OKX EuropeOKX EEA
85
Side-by-side card comparison
OKX EEA vs Coin98 Fusion: overall score versus use-case fit
OKX Card (EEA) has the higher Overall Score by 25 points (85 vs 60). OKX Card (EEA) looks stronger for Cashback, Funds control, Lowest fees, and Transfers, while Coin98 Fusion Card comes out ahead for Travel.
Information checked Aug 5, 202644 official sources reviewed
01 · Overall score versus use-case fit
OKX Card (EEA) is the better all-round starting point
OKX Card (EEA) has the higher Overall Score in this comparison. Coin98 Fusion Card may be the better fit for Travel. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallOKX EEA85Coin98 Fusion60Higher score
CashbackOKX EEA82Coin98 Fusion17Higher score
TravelOKX EEA64Coin98 Fusion65Higher score
Funds controlOKX EEA76Coin98 Fusion64Higher score
Lowest feesOKX EEA90Coin98 Fusion72Higher score
TransfersOKX EEA77Coin98 Fusion39Higher score
Choose OKX Card (EEA) if cashback and funds control matter most
OKX Card (EEA) comes out ahead for Cashback, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Low documented card costs
- Current FAQ confirms 2%-10% USDG cashback
- Clear EU issuer and regional scope
Choose Coin98 Fusion Card if travel matters most
Coin98 Fusion Card comes out ahead for Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Virtual Visa with both phone wallets
- USDC and USDT top-ups on five networks
- No monthly or annual card fee
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- OKX EEA85Coin98 Fusion60
OKX Card (EEA) has the higher Overall Score by 25 points.
- Entry cost & FX
- OKX EEA$0 plan · 0% OKX markup + Mastercard rate FXCoin98 Fusion$0 plan · 1.7% foreign-currency conversion FX
OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 1.7% foreign-currency conversion).
- Purchase rewards
- OKX EEA2% base · up to 10%Coin98 Fusion0% cashback
OKX Card (EEA) has the higher published base cashback rate (2% vs 0%).
- Funds control
- OKX EEAHybrid custodyCoin98 FusionHybrid custody
OKX Card (EEA) and Coin98 Fusion Card use the same hybrid custody setup.
- Everyday access
- OKX EEAVirtual · Apple Pay, Google PayCoin98 FusionVirtual · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- OKX EEA3 stablecoins · Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeCoin98 Fusion2 stablecoins · Not modeled
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0% OKX markup + Mastercard rate
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 0 fiat
- Payout methods
- 3 crypto · 0 fiat
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 1.7% foreign-currency conversion
- ATM fee
- 1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
OKX Card (EEA)
Check in app
OKX shows the current EU referral reward before participation
- Complete identity verification and get approved for the OKX Card.
- Complete the number and minimum value of settled transactions shown in-app within 14 days of sign-up.
OKX Card promo codeJF37NBCF
Reward amount and tasks can change and may differ by market or user. Check the EU Card Referral page before participating.
Coin98 Fusion Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsOKX Card (EEA)Overall85Coin98 Fusion CardOverall60
OKX Card (EEA)Overall85Coin98 Fusion CardOverall60Scores
6 fields- Overall Score
- OKX Card (EEA)85Coin98 Fusion Card60
- Cashback score
- OKX Card (EEA)82Coin98 Fusion Card17
- Travel score
- OKX Card (EEA)64Coin98 Fusion Card65
- Funds control score
- OKX Card (EEA)76Coin98 Fusion Card64
- Lowest fees score
- OKX Card (EEA)90Coin98 Fusion Card72
- Transfers score
- OKX Card (EEA)77Coin98 Fusion Card39
Strengths & trade-offs
2 fields- Strengths
- OKX Card (EEA)Low documented card costs, Current FAQ confirms 2%-10% USDG cashbackCoin98 Fusion CardVirtual Visa with both phone wallets, USDC and USDT top-ups on five networks
- Trade-offs
- OKX Card (EEA)Virtual-only with no ATM access, 10% is conditional, capped VIP upsideCoin98 Fusion CardEvergreen rewards are not verified, Top-up, FX and ATM fees apply
Costs
7 fields- Plan cost
- OKX Card (EEA)$0Coin98 Fusion Card$0
- FX fee
- OKX Card (EEA)0% OKX markup + Mastercard rateCoin98 Fusion Card1.7% foreign-currency conversion
- Top-up fee
- OKX Card (EEA)0%Coin98 Fusion Card1%
- Card spending fee
- OKX Card (EEA)0%Coin98 Fusion CardNot disclosed
- ATM fee
- OKX Card (EEA)Not availableCoin98 Fusion Card1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
- Virtual card
- OKX Card (EEA)€0Coin98 Fusion CardUSD 9 issuance/activation fee
- Physical card
- OKX Card (EEA)Not availableCoin98 Fusion CardNot applicable while the physical card is under development
Plans
2 fields- Available plans
- OKX Card (EEA)5 plans: Regular, VIP 1, VIP 2, VIP 3 +1Coin98 Fusion CardNot disclosed
- Top cashback plan
- OKX Card (EEA)VIP 4+: 10%Coin98 Fusion CardNot disclosed
Everyday use
8 fields- Network
- OKX Card (EEA)MastercardCoin98 Fusion CardVisa
- Card formats
- OKX Card (EEA)VirtualCoin98 Fusion CardVirtual
- ATM withdrawals
- OKX Card (EEA)Not availableCoin98 Fusion CardAvailable
- Mobile wallets
- OKX Card (EEA)Apple Pay, Google PayCoin98 Fusion CardApple Pay, Google Pay
- Apps
- OKX Card (EEA)iOS, AndroidCoin98 Fusion CardiOS, Android
- Daily spending limit
- OKX Card (EEA)No fixed provider daily limit; user-set minimum is 1 EUR, while the regional maximum appears only in-app.Coin98 Fusion CardNo daily card-spend limit published; SGD 200,000 rolling 12-month spending limit
- Monthly spending limit
- OKX Card (EEA)No fixed monthly amount is published; balance and risk controls apply.Coin98 Fusion CardNo monthly card-spend limit published; SGD 200,000 rolling 12-month spending limit
- ATM limit
- OKX Card (EEA)ATM withdrawals are not supported.Coin98 Fusion CardSGD 10,000 per day and SGD 100,000 per month; per-transaction cap unclear
Funding & transfers
5 fields- Networks
- OKX Card (EEA)X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1Coin98 Fusion CardEthereum, Solana, Polygon, Base, Tron
- Crypto deposits
- OKX Card (EEA)Stablecoins: USDC, USDG, USDTCoin98 Fusion CardStablecoins: USDC, USDT
- Fiat deposits
- OKX Card (EEA)Not disclosedCoin98 Fusion CardNot disclosed
- Transfers
- OKX Card (EEA)Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeCoin98 Fusion CardNot disclosed
- Payout currencies
- OKX Card (EEA)Not disclosedCoin98 Fusion CardNot disclosed
Rewards
3 fields- Base cashback
- OKX Card (EEA)2%Coin98 Fusion Card0%
- Max cashback
- OKX Card (EEA)10%Coin98 Fusion Card0%
- Reward currency
- OKX Card (EEA)USDG cashbackCoin98 Fusion CardNot applicable
Earn
5 fields- Advertised APY
- OKX Card (EEA)Not disclosedCoin98 Fusion CardNot offered
- How it works
- OKX Card (EEA)Not disclosedCoin98 Fusion CardNot offered
- Separate deposit
- OKX Card (EEA)Not disclosedCoin98 Fusion CardNot offered
- Use balance for spending
- OKX Card (EEA)Not disclosedCoin98 Fusion CardNot offered
- Lock-up
- OKX Card (EEA)Not disclosedCoin98 Fusion CardNot offered
Trust & availability
4 fields- Custody
- OKX Card (EEA)Hybrid custodyCoin98 Fusion CardHybrid custody
- Control until payment
- OKX Card (EEA)You keep controlCoin98 Fusion CardProvider controls funds
- Card issuer
- OKX Card (EEA)UAB MonavateCoin98 Fusion CardDCS Card Centre Pte. Ltd.
- Programme operator
- OKX Card (EEA)OKX Europe LimitedCoin98 Fusion CardNot disclosed
Sources
2 fields- Official sources
- OKX Card (EEA)21Coin98 Fusion Card23
- Last reviewed
- OKX Card (EEA)Aug 5, 2026Coin98 Fusion CardAug 5, 2026
04 · The trade-off
OKX Card (EEA) is the stronger all-round choice
OKX Card (EEA) finishes ahead with an Overall Score of 85 versus 60 for Coin98 Fusion Card. OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 1.7% foreign-currency conversion). OKX Card (EEA) has the higher published base cashback rate (2% vs 0%).
Coin98 Fusion Card still comes out ahead for Travel, which may matter more than the overall result if that is how you plan to use the card. OKX Card (EEA) and Coin98 Fusion Card use the same hybrid custody setup.
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full OKX Card (EEA) and Coin98 Fusion Card reviews first.
Continue with
OKX Card (EEA)
Continue with
Coin98 Fusion Card
05 · Common questions
OKX EEA vs Coin98 Fusion FAQ
Is OKX EEA or Coin98 Fusion better overall?
OKX Card (EEA) has the higher Overall Score (85 vs 60). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, OKX EEA or Coin98 Fusion?
OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 1.7% foreign-currency conversion). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, OKX EEA or Coin98 Fusion?
OKX Card (EEA) has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do OKX EEA and Coin98 Fusion differ on custody?
OKX Card (EEA) and Coin98 Fusion Card use the same hybrid custody setup.
How current is this OKX EEA vs Coin98 Fusion comparison?
The latest information check for these two cards was August 5, 2026, using 44 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.