NexoNexo
65
Side-by-side card comparison
Nexo vs OKX EEA: overall score versus use-case fit
OKX Card (EEA) has the higher Overall Score by 20 points (85 vs 65). Nexo Card looks stronger for Travel and Transfers, while OKX Card (EEA) comes out ahead for Cashback, Funds control, and Lowest fees.
Information checked Aug 5, 202634 official sources reviewed
01 · Overall score versus use-case fit
OKX Card (EEA) is the better all-round starting point
OKX Card (EEA) has the higher Overall Score in this comparison. Nexo Card may be the better fit for Travel and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallNexo65OKX EEA85Higher score
CashbackNexo41OKX EEA82Higher score
TravelNexo65OKX EEA64Higher score
Funds controlNexo52OKX EEA76Higher score
Lowest feesNexo57OKX EEA90Higher score
TransfersNexo91OKX EEA77Higher score
Choose Nexo Card if travel and transfers matter most
Nexo Card comes out ahead for Travel and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Choose debit spend or credit-line use
- No base monthly or annual card fee
- Virtual card works with phone wallets
Choose OKX Card (EEA) if cashback and funds control matter most
OKX Card (EEA) comes out ahead for Cashback, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Low documented card costs
- Current FAQ confirms 2%-10% USDG cashback
- Clear EU issuer and regional scope
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Nexo65OKX EEA85
OKX Card (EEA) has the higher Overall Score by 20 points.
- Entry cost & FX
- Nexo$0 plan · 0.2–2.5% FXOKX EEA$0 plan · 0% OKX markup + Mastercard rate FX
OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 0.2–2.5%).
- Purchase rewards
- Nexo0.5% base · up to 2%OKX EEA2% base · up to 10%
OKX Card (EEA) has the higher published base cashback rate (2% vs 0.5%).
- Funds control
- NexoCustodial balanceOKX EEAHybrid custody
Nexo Card uses a custodial balance setup, while OKX Card (EEA) uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- NexoVirtual + Physical · Apple Pay, Google PayOKX EEAVirtual · Apple Pay, Google Pay
Nexo Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Nexo2 stablecoins · Stablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawalOKX EEA3 stablecoins · Stablecoin transfers; OKX Pay contacts, Transfer to OKX Exchange
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 5).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0.5%-2%
- Plan cost
- $0
- FX fee
- 0.2–2.5%
- ATM fee
- 0–2%; minimum 1.99 EUR/GBP
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 10 crypto · 1 fiat
- Payout methods
- 4 crypto · 3 fiat
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0% OKX markup + Mastercard rate
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 0 fiat
- Payout methods
- 3 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Nexo Card
No active signup offer listed
We do not currently list an active signup offer for this card.
OKX Card (EEA)
Check in app
OKX shows the current EU referral reward before participation
- Complete identity verification and get approved for the OKX Card.
- Complete the number and minimum value of settled transactions shown in-app within 14 days of sign-up.
OKX Card promo codeJF37NBCF
Reward amount and tasks can change and may differ by market or user. Check the EU Card Referral page before participating.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsNexo CardOverall65OKX Card (EEA)Overall85
Nexo CardOverall65OKX Card (EEA)Overall85Scores
6 fields- Overall Score
- Nexo Card65OKX Card (EEA)85
- Cashback score
- Nexo Card41OKX Card (EEA)82
- Travel score
- Nexo Card65OKX Card (EEA)64
- Funds control score
- Nexo Card52OKX Card (EEA)76
- Lowest fees score
- Nexo Card57OKX Card (EEA)90
- Transfers score
- Nexo Card91OKX Card (EEA)77
Strengths & trade-offs
2 fields- Strengths
- Nexo CardChoose debit spend or credit-line use, No base monthly or annual card feeOKX Card (EEA)Low documented card costs, Current FAQ confirms 2%-10% USDG cashback
- Trade-offs
- Nexo CardSpending follows the Nexo account model, Credit Mode adds collateral riskOKX Card (EEA)Virtual-only with no ATM access, 10% is conditional, capped VIP upside
Costs
7 fields- Plan cost
- Nexo Card$0OKX Card (EEA)$0
- FX fee
- Nexo Card0.2–2.5%OKX Card (EEA)0% OKX markup + Mastercard rate
- Top-up fee
- Nexo CardNot disclosedOKX Card (EEA)0%
- Card spending fee
- Nexo CardNot disclosedOKX Card (EEA)0%
- ATM fee
- Nexo Card0–2%; minimum 1.99 EUR/GBPOKX Card (EEA)Not available
- Virtual card
- Nexo CardAvailable from $50 account balanceOKX Card (EEA)€0
- Physical card
- Nexo CardFree shipping; requires more than $5,000 account balance and at least Gold tierOKX Card (EEA)Not available
Plans
2 fields- Available plans
- Nexo Card4 plans: Base, Silver, Gold, PlatinumOKX Card (EEA)5 plans: Regular, VIP 1, VIP 2, VIP 3 +1
- Top cashback plan
- Nexo CardPlatinum: 2%OKX Card (EEA)VIP 4+: 10%
Everyday use
8 fields- Network
- Nexo CardMastercardOKX Card (EEA)Mastercard
- Card formats
- Nexo CardVirtual, PhysicalOKX Card (EEA)Virtual
- ATM withdrawals
- Nexo CardAvailableOKX Card (EEA)Not available
- Mobile wallets
- Nexo CardApple Pay, Google PayOKX Card (EEA)Apple Pay, Google Pay
- Apps
- Nexo CardiOS, Android, WebOKX Card (EEA)iOS, Android
- Daily spending limit
- Nexo Card€10,000 / £9,000/day; €10,000 / £9,000/transactionOKX Card (EEA)No fixed provider daily limit; user-set minimum is 1 EUR, while the regional maximum appears only in-app.
- Monthly spending limit
- Nexo Card€60,000 / £54,000/monthOKX Card (EEA)No fixed monthly amount is published; balance and risk controls apply.
- ATM limit
- Nexo Card€600 / £540/withdrawal; €2,000 / £1,800/day; €10,000 / £9,000/monthOKX Card (EEA)ATM withdrawals are not supported.
Funding & transfers
5 fields- Networks
- Nexo CardNot disclosedOKX Card (EEA)X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1
- Crypto deposits
- Nexo CardStablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL, XRP, ADA +3OKX Card (EEA)Stablecoins: USDC, USDG, USDT
- Fiat deposits
- Nexo CardNexo account bank depositOKX Card (EEA)Not disclosed
- Transfers
- Nexo CardStablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawalOKX Card (EEA)Stablecoin transfers; OKX Pay contacts, Transfer to OKX Exchange
- Payout currencies
- Nexo CardEUR, GBP, USDOKX Card (EEA)Not disclosed
Rewards
3 fields- Base cashback
- Nexo Card0.5%OKX Card (EEA)2%
- Max cashback
- Nexo Card2%OKX Card (EEA)10%
- Reward currency
- Nexo CardNEXO Tokens or BTC cashbackOKX Card (EEA)USDG cashback
Earn
5 fields- Advertised APY
- Nexo CardUp to 13% APYOKX Card (EEA)Not disclosed
- How it works
- Nexo CardEarn on spending balanceOKX Card (EEA)Not disclosed
- Separate deposit
- Nexo CardNot disclosedOKX Card (EEA)Not disclosed
- Use balance for spending
- Nexo CardYesOKX Card (EEA)Not disclosed
- Lock-up
- Nexo CardNoOKX Card (EEA)Not disclosed
Trust & availability
4 fields- Custody
- Nexo CardCustodialOKX Card (EEA)Hybrid custody
- Control until payment
- Nexo CardProvider controls fundsOKX Card (EEA)You keep control
- Card issuer
- Nexo CardDiPocket UABOKX Card (EEA)UAB Monavate
- Programme operator
- Nexo CardNexo Services Sp. z o.o.OKX Card (EEA)OKX Europe Limited
Sources
2 fields- Official sources
- Nexo Card13OKX Card (EEA)21
- Last reviewed
- Nexo CardAug 5, 2026OKX Card (EEA)Aug 5, 2026
04 · The trade-off
OKX Card (EEA) is the stronger all-round choice
OKX Card (EEA) finishes ahead with an Overall Score of 85 versus 65 for Nexo Card. OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 0.2–2.5%). OKX Card (EEA) has the higher published base cashback rate (2% vs 0.5%).
Nexo Card still comes out ahead for Travel and Transfers, which may matter more than the overall result if that is how you plan to use the card. Nexo Card uses a custodial balance setup, while OKX Card (EEA) uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 5). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Nexo Card and OKX Card (EEA) reviews first.
Continue with
Nexo Card
Continue with
OKX Card (EEA)
05 · Common questions
Nexo vs OKX EEA FAQ
Is Nexo or OKX EEA better overall?
OKX Card (EEA) has the higher Overall Score (85 vs 65). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Nexo or OKX EEA?
OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 0.2–2.5%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Nexo or OKX EEA?
OKX Card (EEA) has the higher published base cashback rate (2% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Nexo and OKX EEA differ on custody?
Nexo Card uses a custodial balance setup, while OKX Card (EEA) uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Nexo vs OKX EEA comparison?
The latest information check for these two cards was August 5, 2026, using 34 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.