COCA cuts the token stake needed for paid loyalty tiers by 30% in September
Through September 30, eligible users can enter a paid COCA loyalty tier by staking 70% of its standard token requirement. The tier can remain active through March 31, 2027, but the smaller stake also means a lower monthly limit for claiming cashback and other rewards.
The essentials
Offer terms
- Stake needed for a paid tier
- 30% fewer COCA
- Upgrade deadline
- September 30
- With a discounted stake
- Lower claim limit
How to qualify
- Upgrade in the COCA app by September 30, 2026.
- A discounted tier uses 70% of the standard token stake and has a lower monthly claim capacity.
- Staked COCA is exposed to token-price risk and a tier-exit cooldown.
What the discount changes
COCA's September promotion lets users upgrade to a paid loyalty tier with 30% fewer COCA tokens staked. For example, Premium+ requires 7,000 COCA during the offer instead of the standard 10,000. The discounted tier remains active through March 31, 2027, subject to the programme rules.
This is a reduction in the token stake, not a 30% discount on card purchases or a cash rebate. The USD cost of acquiring COCA depends on its market price.
Cashback rate and claim limit are different
The current tier terms no longer reduce the cashback rate after a monthly spend threshold. Eligible purchases can keep earning the tier rate. But only a limited value of loyalty rewards can be claimed each calendar month. That limit is shared by cashback, subscription rebates, referrals and campaigns; APY is separate.
The limit equals a tier bonus plus $1 for each 100 COCA actually staked. A discounted Premium+ tier with 7,000 COCA has a $110 monthly claim capacity, versus $140 at the standard 10,000 COCA stake. Rewards above the available capacity can roll into later months, but must be claimed before expiry.
Check the app before staking
COCA says the upgrade promotion runs from September 1 through September 30, 2026. The app must show the discounted requirement for your tier. COCA describes app version 3.7.0 for upgrading; additional staking to increase claim capacity is being rolled out in version 3.7.1.
Staked COCA does not earn staking APY and cannot be partly withdrawn while maintaining the tier. Cancelling the tier starts a 30-day cooldown before the tokens can be claimed back. The token can lose value during that period.