Rebind SASRebind
69
Side-by-side card comparison
Rebind vs Exa
Rebind Card has the higher Overall Score by 2 points (69 vs 67). Rebind Card looks stronger for Cashback, while Exa Card comes out ahead for Travel, Lowest fees, and Transfers.
Latest check Sep 6, 202666 official sources reviewed
Rebind Card
Best fit
- EU users who want EURe spending through a separate card Safe.
- Foreign purchases at Visa rates without an added Gnosis FX markup.
- Paying with Apple Pay or Google Pay without a virtual-card issuance fee.
Before you choose
- Move EURe to the card wallet before spending; savings are separate.
- Cashback enrollment and rates are unconfirmed; do not count on rewards.
- Native issuance is virtual-only; ATM access for new cards is unconfirmed.
Exa Card
Best fit
- Choosing direct balance spending or fixed-rate USDC credit against collateral.
- Moving between wallet funds and ACH, U.S. wire or SEPA bank transfers.
- Exactly Protocol users linking eligible collateral to everyday Visa purchases.
Before you choose
- Pay Later creates debt against collateral; falling asset values can liquidate it.
- Foreign purchases add 1.5% FX; bank payouts have separate route fees.
- The card is virtual-only and has no ongoing purchase cashback programme.
Fees & features
Compare the details
Best markers compare published, comparable values. Unknown values never win a row.
Best known Not disclosed
CardsRebind CardOverall69Exa CardOverall67
Rebind CardOverall69Exa CardOverall67Scores
- Overall Score
- Rebind Card69Exa Card67
- Cashback score
- Rebind Card32Exa Card19
- Travel score
- Rebind Card53Exa Card62
- Funds control score
- Rebind Card88Exa Card88
- Lowest fees score
- Rebind Card67Exa Card68
- Transfers score
- Rebind Card41Exa Card97
Costs
- Plan cost
- Rebind CardNot disclosedExa Card$0
- FX fee
- Rebind CardNo added Gnosis FX fee; Visa rate appliesExa Card1.5%
- Top-up fee
- Rebind Card0%Exa Card1%
- Card spending fee
- Rebind Card0%Exa CardNot disclosed
- ATM fee
- Rebind CardNot disclosedExa Card$1 + 0.65%
- Virtual card
- Rebind CardFreeExa CardFree with Exa Wallet
- Physical card
- Rebind CardNot offered through native Rebind issuance yetExa CardNot available
Plans
- Available plans
- Rebind CardNot disclosedExa CardNot disclosed
- Top cashback plan
- Rebind CardNot disclosedExa CardNot disclosed
Everyday use
- Network
- Rebind CardVisaExa CardVisa
- Card formats
- Rebind CardVirtualExa CardVirtual
- ATM withdrawals
- Rebind CardNot disclosedExa CardAvailable
- Mobile wallets
- Rebind CardApple Pay, Google PayExa CardApple Pay, Google Pay
- Apps
- Rebind CardiOS, AndroidExa CardiOS, Android, Web
- Daily spending limit
- Rebind Card8,000 EURe over rolling 24 hours; 5,000 EURe per purchaseExa CardDynamic / collateral-based; exact Exa App limit shown in app
- Monthly spending limit
- Rebind CardMonthly spending limit unclearExa CardDynamic / collateral-based; exact Exa App limit shown in app
- ATM limit
- Rebind Card250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclearExa Card$250/withdrawal; $1000/day
Funding & transfers
- Networks
- Rebind CardGnosisExa CardOptimism
- Crypto deposits
- Rebind CardStablecoins: EUReExa CardStablecoins: USDC; Other crypto: ETH, OP, WBTC, wstETH
- Fiat deposits
- Rebind CardNot disclosedExa CardUSD ACH deposit, USD wire deposit, EUR SEPA deposit, Local currency deposit
- Transfers
- Rebind CardNot disclosedExa CardStablecoin transfers; USD ACH bank payout, USD domestic wire payout, EUR SEPA bank payout
- Payout currencies
- Rebind CardNot disclosedExa CardUSD, EUR
Rewards
- Base cashback
- Rebind CardNot disclosedExa Card0%
- Max cashback
- Rebind CardNot disclosedExa Card0%
- Reward currency
- Rebind CardNot disclosedExa CardNo cashback
Earn
- Advertised APY
- Rebind CardUp to 8% APYExa CardUp to 0.99776% APY
- How it works
- Rebind CardOptional earn vaultExa CardEarn on spending balance, Borrow against collateral
- Separate deposit
- Rebind CardYesExa CardNo
- Use balance for spending
- Rebind CardNoExa CardYes
- Lock-up
- Rebind CardNoExa CardNo
Trust & availability
- Custody
- Rebind CardNon-custodialExa CardSelf-custody
- Control until payment
- Rebind CardYou keep controlExa CardYou keep control
- Card issuer
- Rebind CardUAB MonavateExa CardThird National Bank, Third National
- Card processing
- Rebind CardGnosis PayExa CardExa Labs SAS
- Deposits & withdrawals
- Rebind CardMoneriumExa CardBridge, Manteca
- Programme operator
- Rebind CardNot disclosedExa CardExa Labs SAS
Sources
- Official sources
- Rebind Card35Exa Card31
- Last reviewed
- Rebind CardSep 5, 2026Exa CardSep 6, 2026
Choosing between these cards
When to choose Rebind or Exa
Spending in foreign currencies
For FX on foreign-currency purchases, Rebind lists No added Gnosis FX fee; Visa rate applies, versus 1.5% at Exa. Use the tariff for your country and plan; conversion fees can add to these figures.
Using the crypto you already hold
Rebind's reviewed deposit assets include EURe; Exa's include ETH, OP, USDC, WBTC and other assets. If you already hold one of these assets, compare its deposit network and conversion route before moving funds.
Common questions
Rebind vs Exa FAQ
Is Rebind or Exa better overall?
Rebind Card has the higher Overall Score (69 vs 67). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Rebind or Exa?
Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 1.5%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Rebind or Exa?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Rebind and Exa differ on custody?
Rebind Card uses a non-custodial account setup, while Exa Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Rebind vs Exa comparison?
The latest information check for these two cards was September 6, 2026, using 66 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.