Side-by-side card comparison

Nexo vs Rebind: where the score gap comes from

Rebind Card has the higher Overall Score by 3 points (69 vs 66). The available use-case scores do not point to a clear winner, so compare the fees, control of funds, card access and availability that matter to you.

Information checked Sep 5, 202649 official sources reviewed

01 · Where the gap opens

Rebind Card is the better all-round starting point

Rebind Card has the higher Overall Score in this comparison. Nexo Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallNexo66Rebind69Higher score
CashbackNexo41Rebind32Compare the details below
TravelNexo65Rebind53Compare the details below
Funds controlNexo52Rebind88Compare the details below
Lowest feesNexo57Rebind67Compare the details below
TransfersNexo91Rebind41Compare the details below

Choose Nexo Card if its day-to-day setup suits you

Nexo Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.

  • Choose debit spend or credit-line use
  • No base monthly or annual card fee
  • Virtual card works with phone wallets

Choose Rebind Card if its day-to-day setup suits you

Rebind Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.

  • No added FX markup
  • Free virtual Visa
  • A separate self-custodial balance

What separates the two cards

The higher score is only the start. The rows below show which product differences create it.

Overall Score
Nexo66
Rebind69

Rebind Card has the higher Overall Score by 3 points.

Entry cost & FX
Nexo$0 plan · 0.2–2.5% FX
RebindNot verified plan · No added Gnosis FX fee; Visa rate applies FX

Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 0.2–2.5%).

Purchase rewards
Nexo0.5% base · up to 2%
RebindNot disclosed

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.

Funds control
NexoCustodial balance
RebindNon-custodial account

Nexo Card uses a custodial balance setup, while Rebind Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
NexoVirtual + Physical · Apple Pay, Google Pay
RebindVirtual · Apple Pay, Google Pay

Nexo Card lists more card formats and phone-wallet options (4 vs 3).

Money movement
Nexo2 stablecoins · Stablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawal
Rebind1 stablecoin · Not modeled

Nexo Card lists more stablecoins and ways to send money out (5 vs 1).

02 · Read the shortlist

Why one card starts ahead

These quick facts cover the costs, rewards and everyday features behind the early lead.

2 cards compared
Cashback
0.5%-2%
Plan cost
$0
FX fee
0.2–2.5%
ATM fee
0–2%; minimum 1.99 EUR/GBP
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
10 crypto · 1 fiat
Payout methods
4 crypto · 3 fiat
Cashback
Not disclosed
Plan cost
Not disclosed
FX fee
No added Gnosis FX fee; Visa rate applies
ATM fee
Not disclosed
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat

03 · Compare the details

Test the lead, row by row

A better number is marked only when both providers publish values that can be compared fairly.

Best known Not disclosed
Cards
Nexo CardOverall66
Rebind CardOverall69
01

Scores

6 fields
Overall Score
Nexo Card
66
Rebind Card
69
Cashback score
Nexo Card
41
Rebind Card
32
Travel score
Nexo Card
65
Rebind Card
53
Funds control score
Nexo Card
52
Rebind Card
88
Lowest fees score
Nexo Card
57
Rebind Card
67
Transfers score
Nexo Card
91
Rebind Card
41
02

Strengths & trade-offs

2 fields
Strengths
Nexo Card
Choose debit spend or credit-line use, No base monthly or annual card fee
Rebind Card
No added FX markup, Free virtual Visa
Trade-offs
Nexo Card
Spending follows the Nexo account model, Credit Mode adds collateral risk
Rebind Card
Cashback eligibility needs confirmation, EU access restrictions
03

Costs

7 fields
Plan cost
Nexo Card
$0
Rebind Card
Not disclosed
FX fee
Nexo Card
0.2–2.5%
Rebind Card
No added Gnosis FX fee; Visa rate applies
Top-up fee
Nexo Card
Not disclosed
Rebind Card
0%
Card spending fee
Nexo Card
Not disclosed
Rebind Card
0%
ATM fee
Nexo Card
0–2%; minimum 1.99 EUR/GBP
Rebind Card
Not disclosed
Virtual card
Nexo Card
Available from $50 account balance
Rebind Card
Free
Physical card
Nexo Card
Free shipping; requires more than $5,000 account balance and at least Gold tier
Rebind Card
Not offered through native Rebind issuance yet
04

Plans

2 fields
Available plans
Nexo Card
4 plans: Base, Silver, Gold, Platinum
Rebind Card
Not disclosed
Top cashback plan
Nexo Card
Platinum: 2%
Rebind Card
Not disclosed
05

Everyday use

8 fields
Network
Nexo Card
Mastercard
Rebind Card
Visa
Card formats
Nexo Card
Virtual, Physical
Rebind Card
Virtual
ATM withdrawals
Nexo Card
Available
Rebind Card
Not disclosed
Mobile wallets
Nexo Card
Apple Pay, Google Pay
Rebind Card
Apple Pay, Google Pay
Apps
Nexo Card
iOS, Android, Web
Rebind Card
iOS, Android
Daily spending limit
Nexo Card
€10,000 / £9,000/day; €10,000 / £9,000/transaction
Rebind Card
8,000 EURe over rolling 24 hours; 5,000 EURe per purchase
Monthly spending limit
Nexo Card
€60,000 / £54,000/month
Rebind Card
Monthly spending limit unclear
ATM limit
Nexo Card
€600 / £540/withdrawal; €2,000 / £1,800/day; €10,000 / £9,000/month
Rebind Card
250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclear
06

Funding & transfers

5 fields
Networks
Nexo Card
Not disclosed
Rebind Card
Gnosis
Crypto deposits
Nexo Card
Stablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL, XRP, ADA +3
Rebind Card
Stablecoins: EURe
Fiat deposits
Nexo Card
Nexo account bank deposit
Rebind Card
Not disclosed
Transfers
Nexo Card
Stablecoin transfers; Nexo account internal transfer; Nexo account bank withdrawal
Rebind Card
Not disclosed
Payout currencies
Nexo Card
EUR, GBP, USD
Rebind Card
Not disclosed
07

Rewards

3 fields
Base cashback
Nexo Card
0.5%
Rebind Card
Not disclosed
Max cashback
Nexo Card
2%
Rebind Card
Not disclosed
Reward currency
Nexo Card
NEXO Tokens or BTC cashback
Rebind Card
Not disclosed
08

Earn

5 fields
Advertised APY
Nexo Card
Up to 13% APY
Rebind Card
Up to 8% APY
How it works
Nexo Card
Earn on spending balance
Rebind Card
Optional earn vault
Separate deposit
Nexo Card
Not disclosed
Rebind Card
Yes
Use balance for spending
Nexo Card
Yes
Rebind Card
No
Lock-up
Nexo Card
No
Rebind Card
No
09

Trust & availability

6 fields
Custody
Nexo Card
Custodial
Rebind Card
Non-custodial
Control until payment
Nexo Card
Provider controls funds
Rebind Card
You keep control
Card issuer
Nexo Card
DiPocket UAB
Rebind Card
UAB Monavate
Card processing
Nexo Card
Not disclosed
Rebind Card
Gnosis Pay
Deposits & withdrawals
Nexo Card
Not disclosed
Rebind Card
Monerium
Programme operator
Nexo Card
Nexo Services Sp. z o.o.
Rebind Card
Not disclosed
10

Sources

2 fields
Official sources
Nexo Card
14
Rebind Card
35
Last reviewed
Nexo Card
Sep 2, 2026
Rebind Card
Sep 5, 2026

04 · The verdict

Rebind Card is the stronger all-round choice

Rebind Card finishes ahead with an Overall Score of 69 versus 66 for Nexo Card. Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 0.2–2.5%). The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.

Nexo Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Nexo Card uses a custodial balance setup, while Rebind Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.

Nexo Card lists more stablecoins and ways to send money out (5 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Nexo Card and Rebind Card reviews first.

05 · Common questions

Nexo vs Rebind FAQ

Is Nexo or Rebind better overall?

Rebind Card has the higher Overall Score (69 vs 66). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Nexo or Rebind?

Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 0.2–2.5%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Nexo or Rebind?

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Nexo and Rebind differ on custody?

Nexo Card uses a custodial balance setup, while Rebind Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Nexo vs Rebind comparison?

The latest information check for these two cards was September 5, 2026, using 49 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Test the winner

Put the leading card against another close alternative, or choose a new pair yourself.

Open the comparison workspace