OKX EuropeOKX EEA
85
Side-by-side card comparison
OKX EEA vs Oobit: overall score versus use-case fit
OKX Card (EEA) has the higher Overall Score by 13 points (85 vs 72). OKX Card (EEA) looks stronger for Cashback, Travel, Lowest fees, and Transfers, while Oobit Card comes out ahead for Funds control.
Information checked Aug 12, 202637 official sources reviewed
01 · Overall score versus use-case fit
OKX Card (EEA) is the better all-round starting point
OKX Card (EEA) has the higher Overall Score in this comparison. Oobit Card may be the better fit for Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallOKX EEA85Oobit72Higher score
CashbackOKX EEA82Oobit68Higher score
TravelOKX EEA64Oobit45Higher score
Funds controlOKX EEA76Oobit77Higher score
Lowest feesOKX EEA90Oobit51Higher score
TransfersOKX EEA77Oobit64Higher score
Choose OKX Card (EEA) if cashback and travel matter most
OKX Card (EEA) comes out ahead for Cashback, Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Low documented card costs
- Current FAQ confirms 2%-10% USDG cashback
- Clear EU issuer and regional scope
Choose Oobit Card if funds control matters most
Oobit Card comes out ahead for Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Connected-wallet spending
- Phone wallets and contactless ATM
- Stablecoin cashback and points
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- OKX EEA85Oobit72
OKX Card (EEA) has the higher Overall Score by 13 points.
- Entry cost & FX
- OKX EEA$0 plan · 0% OKX markup + Mastercard rate FXOobit$0 plan · 3% FX
OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 3%).
- Purchase rewards
- OKX EEA2% base · up to 10%Oobit5% base · up to 10%
Oobit Card has the higher published base cashback rate (5% vs 2%).
- Funds control
- OKX EEAHybrid custodyOobitHybrid custody
OKX Card (EEA) and Oobit Card use the same hybrid custody setup.
- Everyday access
- OKX EEAVirtual · Apple Pay, Google PayOobitVirtual · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- OKX EEA3 stablecoins · Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeOobit4 stablecoins · Oobit Pay Friends; Crypto-to-bank payout
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0% OKX markup + Mastercard rate
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 0 fiat
- Payout methods
- 3 crypto · 0 fiat
- Cashback
- 5%-10%
- Plan cost
- $0
- FX fee
- 3%
- ATM fee
- 2.5% Oobit fee plus any contactless ATM operator surcharge
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 12 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
OKX Card (EEA)
Check in app
OKX shows the current EU referral reward before participation
- Complete identity verification and get approved for the OKX Card.
- Complete the number and minimum value of settled transactions shown in-app within 14 days of sign-up.
OKX Card promo codeJF37NBCF
Reward amount and tasks can change and may differ by market or user. Check the EU Card Referral page before participating.
Oobit Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsOKX Card (EEA)Overall85Oobit CardOverall72
OKX Card (EEA)Overall85Oobit CardOverall72Scores
6 fields- Overall Score
- OKX Card (EEA)85Oobit Card72
- Cashback score
- OKX Card (EEA)82Oobit Card68
- Travel score
- OKX Card (EEA)64Oobit Card45
- Funds control score
- OKX Card (EEA)76Oobit Card77
- Lowest fees score
- OKX Card (EEA)90Oobit Card51
- Transfers score
- OKX Card (EEA)77Oobit Card64
Strengths & trade-offs
2 fields- Strengths
- OKX Card (EEA)Low documented card costs, Current FAQ confirms 2%-10% USDG cashbackOobit CardConnected-wallet spending, Phone wallets and contactless ATM
- Trade-offs
- OKX Card (EEA)Virtual-only with no ATM access, 10% is conditional, capped VIP upsideOobit CardEvery payment carries a provider fee, Physical card is unclear
Costs
7 fields- Plan cost
- OKX Card (EEA)$0Oobit Card$0
- FX fee
- OKX Card (EEA)0% OKX markup + Mastercard rateOobit Card3%
- Top-up fee
- OKX Card (EEA)0%Oobit CardConnected-wallet spending needs no prefunding; account-balance top-up pricing varies by route
- Card spending fee
- OKX Card (EEA)0%Oobit Card$0.25 + 1%
- ATM fee
- OKX Card (EEA)Not availableOobit Card2.5% Oobit fee plus any contactless ATM operator surcharge
- Virtual card
- OKX Card (EEA)€0Oobit CardFree
- Physical card
- OKX Card (EEA)Not availableOobit CardNot disclosed
Plans
2 fields- Available plans
- OKX Card (EEA)5 plans: Regular, VIP 1, VIP 2, VIP 3 +1Oobit CardNot disclosed
- Top cashback plan
- OKX Card (EEA)VIP 4+: 10%Oobit CardNot disclosed
Everyday use
8 fields- Network
- OKX Card (EEA)MastercardOobit CardVisa
- Card formats
- OKX Card (EEA)VirtualOobit CardVirtual
- ATM withdrawals
- OKX Card (EEA)Not availableOobit CardAvailable
- Mobile wallets
- OKX Card (EEA)Apple Pay, Google PayOobit CardApple Pay, Google Pay
- Apps
- OKX Card (EEA)iOS, AndroidOobit CardiOS, Android
- Daily spending limit
- OKX Card (EEA)No fixed provider daily limit; user-set minimum is 1 EUR, while the regional maximum appears only in-app.Oobit Card$10,000 daily card-spend limit; account-specific controls may be lower
- Monthly spending limit
- OKX Card (EEA)No fixed monthly amount is published; balance and risk controls apply.Oobit CardNo universal monthly card-spend limit published
- ATM limit
- OKX Card (EEA)ATM withdrawals are not supported.Oobit Card$250 maximum per contactless ATM withdrawal; up to three attempts per rolling 24 hours
Funding & transfers
5 fields- Networks
- OKX Card (EEA)X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1Oobit CardEthereum, BNB Smart Chain, Solana, Polygon, Optimism, Arbitrum
- Crypto deposits
- OKX Card (EEA)Stablecoins: USDC, USDG, USDTOobit CardNot disclosed
- Fiat deposits
- OKX Card (EEA)Not disclosedOobit CardNot disclosed
- Transfers
- OKX Card (EEA)Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeOobit CardOobit Pay Friends; Crypto-to-bank payout
- Payout currencies
- OKX Card (EEA)Not disclosedOobit CardUSD, EUR, GBP, INR, TRY, NGN, IDR, PHP +4
Rewards
3 fields- Base cashback
- OKX Card (EEA)2%Oobit Card5%
- Max cashback
- OKX Card (EEA)10%Oobit Card10%
- Reward currency
- OKX Card (EEA)USDG cashbackOobit CardStablecoin rewards or OOB token
Earn
5 fields- Advertised APY
- OKX Card (EEA)Not disclosedOobit CardNot offered
- How it works
- OKX Card (EEA)Not disclosedOobit CardNot offered
- Separate deposit
- OKX Card (EEA)Not disclosedOobit CardNot offered
- Use balance for spending
- OKX Card (EEA)Not disclosedOobit CardNot offered
- Lock-up
- OKX Card (EEA)Not disclosedOobit CardNot offered
Trust & availability
4 fields- Custody
- OKX Card (EEA)Hybrid custodyOobit CardHybrid custody
- Control until payment
- OKX Card (EEA)You keep controlOobit CardYou keep control
- Card issuer
- OKX Card (EEA)UAB MonavateOobit CardThirdNational
- Programme operator
- OKX Card (EEA)OKX Europe LimitedOobit CardNot disclosed
Sources
2 fields- Official sources
- OKX Card (EEA)21Oobit Card16
- Last reviewed
- OKX Card (EEA)Aug 5, 2026Oobit CardAug 12, 2026
04 · The trade-off
OKX Card (EEA) is the stronger all-round choice
OKX Card (EEA) finishes ahead with an Overall Score of 85 versus 72 for Oobit Card. OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 3%). Oobit Card has the higher published base cashback rate (5% vs 2%).
Oobit Card still comes out ahead for Funds control, which may matter more than the overall result if that is how you plan to use the card. OKX Card (EEA) and Oobit Card use the same hybrid custody setup.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full OKX Card (EEA) and Oobit Card reviews first.
Continue with
OKX Card (EEA)
Continue with
Oobit Card
05 · Common questions
OKX EEA vs Oobit FAQ
Is OKX EEA or Oobit better overall?
OKX Card (EEA) has the higher Overall Score (85 vs 72). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, OKX EEA or Oobit?
OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, OKX EEA or Oobit?
Oobit Card has the higher published base cashback rate (5% vs 2%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do OKX EEA and Oobit differ on custody?
OKX Card (EEA) and Oobit Card use the same hybrid custody setup.
How current is this OKX EEA vs Oobit comparison?
The latest information check for these two cards was August 12, 2026, using 37 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.