OKX EuropeOKX EEA
85
Side-by-side card comparison
OKX EEA vs Tria: overall score versus use-case fit
OKX Card (EEA) has the higher Overall Score by 18 points (85 vs 67). OKX Card (EEA) looks stronger for Cashback, Travel, Lowest fees, and Transfers, while Tria Card comes out ahead for Funds control.
Information checked Aug 25, 202642 official sources reviewed
01 · Overall score versus use-case fit
OKX Card (EEA) is the better all-round starting point
OKX Card (EEA) has the higher Overall Score in this comparison. Tria Card may be the better fit for Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallOKX EEA85Tria67Higher score
CashbackOKX EEA82Tria45Higher score
TravelOKX EEA64Tria62Higher score
Funds controlOKX EEA76Tria91Higher score
Lowest feesOKX EEA90Tria51Higher score
TransfersOKX EEA77Tria63Higher score
Choose OKX Card (EEA) if cashback and travel matter most
OKX Card (EEA) comes out ahead for Cashback, Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Low documented card costs
- Current FAQ confirms 2%-10% USDG cashback
- Clear EU issuer and regional scope
Choose Tria Card if funds control matters most
Tria Card comes out ahead for Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Self-custody wallet linked to card spend
- Physical, virtual and phone-wallet access
- Higher tiers raise caps and perks
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- OKX EEA85Tria67
OKX Card (EEA) has the higher Overall Score by 18 points.
- Entry cost & FX
- OKX EEA$0 plan · 0% OKX markup + Mastercard rate FXTria$25/year plan · 0–3% FX
OKX Card (EEA) has the lower starting plan cost ($0 vs $25/year).
- Purchase rewards
- OKX EEA2% base · up to 10%Tria1.5% base · up to 6%
OKX Card (EEA) has the higher published base cashback rate (2% vs 1.5%).
- Funds control
- OKX EEAHybrid custodyTriaSelf-controlled wallet
OKX Card (EEA) uses a hybrid custody setup, while Tria Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- OKX EEAVirtual · Apple Pay, Google PayTriaVirtual + Physical · Apple Pay, Google Pay
Tria Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- OKX EEA3 stablecoins · Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeTria2 stablecoins · Stablecoin transfers
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 3).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0% OKX markup + Mastercard rate
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 0 fiat
- Payout methods
- 3 crypto · 0 fiat
- Cashback
- 1.5%-6%
- Plan cost
- $25/year
- FX fee
- 0–3%
- ATM fee
- Up to $2 + 3%; inquiry/decline up to $2
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 5 crypto · 0 fiat
- Payout methods
- 5 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
OKX Card (EEA)
Check in app
OKX shows the current EU referral reward before participation
- Complete identity verification and get approved for the OKX Card.
- Complete the number and minimum value of settled transactions shown in-app within 14 days of sign-up.
OKX Card promo codeJF37NBCF
Reward amount and tasks can change and may differ by market or user. Check the EU Card Referral page before participating.
Tria Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsOKX Card (EEA)Overall85Tria CardOverall67
OKX Card (EEA)Overall85Tria CardOverall67Scores
6 fields- Overall Score
- OKX Card (EEA)85Tria Card67
- Cashback score
- OKX Card (EEA)82Tria Card45
- Travel score
- OKX Card (EEA)64Tria Card62
- Funds control score
- OKX Card (EEA)76Tria Card91
- Lowest fees score
- OKX Card (EEA)90Tria Card51
- Transfers score
- OKX Card (EEA)77Tria Card63
Strengths & trade-offs
2 fields- Strengths
- OKX Card (EEA)Low documented card costs, Current FAQ confirms 2%-10% USDG cashbackTria CardSelf-custody wallet linked to card spend, Physical, virtual and phone-wallet access
- Trade-offs
- OKX Card (EEA)Virtual-only with no ATM access, 10% is conditional, capped VIP upsideTria CardEntry tier is paid, Funding and FX use separate fee layers
Costs
7 fields- Plan cost
- OKX Card (EEA)$0Tria Card$25/year
- FX fee
- OKX Card (EEA)0% OKX markup + Mastercard rateTria Card0–3%
- Top-up fee
- OKX Card (EEA)0%Tria Card1%
- Card spending fee
- OKX Card (EEA)0%Tria CardNot disclosed
- ATM fee
- OKX Card (EEA)Not availableTria CardUp to $2 + 3%; inquiry/decline up to $2
- Virtual card
- OKX Card (EEA)€0Tria Card$25/year Virtual membership; issued after payment and KYC
- Physical card
- OKX Card (EEA)Not availableTria CardSignature $109/year PVC card + virtual; Premium $250/year metal card + virtual; shipping is country/batch gated
Plans
2 fields- Available plans
- OKX Card (EEA)5 plans: Regular, VIP 1, VIP 2, VIP 3 +1Tria Card3 plans: Virtual, Signature, Premium
- Top cashback plan
- OKX Card (EEA)VIP 4+: 10%Tria CardPremium: 6%
Everyday use
8 fields- Network
- OKX Card (EEA)MastercardTria CardVisa
- Card formats
- OKX Card (EEA)VirtualTria CardVirtual, Physical
- ATM withdrawals
- OKX Card (EEA)Not availableTria CardAvailable
- Mobile wallets
- OKX Card (EEA)Apple Pay, Google PayTria CardApple Pay, Google Pay
- Apps
- OKX Card (EEA)iOS, AndroidTria CardiOS, Android, Web
- Daily spending limit
- OKX Card (EEA)No fixed provider daily limit; user-set minimum is 1 EUR, while the regional maximum appears only in-app.Tria CardDynamic / collateral-based; marketing claims up to $1,000,000/day
- Monthly spending limit
- OKX Card (EEA)No fixed monthly amount is published; balance and risk controls apply.Tria CardDynamic / collateral-based; marketing claims up to $1,000,000/day
- ATM limit
- OKX Card (EEA)ATM withdrawals are not supported.Tria Card$750/withdrawal; 3 withdrawals/24h
Funding & transfers
5 fields- Networks
- OKX Card (EEA)X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1Tria CardEthereum, Polygon, Base, Arbitrum, Optimism, BSC +2
- Crypto deposits
- OKX Card (EEA)Stablecoins: USDC, USDG, USDTTria CardStablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL
- Fiat deposits
- OKX Card (EEA)Not disclosedTria CardNot disclosed
- Transfers
- OKX Card (EEA)Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeTria CardStablecoin transfers
- Payout currencies
- OKX Card (EEA)Not disclosedTria CardNot disclosed
Rewards
3 fields- Base cashback
- OKX Card (EEA)2%Tria Card1.5%
- Max cashback
- OKX Card (EEA)10%Tria Card6%
- Reward currency
- OKX Card (EEA)USDG cashbackTria CardUSDC and/or USDT stablecoins cashback
Earn
5 fields- Advertised APY
- OKX Card (EEA)Not disclosedTria CardUp to 15% APY
- How it works
- OKX Card (EEA)Not disclosedTria CardOptional earn vault
- Separate deposit
- OKX Card (EEA)Not disclosedTria CardNot disclosed
- Use balance for spending
- OKX Card (EEA)Not disclosedTria CardNot disclosed
- Lock-up
- OKX Card (EEA)Not disclosedTria CardNo
Trust & availability
4 fields- Custody
- OKX Card (EEA)Hybrid custodyTria CardSelf-custody
- Control until payment
- OKX Card (EEA)You keep controlTria CardYou keep control
- Card issuer
- OKX Card (EEA)UAB MonavateTria CardNimbus, LLC, Third National
- Programme operator
- OKX Card (EEA)OKX Europe LimitedTria CardThreely Dimensions Inc.
Sources
2 fields- Official sources
- OKX Card (EEA)21Tria Card21
- Last reviewed
- OKX Card (EEA)Aug 5, 2026Tria CardAug 25, 2026
04 · The trade-off
OKX Card (EEA) is the stronger all-round choice
OKX Card (EEA) finishes ahead with an Overall Score of 85 versus 67 for Tria Card. OKX Card (EEA) has the lower starting plan cost ($0 vs $25/year). OKX Card (EEA) has the higher published base cashback rate (2% vs 1.5%).
Tria Card still comes out ahead for Funds control, which may matter more than the overall result if that is how you plan to use the card. OKX Card (EEA) uses a hybrid custody setup, while Tria Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full OKX Card (EEA) and Tria Card reviews first.
Continue with
OKX Card (EEA)
Continue with
Tria Card
05 · Common questions
OKX EEA vs Tria FAQ
Is OKX EEA or Tria better overall?
OKX Card (EEA) has the higher Overall Score (85 vs 67). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, OKX EEA or Tria?
OKX Card (EEA) has the lower starting plan cost ($0 vs $25/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, OKX EEA or Tria?
OKX Card (EEA) has the higher published base cashback rate (2% vs 1.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do OKX EEA and Tria differ on custody?
OKX Card (EEA) uses a hybrid custody setup, while Tria Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this OKX EEA vs Tria comparison?
The latest information check for these two cards was August 25, 2026, using 42 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.