MetaMaskMetaMask
76
Side-by-side card comparison
MetaMask vs RedotPay: overall score versus use-case fit
MetaMask Card has the higher Overall Score by 7 points (76 vs 69). MetaMask Card looks stronger for Cashback, Travel, Funds control, and Lowest fees, while RedotPay Card comes out ahead for Transfers.
Information checked Aug 25, 202640 official sources reviewed
01 · Overall score versus use-case fit
MetaMask Card is the better all-round starting point
MetaMask Card has the higher Overall Score in this comparison. RedotPay Card may be the better fit for Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallMetaMask76RedotPay69Higher score
CashbackMetaMask49RedotPay41Higher score
TravelMetaMask91RedotPay83Higher score
Funds controlMetaMask87RedotPay55Higher score
Lowest feesMetaMask82RedotPay66Higher score
TransfersMetaMask59RedotPay85Higher score
Choose MetaMask Card if cashback and travel matter most
MetaMask Card comes out ahead for Cashback, Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend enabled MetaMask wallet assets
- Self-custody spend model
- Free Virtual tier includes mUSD cashback
Choose RedotPay Card if transfers matters most
RedotPay Card comes out ahead for Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Virtual and physical cards are both available
- Apple Pay and Google Pay support
- Optional Pro plan can add cashback
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- MetaMask76RedotPay69
MetaMask Card has the higher Overall Score by 7 points.
- Entry cost & FX
- MetaMask$0 plan · 0–1% FXRedotPay$0 plan · 1.2–2% FX
MetaMask Card has the lower published FX fee (0–1% vs 1.2–2%).
- Purchase rewards
- MetaMask1% base · up to 3%RedotPay0% base · up to 3%
MetaMask Card has the higher published base cashback rate (1% vs 0%).
- Funds control
- MetaMaskSelf-controlled walletRedotPayCustodial balance
MetaMask Card uses a self-controlled wallet setup, while RedotPay Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- MetaMaskVirtual + Physical · Apple Pay, Google PayRedotPayVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- MetaMask5 stablecoins · Stablecoin transfersRedotPay2 stablecoins · Stablecoin transfers; RedotPay International Transfer
MetaMask Card lists more stablecoins and ways to send money out (5 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1%-3%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0%-3%
- Plan cost
- $0
- FX fee
- 1.2–2%
- ATM fee
- 2–3%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
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03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsMetaMask CardOverall76RedotPay CardOverall69
MetaMask CardOverall76RedotPay CardOverall69Scores
6 fields- Overall Score
- MetaMask Card76RedotPay Card69
- Cashback score
- MetaMask Card49RedotPay Card41
- Travel score
- MetaMask Card91RedotPay Card83
- Funds control score
- MetaMask Card87RedotPay Card55
- Lowest fees score
- MetaMask Card82RedotPay Card66
- Transfers score
- MetaMask Card59RedotPay Card85
Strengths & trade-offs
2 fields- Strengths
- MetaMask CardSpend enabled MetaMask wallet assets, Self-custody spend modelRedotPay CardVirtual and physical cards are both available, Apple Pay and Google Pay support
- Trade-offs
- MetaMask CardToken and network support is restricted, Fees can offset cashbackRedotPay CardSpending uses a RedotPay account balance, ATM withdrawals carry a 3% fee
Costs
7 fields- Plan cost
- MetaMask Card$0RedotPay Card$0
- FX fee
- MetaMask Card0–1%RedotPay Card1.2–2%
- Top-up fee
- MetaMask Card0%RedotPay CardNot disclosed
- Card spending fee
- MetaMask CardNot disclosedRedotPay CardNot disclosed
- ATM fee
- MetaMask Card0–2%RedotPay Card2–3%
- Virtual card
- MetaMask CardUp to 1 free virtual cards by tierRedotPay Card10 USD one-time issuance fee; non-refundable after payment
- Physical card
- MetaMask CardMetal tier $199/year; orders temporarily paused as of June 2, 2026RedotPay Card100 USD one-time issuance fee; non-refundable after payment
Plans
2 fields- Available plans
- MetaMask Card2 plans: Virtual, MetalRedotPay Card2 plans: Regular, Pro
- Top cashback plan
- MetaMask CardMetal: 3%RedotPay CardPro: 3%
Everyday use
8 fields- Network
- MetaMask CardMastercardRedotPay CardVisa
- Card formats
- MetaMask CardVirtual, PhysicalRedotPay CardVirtual, Physical
- ATM withdrawals
- MetaMask CardAvailableRedotPay CardAvailable
- Mobile wallets
- MetaMask CardApple Pay, Google PayRedotPay CardApple Pay, Google Pay
- Apps
- MetaMask CardiOS, Android, WebRedotPay CardiOS, Android
- Daily spending limit
- MetaMask CardNot disclosedRedotPay CardNot disclosed
- Monthly spending limit
- MetaMask CardNot disclosedRedotPay CardNot disclosed
- ATM limit
- MetaMask CardLimits shown in appRedotPay CardNot disclosed
Funding & transfers
5 fields- Networks
- MetaMask CardLinea, Solana, Base, MonadRedotPay CardTRC20, ERC20, BEP20
- Crypto deposits
- MetaMask CardNot disclosedRedotPay CardStablecoins: USDT, USDC; Other crypto: BTC, ETH, SOL, XRP, BNB +3
- Fiat deposits
- MetaMask CardNot disclosedRedotPay CardRedotPay account bank deposit
- Transfers
- MetaMask CardStablecoin transfersRedotPay CardStablecoin transfers; RedotPay International Transfer
- Payout currencies
- MetaMask CardNot disclosedRedotPay CardNot disclosed
Rewards
3 fields- Base cashback
- MetaMask Card1%RedotPay Card0%
- Max cashback
- MetaMask Card3%RedotPay Card3%
- Reward currency
- MetaMask CardmUSD cashbackRedotPay CardUSDs cashback
Earn
5 fields- Advertised APY
- MetaMask CardUp to 6% APYRedotPay CardUp to 1% APY
- How it works
- MetaMask CardEarn on spending balance, Optional earn vaultRedotPay CardOptional earn vault
- Separate deposit
- MetaMask CardYesRedotPay CardYes
- Use balance for spending
- MetaMask CardYesRedotPay CardNot disclosed
- Lock-up
- MetaMask CardNoRedotPay CardNot disclosed
Trust & availability
6 fields- Custody
- MetaMask CardSelf-custodyRedotPay CardCustodial
- Control until payment
- MetaMask CardYou keep controlRedotPay CardProvider controls funds
- Card issuer
- MetaMask CardCross River BankRedotPay CardXfers Pte. Ltd.
- Card processing
- MetaMask CardNot disclosedRedotPay CardRedotPay
- Identity verification
- MetaMask CardCrypto LifeRedotPay CardNot disclosed
- Programme operator
- MetaMask CardNot disclosedRedotPay CardRed F. Technology Limited
Sources
2 fields- Official sources
- MetaMask Card12RedotPay Card28
- Last reviewed
- MetaMask CardAug 12, 2026RedotPay CardAug 25, 2026
04 · The trade-off
MetaMask Card is the stronger all-round choice
MetaMask Card finishes ahead with an Overall Score of 76 versus 69 for RedotPay Card. MetaMask Card has the lower published FX fee (0–1% vs 1.2–2%). MetaMask Card has the higher published base cashback rate (1% vs 0%).
RedotPay Card still comes out ahead for Transfers, which may matter more than the overall result if that is how you plan to use the card. MetaMask Card uses a self-controlled wallet setup, while RedotPay Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
MetaMask Card lists more stablecoins and ways to send money out (5 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full MetaMask Card and RedotPay Card reviews first.
Continue with
MetaMask Card
Continue with
RedotPay Card
05 · Common questions
MetaMask vs RedotPay FAQ
Is MetaMask or RedotPay better overall?
MetaMask Card has the higher Overall Score (76 vs 69). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, MetaMask or RedotPay?
MetaMask Card has the lower published FX fee (0–1% vs 1.2–2%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, MetaMask or RedotPay?
MetaMask Card has the higher published base cashback rate (1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do MetaMask and RedotPay differ on custody?
MetaMask Card uses a self-controlled wallet setup, while RedotPay Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this MetaMask vs RedotPay comparison?
The latest information check for these two cards was August 25, 2026, using 40 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.