OKX EuropeOKX EEA
85
Side-by-side card comparison
OKX EEA vs Spritz: fees, rewards and account setup
OKX Card (EEA) has the higher Overall Score by 23 points (85 vs 62). OKX Card (EEA) also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Spritz Card may still be the better personal fit.
Information checked Aug 28, 202662 official sources reviewed
01 · Make the first cut
OKX Card (EEA) is the better all-round starting point
OKX Card (EEA) has the higher Overall Score in this comparison. Spritz Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallOKX EEA85Spritz62Higher score
CashbackOKX EEA82Spritz34Higher score
TravelOKX EEA64Spritz46Higher score
Funds controlOKX EEA76Spritz62Higher score
Lowest feesOKX EEA90Spritz44Higher score
TransfersOKX EEA77Spritz64Higher score
Choose OKX Card (EEA) if cashback and travel matter most
OKX Card (EEA) comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Low documented card costs
- Current FAQ confirms 2%-10% USDG cashback
- Clear EU issuer and regional scope
Choose Spritz Card if its day-to-day setup suits you
Spritz Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Direct crypto card top-up
- Both major phone wallets
- 154-country virtual access
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- OKX EEA85Spritz62
OKX Card (EEA) has the higher Overall Score by 23 points.
- Entry cost & FX
- OKX EEA$0 plan · 0% OKX markup + Mastercard rate FXSpritz$0 plan · Exact Spritz markup not disclosed; local exchange and conversion rates may apply FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- OKX EEA2% base · up to 10%Spritz0% base · up to 5%
OKX Card (EEA) has the higher published base cashback rate (2% vs 0%).
- Funds control
- OKX EEAHybrid custodySpritzHybrid custody
OKX Card (EEA) and Spritz Card use the same hybrid custody setup.
- Everyday access
- OKX EEAVirtual · Apple Pay, Google PaySpritzVirtual + Physical · Apple Pay, Google Pay
Spritz Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- OKX EEA3 stablecoins · Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeSpritz0 stablecoins · Wallet-to-bank Off-Ramp
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 1).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0% OKX markup + Mastercard rate
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 0 fiat
- Payout methods
- 3 crypto · 0 fiat
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- Exact Spritz markup not disclosed; local exchange and conversion rates may apply
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 4 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
OKX Card (EEA)
Check in app
OKX shows the current EU referral reward before participation
- Complete identity verification and get approved for the OKX Card.
- Complete the number and minimum value of settled transactions shown in-app within 14 days of sign-up.
OKX Card promo codeJF37NBCF
Reward amount and tasks can change and may differ by market or user. Check the EU Card Referral page before participating.
Spritz Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsOKX Card (EEA)Overall85Spritz CardOverall62
OKX Card (EEA)Overall85Spritz CardOverall62Scores
6 fields- Overall Score
- OKX Card (EEA)85Spritz Card62
- Cashback score
- OKX Card (EEA)82Spritz Card34
- Travel score
- OKX Card (EEA)64Spritz Card46
- Funds control score
- OKX Card (EEA)76Spritz Card62
- Lowest fees score
- OKX Card (EEA)90Spritz Card44
- Transfers score
- OKX Card (EEA)77Spritz Card64
Strengths & trade-offs
2 fields- Strengths
- OKX Card (EEA)Low documented card costs, Current FAQ confirms 2%-10% USDG cashbackSpritz CardDirect crypto card top-up, Both major phone wallets
- Trade-offs
- OKX Card (EEA)Virtual-only with no ATM access, 10% is conditional, capped VIP upsideSpritz CardATM use is not verified, Top-up fees vary by route
Costs
7 fields- Plan cost
- OKX Card (EEA)$0Spritz Card$0
- FX fee
- OKX Card (EEA)0% OKX markup + Mastercard rateSpritz CardExact Spritz markup not disclosed; local exchange and conversion rates may apply
- Top-up fee
- OKX Card (EEA)0%Spritz Card1–3%
- Card spending fee
- OKX Card (EEA)0%Spritz Card0%
- ATM fee
- OKX Card (EEA)Not availableSpritz CardNot disclosed
- Virtual card
- OKX Card (EEA)€0Spritz CardNot disclosed
- Physical card
- OKX Card (EEA)Not availableSpritz CardNot disclosed
Plans
2 fields- Available plans
- OKX Card (EEA)5 plans: Regular, VIP 1, VIP 2, VIP 3 +1Spritz CardNot disclosed
- Top cashback plan
- OKX Card (EEA)VIP 4+: 10%Spritz CardNot disclosed
Everyday use
8 fields- Network
- OKX Card (EEA)MastercardSpritz CardVisa
- Card formats
- OKX Card (EEA)VirtualSpritz CardVirtual, Physical
- ATM withdrawals
- OKX Card (EEA)Not availableSpritz CardNot disclosed
- Mobile wallets
- OKX Card (EEA)Apple Pay, Google PaySpritz CardApple Pay, Google Pay
- Apps
- OKX Card (EEA)iOS, AndroidSpritz CardiOS
- Daily spending limit
- OKX Card (EEA)No fixed provider daily limit; user-set minimum is 1 EUR, while the regional maximum appears only in-app.Spritz CardNo provider-published daily spend cap
- Monthly spending limit
- OKX Card (EEA)No fixed monthly amount is published; balance and risk controls apply.Spritz CardNot disclosed
- ATM limit
- OKX Card (EEA)ATM withdrawals are not supported.Spritz CardNot verified for the current no-PIN card
Funding & transfers
5 fields- Networks
- OKX Card (EEA)X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1Spritz CardArbitrum, Avalanche, Base, Bitcoin, BNB Chain, Dash +6
- Crypto deposits
- OKX Card (EEA)Stablecoins: USDC, USDG, USDTSpritz CardOther crypto: Crypto top-up
- Fiat deposits
- OKX Card (EEA)Not disclosedSpritz CardNot disclosed
- Transfers
- OKX Card (EEA)Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeSpritz CardWallet-to-bank Off-Ramp
- Payout currencies
- OKX Card (EEA)Not disclosedSpritz CardUSD, CAD, GBP, EUR
Rewards
3 fields- Base cashback
- OKX Card (EEA)2%Spritz Card0%
- Max cashback
- OKX Card (EEA)10%Spritz Card5%
- Reward currency
- OKX Card (EEA)USDG cashbackSpritz CardSpritz Credits
Earn
5 fields- Advertised APY
- OKX Card (EEA)Not disclosedSpritz CardNot offered
- How it works
- OKX Card (EEA)Not disclosedSpritz CardNot offered
- Separate deposit
- OKX Card (EEA)Not disclosedSpritz CardNot offered
- Use balance for spending
- OKX Card (EEA)Not disclosedSpritz CardNot offered
- Lock-up
- OKX Card (EEA)Not disclosedSpritz CardNot offered
Trust & availability
5 fields- Custody
- OKX Card (EEA)Hybrid custodySpritz CardHybrid custody
- Control until payment
- OKX Card (EEA)You keep controlSpritz CardProvider controls funds
- Card issuer
- OKX Card (EEA)UAB MonavateSpritz CardNot disclosed
- Card processing
- OKX Card (EEA)Not disclosedSpritz CardRain
- Programme operator
- OKX Card (EEA)OKX Europe LimitedSpritz CardNot disclosed
Sources
2 fields- Official sources
- OKX Card (EEA)21Spritz Card41
- Last reviewed
- OKX Card (EEA)Aug 5, 2026Spritz CardAug 28, 2026
04 · The takeaway
OKX Card (EEA) is the stronger all-round choice
OKX Card (EEA) finishes ahead with an Overall Score of 85 versus 62 for Spritz Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. OKX Card (EEA) has the higher published base cashback rate (2% vs 0%).
Spritz Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. OKX Card (EEA) and Spritz Card use the same hybrid custody setup.
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full OKX Card (EEA) and Spritz Card reviews first.
Continue with
OKX Card (EEA)
Continue with
Spritz Card
05 · Common questions
OKX EEA vs Spritz FAQ
Is OKX EEA or Spritz better overall?
OKX Card (EEA) has the higher Overall Score (85 vs 62). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, OKX EEA or Spritz?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, OKX EEA or Spritz?
OKX Card (EEA) has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do OKX EEA and Spritz differ on custody?
OKX Card (EEA) and Spritz Card use the same hybrid custody setup.
How current is this OKX EEA vs Spritz comparison?
The latest information check for these two cards was August 28, 2026, using 62 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.