Rebind SASRebind
69
Side-by-side card comparison
Rebind vs Exa: where the score gap comes from
Rebind Card has the higher Overall Score by 2 points (69 vs 67). The available use-case scores do not point to a clear winner, so compare the fees, control of funds, card access and availability that matter to you.
Information checked Sep 5, 202666 official sources reviewed
01 · Where the gap opens
Rebind Card is the better all-round starting point
Rebind Card has the higher Overall Score in this comparison. Exa Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallRebind69Exa67Higher score
CashbackRebind32Exa19Compare the details below
TravelRebind53Exa62Compare the details below
Funds controlRebind88Exa88Compare the details below
Lowest feesRebind67Exa68Compare the details below
TransfersRebind41Exa97Compare the details below
Choose Rebind Card if its day-to-day setup suits you
Rebind Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- No added FX markup
- Free virtual Visa
- A separate self-custodial balance
Choose Exa Card if its day-to-day setup suits you
Exa Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- Deposited assets can earn yield
- Spend balance or borrow USDC
- Self-custody on Exactly Protocol
What separates the two cards
The higher score is only the start. The rows below show which product differences create it.
- Overall Score
- Rebind69Exa67
Rebind Card has the higher Overall Score by 2 points.
- Entry cost & FX
- RebindNot verified plan · No added Gnosis FX fee; Visa rate applies FXExa$0 plan · 1.5% FX
Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 1.5%).
- Purchase rewards
- RebindNot disclosedExa0% cashback
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- RebindNon-custodial accountExaSelf-controlled wallet
Rebind Card uses a non-custodial account setup, while Exa Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- RebindVirtual · Apple Pay, Google PayExaVirtual · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Rebind1 stablecoin · Not modeledExa1 stablecoin · Stablecoin transfers; USD ACH bank payout, USD domestic wire payout, EUR SEPA bank payout
Exa Card lists more stablecoins and ways to send money out (5 vs 1).
02 · Read the shortlist
Why one card starts ahead
These quick facts cover the costs, rewards and everyday features behind the early lead.
- Cashback
- Not disclosed
- Plan cost
- Not disclosed
- FX fee
- No added Gnosis FX fee; Visa rate applies
- ATM fee
- Not disclosed
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
67
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 1.5%
- ATM fee
- $1 + 0.65%
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 5 crypto · 4 fiat
- Payout methods
- 1 crypto · 2 fiat
03 · Compare the details
Test the lead, row by row
A better number is marked only when both providers publish values that can be compared fairly.
Best known Not disclosed
CardsRebind CardOverall69Exa CardOverall67
Rebind CardOverall69Exa CardOverall67Scores
6 fields- Overall Score
- Rebind Card69Exa Card67
- Cashback score
- Rebind Card32Exa Card19
- Travel score
- Rebind Card53Exa Card62
- Funds control score
- Rebind Card88Exa Card88
- Lowest fees score
- Rebind Card67Exa Card68
- Transfers score
- Rebind Card41Exa Card97
Strengths & trade-offs
2 fields- Strengths
- Rebind CardNo added FX markup, Free virtual VisaExa CardDeposited assets can earn yield, Spend balance or borrow USDC
- Trade-offs
- Rebind CardCashback eligibility needs confirmation, EU access restrictionsExa CardHeavy Exactly Protocol dependency, Pay Later needs DeFi literacy
Costs
7 fields- Plan cost
- Rebind CardNot disclosedExa Card$0
- FX fee
- Rebind CardNo added Gnosis FX fee; Visa rate appliesExa Card1.5%
- Top-up fee
- Rebind Card0%Exa Card1%
- Card spending fee
- Rebind Card0%Exa CardNot disclosed
- ATM fee
- Rebind CardNot disclosedExa Card$1 + 0.65%
- Virtual card
- Rebind CardFreeExa CardFree with Exa Wallet
- Physical card
- Rebind CardNot offered through native Rebind issuance yetExa CardNot available
Plans
2 fields- Available plans
- Rebind CardNot disclosedExa CardNot disclosed
- Top cashback plan
- Rebind CardNot disclosedExa CardNot disclosed
Everyday use
8 fields- Network
- Rebind CardVisaExa CardVisa
- Card formats
- Rebind CardVirtualExa CardVirtual
- ATM withdrawals
- Rebind CardNot disclosedExa CardAvailable
- Mobile wallets
- Rebind CardApple Pay, Google PayExa CardApple Pay, Google Pay
- Apps
- Rebind CardiOS, AndroidExa CardiOS, Android, Web
- Daily spending limit
- Rebind Card8,000 EURe over rolling 24 hours; 5,000 EURe per purchaseExa CardDynamic / collateral-based; exact Exa App limit shown in app
- Monthly spending limit
- Rebind CardMonthly spending limit unclearExa CardDynamic / collateral-based; exact Exa App limit shown in app
- ATM limit
- Rebind Card250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclearExa Card$250/withdrawal; $1000/day
Funding & transfers
5 fields- Networks
- Rebind CardGnosisExa CardOptimism
- Crypto deposits
- Rebind CardStablecoins: EUReExa CardStablecoins: USDC; Other crypto: ETH, OP, WBTC, wstETH
- Fiat deposits
- Rebind CardNot disclosedExa CardUSD ACH deposit, USD wire deposit, EUR SEPA deposit, Local currency deposit
- Transfers
- Rebind CardNot disclosedExa CardStablecoin transfers; USD ACH bank payout, USD domestic wire payout, EUR SEPA bank payout
- Payout currencies
- Rebind CardNot disclosedExa CardUSD, EUR
Rewards
3 fields- Base cashback
- Rebind CardNot disclosedExa Card0%
- Max cashback
- Rebind CardNot disclosedExa Card0%
- Reward currency
- Rebind CardNot disclosedExa CardNo cashback
Earn
5 fields- Advertised APY
- Rebind CardUp to 8% APYExa CardUp to 0.99776% APY
- How it works
- Rebind CardOptional earn vaultExa CardEarn on spending balance, Borrow against collateral
- Separate deposit
- Rebind CardYesExa CardNo
- Use balance for spending
- Rebind CardNoExa CardYes
- Lock-up
- Rebind CardNoExa CardNo
Trust & availability
6 fields- Custody
- Rebind CardNon-custodialExa CardSelf-custody
- Control until payment
- Rebind CardYou keep controlExa CardYou keep control
- Card issuer
- Rebind CardUAB MonavateExa CardThird National Bank, Third National
- Card processing
- Rebind CardGnosis PayExa CardExa Labs SAS
- Deposits & withdrawals
- Rebind CardMoneriumExa CardBridge, Manteca
- Programme operator
- Rebind CardNot disclosedExa CardExa Labs SAS
Sources
2 fields- Official sources
- Rebind Card35Exa Card31
- Last reviewed
- Rebind CardSep 5, 2026Exa CardSep 5, 2026
04 · The verdict
Rebind Card is the stronger all-round choice
Rebind Card finishes ahead with an Overall Score of 69 versus 67 for Exa Card. Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 1.5%). The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Exa Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Rebind Card uses a non-custodial account setup, while Exa Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
Exa Card lists more stablecoins and ways to send money out (5 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Rebind Card and Exa Card reviews first.
Continue with
Rebind Card
Continue with
Exa Card
05 · Common questions
Rebind vs Exa FAQ
Is Rebind or Exa better overall?
Rebind Card has the higher Overall Score (69 vs 67). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Rebind or Exa?
Rebind Card has the lower published FX fee (No added Gnosis FX fee; Visa rate applies vs 1.5%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Rebind or Exa?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Rebind and Exa differ on custody?
Rebind Card uses a non-custodial account setup, while Exa Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Rebind vs Exa comparison?
The latest information check for these two cards was September 5, 2026, using 66 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.