetaMask CardOverall76Oobit CardOverall72
MetaMask CardOverall76Oobit CardOverall72Scores
6 fields- Overall Score
- MetaMask Card76Oobit Card72
- Cashback score
- MetaMask Card49Oobit Card68
- Travel score
- MetaMask Card91Oobit Card45
- Funds control score
- MetaMask Card87Oobit Card77
- Lowest fees score
- MetaMask Card82Oobit Card51
- Transfers score
- MetaMask Card59Oobit Card64
Strengths & trade-offs
2 fields- Strengths
- MetaMask CardSpend enabled MetaMask wallet assets, Self-custody spend modelOobit CardConnected-wallet spending, Phone wallets and contactless ATM
- Trade-offs
- MetaMask CardToken and network support is restricted, Fees can offset cashbackOobit CardEvery payment carries a provider fee, Physical card is unclear
Costs
7 fields- Plan cost
- MetaMask Card$0Oobit Card$0
- FX fee
- MetaMask Card0–1%Oobit Card3%
- Top-up fee
- MetaMask Card0%Oobit CardConnected-wallet spending needs no prefunding; account-balance top-up pricing varies by route
- Card spending fee
- MetaMask CardNot disclosedOobit Card$0.25 + 1%
- ATM fee
- MetaMask Card0–2%Oobit Card2.5% Oobit fee plus any contactless ATM operator surcharge
- Virtual card
- MetaMask CardUp to 1 free virtual cards by tierOobit CardFree
- Physical card
- MetaMask CardMetal tier $199/year; orders temporarily paused as of June 2, 2026Oobit CardNot disclosed
Plans
2 fields- Available plans
- MetaMask Card2 plans: Virtual, MetalOobit CardNot disclosed
- Top cashback plan
- MetaMask CardMetal: 3%Oobit CardNot disclosed
Everyday use
8 fields- Network
- MetaMask CardMastercardOobit CardVisa
- Card formats
- MetaMask CardVirtual, PhysicalOobit CardVirtual
- ATM withdrawals
- MetaMask CardAvailableOobit CardAvailable
- Mobile wallets
- MetaMask CardApple Pay, Google PayOobit CardApple Pay, Google Pay
- Apps
- MetaMask CardiOS, Android, WebOobit CardiOS, Android
- Daily spending limit
- MetaMask CardNot disclosedOobit Card$10,000 daily card-spend limit; account-specific controls may be lower
- Monthly spending limit
- MetaMask CardNot disclosedOobit CardNo universal monthly card-spend limit published
- ATM limit
- MetaMask CardLimits shown in appOobit Card$250 maximum per contactless ATM withdrawal; up to three attempts per rolling 24 hours
Funding & transfers
5 fields- Networks
- MetaMask CardLinea, Solana, Base, MonadOobit CardEthereum, BNB Smart Chain, Solana, Polygon, Optimism, Arbitrum
- Crypto deposits
- MetaMask CardNot disclosedOobit CardNot disclosed
- Fiat deposits
- MetaMask CardNot disclosedOobit CardNot disclosed
- Transfers
- MetaMask CardStablecoin transfersOobit CardOobit Pay Friends; Crypto-to-bank payout
- Payout currencies
- MetaMask CardNot disclosedOobit CardUSD, EUR, GBP, INR, TRY, NGN, IDR, PHP +4
Rewards
3 fields- Base cashback
- MetaMask Card1%Oobit Card5%
- Max cashback
- MetaMask Card3%Oobit Card10%
- Reward currency
- MetaMask CardmUSD cashbackOobit CardStablecoin rewards or OOB token
Earn
5 fields- Advertised APY
- MetaMask CardUp to 6% APYOobit CardNot offered
- How it works
- MetaMask CardEarn on spending balance, Optional earn vaultOobit CardNot offered
- Separate deposit
- MetaMask CardYesOobit CardNot offered
- Use balance for spending
- MetaMask CardYesOobit CardNot offered
- Lock-up
- MetaMask CardNoOobit CardNot offered
Trust & availability
4 fields- Custody
- MetaMask CardSelf-custodyOobit CardHybrid custody
- Control until payment
- MetaMask CardYou keep controlOobit CardYou keep control
- Card issuer
- MetaMask CardCross River BankOobit CardThirdNational
- Identity verification
- MetaMask CardCrypto LifeOobit CardNot disclosed
Sources
2 fields- Official sources
- MetaMask Card12Oobit Card16
- Last reviewed
- MetaMask CardAug 12, 2026Oobit CardAug 12, 2026
04 · The trade-off
MetaMask Card is the stronger all-round choice
MetaMask Card finishes ahead with an Overall Score of 76 versus 72 for Oobit Card. MetaMask Card has the lower published FX fee (0–1% vs 3%). Oobit Card has the higher published base cashback rate (5% vs 1%).
Oobit Card still comes out ahead for Cashback and Transfers, which may matter more than the overall result if that is how you plan to use the card. MetaMask Card uses a self-controlled wallet setup, while Oobit Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Oobit Card lists more stablecoins and ways to send money out (6 vs 5). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full MetaMask Card and Oobit Card reviews first.
Continue with
MetaMask Card
Continue with
Oobit Card
05 · Common questions
MetaMask vs Oobit FAQ
Is MetaMask or Oobit better overall?
MetaMask Card has the higher Overall Score (76 vs 72). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, MetaMask or Oobit?
MetaMask Card has the lower published FX fee (0–1% vs 3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, MetaMask or Oobit?
Oobit Card has the higher published base cashback rate (5% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do MetaMask and Oobit differ on custody?
MetaMask Card uses a self-controlled wallet setup, while Oobit Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this MetaMask vs Oobit comparison?
The latest information check for these two cards was August 12, 2026, using 28 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.