OKX EuropeOKX EEA
85
Side-by-side card comparison
OKX EEA vs Solid: overall score versus use-case fit
Solid Card has the higher Overall Score by 4 points (89 vs 85). OKX Card (EEA) looks stronger for Travel and Lowest fees, while Solid Card comes out ahead for Cashback, Funds control, and Transfers.
Information checked Aug 25, 202641 official sources reviewed
01 · Overall score versus use-case fit
Solid Card is the better all-round starting point
Solid Card has the higher Overall Score in this comparison. OKX Card (EEA) may be the better fit for Travel and Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallOKX EEA85Solid89Higher score
CashbackOKX EEA82Solid91Higher score
TravelOKX EEA64Solid62Higher score
Funds controlOKX EEA76Solid97Higher score
Lowest feesOKX EEA90Solid89Higher score
TransfersOKX EEA77Solid83Higher score
Choose OKX Card (EEA) if travel and lowest fees matter most
OKX Card (EEA) comes out ahead for Travel and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Low documented card costs
- Current FAQ confirms 2%-10% USDG cashback
- Clear EU issuer and regional scope
Choose Solid Card if cashback and funds control matter most
Solid Card comes out ahead for Cashback, Funds control, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Savings can stay productive while spending
- Up to 50% on eligible AI subscriptions
- Eligible ACH/wire receive details
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- OKX EEA85Solid89
Solid Card has the higher Overall Score by 4 points.
- Entry cost & FX
- OKX EEA$0 plan · 0% OKX markup + Mastercard rate FXSolid$0 plan · 1% FX
OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 1%).
- Purchase rewards
- OKX EEA2% base · up to 10%Solid3% base · up to 5%
Solid Card has the higher published base cashback rate (3% vs 2%).
- Funds control
- OKX EEAHybrid custodySolidSelf-controlled wallet
OKX Card (EEA) uses a hybrid custody setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- OKX EEAVirtual · Apple Pay, Google PaySolidVirtual · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- OKX EEA3 stablecoins · Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeSolid3 stablecoins · Stablecoin transfers
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0% OKX markup + Mastercard rate
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 0 fiat
- Payout methods
- 3 crypto · 0 fiat
- Cashback
- 3%-5%
- Plan cost
- $0
- FX fee
- 1%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 9 crypto · 1 fiat
- Payout methods
- 3 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
OKX Card (EEA)
Check in app
OKX shows the current EU referral reward before participation
- Complete identity verification and get approved for the OKX Card.
- Complete the number and minimum value of settled transactions shown in-app within 14 days of sign-up.
OKX Card promo codeJF37NBCF
Reward amount and tasks can change and may differ by market or user. Check the EU Card Referral page before participating.
Solid Card
Get $15
$15 new-user bonus after qualifying card spend
- Activate the Solid Card.
- Complete $75 of card spend.
Solid Card promo code15QRE
Solid may change or end the referral programme; check the current Rewards Terms before signing up.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsOKX Card (EEA)Overall85Solid CardOverall89
OKX Card (EEA)Overall85Solid CardOverall89Scores
6 fields- Overall Score
- OKX Card (EEA)85Solid Card89
- Cashback score
- OKX Card (EEA)82Solid Card91
- Travel score
- OKX Card (EEA)64Solid Card62
- Funds control score
- OKX Card (EEA)76Solid Card97
- Lowest fees score
- OKX Card (EEA)90Solid Card89
- Transfers score
- OKX Card (EEA)77Solid Card83
Strengths & trade-offs
2 fields- Strengths
- OKX Card (EEA)Low documented card costs, Current FAQ confirms 2%-10% USDG cashbackSolid CardSavings can stay productive while spending, Up to 50% on eligible AI subscriptions
- Trade-offs
- OKX Card (EEA)Virtual-only with no ATM access, 10% is conditional, capped VIP upsideSolid CardThe best rates require millions of points, ATM availability is still being checked
Costs
7 fields- Plan cost
- OKX Card (EEA)$0Solid Card$0
- FX fee
- OKX Card (EEA)0% OKX markup + Mastercard rateSolid Card1%
- Top-up fee
- OKX Card (EEA)0%Solid Card0%
- Card spending fee
- OKX Card (EEA)0%Solid Card0%
- ATM fee
- OKX Card (EEA)Not availableSolid CardNot available
- Virtual card
- OKX Card (EEA)€0Solid CardVirtual Visa in app after KYC; activation requires at least $10 in Wallet or Savings
- Physical card
- OKX Card (EEA)Not availableSolid CardPhysical card not listed
Plans
2 fields- Available plans
- OKX Card (EEA)5 plans: Regular, VIP 1, VIP 2, VIP 3 +1Solid Card3 plans: Core, Prime, Ultra
- Top cashback plan
- OKX Card (EEA)VIP 4+: 10%Solid CardUltra: 5%
Everyday use
8 fields- Network
- OKX Card (EEA)MastercardSolid CardVisa
- Card formats
- OKX Card (EEA)VirtualSolid CardVirtual
- ATM withdrawals
- OKX Card (EEA)Not availableSolid CardNot available
- Mobile wallets
- OKX Card (EEA)Apple Pay, Google PaySolid CardApple Pay, Google Pay
- Apps
- OKX Card (EEA)iOS, AndroidSolid CardiOS, Android, Web
- Daily spending limit
- OKX Card (EEA)No fixed provider daily limit; user-set minimum is 1 EUR, while the regional maximum appears only in-app.Solid CardShown in app
- Monthly spending limit
- OKX Card (EEA)No fixed monthly amount is published; balance and risk controls apply.Solid CardShown in app
- ATM limit
- OKX Card (EEA)ATM withdrawals are not supported.Solid CardNot disclosed
Funding & transfers
5 fields- Networks
- OKX Card (EEA)X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1Solid CardFuse, Ethereum, BNB Smart Chain, Polygon, Base, Arbitrum
- Crypto deposits
- OKX Card (EEA)Stablecoins: USDC, USDG, USDTSolid CardStablecoins: soUSD, USDC, USDT, FUSE; Other crypto: soETH, VOLT, WBTC, WETH, WFUSE
- Fiat deposits
- OKX Card (EEA)Not disclosedSolid CardUSD virtual account
- Transfers
- OKX Card (EEA)Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeSolid CardStablecoin transfers
- Payout currencies
- OKX Card (EEA)Not disclosedSolid CardNot disclosed
Rewards
3 fields- Base cashback
- OKX Card (EEA)2%Solid Card3%
- Max cashback
- OKX Card (EEA)10%Solid Card5%
- Reward currency
- OKX Card (EEA)USDG cashbackSolid CardUSDC cashback
Earn
5 fields- Advertised APY
- OKX Card (EEA)Not disclosedSolid CardUp to 14% APY
- How it works
- OKX Card (EEA)Not disclosedSolid CardBorrow against collateral, Optional earn vault
- Separate deposit
- OKX Card (EEA)Not disclosedSolid CardYes
- Use balance for spending
- OKX Card (EEA)Not disclosedSolid CardNo
- Lock-up
- OKX Card (EEA)Not disclosedSolid CardNot disclosed
Trust & availability
5 fields- Custody
- OKX Card (EEA)Hybrid custodySolid CardSelf-custody
- Control until payment
- OKX Card (EEA)You keep controlSolid CardYou keep control
- Card issuer
- OKX Card (EEA)UAB MonavateSolid CardRain, Third National
- Card processing
- OKX Card (EEA)Not disclosedSolid CardFuse Network Ltd
- Programme operator
- OKX Card (EEA)OKX Europe LimitedSolid CardFuse Network Ltd
Sources
2 fields- Official sources
- OKX Card (EEA)21Solid Card20
- Last reviewed
- OKX Card (EEA)Aug 5, 2026Solid CardAug 25, 2026
04 · The trade-off
Solid Card is the stronger all-round choice
Solid Card finishes ahead with an Overall Score of 89 versus 85 for OKX Card (EEA). OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 1%). Solid Card has the higher published base cashback rate (3% vs 2%).
OKX Card (EEA) still comes out ahead for Travel and Lowest fees, which may matter more than the overall result if that is how you plan to use the card. OKX Card (EEA) uses a hybrid custody setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full OKX Card (EEA) and Solid Card reviews first.
Continue with
OKX Card (EEA)
Continue with
Solid Card
05 · Common questions
OKX EEA vs Solid FAQ
Is OKX EEA or Solid better overall?
Solid Card has the higher Overall Score (89 vs 85). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, OKX EEA or Solid?
OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, OKX EEA or Solid?
Solid Card has the higher published base cashback rate (3% vs 2%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do OKX EEA and Solid differ on custody?
OKX Card (EEA) uses a hybrid custody setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this OKX EEA vs Solid comparison?
The latest information check for these two cards was August 25, 2026, using 41 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.