NexoNexo
65
Side-by-side card comparison
Nexo vs Crypto.com Prepaid: fees, rewards and account setup
Nexo Card has the higher Overall Score by 8 points (65 vs 57). Nexo Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Crypto.com Prepaid Card may still be the better personal fit.
Information checked Aug 14, 202627 official sources reviewed
01 · Make the first cut
Nexo Card is the better all-round starting point
Nexo Card has the higher Overall Score in this comparison. Crypto.com Prepaid Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallNexo65Crypto.com Prepaid57Higher score
CashbackNexo41Crypto.com Prepaid31Higher score
TravelNexo65Crypto.com Prepaid57Higher score
Funds controlNexo52Crypto.com Prepaid40Higher score
Lowest feesNexo57Crypto.com Prepaid48Higher score
TransfersNexo91Crypto.com Prepaid47Higher score
Choose Nexo Card if cashback and travel matter most
Nexo Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Choose debit spend or credit-line use
- No base monthly or annual card fee
- Virtual card works with phone wallets
Choose Crypto.com Prepaid Card if its day-to-day setup suits you
Crypto.com Prepaid Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Prepaid spend from a loaded balance
- Level Up tiers can raise CRO rewards
- Several card top-up paths
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Nexo65Crypto.com Prepaid57
Nexo Card has the higher Overall Score by 8 points.
- Entry cost & FX
- Nexo$0 plan · 0.2–2.5% FXCrypto.com Prepaid$0 plan · 0–3% FX
Nexo Card has the lower published FX fee (0.2–2.5% vs 0–3%).
- Purchase rewards
- Nexo0.5% base · up to 2%Crypto.com Prepaid0% base · up to 5%
Nexo Card has the higher published base cashback rate (0.5% vs 0%).
- Funds control
- NexoCustodial balanceCrypto.com PrepaidCustodial balance
Nexo Card and Crypto.com Prepaid Card use the same custodial balance setup.
- Everyday access
- NexoVirtual + Physical · Apple Pay, Google PayCrypto.com PrepaidVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Nexo2 stablecoins · Stablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawalCrypto.com Prepaid0 stablecoins · US card-to-card send
Nexo Card lists more stablecoins and ways to send money out (5 vs 1).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0.5%-2%
- Plan cost
- $0
- FX fee
- 0.2–2.5%
- ATM fee
- 0–2%; minimum 1.99 EUR/GBP
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 1 fiat
- Payout methods
- 4 crypto · 3 fiat
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0–3%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 0 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsNexo CardOverall65Crypto.com Prepaid CardOverall57
Nexo CardOverall65Crypto.com Prepaid CardOverall57Scores
6 fields- Overall Score
- Nexo Card65Crypto.com Prepaid Card57
- Cashback score
- Nexo Card41Crypto.com Prepaid Card31
- Travel score
- Nexo Card65Crypto.com Prepaid Card57
- Funds control score
- Nexo Card52Crypto.com Prepaid Card40
- Lowest fees score
- Nexo Card57Crypto.com Prepaid Card48
- Transfers score
- Nexo Card91Crypto.com Prepaid Card47
Strengths & trade-offs
2 fields- Strengths
- Nexo CardChoose debit spend or credit-line use, No base monthly or annual card feeCrypto.com Prepaid CardPrepaid spend from a loaded balance, Level Up tiers can raise CRO rewards
- Trade-offs
- Nexo CardSpending follows the Nexo account model, Credit Mode adds collateral riskCrypto.com Prepaid CardFees vary by method, tier and region, Spending uses a Crypto.com prepaid balance
Costs
7 fields- Plan cost
- Nexo Card$0Crypto.com Prepaid Card$0
- FX fee
- Nexo Card0.2–2.5%Crypto.com Prepaid Card0–3%
- Top-up fee
- Nexo CardNot disclosedCrypto.com Prepaid Card2.99%
- Card spending fee
- Nexo CardNot disclosedCrypto.com Prepaid CardNot disclosed
- ATM fee
- Nexo Card0–2%; minimum 1.99 EUR/GBPCrypto.com Prepaid Card0–2%
- Virtual card
- Nexo CardAvailable from $50 account balanceCrypto.com Prepaid CardAvailable for online use; separate virtual-card fee not listed
- Physical card
- Nexo CardFree shipping; requires more than $5,000 account balance and at least Gold tierCrypto.com Prepaid CardUS first physical card: Midnight $4.99; Ruby $29.99; other listed US Visa cards $0
Plans
2 fields- Available plans
- Nexo Card4 plans: Base, Silver, Gold, PlatinumCrypto.com Prepaid Card5 plans: Basic, Plus, Pro, Private Icy/Rose +1
- Top cashback plan
- Nexo CardPlatinum: 2%Crypto.com Prepaid CardPrivate Obsidian: 5%
Everyday use
8 fields- Network
- Nexo CardMastercardCrypto.com Prepaid CardVisa/Mastercard
- Card formats
- Nexo CardVirtual, PhysicalCrypto.com Prepaid CardVirtual, Physical
- ATM withdrawals
- Nexo CardAvailableCrypto.com Prepaid CardAvailable
- Mobile wallets
- Nexo CardApple Pay, Google PayCrypto.com Prepaid CardApple Pay, Google Pay
- Apps
- Nexo CardiOS, Android, WebCrypto.com Prepaid CardiOS, Android
- Daily spending limit
- Nexo Card€10,000 / £9,000/day; €10,000 / £9,000/transactionCrypto.com Prepaid CardUS Midnight $10,000/day; US Ruby and higher $25,000/day; Europe EUR 25,000/day
- Monthly spending limit
- Nexo Card€60,000 / £54,000/monthCrypto.com Prepaid CardUS Midnight $15,000/month; US Ruby and higher $25,000/month; Europe EUR 25,000/month; Europe EUR 250,000/year
- ATM limit
- Nexo Card€600 / £540/withdrawal; €2,000 / £1,800/day; €10,000 / £9,000/monthCrypto.com Prepaid CardMonthly free ATM allowance by tier: midnight $200; ruby $400; jade Royal $800; icy Rose Obsidian $1,000; then 2%
Funding & transfers
5 fields- Networks
- Nexo CardNot disclosedCrypto.com Prepaid CardNot disclosed
- Crypto deposits
- Nexo CardStablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL, XRP, ADA +3Crypto.com Prepaid CardOther crypto: BTC, ETH
- Fiat deposits
- Nexo CardNexo account bank depositCrypto.com Prepaid CardUS prepaid card top-up, EU / UK prepaid card top-up
- Transfers
- Nexo CardStablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawalCrypto.com Prepaid CardUS card-to-card send
- Payout currencies
- Nexo CardEUR, GBP, USDCrypto.com Prepaid CardNot disclosed
Rewards
3 fields- Base cashback
- Nexo Card0.5%Crypto.com Prepaid Card0%
- Max cashback
- Nexo Card2%Crypto.com Prepaid Card5%
- Reward currency
- Nexo CardNEXO Tokens or BTC cashbackCrypto.com Prepaid CardCRO rewards
Earn
5 fields- Advertised APY
- Nexo CardUp to 13% APYCrypto.com Prepaid CardNot offered
- How it works
- Nexo CardEarn on spending balanceCrypto.com Prepaid CardNot offered
- Separate deposit
- Nexo CardNot disclosedCrypto.com Prepaid CardNot offered
- Use balance for spending
- Nexo CardYesCrypto.com Prepaid CardNot offered
- Lock-up
- Nexo CardNoCrypto.com Prepaid CardNot offered
Trust & availability
4 fields- Custody
- Nexo CardCustodialCrypto.com Prepaid CardCustodial
- Control until payment
- Nexo CardProvider controls fundsCrypto.com Prepaid CardProvider controls funds
- Card issuer
- Nexo CardDiPocket UABCrypto.com Prepaid CardCommunity Federal Savings Bank, Foris MT Limited, ForisGFS UK Limited +2
- Programme operator
- Nexo CardNexo Services Sp. z o.o.Crypto.com Prepaid CardCrypto.com, Foris, Inc.
Sources
2 fields- Official sources
- Nexo Card13Crypto.com Prepaid Card14
- Last reviewed
- Nexo CardAug 5, 2026Crypto.com Prepaid CardAug 14, 2026
04 · The takeaway
Nexo Card is the stronger all-round choice
Nexo Card finishes ahead with an Overall Score of 65 versus 57 for Crypto.com Prepaid Card. Nexo Card has the lower published FX fee (0.2–2.5% vs 0–3%). Nexo Card has the higher published base cashback rate (0.5% vs 0%).
Crypto.com Prepaid Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Nexo Card and Crypto.com Prepaid Card use the same custodial balance setup.
Nexo Card lists more stablecoins and ways to send money out (5 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Nexo Card and Crypto.com Prepaid Card reviews first.
Continue with
Nexo Card
Continue with
Crypto.com Prepaid Card
05 · Common questions
Nexo vs Crypto.com Prepaid FAQ
Is Nexo or Crypto.com Prepaid better overall?
Nexo Card has the higher Overall Score (65 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Nexo or Crypto.com Prepaid?
Nexo Card has the lower published FX fee (0.2–2.5% vs 0–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Nexo or Crypto.com Prepaid?
Nexo Card has the higher published base cashback rate (0.5% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Nexo and Crypto.com Prepaid differ on custody?
Nexo Card and Crypto.com Prepaid Card use the same custodial balance setup.
How current is this Nexo vs Crypto.com Prepaid comparison?
The latest information check for these two cards was August 14, 2026, using 27 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.