MetaMaskMetaMask
76
Side-by-side card comparison
MetaMask vs Wirex One: overall score versus use-case fit
Wirex One Card has the higher Overall Score by 1 point (77 vs 76). MetaMask Card looks stronger for Travel, Funds control, and Lowest fees, while Wirex One Card comes out ahead for Cashback and Transfers.
Information checked Aug 12, 202648 official sources reviewed
01 · Overall score versus use-case fit
Wirex One Card is the better all-round starting point
Wirex One Card has the higher Overall Score in this comparison. MetaMask Card may be the better fit for Travel, Funds control, and Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallMetaMask76Wirex One77Higher score
CashbackMetaMask49Wirex One70Higher score
TravelMetaMask91Wirex One85Higher score
Funds controlMetaMask87Wirex One73Higher score
Lowest feesMetaMask82Wirex One68Higher score
TransfersMetaMask59Wirex One94Higher score
Choose MetaMask Card if travel and funds control matter most
MetaMask Card comes out ahead for Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend enabled MetaMask wallet assets
- Self-custody spend model
- Free Virtual tier includes mUSD cashback
Choose Wirex One Card if cashback and transfers matter most
Wirex One Card comes out ahead for Cashback and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Five current card tiers
- 0.5% to 8% cashback in USD
- Self-custodial digital assets
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- MetaMask76Wirex One77
Wirex One Card has the higher Overall Score by 1 points.
- Entry cost & FX
- MetaMask$0 plan · 0–1% FXWirex One$0 plan · 0% FX
Wirex One Card has the lower published FX fee (0% vs 0–1%).
- Purchase rewards
- MetaMask1% base · up to 3%Wirex One0.5% base · up to 8%
MetaMask Card has the higher published base cashback rate (1% vs 0.5%).
- Funds control
- MetaMaskSelf-controlled walletWirex OneNon-custodial account
MetaMask Card uses a self-controlled wallet setup, while Wirex One Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- MetaMaskVirtual + Physical · Apple Pay, Google PayWirex OneVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- MetaMask5 stablecoins · Stablecoin transfersWirex One3 stablecoins · Stablecoin transfers; Pay to an external card, Bank account payouts
Wirex One Card lists more stablecoins and ways to send money out (6 vs 5).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1%-3%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0.5%-8%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 2 fiat
- Payout methods
- 3 crypto · 3 fiat
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03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsMetaMask CardOverall76Wirex One CardOverall77
MetaMask CardOverall76Wirex One CardOverall77Scores
6 fields- Overall Score
- MetaMask Card76Wirex One Card77
- Cashback score
- MetaMask Card49Wirex One Card70
- Travel score
- MetaMask Card91Wirex One Card85
- Funds control score
- MetaMask Card87Wirex One Card73
- Lowest fees score
- MetaMask Card82Wirex One Card68
- Transfers score
- MetaMask Card59Wirex One Card94
Strengths & trade-offs
2 fields- Strengths
- MetaMask CardSpend enabled MetaMask wallet assets, Self-custody spend modelWirex One CardFive current card tiers, 0.5% to 8% cashback in USD
- Trade-offs
- MetaMask CardToken and network support is restricted, Fees can offset cashbackWirex One CardHigher tiers require WPAY exposure, Limits remain region-specific
Costs
7 fields- Plan cost
- MetaMask Card$0Wirex One Card$0
- FX fee
- MetaMask Card0–1%Wirex One Card0%
- Top-up fee
- MetaMask Card0%Wirex One CardNot disclosed
- Card spending fee
- MetaMask CardNot disclosedWirex One CardNot disclosed
- ATM fee
- MetaMask Card0–2%Wirex One Card2%
- Virtual card
- MetaMask CardUp to 1 free virtual cards by tierWirex One CardIncluded on every membership tier
- Physical card
- MetaMask CardMetal tier $199/year; orders temporarily paused as of June 2, 2026Wirex One CardPlastic from Premium; Visa Signature Metal from Private
Plans
2 fields- Available plans
- MetaMask Card2 plans: Virtual, MetalWirex One Card5 plans: Base, Premium, Elite, Private +1
- Top cashback plan
- MetaMask CardMetal: 3%Wirex One CardBespoke: 8%
Everyday use
8 fields- Network
- MetaMask CardMastercardWirex One CardVisa
- Card formats
- MetaMask CardVirtual, PhysicalWirex One CardVirtual, Physical
- ATM withdrawals
- MetaMask CardAvailableWirex One CardAvailable
- Mobile wallets
- MetaMask CardApple Pay, Google PayWirex One CardApple Pay, Google Pay
- Apps
- MetaMask CardiOS, Android, WebWirex One CardiOS, Android
- Daily spending limit
- MetaMask CardNot disclosedWirex One CardEEA card-spend limit: €30,000/day and €30,000 per transaction; other regions are shown in app
- Monthly spending limit
- MetaMask CardNot disclosedWirex One CardEEA card-spend limit: €30,000/month; other regions are shown in app
- ATM limit
- MetaMask CardLimits shown in appWirex One CardEEA physical/Metal ATM limit: €500/day, €5,000/month and 5 withdrawals/day; 2% above the free allowance
Funding & transfers
5 fields- Networks
- MetaMask CardLinea, Solana, Base, MonadWirex One CardNot disclosed
- Crypto deposits
- MetaMask CardNot disclosedWirex One CardStablecoins: USDC, USDT, EURC
- Fiat deposits
- MetaMask CardNot disclosedWirex One CardBank funding, External card top-up
- Transfers
- MetaMask CardStablecoin transfersWirex One CardStablecoin transfers; Pay to an external card, Bank account payouts
- Payout currencies
- MetaMask CardNot disclosedWirex One CardUSD, EUR, GBP
Rewards
3 fields- Base cashback
- MetaMask Card1%Wirex One Card0.5%
- Max cashback
- MetaMask Card3%Wirex One Card8%
- Reward currency
- MetaMask CardmUSD cashbackWirex One CardUSD cashback
Earn
5 fields- Advertised APY
- MetaMask CardUp to 6% APYWirex One CardNot offered
- How it works
- MetaMask CardEarn on spending balance, Optional earn vaultWirex One CardNot offered
- Separate deposit
- MetaMask CardYesWirex One CardNot offered
- Use balance for spending
- MetaMask CardYesWirex One CardNot offered
- Lock-up
- MetaMask CardNoWirex One CardNot offered
Trust & availability
6 fields- Custody
- MetaMask CardSelf-custodyWirex One CardNon-custodial
- Control until payment
- MetaMask CardYou keep controlWirex One CardNot disclosed
- Card issuer
- MetaMask CardCross River BankWirex One CardTransact Payments Malta Limited, Novatti Group Limited
- Custody / key management
- MetaMask CardNot disclosedWirex One CardPrivy Technologies, Inc.
- Identity verification
- MetaMask CardCrypto LifeWirex One CardNot disclosed
- Programme operator
- MetaMask CardNot disclosedWirex One CardUAB Wirex
Sources
2 fields- Official sources
- MetaMask Card12Wirex One Card36
- Last reviewed
- MetaMask CardAug 12, 2026Wirex One CardAug 12, 2026
04 · The trade-off
Wirex One Card is the stronger all-round choice
Wirex One Card finishes ahead with an Overall Score of 77 versus 76 for MetaMask Card. Wirex One Card has the lower published FX fee (0% vs 0–1%). MetaMask Card has the higher published base cashback rate (1% vs 0.5%).
MetaMask Card still comes out ahead for Travel, Funds control, and Lowest fees, which may matter more than the overall result if that is how you plan to use the card. MetaMask Card uses a self-controlled wallet setup, while Wirex One Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
Wirex One Card lists more stablecoins and ways to send money out (6 vs 5). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full MetaMask Card and Wirex One Card reviews first.
Continue with
MetaMask Card
Continue with
Wirex One Card
05 · Common questions
MetaMask vs Wirex One FAQ
Is MetaMask or Wirex One better overall?
Wirex One Card has the higher Overall Score (77 vs 76). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, MetaMask or Wirex One?
Wirex One Card has the lower published FX fee (0% vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, MetaMask or Wirex One?
MetaMask Card has the higher published base cashback rate (1% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do MetaMask and Wirex One differ on custody?
MetaMask Card uses a self-controlled wallet setup, while Wirex One Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this MetaMask vs Wirex One comparison?
The latest information check for these two cards was August 12, 2026, using 48 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.