OKXOKX Global
82
Side-by-side card comparison
OKX Global vs ARQ: overall score versus use-case fit
OKX Card (Global) has the higher Overall Score by 18 points (82 vs 64). OKX Card (Global) looks stronger for Cashback, Funds control, and Lowest fees, while ARQ Card comes out ahead for Travel.
Information checked Aug 14, 202649 official sources reviewed
01 · Overall score versus use-case fit
OKX Card (Global) is the better all-round starting point
OKX Card (Global) has the higher Overall Score in this comparison. ARQ Card may be the better fit for Travel. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallOKX Global82ARQ64Higher score
CashbackOKX Global71ARQ41Higher score
TravelOKX Global61ARQ62Higher score
Funds controlOKX Global75ARQ52Higher score
Lowest feesOKX Global86ARQ52Higher score
TransfersOKX Global75ARQ75Same score
Choose OKX Card (Global) if cashback and funds control matter most
OKX Card (Global) comes out ahead for Cashback, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Low documented provider costs
- 2% default USDG cashback with higher VIP tiers
- Visa, phone wallets and three stablecoins
Choose ARQ Card if travel matters most
ARQ Card comes out ahead for Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Clear four-country residence coverage
- Virtual, physical and phone-wallet access
- Paid tiers add cashback and earnings
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- OKX Global82ARQ64
OKX Card (Global) has the higher Overall Score by 18 points.
- Entry cost & FX
- OKX Global$0 plan · 0% OKX markup + network rate FXARQ$0 plan · Provider spread unknown; Argentina/Brazil variant charges may apply FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- OKX Global2% base · up to 10%ARQ0% base · up to 2%
OKX Card (Global) has the higher published base cashback rate (2% vs 0%).
- Funds control
- OKX GlobalHybrid custodyARQCustodial balance
OKX Card (Global) uses a hybrid custody setup, while ARQ Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- OKX GlobalVirtual · Apple Pay, Google PayARQVirtual + Physical · Apple Pay, Google Pay
ARQ Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- OKX Global3 stablecoins · Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeARQ4 stablecoins · ARQ P2P; USD ACH payout
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0% OKX markup + network rate
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 0 fiat
- Payout methods
- 3 crypto · 0 fiat
64
- Cashback
- 0%-2%
- Plan cost
- $0
- FX fee
- Provider spread unknown; Argentina/Brazil variant charges may apply
- ATM fee
- 1–3%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 1 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
OKX Card (Global)
Get 5 USDG
5 USDG after qualifying OKX Card purchases
- Complete three qualifying, settled card transactions.
- Each qualifying transaction must be at least $25 under the captured offer.
OKX Card promo codeJF37NBCF
Offer terms can change. The app showed 11 days remaining when captured on 2026-07-23; check the current Card Referral page before signing up.
ARQ Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsOKX Card (Global)Overall82ARQ CardOverall64
OKX Card (Global)Overall82ARQ CardOverall64Scores
6 fields- Overall Score
- OKX Card (Global)82ARQ Card64
- Cashback score
- OKX Card (Global)71ARQ Card41
- Travel score
- OKX Card (Global)61ARQ Card62
- Funds control score
- OKX Card (Global)75ARQ Card52
- Lowest fees score
- OKX Card (Global)86ARQ Card52
- Transfers score
- OKX Card (Global)75ARQ Card75
Strengths & trade-offs
2 fields- Strengths
- OKX Card (Global)Low documented provider costs, 2% default USDG cashback with higher VIP tiersARQ CardClear four-country residence coverage, Virtual, physical and phone-wallet access
- Trade-offs
- OKX Card (Global)Virtual-only with no ATM access, Global does not mean worldwide availabilityARQ CardProvider FX spread remains unclear, Headline cashback requires membership
Costs
7 fields- Plan cost
- OKX Card (Global)$0ARQ Card$0
- FX fee
- OKX Card (Global)0% OKX markup + network rateARQ CardProvider spread unknown; Argentina/Brazil variant charges may apply
- Top-up fee
- OKX Card (Global)0%ARQ CardStandard receive: 3 USDc for USD/crypto and 3 EURc for EUR
- Card spending fee
- OKX Card (Global)Not disclosedARQ Card0%
- ATM fee
- OKX Card (Global)Not availableARQ Card1–3%
- Virtual card
- OKX Card (Global)$0ARQ CardFree
- Physical card
- OKX Card (Global)Not availableARQ Card$4.99 Standard; $0 Premium
Plans
2 fields- Available plans
- OKX Card (Global)5 plans: Regular, VIP 1, VIP 2, VIP 3 +1ARQ Card3 plans: Standard, Premium, Prestige
- Top cashback plan
- OKX Card (Global)VIP 4+: 10%ARQ CardPrestige: 2%
Everyday use
8 fields- Network
- OKX Card (Global)VisaARQ CardMastercard
- Card formats
- OKX Card (Global)VirtualARQ CardVirtual, Physical
- ATM withdrawals
- OKX Card (Global)Not availableARQ CardAvailable
- Mobile wallets
- OKX Card (Global)Apple Pay, Google PayARQ CardApple Pay, Google Pay
- Apps
- OKX Card (Global)iOS, AndroidARQ CardiOS, Android
- Daily spending limit
- OKX Card (Global)No fixed provider daily limit; user-set minimum is 1 USD, while the regional maximum appears only in-app.ARQ CardNot disclosed
- Monthly spending limit
- OKX Card (Global)No fixed monthly amount is published; balance and risk controls apply.ARQ CardNot disclosed
- ATM limit
- OKX Card (Global)ATM withdrawals are not supported.ARQ CardNot disclosed
Funding & transfers
5 fields- Networks
- OKX Card (Global)X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1ARQ CardEthereum, Polygon, Tron
- Crypto deposits
- OKX Card (Global)Stablecoins: USDT, USDC, USDGARQ CardStablecoins: USDC, USDT
- Fiat deposits
- OKX Card (Global)Not disclosedARQ CardUSD receive, EUR receive
- Transfers
- OKX Card (Global)Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeARQ CardARQ P2P; USD ACH payout
- Payout currencies
- OKX Card (Global)Not disclosedARQ CardUSD
Rewards
3 fields- Base cashback
- OKX Card (Global)2%ARQ Card0%
- Max cashback
- OKX Card (Global)10%ARQ Card2%
- Reward currency
- OKX Card (Global)USDG cashbackARQ CardUSDc cashback
Earn
5 fields- Advertised APY
- OKX Card (Global)Up to 10% APYARQ CardUp to 4.5% APY
- How it works
- OKX Card (Global)Earn on spending balanceARQ CardEarn on spending balance, Optional earn vault
- Separate deposit
- OKX Card (Global)NoARQ CardYes
- Use balance for spending
- OKX Card (Global)YesARQ CardNo
- Lock-up
- OKX Card (Global)Not disclosedARQ CardNo
Trust & availability
4 fields- Custody
- OKX Card (Global)Hybrid custodyARQ CardCustodial
- Control until payment
- OKX Card (Global)You keep controlARQ CardProvider controls funds
- Card issuer
- OKX Card (Global)Xfers Pte. Ltd. (StraitsX), Bano Pty LtdARQ CardNot disclosed
- Card processing
- OKX Card (Global)OKXARQ CardNot disclosed
Sources
2 fields- Official sources
- OKX Card (Global)13ARQ Card36
- Last reviewed
- OKX Card (Global)Aug 14, 2026ARQ CardAug 5, 2026
04 · The trade-off
OKX Card (Global) is the stronger all-round choice
OKX Card (Global) finishes ahead with an Overall Score of 82 versus 64 for ARQ Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. OKX Card (Global) has the higher published base cashback rate (2% vs 0%).
ARQ Card still comes out ahead for Travel, which may matter more than the overall result if that is how you plan to use the card. OKX Card (Global) uses a hybrid custody setup, while ARQ Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full OKX Card (Global) and ARQ Card reviews first.
Continue with
OKX Card (Global)
Continue with
ARQ Card
05 · Common questions
OKX Global vs ARQ FAQ
Is OKX Global or ARQ better overall?
OKX Card (Global) has the higher Overall Score (82 vs 64). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, OKX Global or ARQ?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, OKX Global or ARQ?
OKX Card (Global) has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do OKX Global and ARQ differ on custody?
OKX Card (Global) uses a hybrid custody setup, while ARQ Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this OKX Global vs ARQ comparison?
The latest information check for these two cards was August 14, 2026, using 49 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.