OKXOKX Global
82
Side-by-side card comparison
OKX Global vs WhiteBIT Nova USD: overall score versus use-case fit
OKX Card (Global) has the higher Overall Score by 23 points (82 vs 59). OKX Card (Global) looks stronger for Cashback, Travel, Funds control, and Lowest fees, while WhiteBIT Nova USD comes out ahead for Transfers.
Information checked Oct 16, 202630 official sources reviewed
01 · Overall score versus use-case fit
OKX Card (Global) is the better all-round starting point
OKX Card (Global) has the higher Overall Score in this comparison. WhiteBIT Nova USD may be the better fit for Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallOKX Global82WhiteBIT Nova USD59Higher score
CashbackOKX Global71WhiteBIT Nova USD25Higher score
TravelOKX Global61WhiteBIT Nova USD36Higher score
Funds controlOKX Global75WhiteBIT Nova USD49Higher score
Lowest feesOKX Global86WhiteBIT Nova USD60Higher score
TransfersOKX Global75WhiteBIT Nova USD86Higher score
Choose OKX Card (Global) if cashback and travel matter most
OKX Card (Global) comes out ahead for Cashback, Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Low documented provider costs
- 2% default USDG cashback with higher VIP tiers
- Visa, phone wallets and three stablecoins
Choose WhiteBIT Nova USD if transfers matters most
WhiteBIT Nova USD comes out ahead for Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Apple Pay and Google Pay
- Spend selected exchange assets
- No monthly maintenance fee
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- OKX Global82WhiteBIT Nova USD59
OKX Card (Global) has the higher Overall Score by 23 points.
- Entry cost & FX
- OKX Global$0 plan · 0% OKX markup + network rate FXWhiteBIT Nova USDNot disclosed plan · 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete FX
OKX Card (Global) has the lower published FX fee (0% OKX markup + network rate vs 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete).
- Purchase rewards
- OKX Global2% base · up to 10%WhiteBIT Nova USD0% base · up to 10%
OKX Card (Global) has the higher published base cashback rate (2% vs 0%).
- Funds control
- OKX GlobalHybrid custodyWhiteBIT Nova USDCustodial balance
OKX Card (Global) uses a hybrid custody setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- OKX GlobalVirtual · Apple Pay, Google PayWhiteBIT Nova USDVirtual · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- OKX Global3 stablecoins · Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeWhiteBIT Nova USD2 stablecoins · Stablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account
OKX Card (Global) lists more stablecoins and ways to send money out (6 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0% OKX markup + network rate
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 0 fiat
- Payout methods
- 3 crypto · 0 fiat
- Cashback
- 0%-10%
- Plan cost
- Not disclosed
- FX fee
- 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 1 fiat
- Payout methods
- 2 crypto · 1 fiat
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03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsOKX Card (Global)Overall82WhiteBIT Nova USDOverall59
OKX Card (Global)Overall82WhiteBIT Nova USDOverall59Scores
6 fields- Overall Score
- OKX Card (Global)82WhiteBIT Nova USD59
- Cashback score
- OKX Card (Global)71WhiteBIT Nova USD25
- Travel score
- OKX Card (Global)61WhiteBIT Nova USD36
- Funds control score
- OKX Card (Global)75WhiteBIT Nova USD49
- Lowest fees score
- OKX Card (Global)86WhiteBIT Nova USD60
- Transfers score
- OKX Card (Global)75WhiteBIT Nova USD86
Strengths & trade-offs
2 fields- Strengths
- OKX Card (Global)Low documented provider costs, 2% default USDG cashback with higher VIP tiersWhiteBIT Nova USDApple Pay and Google Pay, Spend selected exchange assets
- Trade-offs
- OKX Card (Global)Virtual-only with no ATM access, Global does not mean worldwide availabilityWhiteBIT Nova USDA fee on every purchase, Category cashback stops at $25
Costs
7 fields- Plan cost
- OKX Card (Global)$0WhiteBIT Nova USDNot disclosed
- FX fee
- OKX Card (Global)0% OKX markup + network rateWhiteBIT Nova USD1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
- Top-up fee
- OKX Card (Global)0%WhiteBIT Nova USD0%
- Card spending fee
- OKX Card (Global)Not disclosedWhiteBIT Nova USD$0.20 + 1.5%
- ATM fee
- OKX Card (Global)Not availableWhiteBIT Nova USDNot available
- Virtual card
- OKX Card (Global)$0WhiteBIT Nova USD$0 issuance
- Physical card
- OKX Card (Global)Not availableWhiteBIT Nova USDUnavailable for the current USD product
Plans
2 fields- Available plans
- OKX Card (Global)5 plans: Regular, VIP 1, VIP 2, VIP 3 +1WhiteBIT Nova USDNot disclosed
- Top cashback plan
- OKX Card (Global)VIP 4+: 10%WhiteBIT Nova USDNot disclosed
Everyday use
8 fields- Network
- OKX Card (Global)VisaWhiteBIT Nova USDVisa
- Card formats
- OKX Card (Global)VirtualWhiteBIT Nova USDVirtual
- ATM withdrawals
- OKX Card (Global)Not availableWhiteBIT Nova USDNot available
- Mobile wallets
- OKX Card (Global)Apple Pay, Google PayWhiteBIT Nova USDApple Pay, Google Pay
- Apps
- OKX Card (Global)iOS, AndroidWhiteBIT Nova USDWeb
- Daily spending limit
- OKX Card (Global)No fixed provider daily limit; user-set minimum is 1 USD, while the regional maximum appears only in-app.WhiteBIT Nova USDUSD 40,000 daily
- Monthly spending limit
- OKX Card (Global)No fixed monthly amount is published; balance and risk controls apply.WhiteBIT Nova USDUSD 200,000 monthly
- ATM limit
- OKX Card (Global)ATM withdrawals are not supported.WhiteBIT Nova USDATM withdrawals unavailable; future published limits are not current access.
Funding & transfers
5 fields- Networks
- OKX Card (Global)X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1WhiteBIT Nova USDArbitrum, Avalanche C-Chain, Base, BNB Smart Chain, Polkadot Asset Hub, Ethereum +9
- Crypto deposits
- OKX Card (Global)Stablecoins: USDT, USDC, USDGWhiteBIT Nova USDStablecoins: USDC, USDT
- Fiat deposits
- OKX Card (Global)Not disclosedWhiteBIT Nova USDSEPA FINCI to WhiteBIT account
- Transfers
- OKX Card (Global)Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeWhiteBIT Nova USDStablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account
- Payout currencies
- OKX Card (Global)Not disclosedWhiteBIT Nova USDEUR
Rewards
3 fields- Base cashback
- OKX Card (Global)2%WhiteBIT Nova USD0%
- Max cashback
- OKX Card (Global)10%WhiteBIT Nova USD10%
- Reward currency
- OKX Card (Global)USDG cashbackWhiteBIT Nova USDNot disclosed
Earn
5 fields- Advertised APY
- OKX Card (Global)Up to 10% APYWhiteBIT Nova USDNot offered
- How it works
- OKX Card (Global)Earn on spending balanceWhiteBIT Nova USDNot offered
- Separate deposit
- OKX Card (Global)NoWhiteBIT Nova USDNot offered
- Use balance for spending
- OKX Card (Global)YesWhiteBIT Nova USDNot offered
- Lock-up
- OKX Card (Global)Not disclosedWhiteBIT Nova USDNot offered
Trust & availability
4 fields- Custody
- OKX Card (Global)Hybrid custodyWhiteBIT Nova USDCustodial
- Control until payment
- OKX Card (Global)You keep controlWhiteBIT Nova USDProvider controls funds
- Card issuer
- OKX Card (Global)Xfers Pte. Ltd. (StraitsX), Bano Pty LtdWhiteBIT Nova USDJSC Hash Bank
- Card processing
- OKX Card (Global)OKXWhiteBIT Nova USDNot disclosed
Sources
2 fields- Official sources
- OKX Card (Global)13WhiteBIT Nova USD17
- Last reviewed
- OKX Card (Global)Aug 14, 2026WhiteBIT Nova USDOct 16, 2026
04 · The trade-off
OKX Card (Global) is the stronger all-round choice
OKX Card (Global) finishes ahead with an Overall Score of 82 versus 59 for WhiteBIT Nova USD. OKX Card (Global) has the lower published FX fee (0% OKX markup + network rate vs 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete). OKX Card (Global) has the higher published base cashback rate (2% vs 0%).
WhiteBIT Nova USD still comes out ahead for Transfers, which may matter more than the overall result if that is how you plan to use the card. OKX Card (Global) uses a hybrid custody setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
OKX Card (Global) lists more stablecoins and ways to send money out (6 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full OKX Card (Global) and WhiteBIT Nova USD reviews first.
Continue with
OKX Card (Global)
Continue with
WhiteBIT Nova USD
05 · Common questions
OKX Global vs WhiteBIT Nova USD FAQ
Is OKX Global or WhiteBIT Nova USD better overall?
OKX Card (Global) has the higher Overall Score (82 vs 59). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, OKX Global or WhiteBIT Nova USD?
OKX Card (Global) has the lower published FX fee (0% OKX markup + network rate vs 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, OKX Global or WhiteBIT Nova USD?
OKX Card (Global) has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do OKX Global and WhiteBIT Nova USD differ on custody?
OKX Card (Global) uses a hybrid custody setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this OKX Global vs WhiteBIT Nova USD comparison?
The latest information check for these two cards was October 16, 2026, using 30 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.