Side-by-side card comparison

MetaMask vs Tria: overall score versus use-case fit

MetaMask Card has the higher Overall Score by 9 points (76 vs 67). MetaMask Card looks stronger for Cashback, Travel, and Lowest fees, while Tria Card comes out ahead for Funds control and Transfers.

Information checked Aug 25, 202633 official sources reviewed

01 · Overall score versus use-case fit

MetaMask Card is the better all-round starting point

MetaMask Card has the higher Overall Score in this comparison. Tria Card may be the better fit for Funds control and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallMetaMask76Tria67Higher score
CashbackMetaMask49Tria45Higher score
TravelMetaMask91Tria62Higher score
Funds controlMetaMask87Tria91Higher score
Lowest feesMetaMask82Tria51Higher score
TransfersMetaMask59Tria63Higher score

Choose MetaMask Card if cashback and travel matter most

MetaMask Card comes out ahead for Cashback, Travel, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Spend enabled MetaMask wallet assets
  • Self-custody spend model
  • Free Virtual tier includes mUSD cashback

Choose Tria Card if funds control and transfers matter most

Tria Card comes out ahead for Funds control and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Self-custody wallet linked to card spend
  • Physical, virtual and phone-wallet access
  • Higher tiers raise caps and perks

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
MetaMask76
Tria67

MetaMask Card has the higher Overall Score by 9 points.

Entry cost & FX
MetaMask$0 plan · 0–1% FX
Tria$25/year plan · 0–3% FX

MetaMask Card has the lower starting plan cost ($0 vs $25/year).

Purchase rewards
MetaMask1% base · up to 3%
Tria1.5% base · up to 6%

Tria Card has the higher published base cashback rate (1.5% vs 1%).

Funds control
MetaMaskSelf-controlled wallet
TriaSelf-controlled wallet

MetaMask Card and Tria Card use the same self-controlled wallet setup.

Everyday access
MetaMaskVirtual + Physical · Apple Pay, Google Pay
TriaVirtual + Physical · Apple Pay, Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
MetaMask5 stablecoins · Stablecoin transfers
Tria2 stablecoins · Stablecoin transfers

MetaMask Card lists more stablecoins and ways to send money out (5 vs 3).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
1%-3%
Plan cost
$0
FX fee
0–1%
ATM fee
0–2%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
0 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat
Cashback
1.5%-6%
Plan cost
$25/year
FX fee
0–3%
ATM fee
Up to $2 + 3%; inquiry/decline up to $2
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
5 crypto · 0 fiat
Payout methods
5 crypto · 0 fiat

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
MetaMask CardOverall76
Tria CardOverall67
01

Scores

6 fields
Overall Score
MetaMask Card
76
Tria Card
67
Cashback score
MetaMask Card
49
Tria Card
45
Travel score
MetaMask Card
91
Tria Card
62
Funds control score
MetaMask Card
87
Tria Card
91
Lowest fees score
MetaMask Card
82
Tria Card
51
Transfers score
MetaMask Card
59
Tria Card
63
02

Strengths & trade-offs

2 fields
Strengths
MetaMask Card
Spend enabled MetaMask wallet assets, Self-custody spend model
Tria Card
Self-custody wallet linked to card spend, Physical, virtual and phone-wallet access
Trade-offs
MetaMask Card
Token and network support is restricted, Fees can offset cashback
Tria Card
Entry tier is paid, Funding and FX use separate fee layers
03

Costs

7 fields
Plan cost
MetaMask Card
$0
Tria Card
$25/year
FX fee
MetaMask Card
0–1%
Tria Card
0–3%
Top-up fee
MetaMask Card
0%
Tria Card
1%
Card spending fee
MetaMask Card
Not disclosed
Tria Card
Not disclosed
ATM fee
MetaMask Card
0–2%
Tria Card
Up to $2 + 3%; inquiry/decline up to $2
Virtual card
MetaMask Card
Up to 1 free virtual cards by tier
Tria Card
$25/year Virtual membership; issued after payment and KYC
Physical card
MetaMask Card
Metal tier $199/year; orders temporarily paused as of June 2, 2026
Tria Card
Signature $109/year PVC card + virtual; Premium $250/year metal card + virtual; shipping is country/batch gated
04

Plans

2 fields
Available plans
MetaMask Card
2 plans: Virtual, Metal
Tria Card
3 plans: Virtual, Signature, Premium
Top cashback plan
MetaMask Card
Metal: 3%
Tria Card
Premium: 6%
05

Everyday use

8 fields
Network
MetaMask Card
Mastercard
Tria Card
Visa
Card formats
MetaMask Card
Virtual, Physical
Tria Card
Virtual, Physical
ATM withdrawals
MetaMask Card
Available
Tria Card
Available
Mobile wallets
MetaMask Card
Apple Pay, Google Pay
Tria Card
Apple Pay, Google Pay
Apps
MetaMask Card
iOS, Android, Web
Tria Card
iOS, Android, Web
Daily spending limit
MetaMask Card
Not disclosed
Tria Card
Dynamic / collateral-based; marketing claims up to $1,000,000/day
Monthly spending limit
MetaMask Card
Not disclosed
Tria Card
Dynamic / collateral-based; marketing claims up to $1,000,000/day
ATM limit
MetaMask Card
Limits shown in app
Tria Card
$750/withdrawal; 3 withdrawals/24h
06

Funding & transfers

5 fields
Networks
MetaMask Card
Linea, Solana, Base, Monad
Tria Card
Ethereum, Polygon, Base, Arbitrum, Optimism, BSC +2
Crypto deposits
MetaMask Card
Not disclosed
Tria Card
Stablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL
Fiat deposits
MetaMask Card
Not disclosed
Tria Card
Not disclosed
Transfers
MetaMask Card
Stablecoin transfers
Tria Card
Stablecoin transfers
Payout currencies
MetaMask Card
Not disclosed
Tria Card
Not disclosed
07

Rewards

3 fields
Base cashback
MetaMask Card
1%
Tria Card
1.5%
Max cashback
MetaMask Card
3%
Tria Card
6%
Reward currency
MetaMask Card
mUSD cashback
Tria Card
USDC and/or USDT stablecoins cashback
08

Earn

5 fields
Advertised APY
MetaMask Card
Up to 6% APY
Tria Card
Up to 15% APY
How it works
MetaMask Card
Earn on spending balance, Optional earn vault
Tria Card
Optional earn vault
Separate deposit
MetaMask Card
Yes
Tria Card
Not disclosed
Use balance for spending
MetaMask Card
Yes
Tria Card
Not disclosed
Lock-up
MetaMask Card
No
Tria Card
No
09

Trust & availability

5 fields
Custody
MetaMask Card
Self-custody
Tria Card
Self-custody
Control until payment
MetaMask Card
You keep control
Tria Card
You keep control
Card issuer
MetaMask Card
Cross River Bank
Tria Card
Nimbus, LLC, Third National
Identity verification
MetaMask Card
Crypto Life
Tria Card
Not disclosed
Programme operator
MetaMask Card
Not disclosed
Tria Card
Threely Dimensions Inc.
10

Sources

2 fields
Official sources
MetaMask Card
12
Tria Card
21
Last reviewed
MetaMask Card
Aug 12, 2026
Tria Card
Aug 25, 2026

04 · The trade-off

MetaMask Card is the stronger all-round choice

MetaMask Card finishes ahead with an Overall Score of 76 versus 67 for Tria Card. MetaMask Card has the lower starting plan cost ($0 vs $25/year). Tria Card has the higher published base cashback rate (1.5% vs 1%).

Tria Card still comes out ahead for Funds control and Transfers, which may matter more than the overall result if that is how you plan to use the card. MetaMask Card and Tria Card use the same self-controlled wallet setup.

MetaMask Card lists more stablecoins and ways to send money out (5 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full MetaMask Card and Tria Card reviews first.

05 · Common questions

MetaMask vs Tria FAQ

Is MetaMask or Tria better overall?

MetaMask Card has the higher Overall Score (76 vs 67). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, MetaMask or Tria?

MetaMask Card has the lower starting plan cost ($0 vs $25/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, MetaMask or Tria?

Tria Card has the higher published base cashback rate (1.5% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do MetaMask and Tria differ on custody?

MetaMask Card and Tria Card use the same self-controlled wallet setup.

How current is this MetaMask vs Tria comparison?

The latest information check for these two cards was August 25, 2026, using 33 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace