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Tuyo separates card-spendable Cash from Investments
In Tuyo's migrated iPhone app, the card spends USD Cash. Investments and vault balances must first move to Cash; eligible Cash can still earn optional variable interest.
The essentials
Update facts
- Card spending balance
- USD Cash
- Documented iPhone app flow
- v1.26.61+
Migration and available balance
- The new flow applies after the account's Cash update or applicable migration deadline; legacy accounts can differ.
- EUR Cash can contribute to the displayed USD-equivalent total but cannot directly fund card purchases.
Cash and Investments serve different purposes
Optional interest can be activated on eligible Cash without making Investments card-spendable. Existing Investments positions may continue earning, but their funds need a withdrawal into USD Cash before card use.
Returns vary by strategy and can change. Principal loss and withdrawal restrictions remain possible.

