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Xapo: 3% back in BTC on eligible taxi rides through October 31

Xapo's taxi and rideshare cashback campaign now runs through October 31. An active Metal card must be linked to the account; eligible virtual-card payments can also qualify.

Black Xapo Bank World Elite debit Mastercard card front

The essentials

Offer terms

Eligible taxi and rideshare purchases
3% in BTC
Required on the account
Active Metal card
Campaign end
October 31

How to qualify

  • Active Metal card on the account at purchase time; eligible virtual-card payments also qualify.
  • MCC 4121 purchases completed July 1–October 31, 2026, ending at 23:59 UTC.
  • Cash withdrawals, transfers, gambling and cash equivalents are excluded.
  • The reviewed terms do not state a cashback cap. Xapo Bank membership costs $1,000 a year.

A temporary card benefit

Rewards are paid to the BTC account on the fifth of the month after qualifying purchases complete, subject to the provider's processing terms. A purchase's settlement timing can affect when it qualifies.

The 3% applies to this merchant-category campaign. It is not the ongoing rate for ordinary card purchases. Xapo Bank membership costs $1,000 a year; the campaign does not waive that fee.