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Tuyo separates card-spendable Cash from Investments

In Tuyo's migrated iPhone app, the card spends USD Cash. Investments and vault balances must first move to Cash; eligible Cash can still earn optional variable interest.

Tuyo Card front

The essentials

Update facts

Card spending balance
USD Cash
Documented iPhone app flow
v1.26.61+

Migration and available balance

  • The new flow applies after the account's Cash update or applicable migration deadline; legacy accounts can differ.
  • EUR Cash can contribute to the displayed USD-equivalent total but cannot directly fund card purchases.

Cash and Investments serve different purposes

Optional interest can be activated on eligible Cash without making Investments card-spendable. Existing Investments positions may continue earning, but their funds need a withdrawal into USD Cash before card use.

Returns vary by strategy and can change. Principal loss and withdrawal restrictions remain possible.