Side-by-side card comparison

OKX Global vs Brighty: overall score versus use-case fit

OKX Card (Global) has the higher Overall Score by 12 points (82 vs 70). OKX Card (Global) looks stronger for Cashback, Funds control, and Lowest fees, while Brighty Card comes out ahead for Travel and Transfers.

Information checked Aug 16, 202638 official sources reviewed

01 · Overall score versus use-case fit

OKX Card (Global) is the better all-round starting point

OKX Card (Global) has the higher Overall Score in this comparison. Brighty Card may be the better fit for Travel and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallOKX Global82Brighty70Higher score
CashbackOKX Global71Brighty48Higher score
TravelOKX Global61Brighty80Higher score
Funds controlOKX Global75Brighty65Higher score
Lowest feesOKX Global86Brighty68Higher score
TransfersOKX Global75Brighty93Higher score

Choose OKX Card (Global) if cashback and funds control matter most

OKX Card (Global) comes out ahead for Cashback, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Low documented provider costs
  • 2% default USDG cashback with higher VIP tiers
  • Visa, phone wallets and three stablecoins

Choose Brighty Card if travel and transfers matter most

Brighty Card comes out ahead for Travel and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Free entry plan
  • USDC cashback
  • Multiple account rails

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
OKX Global82
Brighty70

OKX Card (Global) has the higher Overall Score by 12 points.

Entry cost & FX
OKX Global$0 plan · 0% OKX markup + network rate FX
Brighty$0 plan · Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources FX

OKX Card (Global) has the lower published FX fee (0% OKX markup + network rate vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources).

Purchase rewards
OKX Global2% base · up to 10%
Brighty0.5% base · up to 1.75%

OKX Card (Global) has the higher published base cashback rate (2% vs 0.5%).

Funds control
OKX GlobalHybrid custody
BrightyCustodial balance

OKX Card (Global) uses a hybrid custody setup, while Brighty Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
OKX GlobalVirtual · Apple Pay, Google Pay
BrightyVirtual + Physical · Apple Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
OKX Global3 stablecoins · Stablecoin transfers; OKX Pay contacts, Transfer to OKX Exchange
Brighty2 stablecoins · Stablecoin transfers; SEPA / Faster Payments payout, SWIFT payout

OKX Card (Global) lists more stablecoins and ways to send money out (6 vs 5).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
2%-10%
Plan cost
$0
FX fee
0% OKX markup + network rate
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
3 crypto · 0 fiat
Payout methods
3 crypto · 0 fiat
Cashback
0.5%-1.8%
Plan cost
$0
FX fee
Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources
ATM fee
Not disclosed
Card formats
Virtual, Physical
Wallet payments
Apple Pay
Receive methods
4 crypto · 2 fiat
Payout methods
16 crypto · 4 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

OKX Card (Global)

Get 5 USDG

5 USDG after qualifying OKX Card purchases

  • Complete three qualifying, settled card transactions.
  • Each qualifying transaction must be at least $25 under the captured offer.

OKX Card promo codeJF37NBCF

Offer terms can change. The app showed 11 days remaining when captured on 2026-07-23; check the current Card Referral page before signing up.

Brighty Card

No active signup offer listed

We do not currently list an active signup offer for this card.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
OKX Card (Global)Overall82
Brighty CardOverall70
01

Scores

6 fields
Overall Score
OKX Card (Global)
82
Brighty Card
70
Cashback score
OKX Card (Global)
71
Brighty Card
48
Travel score
OKX Card (Global)
61
Brighty Card
80
Funds control score
OKX Card (Global)
75
Brighty Card
65
Lowest fees score
OKX Card (Global)
86
Brighty Card
68
Transfers score
OKX Card (Global)
75
Brighty Card
93
02

Strengths & trade-offs

2 fields
Strengths
OKX Card (Global)
Low documented provider costs, 2% default USDG cashback with higher VIP tiers
Brighty Card
Free entry plan, USDC cashback
Trade-offs
OKX Card (Global)
Virtual-only with no ATM access, Global does not mean worldwide availability
Brighty Card
Network-specific FX gap, Physical terms vary
03

Costs

7 fields
Plan cost
OKX Card (Global)
$0
Brighty Card
$0
FX fee
OKX Card (Global)
0% OKX markup + network rate
Brighty Card
Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources
Top-up fee
OKX Card (Global)
0%
Brighty Card
0%
Card spending fee
OKX Card (Global)
Not disclosed
Brighty Card
Not disclosed
ATM fee
OKX Card (Global)
Not available
Brighty Card
Not disclosed
Virtual card
OKX Card (Global)
$0
Brighty Card
Visa and Mastercard: published issue price €2.99; included-card interaction unresolved
Physical card
OKX Card (Global)
Not available
Brighty Card
Visa: One unavailable; Plus includes one and Pro includes two, with €0 issue price
04

Plans

2 fields
Available plans
OKX Card (Global)
5 plans: Regular, VIP 1, VIP 2, VIP 3 +1
Brighty Card
3 plans: One, Plus, Pro
Top cashback plan
OKX Card (Global)
VIP 4+: 10%
Brighty Card
One: 0.5%
05

Everyday use

8 fields
Network
OKX Card (Global)
Visa
Brighty Card
Visa/Mastercard
Card formats
OKX Card (Global)
Virtual
Brighty Card
Virtual, Physical
ATM withdrawals
OKX Card (Global)
Not available
Brighty Card
Available
Mobile wallets
OKX Card (Global)
Apple Pay, Google Pay
Brighty Card
Apple Pay
Apps
OKX Card (Global)
iOS, Android
Brighty Card
iOS, Android
Daily spending limit
OKX Card (Global)
No fixed provider daily limit; user-set minimum is 1 USD, while the regional maximum appears only in-app.
Brighty Card
Published period is ambiguous: Visa virtual €15k / €15k / €50k; Mastercard virtual €15k / €25k / €50k for One / Plus / Pro
Monthly spending limit
OKX Card (Global)
No fixed monthly amount is published; balance and risk controls apply.
Brighty Card
Published period is ambiguous: physical Visa €15k on Plus and €50k on Pro
ATM limit
OKX Card (Global)
ATM withdrawals are not supported.
Brighty Card
ATM withdrawal limits are not published; only physical Visa fees are known
06

Funding & transfers

5 fields
Networks
OKX Card (Global)
X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1
Brighty Card
Ethereum, Tron, Bitcoin SegWit, Bitcoin Legacy, Cardano, Tezos +6
Crypto deposits
OKX Card (Global)
Stablecoins: USDT, USDC, USDG
Brighty Card
Stablecoins: USDC, EURC; Other crypto: BTC, ETH
Fiat deposits
OKX Card (Global)
Not disclosed
Brighty Card
SEPA / Faster Payments, SWIFT
Transfers
OKX Card (Global)
Stablecoin transfers; OKX Pay contacts, Transfer to OKX Exchange
Brighty Card
Stablecoin transfers; SEPA / Faster Payments payout, SWIFT payout
Payout currencies
OKX Card (Global)
Not disclosed
Brighty Card
EUR, GBP, USD, AED
07

Rewards

3 fields
Base cashback
OKX Card (Global)
2%
Brighty Card
0.5%
Max cashback
OKX Card (Global)
10%
Brighty Card
1.8%
Reward currency
OKX Card (Global)
USDG cashback
Brighty Card
USDC
08

Earn

5 fields
Advertised APY
OKX Card (Global)
Up to 10% APY
Brighty Card
Not disclosed
How it works
OKX Card (Global)
Earn on spending balance
Brighty Card
Earn on spending balance
Separate deposit
OKX Card (Global)
No
Brighty Card
No
Use balance for spending
OKX Card (Global)
Yes
Brighty Card
Yes
Lock-up
OKX Card (Global)
Not disclosed
Brighty Card
No
09

Trust & availability

6 fields
Custody
OKX Card (Global)
Hybrid custody
Brighty Card
Custodial
Control until payment
OKX Card (Global)
You keep control
Brighty Card
Provider controls funds
Card issuer
OKX Card (Global)
Xfers Pte. Ltd. (StraitsX), Bano Pty Ltd
Brighty Card
Wallester AS
Card processing
OKX Card (Global)
OKX
Brighty Card
Not disclosed
Custody / key management
OKX Card (Global)
Not disclosed
Brighty Card
Fireblocks
Identity verification
OKX Card (Global)
Not disclosed
Brighty Card
Sumsub
10

Sources

2 fields
Official sources
OKX Card (Global)
13
Brighty Card
25
Last reviewed
OKX Card (Global)
Aug 14, 2026
Brighty Card
Aug 16, 2026

04 · The trade-off

OKX Card (Global) is the stronger all-round choice

OKX Card (Global) finishes ahead with an Overall Score of 82 versus 70 for Brighty Card. OKX Card (Global) has the lower published FX fee (0% OKX markup + network rate vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources). OKX Card (Global) has the higher published base cashback rate (2% vs 0.5%).

Brighty Card still comes out ahead for Travel and Transfers, which may matter more than the overall result if that is how you plan to use the card. OKX Card (Global) uses a hybrid custody setup, while Brighty Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

OKX Card (Global) lists more stablecoins and ways to send money out (6 vs 5). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full OKX Card (Global) and Brighty Card reviews first.

05 · Common questions

OKX Global vs Brighty FAQ

Is OKX Global or Brighty better overall?

OKX Card (Global) has the higher Overall Score (82 vs 70). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, OKX Global or Brighty?

OKX Card (Global) has the lower published FX fee (0% OKX markup + network rate vs Visa: up to 2% foreign-transaction fee. Mastercard: not disclosed in the reviewed Brighty sources). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, OKX Global or Brighty?

OKX Card (Global) has the higher published base cashback rate (2% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do OKX Global and Brighty differ on custody?

OKX Card (Global) uses a hybrid custody setup, while Brighty Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this OKX Global vs Brighty comparison?

The latest information check for these two cards was August 16, 2026, using 38 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace