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Other benefitNov 6, 2026Active

Fold Reserve: 3% total bonus paid over three years

New eligible Reserve members can qualify with $5,000–$100,000 in settled Reserve purchases by November 13, 23:59 Eastern. The 3% total is paid in BTC across three annual installments.

Bright yellow Fold Visa debit card front

The essentials

Offer terms

Across three years, not annually
3% total
Minimum qualifying Reserve
$5,000
23:59 Eastern deadline
November 13

How to qualify

  • New eligible US Reserve members; no Reserve Units purchased before October 13.
  • At least $5,000 in qualifying purchases settled by November 13, 23:59 Eastern.
  • Redemptions, refunds or account closure can reduce or forfeit future payments.
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What the bonus pays

The programme offers 3% of qualifying Reserve purchases in total, potentially $150–$3,000 before applicable costs. It pays over three annual anniversaries, not immediately or at 3% per year. The deadline is November 13 at 23:59 Eastern, November 14 at 07:59 in Istanbul.

Reserve differs from a cash deposit

Reserve is closed-loop stored value with restricted uses and refund rules, not an insured bank deposit or an interest-bearing savings account. This promotion is separate from prepaid purchase cashback and does not change card rankings.